Reliant Community Credit Union Canandaigua NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Reliant Community, your trusted partner in financial well-being right here in Canandaigua, NY! Since our founding in 1970, we've built a strong community of over 46,967 members, dedicated to providing personalized banking solutions tailored just for you. Our commitment goes beyond numbers; with total assets of $689,753,689 and deposits amounting to $61,859,197, we strive to ensure your financial stability and success. Located at 3255 County Road 10, we're not just a credit union; we're a family that cares about your needs. Whether you're looking for competitive auto loans, personal banking services, or business financing options, our diverse offerings have you covered. And if you need to reach out for any correspondence, please note that our mailing address is also 3255 County Road 10, Canandaigua, NY 14424-9671. At Reliant Community, we believe in the power of community support. With a net worth of $64,498,807 and cash in hand totaling $3,951,176, we're well-equipped to help our members navigate their financial journeys confidently. Under the leadership of our CEO Pamela Heald and Board President Jane Slack, our team of 173 dedicated employees is here to assist you every step of the way. Ready to take the next step towards achieving your financial goals? Visit us online at reliantcu.com or give us a call at 800-724-9282 today. Let's build a brighter financial future together!

Branch History & Mission

Community Commitment

Reliant Community doesn't just stop at providing financial services; we actively engage in community outreach efforts. Through partnerships with local organizations and initiatives aimed at improving financial literacy, we strive to make a positive impact in Canandaigua and beyond. Our dedicated staff is here to help you navigate your financial journey. Whether you're looking for advice on saving for your first home or seeking guidance on managing debt, we're ready to assist you every step of the way. Join us today and experience firsthand what makes Reliant Community special. Together, let's build a brighter financial future! For more information or to open an account online, visit us at Reliant Community. Feel free to reach out via phone at 800-724-9282 during our operating hours: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. We look forward to welcoming you into our community!

Our Evolution

From our humble beginnings, we have made significant strides in providing valuable financial services while prioritizing the needs of our members. With total assets now standing at an impressive $689,753,689, we are proud to offer a range of products including personal banking accounts, auto loans, mortgages, and business services. Each year brings new opportunities to enhance our offerings and support our growing member base. We have continually embraced advancements in technology to ensure that our members have access to convenient banking solutions. This includes features like online and mobile banking, electronic signatures for quick approvals, and a user-friendly mobile app that allows for hassle-free transactions. We also prioritize accessibility; our facilities meet ADA standards so everyone can enjoy our services comfortably.

Our Mission

At the heart of Reliant Community's mission is a dedication to improve the financial well-being of our members while uplifting the communities we serve. We believe that banking should be about more than just transactions; it's about building relationships and fostering growth. Our team is committed to offering personalized service and support tailored to individual needs. While members can visit us at 3255 County Road 10 for all their banking needs including utilizing our ATM and drive-thru services official correspondence should be sent to the same address as our mailing address: 3255 County Road 10, Canandaigua, NY 14424-9671.

Branch Location & Accessibility

Accessibility Features

At Reliant Community, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. Whether you need assistance inside or at our drive-thru service, our friendly team is ready to help.

Parking and Operating Hours

We offer ample parking right outside the branch for your convenience. Our operating hours are designed to fit your busy schedule: we're open Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. We are closed on Sundays, but feel free to reach out anytime during our open hours at 800-724-9282.

Services Available

At this location, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, you'll find everything you need under one roof. Additionally, our ATM is available for quick cash withdrawals and balance checks, ensuring you have access when you need it most. If you're a member of a partner credit union, you can also utilize our shared service center for basic transactions. While members can visit us at 3255 County Road 10, official correspondence should be sent to the same address since it doubles as our mailing address. We invite you to stop by and see how Reliant Community can support your financial journey. Our team looks forward to welcoming you!

Member Eligibility

Joining the Reliant Community is like stepping into a family that truly cares about your financial well-being. To become a member of our welcoming community at 3255 County Road 10, Canandaigua, NY 14424, you'll find that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, worships, or attends school in Ontario County can apply for membership. This means that whether you're just starting out on your financial journey or looking for better options to manage your money, we're here for you. You can explore more about our eligibility criteria by visiting this link. Opening an account with us is simple and hassle-free! You can easily start the process online through our account opening page. If you have any questions or need assistance, don't hesitate to reach out to us at 800-724-9282. We're excited to help you take this important step toward securing your financial future with Reliant Community!

Business Banking & Commercial Services

Merchant Services

Additionally, our merchant services provide practical benefits that simplify daily transactions. Picture accepting payments seamlessly from your customers, whether they prefer cash, cards, or mobile payments. This not only enhances customer satisfaction but also streamlines your operations. At Reliant Community, we are here to help your business thrive in every way possible. Visit us at 3255 County Road 10 Canandaigua Ny 14424, Canandaigua, NY or give us a call at (800) 724-9282 to learn more about how we can support your business banking needs!

