Introduction
Welcome to Reeves County Teachers Credit Union, where we pride ourselves on being more than just a financial institution. Located at 312 S Cedar St, Pecos, TX 79772, we have been serving our community since 1967. With a commitment to providing exceptional service, we currently support over 1,371 members and manage total assets of $10,377,383. At Reeves County Teachers, your financial well-being is our top priority. We understand the unique needs of our members, offering a range of services including loans and deposits tailored to support both personal and community goals. Our total loans stand at 463, while our members have trusted us with total deposits of $1,109,085. With a net worth of $1,384,148 and cash in hand totaling $30,180, we ensure that your funds are secure and ready to work for you. Our dedicated team consists of just four employees, all focused on providing personalized service to help you navigate your financial journey. Led by our CEO, Luzelva Estrello, and guided by Board President John Salcido, we strive to create lasting relationships built on trust and reliability. While you can visit us at our branch location for assistance or inquiries, please note that any official correspondence should be directed to our mailing address: 312 S Cedar St, Pecos, TX 79772-3211. As we continue to grow and adapt to the needs of our members, we invite you to reach out with any questions or concerns. Feel free to call us at 432-447-6192 during our operating hours from 9 a.m. to 5 p.m. Monday through Friday. Join us at Reeves County Teachers Credit Union where your financial future is in good hands!
Branch History & Mission
Welcome to the Reeves County Teachers Credit Union, a cornerstone of financial support in Pecos, Texas. Since our opening in 1967, we have proudly served our community, fostering a spirit of cooperation and trust among our members. With a rich history rooted in helping educators and their families, we have grown alongside the community we serve. Located at 312 S Cedar St, Pecos, TX 79772, our branch has become a familiar sight for many. Whether you're passing by on your way to the local schools or visiting nearby parks, you'll find us ready to assist with your financial needs. Our mission is simple yet powerful: to provide accessible financial services while supporting the educational community and enhancing the lives of our members. Over the years, we've achieved significant milestones. Today, we are proud to have a membership of 1,371 individuals who trust us with their financial well-being. Our total assets now stand at an impressive $10,377,383, reflecting our commitment to sound financial practices and member-focused services. At Reeves County Teachers Credit Union, we believe that banking should be more than just transactions; it should be about building relationships. We are dedicated to providing personalized service that meets the unique needs of each member. While we may not offer drive-thru banking or ATMs at this time, our team is always ready to help during our operating hours from 9 a.m. to 5 p.m., Monday through Friday. Our mission extends beyond traditional banking services. We actively engage in community outreach efforts, partnering with local schools and organizations to promote financial literacy and support educational initiatives. It's about more than just loans or deposits; it's about nurturing the growth of our community. While members can visit us at 312 S Cedar St, official correspondence should be sent to 312 S Cedar St, Pecos, TX 79772-3211 if different from the branch address. We invite you to join the Reeves County Teachers Credit Union family and experience firsthand how we can help you achieve your financial goals while being part of something greater a supportive community focused on education and personal growth. Contact us today at 432-447-6192 and let's start building your brighter financial future together!
Branch Location & Accessibility
Convenient Access and Features
At Reeves County Teachers, we strive to make your visit as pleasant as possible. Our location offers ample parking, ensuring that you can quickly hop in and out without the stress of searching for a spot. We are committed to being accessible for everyone, with ADA-compliant features including ramps that make it easy for all members to visit our branch.
Operating Hours
We're here for you during the week! Visit us Monday through Friday from 9 a.m. to 5 p.m., when our team is ready to assist you with any questions or services you may need. Whether you're looking to open an account or need help with your finances, our friendly staff is just a phone call away at 432-447-6192.
Services Offered
While we currently do not have ATM services or drive-thru banking available, we focus on providing excellent in-branch assistance tailored to your unique needs. Although we don't have shared services at this location, our dedicated team is ready to help with any banking inquiries. If you're looking for a reliable credit union that prioritizes community and member service, come by Reeves County Teachers Credit Union today! We look forward to welcoming you and helping you reach your financial goals.
Member Eligibility
Becoming a member of Reeves County Teachers is like joining a caring community where your financial needs are the priority. If you live, work, or worship in Pecos or the surrounding areas, you're likely eligible to join us! We welcome individuals who share our values and want to benefit from our member-focused services. Whether you're looking for loans, savings accounts, or simply a supportive place to manage your finances, our doors at 312 S Cedar St Pecos Tx 79772 are open to you. The process is straightforward and designed with you in mind. To learn more about specific eligibility requirements. Once you're ready to join, opening an account is a breeze. Just give us a call at (432) 447-6192, and we'll guide you through the steps. Join us today and experience the advantages of being part of Reeves County Teachers where every member counts!
