Regional Credit Union Winfield IN | Best Auto Loans & Business Banking

Introduction

Welcome to Regional Credit Union, your trusted financial partner in the heart of Winfield, IN! Established in 1962, we have proudly served our community for over six decades, building strong relationships and fostering financial growth among our 25,040 members. Located at 10909 Randolph St, Winfield, IN 46307, our branch is dedicated to providing exceptional service and a variety of financial solutions tailored to meet your needs. At Regional, we understand that every member's journey is unique. That's why we offer an array of services including personal banking, auto loans, mortgage financing, and business banking solutions. With total assets exceeding $178,938,778 and total deposits amounting to $5,273,809, you can trust us to handle your finances with care and professionalism. Our team of 48 employees, led by CEO Jill Banning and Board President Bobbie Escalante, is committed to creating a welcoming atmosphere where you feel valued and understood. Whether you're stopping by for a simple transaction or seeking advice on larger financial goals, we're here for you. While members can visit us at our Winfield location, official correspondence should be sent to the same address: 10909 Randolph St, Winfield, IN 46307-7753. We invite you to reach out at 800-762-7419 or explore more about us at www.regionalfcu.org. Join us today and experience the benefits of being part of a credit union that prioritizes your financial wellbeing. We look forward to supporting you on your journey!

Branch History & Mission

At Regional Credit Union, we take pride in our rich legacy of serving the Winfield community since our establishment in 1962. Located at 10909 Randolph St, Winfield, IN 46307, our branch has grown alongside its members, evolving to meet their financial needs with care and dedication. With a total membership of over 25,000 and assets amounting to $178,938,778, we have become a trusted partner for individuals and families seeking financial stability and growth. Our journey began with a simple mission: to provide accessible financial services while fostering a sense of community. Over the years, we have remained committed to this mission by offering a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We are proud to say that our drive-thru service makes banking convenient for those on the go. In addition to our core financial services, we actively engage in community outreach efforts that reflect our dedication to giving back. We believe that supporting local initiatives strengthens our bonds with members and enhances the overall well-being of Winfield. Our partnerships with various organizations allow us to contribute meaningfully to the lives of those around us. While members can visit us at our physical location in Winfield for all their banking needs during our operating hours Monday through Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to noon official correspondence should be sent to our mailing address: 10909 Randolph St, Winfield, IN 46307-7753. As technology advances, so do we. Our commitment to digital banking ensures that members can manage their finances conveniently through online banking and mobile applications. We also prioritize accessibility with ADA-compliant facilities and strive to create a welcoming environment for everyone. At Regional Credit Union, we're not just about numbers; we're about people. Our mission is clear: we aim to empower our members financially while nurturing the spirit of community. Whether you're looking for personal loans or exploring business opportunities, we invite you to join us on this journey towards financial success. Come visit us at our branch or reach out via phone at 800-762-7419. Join Regional Credit Union today and discover how we can help you achieve your financial goals!

Branch Location & Accessibility

Welcome to Regional Credit Union, conveniently located at 10909 Randolph St in Winfield, IN! Our branch is designed with your needs in mind, making banking easy and accessible for everyone in the community. Nestled near local landmarks, we are just a short drive from the heart of Winfield, ensuring that you can reach us without any hassle. At our Winfield location, we prioritize accessibility. We offer ADA-compliant features, including ramps and spacious parking areas to accommodate all members. Whether you're coming for a quick transaction or a more in-depth discussion about your financial needs, our friendly staff is here to assist you. Our operating hours are designed to fit your busy schedule: Monday through Friday from 9 a.m. to 6 p.m., and on Saturday from 9 a.m. to noon. Need to make a deposit or withdrawal? Take advantage of our drive-thru service, which provides a convenient option for those on the go. While we do not have an ATM at this location, we offer shared services with partner credit unions that allow you to perform basic transactions like deposits and withdrawals. If you need to send official correspondence, please note that while members can visit us at our physical address, any mail should be directed to 10909 Randolph St, Winfield, IN 46307-7753. We invite you to come by and explore all the personal banking services we offer, including checking and savings accounts, auto loans, mortgage options, and more! Have questions? Give us a call at 800-762-7419. We're excited to help you achieve your financial goals!

