Reliant Community Credit Union Farmington NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Reliant Community, your trusted financial partner in Farmington, NY. Since our establishment in 1970, we have dedicated ourselves to empowering our members with personalized financial services that meet their unique needs. Located at 1290 State Route 332, we proudly serve a community of over 46,967 members with a strong commitment to trust and reliability. As a member-focused credit union, we understand the importance of community and are proud to manage $689,753,689 in total assets. Our efforts have resulted in more than $61,859,197 in total deposits and a net worth of $64,498,807, demonstrating our solid financial foundation. With our experienced team of 173 employees, led by CEO Pamela Heald and Board President Jane Slack, we strive to provide exceptional service that puts you first. At Reliant Community, we offer a variety of services including personal banking, auto loans, mortgages, and business banking options. Whether you're looking for a new vehicle or planning your dream home, we're here to help you navigate your financial journey. We also ensure convenience with features like online banking and ATM access. While members can visit us at our branch in Farmington, official correspondence should be sent to the same address: 1290 State Route 332, Farmington, NY 14425. If you have any questions or would like to learn more about how we can assist you, please don't hesitate to reach out at 800-724-9282. We're excited to support your financial goals today and into the future! For more information about our services and offerings, feel free to explore our website at reliantcu.com. Your journey toward financial success starts here!

Branch History & Mission

Commitment to Community

We understand that being part of this community means more than just offering financial products. It means giving back through outreach programs and partnerships with local organizations. Whether it's supporting local events or providing educational resources about financial literacy, Reliant Community is dedicated to making a positive impact.

Join Us!

We invite you to experience the benefits of being part of Reliant Community. Our friendly staff is here during operating hours Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM to assist you with all your banking needs. If you're interested in joining us or learning more about what we offer, please call us at 800-724-9282 or visit our website at reliantcu.com. Together, let's build a brighter financial future!

Our Journey

Located at 1290 State Route 332, our branch has become a familiar sight for many residents. We are proud to serve not just as a financial institution but as a community partner. Over the years, we have expanded our services and embraced technology to meet the evolving needs of our members. From traditional banking services like checking and savings accounts to modern conveniences such as online banking and mobile payments, we've strived to ensure that banking is both accessible and straightforward for everyone.

Our Mission

At Reliant Community, our mission is clear: to empower our members by providing personalized financial solutions while fostering a spirit of community support. We believe that everyone deserves access to quality financial services and opportunities for growth. That's why we offer products ranging from auto loans and mortgages to business banking solutions all designed with your needs in mind. While members can visit us at 1290 State Route 332, official correspondence should be sent to 1290 State Route 332, Farmington, NY 14425 if necessary.

Branch Location & Accessibility

A Wealth of Services

Whether you're looking to open a checking or savings account, apply for an auto loan, or explore mortgage options, Reliant Community has got you covered. We also offer personal loans and credit cards with rewards designed to help you manage your finances effectively. Plus, if you're a member of another participating credit union, feel free to utilize our shared service center for basic transactions like deposits and withdrawals. While members can visit us at 1290 State Route 332, official correspondence should be sent to the same mailing address for consistency. If you have any questions or need assistance, don't hesitate to give us a call at 800-724-9282. So come on down! We can't wait to meet you and help make your banking experience straightforward and rewarding!

Convenient Access

At Reliant Community, we understand that accessibility is key for our members. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ample parking space to ensure a smooth visit. While you're here, you can take advantage of our ATM services, available right outside the branch for quick cash withdrawals and balance checks.

Operating Hours

We're here to serve you during the week! Stop by Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and even Saturday mornings from 9 AM to 12 PM. We are closed on Sundays so our team can recharge for another week of assisting you with all your banking needs.

Member Eligibility

At Reliant Community, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! If you live, work, or worship in our service area, you're likely eligible to become a member. We embrace individuals from all walks of life, so whether you're starting your financial journey or looking for better options, you'll find a supportive home here. Our members enjoy benefits like competitive rates on loans and savings accounts, personalized service, and access to various financial resources tailored just for them. To learn more about the specific eligibility criteria and ensure you qualify, feel free to check out our detailed information at . Once you're ready to join us, opening an account is just a few clicks away at https://www.reliantcu.com/apply-online/ . If you have any questions, don't hesitate to reach out to us at (800) 724-9282 we're here to help!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $251 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $23,586,820, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

But it doesn't stop there! Our merchant services are designed to make transactions smooth and simple, whether you're accepting payments in-store or online. Imagine having a reliable partner that helps you manage cash flow, track sales, and even enhance customer experiences all from one place. Let us help you turn your vision into reality at Reliant Community, located at 1290 State Route 332 Farmington Ny 14425. If you're ready to take your business to the next level, give us a call at (800) 724-9282 or visit us today!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your business grow and thrive. We understand the unique challenges small businesses face, and we're here to support you every step of the way.

