REGIONAL FEDERAL CREDIT UNION - Hammond, IN

In today's fast-paced world, we understand the importance of adapting to new technologies. That's why we offer online and mobile banking options alongside traditional services. Members can easily manage their accounts anytime from anywhere. We ensure compliance with ADA standards so that everyone can access our facilities and services comfortably.

As we continue this exciting journey together, we invite you to become part of the Regional Credit Union family. Experience firsthand the benefits of membership whether it's competitive loan rates or personalized service tailored just for you. Reach out to us at 219-548-6800 or visit us online at Regional Credit Union to learn more about how we can serve you better. Together, let's build a brighter future!

From humble beginnings, Regional has evolved significantly. We have embraced modern banking practices while remaining rooted in our core values of service and support. As we expanded our offerings from personal checking accounts to auto loans and business banking solutions we have also prioritized accessibility and convenience for all members. With operating hours that fit your schedule and drive-thru banking available, we strive to make your banking experience as seamless as possible. While members can visit us at our branch address, official correspondence should be sent to 7144 Kennedy Ave, Hammond, IN 46323-2225. This is more than just an address; it's where relationships are built and dreams are financed.

At Regional Credit Union, our mission goes beyond providing financial services; it's about enriching lives and empowering individuals. We believe in supporting our members with personalized financial solutions that cater to their unique needs. Whether you're looking to buy a new home or need assistance with debt consolidation, we're here to guide you through every step. We also actively engage with our community through outreach programs and partnerships that uplift those around us. Our commitment to being a responsible corporate citizen means investing back into the local area supporting schools, local businesses, and charitable initiatives.

If you have questions or need assistance, don't hesitate to reach out! You can call us at 219-548-6800. While our main branch is located at the address above, please note that official correspondence should be sent to the same address. We invite you to visit us soon and experience firsthand the friendly service and support that makes Regional Credit Union a great choice for all your banking needs!

At Regional, we prioritize accessibility for all members. Our location is designed to accommodate everyone with ADA-compliant features, including ramps and accessible parking spaces. Plus, if you prefer to stay in your car, our drive-thru service allows you to handle basic transactions such as deposits and withdrawals without ever leaving your vehicle.

Our friendly staff is here to assist you during convenient hours: Monday through Friday from 10 a.m. to 3 p.m., and Saturday from 9 a.m. to noon. We aim to provide flexibility so that you can manage your banking needs without feeling rushed.

In addition to our loan offerings, we provide comprehensive merchant services that simplify payment processing. Imagine running your café and needing a quick way for customers to pay. With our merchant services, you can accept various payment methods seamlessly, enhancing customer satisfaction and improving your bottom line. Located at 7144 Kennedy Ave Hammond In 46323 in Hammond, IN, we invite you to explore how our business banking solutions can help you thrive. For more information, call us at (219) 548-6800 or visit our website at https://www.regionalfcu.org/ . Your business's success starts here!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,289,970, we continue to drive economic growth by financing new and expanding businesses.

For entrepreneurs and small business owners, we provide comprehensive business banking services including merchant services and business loans. Whether you're launching a startup or expanding an existing venture, we're here to support your growth every step of the way.

Our branch offers basic drive-thru banking for quick transactions like deposits and withdrawals. Plus, as part of shared branching networks, members can perform transactions at partner credit unions across the country. This means if you're traveling and need quick access to your funds, we've got you covered! If you're ready to explore all that Regional has to offer or have questions about any of our services, don't hesitate to reach out! Call us at (219) 548-6800 or visit us during our lobby hours Monday through Friday from 10 a.m. to 3 p.m., and Saturday from 9 a.m. to noon. Join us today at Hammond, where we're committed to helping you achieve your financial dreams!

Homeownership is a significant milestone for many people. At Regional, we offer mortgage loans and refinancing options that cater to first-time buyers as well as seasoned homeowners looking for better rates. We guide you through each step of the process, so you feel confident in making one of life's biggest decisions.

We understand that every individual has unique financial goals. That's why we offer various personal banking options, including checking and savings accounts tailored to fit your lifestyle. Our members enjoy easy access to their funds through online and mobile banking, making it simple to manage accounts anytime, anywhere. Imagine being able to check your balance or transfer money while waiting in line at your favorite coffee shop!

If you're considering consolidating debt or need funds for unexpected expenses, our personal loans are designed with flexibility in mind. Additionally, our credit cards come with rewards that can benefit you every time you shop. Think about how nice it would be to earn points on purchases you're already making!

For those looking to purchase a new or used vehicle, our auto loans and vehicle financing solutions make it easier than ever. With competitive rates and flexible terms, we work with you to find a plan that fits your budget. Picture driving off in your dream car without the financial stress our team is here to help you make that happen.

At Regional, we're committed to providing accessible banking solutions that empower our members. You can easily manage your accounts in real-time from anywhere with internet access. Our goal is to make sure you're always in control of your finances without any unnecessary stress. Whether you're checking balances, transferring funds, or utilizing our secure features like e-statements and electronic signatures, we're here to support you every step of the way. Experience the convenience of modern banking with Regional today!

Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents safely online without the hassle of printing and mailing them. Additionally, e-statements are available so you can receive your account statements electronically no more waiting for the mail! Need to send money to a friend? Our person-to-person transfer option is quick and straightforward, letting you send cash directly from your account in just a few clicks. While we currently don't support mobile payments, our online tools are geared toward making transactions smooth and secure.

Total Share and Deposit Accounts: 45,187, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,234,969. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Regional is your trusted partner. Visit us at 7144 Kennedy Ave Hammond In 46323 or call (219) 548-6800 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $4,572,567 in share certificates and $64,985,805 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,180,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With $22,362,386 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,890 in used auto loans and $108,128,680 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

With a net worth of $22,700,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,268 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,673,003 in used vehicle loans and $14,211,579 in new vehicle loans already helping members get on the road. With a total of 3780 auto loans issued, we're committed to providing you with financing solutions that fit your lifestyle.

For business owners, our outstanding commercial loans totaling $5,289,970 provide the capital needed to grow and expand your enterprise. We understand the unique challenges faced by businesses and are here to support you every step of the way.

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,891,066, making buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

If you're considering refinancing any existing loans or mortgages, we have options available that may help lower your monthly payments or reduce interest rates. Contact us for more details on eligibility and how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. To learn more about our loan products or to start an application today, give us a call at 219-548-6800 or visit us online at Regional FCU. We're here to help you navigate your financial journey!

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. We currently have a total of $4,883,427 in unsecured credit card loans assisting members in managing their finances effectively. This option is perfect for those looking to make purchases without collateral while enjoying the benefits of credit.

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