Reliant Community Credit Union Macedon NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Reliant Community, your trusted financial partner located at 1520 Victor Rd, Macedon, NY 14502. Since our establishment in 1970, we have proudly served the community, growing to support over 46,967 members with a strong commitment to their financial well-being. With total assets of $689,753,689 and total deposits reaching $61,859,197, we are dedicated to providing reliable banking solutions that help you achieve your goals. At Reliant Community, we understand that every member is unique. Whether you need an auto loan or want to explore personal banking options like checking and savings accounts, our experienced team is here to guide you. We currently offer 33,335 loans and leases, ensuring that there's something for everyone. Plus, with a robust net worth of $64,498,807 and cash in hand amounting to $3,951,176, you can trust that your finances are in safe hands. Our leadership team is committed to your success. Led by CEO Pamela Heald and Board President Jane Slack, we strive to foster a welcoming environment where financial literacy thrives. If you have questions or need assistance, don't hesitate to reach out at 800-724-9282 or visit our website at Reliant Community. While our branch is ready to serve you at the address above, please note that official correspondence can also be sent to our mailing address: 1520 Victor Rd, Macedon, NY 14502-8891. Join us today and discover how Reliant Community can make a difference in your financial journey!

Branch History & Mission

Welcome to Reliant Community in Macedon, NY! Since opening our doors in 1970, we have been dedicated to serving our community with a commitment to excellence and support. Our branch, located at 1520 Victor Rd, has grown alongside the town, helping families and individuals achieve their financial goals while fostering a strong sense of community. Over the years, Reliant Community has evolved from a small credit union into a trusted financial partner for nearly 47,000 members. With total assets reaching an impressive $689,753,689, we have consistently prioritized the needs of our members, providing services that range from personal banking to business loans. As we celebrate our legacy, we remain focused on innovation and meeting the evolving needs of our members. Our mission is simple yet powerful: to improve the lives of our members through accessible financial services and community engagement. We believe in not just providing banking solutions but also in uplifting the communities we serve. By partnering with local organizations and participating in outreach programs, we aim to make a positive impact that extends beyond transactions. At Reliant Community, we strive to offer modern conveniences such as online and mobile banking, ensuring that our services are available whenever you need them. Our ATM availability and drive-thru banking enhance accessibility, making it easier for you to manage your finances without hassle. Moreover, we maintain ADA compliance so everyone can access our services comfortably. While members can visit us at 1520 Victor Rd for all their banking needs, official correspondence should be sent to our mailing address at 1520 Victor Rd, Macedon, NY 14502-8891. Our friendly team is ready to assist you during operating hours: Monday through Thursday from 9 AM to 4 PM; Friday from 9 AM to 5 PM; and Saturday from 9 AM to 12 PM. We invite you to join Reliant Community today! Experience firsthand how we blend financial expertise with heartfelt service. Whether you're looking for checking accounts, auto loans, or simply guidance on managing your finances better our team is here for you. Together, let's build a brighter future for you and our beloved community! For more information or to get started on your journey with us, visit Reliant Community or call us at 800-724-9282.

Branch Location & Accessibility

Welcome to Reliant Community in Macedon, where your banking needs meet convenience! Located at 1520 Victor Rd, our branch is easy to find and accessible for all. Just a short drive from the heart of Macedon, we are close to popular landmarks like the Macedon Public Library and local parks, making it simple for you to stop by while running errands or enjoying your day out. At Reliant Community, we prioritize accessibility. Our branch is equipped with ADA-compliant features, including ramps and spacious parking options, ensuring that everyone can visit us comfortably. If you prefer a quick visit, our drive-thru banking service is available for basic transactions such as deposits and withdrawals. For those who may need to send official correspondence, please note that while you can visit us at our branch address, mail should be sent to the same address: 1520 Victor Rd, Macedon, NY 14502-8891. Our friendly staff is here to assist you during our operating hours: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. We are closed on Sundays. Feel free to reach out at 800-724-9282 if you have any questions or need assistance. In addition to our welcoming atmosphere, we offer a range of services designed for your financial needs. From personal banking accounts and auto loans to mortgage options and credit cards with rewards, we have something for everyone. Plus, enjoy the convenience of ATM access whenever you need cash. We invite you to come visit us at Reliant Community in Macedon! Whether you're looking for banking solutions or just want to learn more about what we offer, our team is eager to help. See you soon!

