Redwood Credit Union Windsor CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Redwood, your trusted partner in personal and business finance located at 8945 Brooks Rd S, Windsor, CA 95492. Established in 1950, we have proudly served our community for over seven decades, nurturing financial well-being and fostering a spirit of collaboration among our 379,157 members. Our commitment is reflected in our impressive total assets of $8,816,000,387 and total deposits amounting to $1,196,065,671. With a dedicated team of 940 employees, we are here to provide you with personalized service that meets your unique financial needs. At Redwood Credit Union, we understand the importance of trust and reliability in banking. That's why we focus on building lasting relationships with our members while offering a wide range of services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our loans total an impressive 236,344, ensuring that we can support you whether you're looking to purchase a new vehicle or expand your business. Under the leadership of our CEO Brett Martinez and Board President Jim Olmsted, we strive to create a welcoming environment where everyone feels at home. We're not just about numbers; we're about people your goals and dreams matter to us. While you can visit us at our branch for friendly assistance or to explore our services further, feel free to reach out anytime by calling us at 800-479-7928. Discover how Redwood can help you achieve your financial aspirations today! For more information about membership or opening an account online, please visit us at Redwood Credit Union.

Branch History & Mission

Commitment to Community

At Redwood, we go beyond traditional banking. We actively participate in local events and partner with various organizations to uplift those around us. Our outreach programs are designed not just to provide financial support but also to build lasting relationships within the community. Whether it's through educational workshops or sponsorship of local initiatives, we strive to make a positive impact.

Join Us Today!

As we look forward to the future, we invite you to join the Redwood family. Experience firsthand how our dedication to service and community can help you navigate your financial journey with confidence. For any inquiries or assistance, feel free to reach out at (800) 479-7928 during our operating hours: Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 4:00 pm. Together, let's build a brighter future! Visit us online at Redwood Credit Union or start your membership today by checking out how to become a member.

Modern Banking for Everyone

In this digital age, we embrace technology while ensuring that accessibility remains a priority. With services like online banking, mobile payments, and e-statements available for our members, managing your finances has never been easier. We also take pride in being ADA compliant so that everyone can enjoy our facilities without barriers. While you can visit us at 8945 Brooks Rd S Windsor Ca 95492, official correspondence should be sent to our mailing address if it differs from this location. Don't forget that we offer convenient ATM access for quick transactions and essential banking services.

Our Journey

From our humble beginnings, Redwood has always prioritized the well-being of our members and the communities we serve. Over the decades, we've expanded our offerings to include a wide range of financial services, such as personal banking, auto loans, mortgages, business banking, and more. Our location at 8945 Brooks Rd S Windsor Ca 95492 is easily accessible and serves as a welcoming hub for all your financial needs. Our mission is simple yet profound: to empower individuals and families with the resources they need to achieve their financial goals while fostering a spirit of community support. We believe that everyone deserves access to quality financial products and services that enhance their lives.

Branch Location & Accessibility

Connect with Us Today!

We invite you to come and experience the welcoming atmosphere at the Redwood Windsor Branch. If you have questions or need more information before visiting, feel free to call us at 800-479-7928. We can't wait to meet you and help make your banking experience smooth and enjoyable!

Easy Access and Local Highlights

Finding us is simple! Our branch is just a short drive from popular local spots, making it a breeze for you to drop in. As you approach, you'll appreciate our ample parking options that are designed with convenience in mind. We've ensured that our facilities are ADA-compliant, so everyone can enjoy easy access. If you're looking for official correspondence details, while members can visit us at the branch, please direct any mail to our main office.

Operating Hours Designed for You

At Redwood Windsor Branch, we understand that life can get busy. That's why we offer flexible operating hours! Join us Monday through Friday from 9:00 AM to 6:00 PM, or stop by on Saturday between 9:00 AM and 4:00 PM. No matter when you need assistance or want to discuss your financial goals, we're here for you.

Services Tailored for Your Needs

Our Windsor location provides a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything covered. Plus, enjoy the convenience of our ATM services available on-site for quick cash withdrawals and balance checks. While we don't have drive-thru banking here, our friendly staff is always ready to assist you inside. We also provide online and mobile banking options so you can manage your finances easily from anywhere.

Member Eligibility

At Redwood, we believe that becoming a member is like joining a warm and welcoming community where your financial well-being is our priority. If you're looking to join us, you'll be pleased to know that eligibility is quite straightforward. You can become a member if you live, work, or worship in specific areas, or if you have family members who are already part of our credit union family. We encourage everyone to explore the opportunities that membership offers, including better rates on loans and personalized service tailored just for you. For more detailed eligibility criteria, please visit http://www.redwoodcu.org/about/membership/become-a-member/. Opening an account with us is easy and designed to fit your lifestyle. Simply head over to http://www.redwoodcu.org/resources/education/get-started-financial-education/ to get started on your journey toward financial empowerment. If you have any questions or need assistance, feel free to reach out to us at (800) 479-7928. Our team is here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that streamline payment processing. Imagine being able to accept payments from customers easily, whether they're paying with a card or through mobile wallets. This not only enhances customer satisfaction but also keeps your cash flow steady. Located at 8945 Brooks Rd S Windsor Ca 95492 in Windsor, CA, we invite you to discover how our tailored financial solutions can support your business goals. Connect with us today at (800) 479-7928 and take the next step toward growing your business!