Digital Convenience

In today's fast-paced world, access to banking on-the-go is essential. That's why we provide robust online and mobile banking features. With just a few taps on your smartphone, you can check balances, transfer funds, and pay bills anytime, anywhere. Plus, our ATM & cash withdrawal services ensure that accessing cash is always convenient.

Home Financing

For those thinking about buying a home or refinancing an existing mortgage, our mortgage loans and refinancing options make the process straightforward. Picture yourself settling into your dream home with flexible terms that accommodate your financial situation.

Loans for Every Need

Life can throw unexpected challenges your way, which is why we offer personal loans and debt consolidation solutions. These services can help you manage expenses more efficiently and relieve some financial stress. Additionally, our credit cards with rewards allow you to earn while you spend, making everyday purchases even more rewarding.

Personal Banking

Whether you're looking to open a checking or savings account, we have options that cater to your lifestyle. Imagine easily managing your daily expenses or saving for a special occasion without the hassle. Our personal banking services also include auto loans and vehicle financing to help you get on the road in no time. Whether it's a new car or a reliable used vehicle, we offer competitive rates that fit your budget.

Shared Branching Services

We also participate in basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals at various locations without any hassle. Our basic ATM access allows for quick withdrawals and balance checks when you're out and about. At Reliant Community, we pride ourselves on making financial management easy for our members through our comprehensive suite of services. Whether you're planning for the future or managing day-to-day finances, we're here to help! For more information or to get started with any of our services today, please call us at (800) 724-9282 or visit us at 1290 State Route 332 Farmington Ny 14425 in Farmington, NY. Your financial journey begins here!

Digital & Online Banking

Accessibility and Security

Your security is our top priority. Our online banking services are equipped with advanced security measures to protect your personal information. You can feel confident knowing that your data is safe while you enjoy the convenience of real-time account management. Additionally, if you ever need to send money quickly to friends or family, our person-to-person transfer feature makes it easy and fast. Just a few taps and you're all set! At Reliant Community, we believe that banking should fit into your life seamlessly. Explore our digital offerings today and experience the ease of managing your finances anytime, anywhere!

Key Services

With our online banking platform, you can access your accounts 24/7. Check balances, pay bills, and transfer funds with just a few clicks. Our mobile application makes banking even easier download it today to manage your finances right from your smartphone. Plus, our mobile payments feature allows you to make quick purchases without the hassle of cash or cards. For those who prefer paperless options, e-statements are available to help you keep track of your transactions while reducing clutter. If you need to sign documents quickly, our electronic signature authorization ensures that everything is handled securely and efficiently.

Financial Strength

A Strong Team for You

The strength of Reliant Community extends beyond numbers; it's also about people. We take pride in having 165 full-time employees and 8 part-time employees ready to assist you with knowledge and dedication.

Commitment to Growth and Innovation

With $61,368,266 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively. Our lending capacity is robust, reflected by $6,148 in used auto loans and a total of $470,354,271 in loans and leases. Whether you're looking to purchase a vehicle or finance other needs, we're here to help.

Growing Together

With net shares totaling $23,968,239, our resources for lending and investments are solidly positioned for growth. We currently boast a total of 111,923, showcasing the trust that nearly 47,000 members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reliant Community is your trusted partner. Visit us at 1290 State Route 332 Farmington Ny 14425 or call (800) 724-9282 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

We prioritize your savings and financial growth. Our members' funds are secured through $122,443,782 in share certificates and $166,227,707 in money market shares, offering stable and rewarding options for your investments. Unlike traditional banks, we focus on our members' needs; with non-member deposits at $0, our resources are dedicated to benefiting you through better loan rates and exclusive perks.

Solid Financial Foundation

With a net worth of $64,498,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $89,476,994 in used vehicle loans and $26,272,493 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or a reliable used vehicle, our flexible terms can fit your budget.

Business Loans

For business owners seeking capital to grow and expand, our outstanding commercial loans totaling $23,586,820 provide essential resources. We understand that every business is unique; therefore, our team is here to discuss tailored solutions that can support your specific needs. If you have any questions regarding refinancing options or eligibility criteria for our loan products, please don't hesitate to reach out. We're here to help you find the best fit for your financial situation. You can contact us at 800-724-9282 or visit us at 1290 State Route 332 Farmington NY 14425. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you in achieving your financial goals today!

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we also provide total credit lines amounting to $61,698,087. This allows you to manage expenses as they arise without the stress of traditional loans. Additionally, our unsecured credit card loans total $42,393,279, which helps members effectively manage their finances while enjoying the convenience of credit.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,876,580, make buying or refinancing simple. We are committed to guiding you through every step of the process so you can feel confident in your investment.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This platform is designed to help you navigate your options with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that the information you receive is reliable and based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced exclusively from legitimate financial institutions, which fosters a sense of transparency in your decision-making process. Additionally, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. This means you can trust that the results presented are truly unbiased. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature empowers users to make informed decisions based on current market conditions rather than outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in finding suitable loan options quickly. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

RELIANT COMMUNITY FEDERAL CREDIT UNION - Farmington, NY