Member Eligibility

Joining the vibrant community at Reliant Community is a step toward better financial health and support. To become a member, you simply need to meet a few friendly criteria. If you live, work, or attend school in certain areas or belong to specific groups associated with us, you're already on your way! The process is designed to be inclusive and straightforward. You'll find that becoming part of our family not only grants you access to a variety of personalized banking services but also opens doors to financial education and resources tailored just for you. Ready to get started? Opening an account is simple! Just visit our website at https://www.reliantcu.com/apply-online/ for more details on how to apply online. For any questions, don't hesitate to reach out to us at (800) 724-9282. For the latest eligibility information, check out our dedicated page at . We look forward to welcoming you into the Reliant Community family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $251 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $23,586,820, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we provide essential merchant services that simplify transactions and help you manage your cash flow. Picture this: a busy Saturday at your shop where customers are ready to check out but face long wait times due to slow payment processing. Our efficient merchant services ensure quick and seamless transactions, keeping your customers happy and your lines moving. Explore how Reliant Community can empower your business today! Reach out to us at (800) 724-9282 or visit us at 1520 Victor Rd Macedon Ny 14502 for more information.

Comprehensive List Of Services

Accessibility

Need cash? Our ATM and cash withdrawal services are available around the clock, so you can access your funds whenever necessary. For quick transactions like deposits or withdrawals, take advantage of our basic drive-thru banking service or shared branch transactions if you're a member of a partner credit union. Our commitment to making banking simple and accessible extends beyond just physical services our online tools are designed for ease of use as well.

Business Banking Services

For small business owners, we provide essential services such as merchant services and business loans that enable you to grow and thrive. We know how important it is to have reliable financial support when running a business.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They allow you to earn points on your everyday purchases, which can be redeemed for travel, merchandise, or cash back. It's a great way to make your spending work for you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that let you manage your accounts anytime, anywhere. With features like person-to-person payments and mobile payments, transferring money has never been easier.

Get in Touch

Ready to experience all that Reliant Community has to offer? Give us a call at (800) 724-9282, visit us at 1520 Victor Rd Macedon Ny 14502, or explore our website at Macedon. Let us help you take control of your financial future today!

Personal Banking Solutions

When it comes to personal banking, we offer various accounts tailored just for you. Our checking and savings accounts help you manage your daily expenses and save for future goals effortlessly. If you're thinking about buying a car, our auto loans and vehicle financing options make it easy to drive away in your dream vehicle without breaking the bank. Are you planning to buy a home? Our mortgage loans and refinancing services provide flexible options that fit your budget. We also offer personal loans for those unexpected expenses or debt consolidation that can help simplify your financial life.

Digital & Online Banking

Go Green with E-Statements

Why clutter your mailbox when you can switch to e-statements? Our e-statements service allows you to receive all your account statements digitally. Not only is this better for the environment, but it also provides a convenient way to keep track of your transactions securely. At Reliant Community, we understand that banking should fit into your lifestyle seamlessly. That's why we offer these digital solutions that put you in control of your finances whenever and wherever you want. Experience the future of banking today!

Mobile Banking Made Easy

Stay connected to your finances with our mobile application. It's user-friendly and packed with features that allow you to bank right from your smartphone. You can set up mobile payments, making it easy to pay for purchases without the need for cash or cards. Plus, our person-to-person transfer feature lets you send money to friends and family in just a few taps.

Financial Strength

At Reliant Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust and reliability are essential in banking. That's why we're committed to maintaining a strong financial foundation to serve you better. With a net worth of $64,498,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $122,443,782 in share certificates and $166,227,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $61,368,266 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $6,148 in used auto loans and $470,354,271 in total loans and leases reflects our commitment to supporting your financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $23,968,239, while our total share accounts number 111,923, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reliant Community is your trusted partner. Visit us at 1520 Victor Rd Macedon Ny 14502 or call (800) 724-9282 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $89,476,994 in used vehicle loans and $26,272,493 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our team is ready to assist you every step of the way.

Business Loans

For business owners looking for capital to grow and expand, our outstanding commercial loans total $23,586,820. We understand the challenges that come with running a business and are here to provide the financial support necessary for your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $52,876,580, providing you with the flexibility and support needed to make your homeownership dreams a reality.

Refinancing Options

If you're considering refinancing any of your current loans or mortgages, our team can guide you through the process and help determine eligibility options tailored to your specific situation. At Reliant Community, we pride ourselves on offering personalized service and clear communication about our loan products. If you're ready to take the next step toward securing your financial future or have questions about any of our services, please don't hesitate to reach out at 800-724-9282. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you meet your financial needs!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $42,393,279 in loans helping members manage their finances effectively, you can enjoy convenience and peace of mind while making purchases or covering unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and reliable the tool can be in securing better loan terms. For anyone looking to compare real-time loan offers, visit LendMesh today and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects accurate information, allowing borrowers to trust the figures they see.