Business Banking & Commercial Services
Financing Solutions for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $60,498, we continue to drive economic growth by financing new and expanding businesses. Imagine how access to the right financing could help you purchase new equipment, hire additional staff, or expand your product offerings. Our tailored loans can provide the capital you need to turn your ambitions into reality.
Merchant Services That Matter
In addition to loans, we offer practical merchant services that simplify payment processing for your business. Picture this: a busy Saturday afternoon at your café. Customers are lining up to order their favorite drinks, but they want the convenience of paying with their cards or mobile wallets. With our merchant services, you can accept various payment methods seamlessly, allowing you to focus on what you do best serving your customers. Let us partner with you on your journey to success at Reeves County Teachers. Visit us at 312 S Cedar St Pecos Tx 79772 or call us at (432) 447-6192 to learn more about how our business banking solutions can support your goals!
Comprehensive List Of Services
Community Commitment
Being part of Reeves County Teachers means more than just accessing financial products; it's about being part of a community that supports each other. We recognize that life can be unpredictable, and sometimes you might need extra assistance with loans or savings options. While we primarily provide ATM services now, we're continually working on expanding our offerings so that you can have all the resources you need right at your fingertips. Whether you're looking for straightforward ATM access or have aspirations for future banking innovations, Reeves County Teachers is here for you every step of the way. We invite you to stop by our branch or give us a call today at 432-447-6192 and discover how we can assist you in achieving your financial goals!
Convenience Meets Technology
In today's fast-paced world, convenience is key. While we currently focus on ATM services only, we're committed to enhancing your experience further in the future. Our goal is to ensure that managing your finances is as effortless as possible. Imagine being able to check your balance or transfer funds without needing to visit the branch this is where our digital banking features will come into play soon.
Personalized Financial Solutions
Our commitment to serving you goes beyond typical banking. At Reeves County Teachers, we understand that every member has unique goals and challenges. That's why we offer a range of services designed with your needs in mind. For those who frequently need access to cash, our ATM services are available to help you withdraw funds easily and quickly. Whether you're on the go or planning for special occasions, having reliable access to your money is essential.
Digital & Online Banking
At Reeves County Teachers, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure. With 24/7 online banking access, you can keep track of your accounts whenever it suits you, right from the comfort of your home or on the go. Our online banking platform allows you to check balances, view transaction history, and manage your finances with just a few clicks. Although we currently do not offer features like electronic signature authorization or e-statements, our commitment to convenience remains strong. If you prefer using your smartphone, our mobile application is also available, providing a user-friendly interface for all your banking needs. While mobile payments and person-to-person transfers aren't available just yet, we're constantly exploring ways to enhance your experience. To learn more about our digital services and how they can benefit you. We're here to help you navigate your financial journey with ease and peace of mind. At Reeves County Teachers, we prioritize accessibility and security so that you can focus on what matters most in your life.
Financial Strength
Commitment to Growth
With $1,324,801 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,999,661 in total loans and leases. This includes 82 used auto loans, highlighting our dedication to helping you achieve your aspirations.
Growing Member Base
Total Share Accounts stand at 1,225, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service while maintaining robust financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reeves County Teachers is your trusted partner. Visit us at 312 S Cedar St Pecos Tx 79772 or call 432-447-6192 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our operations reflect efficiency with a net income of $10,022, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees, ensuring our branch is always ready to serve you with a knowledgeable and committed team.
Secure Savings Opportunities
Members' savings are secured through $4,352,151 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $1,384,148, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1328 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,542,137 in used vehicle loans and $4,268,486 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget and lifestyle.
Business Loans
For business owners, our outstanding commercial loans totaling $60,498 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support your journey with tailored financing solutions. At Reeves County Teachers, we're committed to providing financial products that fit your needs. If you're considering refinancing or exploring eligibility options for any of our loan products, feel free to reach out. For more information or assistance with your loan applications, don't hesitate to contact us at 432-447-6192. We're located at 312 S Cedar St, Pecos, TX 79772 and are open from 9 a.m. to 5 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While currently we have no Junior Lien 1-4 Family Residential Properties loans available, our team is ready to assist you with guidance on future opportunities as they arise.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans, our future offerings will help members manage their finances effectively by providing easy access to credit when needed.
Loan Aggregator
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