Member Eligibility
Becoming a member of Refugio County is like joining a family that genuinely cares about your financial well-being. Located at 514 Swift St Refugio Tx 78377, we welcome anyone who lives, works, or worships in the community to join us. If you have a passion for supporting local initiatives and a desire for personalized banking services, you're already on the right track! We believe in making banking accessible and straightforward, so you'll find that our membership process is designed to be quick and easy. For more details on eligibility requirements. And when you're ready to open an account, just give us a call at (361) 526-2275 or stop by our branch we're excited to help you get started on your journey with us!
Business Banking & Commercial Services
At Refugio County, we understand the heartbeat of our local businesses. Every entrepreneur dreams of growth and success, and having the right financial partner can make all the difference. Imagine a local coffee shop that wants to expand its seating area to accommodate more customers. With our tailored business loans, that dream can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions for your business, whether you're processing payments at a bustling farmers market or a busy retail store. By partnering with us, you gain access to reliable tools that help streamline your operations, letting you focus on what matters most growing your business. Visit us at 514 Swift St Refugio Tx 78377 in Refugio, TX, or call us at (361) 526-2275 to learn how we can help you take the next step toward achieving your business goals.
Financial Strength
At Refugio County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to building trust through our strong financial performance and member-focused services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $2,273,390, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1805% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $986,187 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is reflected in our $1,915,092 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $4,993,356 in total loans and leases, including 92 used auto loans, our lending capacity supports members' financial goals across various sectors. Our net income of $129,403 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 1,690, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Refugio County is your trusted partner. Visit us at 514 Swift St, Refugio TX 78377 or call 361-526-2275 to learn more about how we can help you achieve your financial goals.
