Reliant Community Credit Union Webster NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Reliant Community, your trusted financial partner located at 870 Holt Rd, Webster, NY 14580. Since our establishment in 1970, we've proudly served our community with a commitment to providing exceptional financial services tailored to meet the diverse needs of our 46,967 members. With total assets exceeding $689,753,689 and total deposits reaching $61,859,197, we stand strong as a reliable resource for all your banking needs. At Reliant Community, we understand that each member's journey is unique. That's why we offer a wide array of products and services, including personal checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our dedicated team of 173 employees, led by CEO Pamela Heald and Board President Jane Slack, is here to ensure you receive personalized service every step of the way. While you can visit us at our branch location for all your banking requirements, please note that any official correspondence should be sent to the same address: 870 Holt Rd, Webster, NY 14580-9103. We're excited to help you achieve your financial goals with confidence and ease. Don't hesitate to reach out! Call us at 800-724-9282 or visit our website at reliantcu.com for more information on how we can assist you today. Join us in making your financial dreams a reality!

Branch History & Mission

Welcome to the heart of Webster, NY, where the Reliant Community Credit Union has been serving its members since 1970. Established with a vision to empower individuals and families through accessible financial services, our branch at 870 Holt Rd has grown alongside the community, nurturing strong relationships built on trust and support. Over the years, Reliant Community has transformed from a small institution into a robust credit union with total assets reaching an impressive $689,753,689. With a proud membership of 46,967, we have dedicated ourselves to providing personalized banking solutions that cater to every need, whether it's for personal banking, auto loans, mortgages, or business financing. Our mission is clear: to enhance the financial well-being of our members while making a positive impact in the communities we serve. At Reliant Community, we believe that everyone deserves access to quality financial services. That's why we offer various digital tools like online banking and mobile payments for convenience. We also ensure our branch is ADA compliant so that all members can access our services easily. Additionally, our drive-thru service allows you to manage simple transactions without leaving your vehicle. The essence of our mission is reflected not just in the services we provide but also in our commitment to community outreach and partnerships. We participate in local events and initiatives aimed at supporting education, financial literacy, and overall community development. Our goal is not only to meet your financial needs but also to uplift those around us. While members can visit us at 870 Holt Rd Webster Ny 14580, official correspondence should be sent to 870 Holt Rd, Webster, NY 14580-9103. You can find us open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM, ready to assist you with any inquiries or services you may require. Join us at Reliant Community Credit Union and experience the difference of being part of a supportive family dedicated to your success. Whether you're looking for savings options or planning your next big investment, we're here for you every step of the way! For more information or to become a member today, please call us at (800) 724-9282 or visit our website at Reliant Community.

Branch Location & Accessibility

Additional Services

In addition to our standard banking services like checking and savings accounts, auto loans, and mortgage options, we also offer shared services for members of partner credit unions. This means more flexibility and convenience for you when managing your finances! While members can visit us at 870 Holt Rd, official correspondence should be sent to our mailing address at 870 Holt Rd, Webster, NY 14580-9103. If you have any questions or need assistance before your visit, feel free to give us a call at 800-724-9282. We're excited to help you reach your financial goals! Come see us today at Reliant Community where community matters!

Convenient Access

At our Webster branch, we understand that accessibility matters. That's why we offer ample parking and features designed to accommodate everyone, including ADA-compliant entrances and ramps. If you prefer to bank on the go, you can take advantage of our ATM services right here on-site. Plus, with our drive-thru service, you can complete simple transactions without leaving your car.

Operating Hours

We're open during the week to suit your busy schedule! Swing by Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and even Saturday from 9 AM to noon. We're closed on Sundays but are always ready to assist you during our operational hours.

Member Eligibility

Becoming a member of Reliant Community is like joining a warm and welcoming family where your financial well-being is the priority. If you live, work, worship, or attend school in the Webster area, you're already on the path to membership! It's our way of ensuring that we can provide personalized services tailored just for you. Plus, as a member, you can enjoy a range of benefits including competitive rates on loans and savings accounts, access to online banking tools, and more. To get started, simply visit us at 870 Holt Rd Webster Ny 14580 or give us a call at (800) 724-9282. If you want more detailed information about eligibility criteria, check out this resource: Eligibility Details. When you're ready to open an account, you can easily apply online by visiting Account Opening. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $251 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $23,586,820, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical benefits for daily operations. Imagine effortlessly accepting payments from your customers, whether in-person or online. Our services streamline transactions, giving you more time to focus on what really matters growing your business. Located at 870 Holt Rd Webster Ny 14580 in Webster, NY, we're here to partner with you every step of the way. For more information, call us at (800) 724-9282 or visit our website at https://www.reliantcu.com/ . Let's work together to unlock your business's potential!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, we offer tailored business banking solutions including merchant services and business loans. We know running a business requires flexibility and support; that's why we're here to help you thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with ATM access available at our branch and other locations, cash withdrawals are hassle-free.