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs, Reliant Community offers robust business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your journey.

Credit Cards and Rewards

Our credit cards come with rewarding benefits that can make everyday purchases more enjoyable. With cashback offers and points for every dollar spent, you'll feel good about using your card for everything from groceries to gas.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills with just a few taps on your smartphone or computer. Plus, our ATM services provide easy cash access when you need it most.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking service makes deposits and withdrawals quick and simple. Additionally, if you're a member of another participating credit union, our shared branch transactions let you access your funds conveniently across locations. Our branch at 3255 County Road 10 Canandaigua Ny 14424 is ready to serve you during regular hours: Monday through Thursday from 9 AM to 4 PM; Friday from 9 AM to 5 PM; and Saturday from 9 AM to 12 PM. If you have any questions or would like assistance with any of our services, feel free to give us a call at (800) 724-9282. At Reliant Community, we strive not just to be your bank but also your partner in achieving financial success. Visit us today or check out our website at https://www.reliantcu.com/ for more information on how we can assist you!

Personal Banking Solutions

When it comes to personal banking, we have you covered. Whether you're looking to open a checking or savings account, our friendly team is here to help you choose the right option for your lifestyle. For those considering purchasing a new car, our auto loans and vehicle financing options are designed to make the process smooth and affordable. Imagine driving off in your dream car with flexible payment plans that fit your budget! If homeownership is on your mind, explore our mortgage loans and refinancing services. We offer competitive rates that can help make your dream of owning a home a reality. Additionally, our personal loans for debt consolidation can relieve some of the stress from multiple payments by combining them into one easy-to-manage loan.

Digital & Online Banking

Accessibility Anytime

Our digital banking services put real-time account management in the palm of your hand. Whether you're checking your balance during lunch or paying bills while waiting in line, everything is just a few taps away. At Reliant Community, we are committed to making banking simpler and more accessible for all our members. With these tools at your disposal, you can take control of your financial journey with confidence. Join us today and discover how our digital and online banking solutions can enhance your banking experience!

Key Features for Your Convenience

One of the standout features of our online banking system is the ability to sign documents electronically. With Yes, you can complete transactions quickly without the hassle of printing or mailing paperwork. Plus, with e-statements available through Yes, you'll receive your account statements directly in your inbox no more waiting for them to arrive by mail. For those who enjoy managing their finances on mobile devices, our mobile application is ready for download. It allows you to make mobile payments easily, track spending, and even send money to friends or family with person-to-person transfers available via Yes. This means splitting a bill or sending a gift has never been easier!

Financial Strength

Investing in Your Future

With $61,368,266 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity includes $6,148 in used auto loans and $470,354,271 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $122,443,782 in share certificates and $166,227,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our performance is reflected in our $0, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 8 part-time employees who are dedicated to providing exceptional service.

Solid Financial Foundation

With a net worth of $64,498,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $23,968,239. Total Share Accounts: 111,923, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reliant Community is your trusted partner. Visit us at 3255 County Road 10 Canandaigua Ny 14424 or call (800) 724-9282 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $89,476,994 in used vehicle loans and $26,272,493 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and ensure you receive the best possible terms.

Business Loans

For business owners, our outstanding commercial loans totaling $23,586,820 provide the capital needed to grow and expand. We understand that having access to funds can make all the difference in successfully running your business. At Reliant Community in Canandaigua (3255 County Road 10 Canandaigua NY 14424), our dedicated team is ready to help you navigate through your borrowing options. If you're interested in learning more about our loan offerings or checking eligibility requirements, feel free to call us at 800-724-9282 or visit our website at reliantcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Credit Cards

For those looking for additional flexibility in managing expenses, we offer credit lines totaling $61,698,087. These lines give you quick access to funds when needed. Additionally, our unsecured credit card loans total $42,393,279, providing members with an easy way to manage their finances effectively while enjoying flexible payment terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,876,580, make buying or refinancing simple. We also provide refinancing options to help you lower your monthly payments or tap into your home's equity. Our knowledgeable staff will assist you every step of the way to find a mortgage solution that meets your needs.

Loan Aggregator

Benefits of Using LendMesh

With LendMesh, you benefit from real-time rate comparisons from multiple institutions. This feature helps you make informed decisions quickly, allowing you to secure the best possible rates without unnecessary delays. Thousands of users have turned to LendMesh for their loan comparisons, with one member sharing: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers, free from hidden fees or misleading terms. LendMesh prioritizes transparency in its operations. All loan offers are sourced from legitimate financial institutions, ensuring verified data that users can trust. Furthermore, LendMesh does not include sponsored listings; lenders are not prioritized based on paid promotions. This commitment to impartiality means you will always see unbiased results tailored to your needs.

RELIANT COMMUNITY FEDERAL CREDIT UNION - Canandaigua, NY