Member Eligibility

At Regional, we believe that becoming a member means joining a supportive community that truly cares about your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member! We welcome individuals from various backgrounds and circumstances, making it easy for everyone to access our services. To find out more about the specific eligibility criteria, you can visit our website at https://apps-regional.ns3web.com/nsjoin . Opening an account is just as simple! Whether you're looking for savings options or need a loan, we offer a variety of services tailored to meet your needs. If you're ready to take the next step toward membership at Regional, feel free to give us a call at (800) 762-7419 or check out the details on how to open an account at https://apps-regional.ns3web.com/nsloan . We're excited to help you achieve your financial goals right here at our branch located at 10909 Randolph St Winfield In 46307!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing. Whether you're running a retail shop or providing services, our solutions help you accept payments easily. From credit card processing to point-of-sale systems, we ensure you have the tools necessary to serve your customers efficiently. Located at 10909 Randolph St Winfield In 46307 in Winfield, IN, we're dedicated to being a reliable partner for your business. Reach out today at (800) 762-7419 and let's discuss how we can support your vision!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,289,970, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For local business owners, Regional offers specialized services including merchant services and business loans. We understand that managing finances can be challenging, so we're here to help simplify that process with dedicated support and resources tailored for businesses.

Connect With Us

We invite you to visit us at 10909 Randolph St Winfield In 46307 or give us a call at (800) 762-7419 during our convenient hours: Monday through Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to noon. Our friendly staff is eager to assist you with all your financial needs. At Regional, we're not just about numbers we're about people. Explore our comprehensive list of services today and see how we can make banking work for you! For more information or to get started on opening an account, visit us online at https://www.regionalfcu.org/ .

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can manage your accounts from anywhere, anytime whether it's checking your balance, transferring funds, or paying bills. Our platform also supports person-to-person payments, allowing you to send money easily to friends or family.

Personal Banking Services

Starting with personal banking, we offer various checking and savings accounts tailored for every lifestyle. For those seeking reliable financing options, our auto loans and vehicle financing services can help you get behind the wheel without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our expert team is ready to guide you through the process with our mortgage loans and refinancing options. Sometimes life throws unexpected expenses your way, which is why we provide personal loans and debt consolidation solutions that can help ease financial burdens. To make everyday spending rewarding, consider our credit cards with rewards, perfect for those who want to earn while they spend.

Transaction Services

At our branch, you'll find basic drive-thru banking services available for quick deposits and withdrawals. Additionally, if you're a member of partner credit unions, you can take advantage of our shared branch transactions, making it easy to access your funds even when you're away from home.

Digital & Online Banking

Key Features

Need to send money quickly? Our person-to-person transfers make it simple to share funds with family and friends in real-time. Plus, if you're always on the move, you'll appreciate our mobile application that lets you manage your accounts right from your smartphone. Whether it's checking balances or making payments, everything is just a tap away. Security is a top priority for us. That's why we offer electronic signature authorization for important transactions. You can sign documents digitally without the hassle of printing or mailing them back saving you time while keeping your information safe. While our mobile payments feature isn't available at this moment, we're continually looking to enhance your experience. For now, rest assured that our online banking services provide all the essential tools you need for effective account management. In summary, Regional is committed to making banking as straightforward as possible. With user-friendly features and robust security measures, managing your finances has never been easier! So why wait? Visit us today at https://www.regionalfcu.org/ and take control of your banking experience!

Financial Strength

Building Trust Together

Total Share and Deposit Accounts stand at 45,187, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $2,234,969, we are well-equipped to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Regional is your trusted partner. Visit us at 10909 Randolph St Winfield In 46307 or call (800) 762-7419 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $22,362,386 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $108,128,680 in total loans and leases show our lending capacity supports members' financial goals across various sectors. We also take pride in having 42 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $4,572,567 in share certificates and $64,985,805 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,180,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $22,700,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,268 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,673,003 in used vehicle loans and $14,211,579 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates designed to fit your budget. Whether you're purchasing a brand-new vehicle or a reliable used one, we can help you drive off with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $5,289,970 provide the capital needed to grow and expand. We know that every business has different needs, which is why we work closely with you to find the best financing solution. At Regional, we are dedicated to supporting your financial journey through personalized service and competitive products. If you're interested in refinancing options or want to explore eligibility criteria for any of our loan products, feel free to reach out by calling us at (800) 762-7419 during our operating hours: Mon - Fri from 9 a.m. to 6 p.m., and Sat from 9 a.m. to noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial goals matter to us let's work together to achieve them!

Credit Lines and Unsecured Loans

If you're looking for additional flexibility, our credit lines offer an easy way to manage unexpected expenses or consolidate debt, totaling $13,300,000 available for our members. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $4,883,427 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,891,066, make buying or refinancing simple. We strive to make the process straightforward and stress-free so you can focus on turning your dream of owning a home into reality.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust that the offers they see are fair and transparent. Each lender featured on LendMesh is verified, ensuring that only legitimate financial institutions are included in the comparisons.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come from recognized financial institutions, which guarantees transparency and credibility. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can choose what's best for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores how effective and reliable the platform is for consumers looking to save money. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

REGIONAL FEDERAL CREDIT UNION - Winfield, IN