Reliant Community Credit Union Newark NY | Best Auto Loans & Business Banking

Introduction

Welcome to Reliant Community, your trusted partner in financial wellness since 1970. Located at 205 N Main St, Newark, NY 14513, we have been dedicated to serving our members with a range of personalized banking solutions. With a growing membership of 46,967 and total assets exceeding $689,753,689, we pride ourselves on fostering strong relationships within the community. At Reliant Community, we offer a variety of services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, or mortgage options. Our commitment to our members is reflected in our impressive totals: over $61,859,197 in deposits and a robust loan portfolio amounting to 33,335 loans and leases. These figures demonstrate our stability and ability to support you in achieving your financial goals. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address. Our friendly team of 173 employees is here to assist you during our operating hours Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. Under the leadership of CEO Pamela Heald and Board President Jane Slack, Reliant Community continues its mission of providing exceptional service with integrity and transparency. We understand that financial decisions can feel overwhelming; that's why we prioritize creating an approachable environment where you feel comfortable discussing your options. We invite you to explore what Reliant Community has to offer. Whether you're visiting our website at reliantcu.com or giving us a call at 800-724-9282, we're ready to help you navigate your financial journey. Join us today and become part of a community that truly cares about its members!

Branch History & Mission

Welcome to the heart of Newark, New York where the spirit of community thrives at Reliant Community Credit Union. Since opening our doors in 1970, we've been dedicated to serving our members and supporting the local community. With over 46,900 members and total assets exceeding $689 million, we have grown alongside our community, adapting to meet its financial needs. Our branch is located at 205 N Main St, Newark, NY 14513, a convenient spot for all your banking needs. We are proud to offer a wide range of services that include personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our drive-thru service and ATM availability ensure that you can access your funds and conduct transactions easily. At Reliant Community, we believe in more than just banking; we believe in building relationships. Our mission is to provide exceptional financial services while actively supporting local initiatives that enhance the quality of life in Newark and surrounding areas. We're committed to fostering economic growth by offering competitive rates and personalized assistance tailored to each member's unique situation. While members can visit us at 205 N Main St, official correspondence should be sent to 205 N Main St, Newark, NY 14513-1242 if necessary. We strive to make banking accessible for everyone through digital advancements like online banking and mobile payments. These tools help you manage your finances conveniently while ensuring compliance with ADA standards so that all members can benefit from our services. As we look back on our journey since 1970, we are filled with pride for what we have achieved together with our community. Our partnerships with local organizations allow us to give back meaningfully whether through sponsorships or outreach programs aimed at enhancing financial literacy among residents. Join us at Reliant Community Credit Union! Experience how we combine traditional values with modern conveniences to better serve you. Together, let's build a brighter future for Newark and beyond! For any inquiries or assistance, feel free to reach us at 800-724-9282 during our operating hours: Monday to Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. We can't wait to welcome you into our family!

Branch Location & Accessibility

Welcome to Reliant Community, your friendly neighborhood credit union located at 205 N Main St in Newark, NY. We're proud to serve the vibrant community of Wayne County, where you can easily find us just a stone's throw from local favorites and essential services. Whether you're picking up a coffee nearby or visiting one of the shops on Main Street, we're conveniently situated to make your banking experience as smooth as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and spacious parking options to ensure everyone can visit us comfortably. If you prefer banking from your car, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. Plus, we have an ATM available for those times when you need cash on the go. While members can visit us at 205 N Main St, official correspondence should be sent to the same address: 205 N Main St, Newark, NY 14513-1242. Our operating hours are convenient for your busy schedule: we're open Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. We're closed on Sundays but always ready to assist you during the week. At Reliant Community, we offer a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our shared service center is also available for transactions if you're a member of one of our partner credit unions. If you have any questions or need assistance, don't hesitate to call us at 800-724-9282. We invite you to stop by and discover how we can support your financial journey!

