Reliant Community Credit Union Geneva NY | Affordable Auto Loans & Top Checking

Introduction

Welcome to Reliant Community in Geneva, NY! Located at 990 State Route 5 And 20, our credit union has been serving the community since 1970. With a commitment to fostering financial wellness, we proudly support over 46,967 members with a range of services tailored to meet their needs. At Reliant Community, we understand that trust is built through consistent service and transparency. Our total assets stand strong at $689,753,689, showcasing our stability and commitment to your financial future. With $61,859,197 in total deposits and a net worth of $64,498,807, we are dedicated to ensuring your savings are safe while helping you achieve your financial goals. Our experienced team of 173 employees, led by CEO Pamela Heald and Board President Jane Slack, is here to assist you every step of the way. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services including merchant services and business loans, we've got you covered. While members can visit us at 990 State Route 5 And 20, official correspondence should be sent to the same address. We invite you to explore our website at Reliant Community for more information about our offerings or simply call us at 800-724-9282. Join us in making a positive impact on our community your financial success is our priority!

Branch History & Mission

Welcome to the heart of Geneva, NY, where the story of Reliant Community begins. Established in 1970, Reliant Community has grown from humble beginnings into a thriving credit union dedicated to serving its members and the local community. Over the years, we have welcomed nearly 47,000 members who trust us with their financial needs. Located at 990 State Route 5 And 20, our branch is easily accessible and surrounded by the beautiful landscapes of Ontario County. As you visit us, you'll find that we're not just a financial institution; we're a community partner committed to making a positive impact on the lives of our members. Our mission is straightforward: to provide exceptional financial services while fostering a sense of belonging and support within our community. We understand that banking is about more than just transactions; it's about building relationships and creating opportunities for everyone we serve. Our team works tirelessly to offer personalized solutions that empower our members to achieve their financial goals. While you can reach us at our physical location for various services including checking accounts, auto loans, mortgage options, and more, official correspondence should be sent to our mailing address: 990 State Route 5 and 20, Geneva, NY 14456. Reliant Community is proud to be part of the digital age with offerings like online banking and mobile payments, ensuring convenience for all our members. We also prioritize accessibility by being ADA compliant and providing shared service center options for additional support. Our commitment extends beyond banking as we actively engage in community outreach initiatives. Whether it's through partnerships with local organizations or hosting events aimed at educating our members about financial literacy, we strive to create a brighter future for Geneva and its surrounding areas. As we look ahead, we invite you to join our family at Reliant Community. Experience firsthand the benefits of membership financial growth, personalized service, and a strong community connection. Together, we can build a prosperous future for all. Call us today at 800-724-9282 or visit our website to learn more about how you can become part of something special!

Branch Location & Accessibility

Accessibility Features

We strive to ensure that everyone can access our services comfortably. Our branch complies with ADA guidelines, featuring ramps and designated areas for those needing additional assistance.

Convenient Access

Our Geneva location is designed with your convenience in mind. With ample parking available, you can easily find a spot to visit us during our operating hours: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. We are closed on Sundays. While you're here, feel free to utilize our ATM services for quick cash withdrawals or balance checks just one of the many ways we aim to make banking easy for you.

Get in Touch!

Have questions or want to learn more? Don't hesitate to call us at (800) 724-9282! We invite you to visit us today and see how we can assist you with all your banking needs. Your journey towards financial wellness starts here at Reliant Community in Geneva!

Services Tailored for You

At Reliant Community, we offer a variety of services designed to meet your financial needs. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgage refinancing, or even business banking solutions, our knowledgeable staff is here to help. Members of partner credit unions can also take advantage of basic shared branch transactions right here at our location. While members can visit us at 990 State Route 5 And 20 Geneva Ny 14456, official correspondence should be sent to 990 State Route 5 and 20, Geneva, NY 14456.

Member Eligibility

Becoming a member of Reliant Community is like stepping into a warm and welcoming community where your financial needs are truly understood. If you're located in or around Geneva, NY, you're in the right place! Membership is open to anyone who lives, works, worships, or attends school in Ontario County. This means that whether you're a local resident or just passing through, there's an opportunity for you to join our family. By becoming a member at Reliant Community, you not only gain access to a variety of personal banking services but also enjoy competitive rates on loans and savings products tailored to help you thrive financially. Ready to get started? Opening an account is simple! Just visit us at 990 State Route 5 And 20 Geneva Ny 14456, or check out our online application process here. If you have any questions or need assistance, feel free to give us a call at (800) 724-9282. We're here to help make your transition into membership as smooth as possible. For more detailed information about eligibility criteria, please refer to the guidelines available at . Welcome to Reliant Community we can't wait to serve you!