Credit Cards and Rewards

Who doesn't love rewards? With our credit cards offering various benefits, you can earn points on every purchase. It's an easy way to get something back just for using your card!

Drive-Thru & Shared Branch Transactions

Need quick service? Our drive-thru banking makes deposits and withdrawals simple and efficient. If you're a member of a partner credit union, feel free to use our shared branch transactions for deposits and withdrawals as well.

Get in Touch!

We invite you to experience everything Reliant Community has to offer at our Webster location. Our friendly staff is ready to assist you with any questions or concerns. Feel free to call us at 800-724-9282 during our operating hours: Monday through Thursday from 9 AM - 4 PM, Friday from 9 AM - 5 PM, and Saturday from 9 AM - 12 PM. Don't wait come visit us today or check out more about our services on our website here. Let's work together towards achieving your financial goals!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money effectively. If you're considering purchasing a new car, our auto loans and vehicle financing options can make that dream a reality without breaking the bank. For those larger investments like buying a home, our mortgage loans and refinancing solutions provide flexible terms to fit your budget. Sometimes life throws unexpected challenges your way, which is where our personal loans and debt consolidation options come into play. These services can help ease financial burdens and give you the breathing room you need.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.reliantcu.com/ , you can access your accounts anytime you need. Whether it's checking your balance, paying bills, or transferring money, everything you need is just a few clicks away. Plus, our user-friendly interface ensures that even those new to online banking will feel right at home.

Easy Access to Your Statements

E-statements are available too! Enjoy the convenience of receiving your statements electronically, saving paper and clutter while keeping your financial records organized. You can easily review past statements whenever you need them.

Mobile Banking Made Simple

Stay connected with our mobile application. Whether you want to make payments or check your account balance, our app provides all the tools you need right in your pocket. Plus, with mobile payments enabled, you can pay for purchases quickly and securely without fumbling for cash or cards.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple to send funds directly from your account to theirs in just moments. At Reliant Community, we're committed to providing accessible banking solutions that fit into your busy life. Experience the convenience of modern banking today!

Secure Transactions

Security is a top priority for us. We use advanced encryption technology to protect your personal information and transactions. You can rest assured knowing that your data is safe while using features like electronic signature authorization, making signing documents quick and hassle-free.

Financial Strength

Commitment to Growth

With $61,368,266 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,148 in used auto loans and $470,354,271 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $122,443,782 in share certificates and $166,227,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $64,498,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Our net shares (funds available for lending and investments) amount to $23,968,239, demonstrating our capability to support our members' needs effectively. With a total of 111,923 deposit accounts, it's clear that many people trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reliant Community is your trusted partner. Visit us at 870 Holt Rd Webster Ny 14580 or call (800) 724-9282 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have issued over $89,476,994 in used vehicle loans and $26,272,493 in new vehicle loans already helping members get on the road. Whether you're looking for a dependable used car or a brand-new model, our competitive rates make financing your next vehicle easier than ever.

Business Loans

For business owners in need of capital to grow and expand their ventures, our outstanding commercial loans total $23,586,820. These loans are tailored to support your business objectives and can provide the financial boost necessary for success. At Reliant Community, we're committed to serving our members with transparent and practical lending solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For any questions or to discuss how we can assist you further, feel free to call us at 800-724-9282. Our dedicated team is ready to help you navigate your financing options!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $52,876,580. We aim to make buying or refinancing straightforward and accessible. If you're considering refinancing your current mortgage or exploring eligibility options for a new home loan, our team is here to assist you every step of the way.

Unsecured Credit Cards

Managing everyday expenses can be challenging, but with our flexible terms on unsecured credit card loans totaling $42,393,279, we help you keep your finances in check. This product allows for effective budgeting and provides a safety net for unexpected costs.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all offers presented are fair and transparent. Each lender listed on the platform undergoes a thorough vetting process, ensuring that users can trust the legitimacy of the loan offers they see.

RELIANT COMMUNITY FEDERAL CREDIT UNION - Webster, NY