Member Eligibility

At Reliant Community, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the local area, or if you have family members who are already part of our credit union, you're likely eligible to join us. We value diversity and inclusivity, making it easy for our community to access financial services tailored to their needs. To learn more about the specific eligibility criteria, feel free to visit our website at . Opening an account with us is just as straightforward. You can easily start the process online by visiting https://www.reliantcu.com/apply-online/ , or you can give us a call at (800) 724-9282 if you have any questions or need assistance. We're here to support you every step of the way as you take this exciting leap into membership at Reliant Community, located at 205 N Main St Newark Ny 14513. Join us today and experience the benefits of being part of a community that truly cares!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $251 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $23,586,820, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that simplify payment processing for your business. Imagine having a reliable partner to handle transactions seamlessly allowing you to focus on what you do best. Our solutions include mobile payments and online banking options that keep your cash flow healthy and operations smooth. Located at 205 N Main St, Newark, NY 14513, we're here to provide personalized support for your business needs. Reach out at 800-724-9282 to learn more about how Reliant Community can empower your business journey!

Comprehensive List Of Services

Business Banking Services

For our local businesses, Reliant Community provides essential support through our business banking services, including merchant services and business loans. We understand how crucial it is for small businesses to have access to quick funding and reliable banking solutions. Let us partner with you to help your business thrive.

Convenient Access

Our branch at 205 N Main St Newark Ny 14513 is designed with convenience in mind. We offer ATM services for quick cash withdrawals and balance checks whenever you need them. If you prefer face-to-face interactions, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions all without leaving your vehicle. Additionally, as part of our commitment to serving all members of the community, we provide basic shared branch transactions for partner credit union members making it easier than ever to access your funds no matter where you are.

Join Us Today!

With so many services tailored just for you, we invite you to explore what Reliant Community has to offer. Our friendly staff is ready to assist you at any time during our operating hours: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. Feel free to reach out at 800-724-9282 or visit us online at reliantcu.com for more information or to start your journey with us today!

Personal Banking Solutions

For individuals and families, we offer various checking and savings accounts that help you manage your money effectively. Imagine being able to track your spending with ease and save for future goals all from the comfort of your home. With our online and mobile banking options, accessing your accounts is just a few clicks away. You can check balances, transfer funds, or even pay bills without stepping foot in the branch. When it comes to financing your dreams, our auto loans and vehicle financing options make purchasing a new car stress-free. Picture driving off in that new vehicle you've been eyeing our competitive rates can help make that dream a reality. Additionally, if you're thinking about owning a home, our mortgage loans and refinancing services can guide you through the process smoothly. If life throws unexpected expenses your way, our personal loans and debt consolidation options are here to help you regain control of your finances. Plus, don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases while enjoying the benefits of convenient payment methods.

Digital & Online Banking

Key Services for Your Convenience

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer money right from the comfort of your home or on the go. Our mobile application makes it even easier to stay connected with your finances. Whether you're in line at the store or relaxing at home, you have full control over your accounts. We also support electronic signature authorization, allowing you to complete transactions without the hassle of printing or mailing documents. Plus, e-statements are available so you can keep track of your financial activity without worrying about paper clutter.

Secure and User-Friendly Features

Security is our top priority. Our digital banking platform is equipped with robust security measures to protect your personal information and transactions. You can use mobile payments for quick purchases, making shopping a breeze while keeping your data safe. If you want to send money to friends or family, our person-to-person transfer feature lets you do just that quickly and securely. This means no more cash exchanges or waiting for checks to clear just instant transfers right from your phone. At Reliant Community, we believe in making banking accessible for everyone. With user-friendly tools and real-time account management, we're here to support you every step of the way. Experience the ease of digital banking today!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 111,923, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $23,968,239. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reliant Community is your trusted partner. Visit us at 205 N Main St Newark Ny 14513 or call (800) 724-9282 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $61,368,266 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,148 in used auto loans and $470,354,271 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $122,443,782 in share certificates and $166,227,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $64,498,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $89,476,994 in used vehicle loans and $26,272,493 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easy to finance your next vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $23,586,820 provide the capital needed to grow and expand. We're here to support local businesses in achieving their ambitions. At Reliant Community, we're committed to providing services tailored to meet your financial needs. If you're considering refinancing or exploring eligibility options for any of our products, don't hesitate to ask us! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to visit our website at Reliant Community or stop by our branch for personalized service and more information about how we can assist you in reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,876,580, make buying or refinancing simple. We can help you navigate through the process and find a mortgage that fits your budget.

Personal Loans and Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $42,393,279 in loans helping members manage their finances effectively. Our personal loans are designed to meet various needs whether it's debt consolidation or unexpected expenses.

Loan Aggregator

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RELIANT COMMUNITY FEDERAL CREDIT UNION - Newark, NY