Business Banking & Commercial Services

Practical Merchant Services

In addition to our loan offerings, we provide essential merchant services that streamline your business transactions. Imagine being able to accept payments quickly and securely, allowing you to focus on what you do best running your business. Our merchant services are designed to meet your needs, making it easier than ever to manage payments and grow your customer base. Located at 990 State Route 5 And 20 Geneva Ny 14456, Geneva, NY 14456, our team is ready to partner with you on your journey toward success. For more information or to discuss your business needs, call us at (800) 724-9282. Let's take your business to the next level together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $251 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $23,586,820, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

We recognize that life is busy, which is why we prioritize convenience in all our services. With our Online & Mobile Banking, managing your finances has never been easier. You can pay bills, check account balances, and transfer money from anywhere at any time. Our ATM services allow for quick cash withdrawals and balance checks whenever needed. Additionally, as part of our commitment to accessibility, we provide basic shared branch transactions for partner credit union members. This means whether you're making deposits or withdrawals at our branch or another participating location, we've got you covered.

Credit Card and Business Solutions

Our credit cards come with rewards that can benefit you every time you shop. Enjoy cashback and points toward travel or merchandise the possibilities are endless! For business owners, we offer robust Business Banking services, including Merchant Services & Business Loans. These services are designed to help you manage transactions efficiently and access capital when needed so you can focus on growing your business.

Get Started Today!

Ready to explore what Reliant Community has to offer? Contact us at (800) 724-9282 or visit us at 990 State Route 5 And 20 Geneva Ny 14456 during our convenient operating hours: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM (we're closed on Sundays). Let us be your trusted partner in achieving financial success! Visit us online at Geneva for more information or start the process of opening an account today!

Personal Banking Solutions

Starting with our personal banking options, we offer Checking & Savings Accounts tailored to fit your lifestyle. Imagine having the flexibility to manage your money easily, with features that help you save for future adventures or unexpected expenses. Our accounts come with user-friendly online and mobile banking tools, allowing you to check balances, make deposits, and transfer funds right from your smartphone. If you're considering a new vehicle or need financing for one, our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can find a loan that fits your budget. And if home ownership is on your radar, our Mortgage Loans & Refinancing options provide pathways to secure your dream home or lower your current payments. For those moments when life throws financial surprises your way, our Personal Loans & Debt Consolidation services can assist in managing those unexpected expenses. We understand how important it is to have support during challenging times.

Digital & Online Banking

Accessible Anytime

Our 24/7 online banking services ensure that you have access to your accounts whenever you need them. Plus, with our mobile application available for download, managing your money is right at your fingertips. At Reliant Community, we're committed to making banking easier for you. Explore all our digital offerings today and experience the convenience of modern banking!

Key Services

With just a few clicks, you can access all the features you need through our online banking platform at https://www.reliantcu.com/. Whether you're checking your account balance, transferring funds, or paying bills, our user-friendly interface makes it easy to stay on top of your finances. Need to send money quickly? Our person-to-person transfer service lets you send funds directly to friends and family without any hassle. Plus, with our mobile payments feature, making purchases has never been easier just tap your phone and go!

Security You Can Trust

We prioritize your security every step of the way. With electronic signature authorization available, signing important documents online is simple and safe. You can also opt for e-statements to keep track of your transactions without the clutter of paper statements.

Financial Strength

Building Trust

Total Share Accounts stand at 111,923, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $23,968,239, further showcasing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reliant Community is your trusted partner. Visit us at 990 State Route 5 And 20 Geneva Ny 14456 or call (800) 724-9282 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $122,443,782 in share certificates and $166,227,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $64,498,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Improvement

With $61,368,266 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,148 in used auto loans and $470,354,271 in total loans and leases, we support our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $89,476,994 in used vehicle loans and $26,272,493 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, our flexible terms make it easy for you to drive home your next car.

Business Financing

For business owners, our outstanding commercial loans totaling $23,586,820 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we have options that can support your ambitions. If you are considering refinancing or want to learn more about eligibility options for any of our loan products, feel free to reach out. Our team is here to assist you every step of the way. We pride ourselves on being a supportive community partner and providing transparent financial solutions. For more information about our loan offerings or to apply online today, visit us at Reliant Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. You can contact us at 800-724-9282 if you have any questions!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,876,580, make buying or refinancing simple. We provide personalized service to guide you through the process and find a mortgage that suits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $42,393,279 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making them an excellent choice for your spending needs.

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