Comprehensive List Of Services

Business Banking Made Easy

For local businesses in need of financial support, our Business Banking services include Merchant Services & Business Loans tailored specifically for entrepreneurs. We understand the unique challenges businesses face, and we're committed to helping them thrive.

Connect With Us

Ready to explore how Redwood can assist you with your financial journey? Visit us at our branch located at 8945 Brooks Rd S Windsor Ca 95492 in Windsor, CA, or give us a call at (800) 479-7928. Our friendly team is eager to help you navigate all of our services and find the right solutions for you! Whether you're just starting out or looking to enhance your current financial situation, we're here every step of the way. Join us today and experience banking made personal!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Redwood, we prioritize digital banking features. With Online & Mobile Banking, you can manage your accounts anytime, anywhere whether it's checking your balance while on the go or transferring funds between accounts at home. Need cash? Our ATM & Cash Withdrawal Services ensure you have access to your money when you need it most. Plus, basic ATM access allows you to withdraw cash and check balances without any hassle.

Financial Support at Your Fingertips

We also recognize that life can throw unexpected challenges your way. That's where our Personal Loans & Debt Consolidation services come into play. If you're facing unexpected expenses or want to simplify your finances by consolidating debt, we're here to offer solutions that can ease your burden. And let's not forget about our Credit Cards with Rewards! These cards not only provide convenience but also allow you to earn points on everyday purchases perfect for those who enjoy shopping or dining out.

Personal Banking Solutions

When it comes to personal banking, we offer Checking & Savings Accounts that cater to different lifestyles and financial goals. If you're saving for a vacation or managing day-to-day expenses, our accounts come with features that help you keep track of your finances effortlessly. For those on the road to owning a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates that can make your dream car a reality. Imagine driving off with your new ride, knowing you've secured an affordable loan tailored just for you. If homeownership is your goal, our Mortgage Loans & Refinancing services can help guide you through the process. We're here to support you every step of the way, whether it's buying your first home or refinancing an existing mortgage for better terms.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're on the go, our mobile application ensures that all these services are right at your fingertips. For those who prefer paperless options, we offer electronic statements that you can access anytime. This means no more waiting for the mail or worrying about lost documents. You can also use electronic signature authorization for added convenience when signing documents online. Security is a top priority for us at Redwood. Our digital banking features are designed with the latest security measures to keep your information safe while providing easy access to your accounts. Whether you're making mobile payments or managing transactions through our app, you can feel confident knowing that your data is protected. In today's fast-paced world, having access to real-time account management has never been more important. At Redwood, we make it easier than ever for you to stay on top of your finances from anywhere. Join us today and experience how our digital and online banking services can enhance your banking experience!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 879,176, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $14,871,920. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 8945 Brooks Rd S Windsor Ca 95492 or call (800) 479-7928 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to manage resources effectively is reflected in our $0. This operational efficiency enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 876 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Innovation

With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $62,817 in used auto loans and $6,689,006,466 in total loans and leases.

Strong Financial Health

With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those interested in expanding their business ventures, our outstanding commercial loans totaling $666,196,010 provide essential capital for growth and innovation. If you're considering refinancing any existing debts or exploring eligibility options for any of our loan products, our knowledgeable staff at Redwood is ready to assist you. At Redwood, we're dedicated to ensuring that your borrowing experience is as smooth and straightforward as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your loan options further or have questions about eligibility and application processes, don't hesitate to reach out at (800) 479-7928. We look forward to helping you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and help you secure competitive rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300, make buying or refinancing simple. We know that navigating the housing market can be overwhelming, which is why we offer personalized service to ensure you have all the information needed to make informed decisions.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $413,133,937 in loans helping members manage their finances effectively, our credit cards come with features that fit your lifestyle while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing genuine and current rates. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, making it easier for users to find the best options without any hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature enables individuals to make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take the next step toward securing the best loan rates available, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers, allowing for informed decision-making.

Redwood

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Community

Join Us Today!

Modern Banking for Everyone

Our Journey

Branch Location & Accessibility

Connect with Us Today!

Easy Access and Local Highlights

Operating Hours Designed for You

Services Tailored for Your Needs

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Made Easy

Connect With Us

Digital Banking Features

Financial Support at Your Fingertips

Personal Banking Solutions

Digital & Online Banking

Key Features of Our Digital Banking Services

Financial Strength

Growing Member Base

Member-Centric Savings Options

Operational Efficiency

Reinvestment for Innovation

Strong Financial Health

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community