Redwood Credit Union Ukiah CA | Affordable Vehicle Loans & Checking

Introduction

Welcome to Redwood, your trusted credit union in the heart of Ukiah, California! Located at 195 Orchard Plz, Ukiah, CA 95482, we have proudly served our community since 1950. With a commitment to providing exceptional financial services and support, we currently boast a strong membership base of 379,157 individuals who rely on us for their banking needs. At Redwood, we understand that every member is unique, which is why we offer a wide range of services tailored to fit your lifestyle. From checking and savings accounts to auto loans and mortgages, our goal is to empower you with the financial tools you need to succeed. With total assets of over $8.8 billion and more than $1.1 billion in net worth, we are dedicated to maintaining stability while investing in the future of our members. Our experienced team, led by CEO Brett Martinez and Board President Jim Olmsted, is here to provide personalized assistance and guidance every step of the way. Whether you're looking for advice on loans where we currently have 236,344 loans and leases or simply want to explore our competitive rates on savings accounts with total deposits reaching $1.2 billion, you can trust that we have your best interests at heart. While members can visit us at our branch location in Ukiah, official correspondence should be directed to our mailing address if different. Feel free to reach out at 800-479-7928 or browse our website at Redwood Credit Union for more information on how we can help you achieve your financial goals. Join us today and discover what it means to be part of a credit union that truly cares about its members!

Branch History & Mission

Our Journey

Since opening our doors at 195 Orchard Plaza, Redwood has continuously evolved to meet the changing needs of our members. From humble beginnings, we have expanded our services and technology to ensure that every member feels valued and understood. Our commitment to providing personal banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking reflects our dedication to fostering financial stability for all. Over the years, we've also embraced digital advancements, offering services like online banking and mobile payments to enhance convenience for our members. This focus on accessibility ensures that everyone in Ukiah can manage their finances easily and securely.

Our Mission

The mission of Redwood Credit Union is clear: we strive to provide exceptional financial services while positively impacting the communities we serve. We believe that everyone deserves access to affordable financial products that help them achieve their goals. Whether it's saving for a home or starting a business, we are here to support you every step of the way. Community involvement is integral to who we are. We actively engage in local outreach programs and partnerships aimed at improving the lives of residents in Mendocino County. Through these efforts, we not only provide financial resources but also contribute to building a stronger community.

Visit Us

While you can visit us at 195 Orchard Plaza, official correspondence should be sent to our headquarters located in Santa Rosa, CA. We invite you to experience our friendly service firsthand during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM. For your convenience, we offer ATM services and drive-thru banking options. Join us at Redwood Credit Union and discover how we can help you navigate your financial journey with confidence. Your future starts here! For more information about membership and account openings, please visit our website or call us at 800-479-7928 today!

Branch Location & Accessibility

Call to Action

Ready to experience the convenience of Redwood? We invite you to visit us at the Ukiah Branch or give us a call at 800-479-7928 for any inquiries. Your financial well-being is our priority, and we look forward to serving you!

Convenience and Accessibility

At Redwood, we prioritize your convenience. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. Whether you're stopping by for a quick transaction or seeking advice on financial matters, our team is here to assist you.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Visit us Monday through Friday from 9:00 AM to 6:00 PM or drop by on Saturday from 9:00 AM to 4:00 PM. We aim to accommodate your schedule so you can manage your finances when it suits you best.

Services Offered

Our Ukiah Branch is equipped with an ATM and offers drive-thru banking for quick and easy transactions. You can handle deposits, withdrawals, and other simple banking needs without leaving your vehicle. For those who prefer a more personal touch, our knowledgeable staff are always ready to help you with services ranging from personal checking accounts to auto loans and mortgages.

Member Eligibility

At Redwood, we believe that becoming a member is like joining a caring family where your financial well-being is our top priority. If you're looking to become part of our community, you'll find that eligibility is quite accessible. We welcome individuals who live, work, or worship in the areas we serve, which creates an inclusive environment for everyone. Whether you're a student just starting out or someone planning for retirement, there's a place for you here. You can explore all the specific eligibility criteria by visiting this link. Joining us is simple and rewarding! Once you confirm your eligibility, opening an account at Redwood is easy just head over to our account opening page for more details on how to get started. If you have any questions or need assistance, feel free to call us at (800) 479-7928. We're here to support you every step of the way and ensure that you enjoy all the benefits that come with being a member of our vibrant community at 195 Orchard Plz Ukiah Ca 95482.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make everyday transactions easier for business owners. Imagine being able to accept payments seamlessly whether it's through credit cards, mobile payments, or online transactions. Our solutions ensure you can focus on what you do best: running your business. Join us at Redwood located at 195 Orchard Plz Ukiah Ca 95482 in Ukiah, and let's work together to take your business to the next level! For more information, call us at (800) 479-7928.

Comprehensive List Of Services

ATM and Drive-Thru Services

When you're on the go, our ATM and cash withdrawal services ensure you have access to your funds whenever needed. For simple transactions like deposits or withdrawals, utilize our basic drive-thru banking service for added convenience.

Business Banking

For our entrepreneurial members, we provide robust business banking services, including merchant services and business loans, so you can focus on growing your business without worrying about financial hurdles.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Redwood, we offer comprehensive online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is at your fingertips.

Join Us Today!

Ready to experience all that Redwood has to offer? We invite you to visit us at 195 Orchard Plz Ukiah Ca 95482 or give us a call at (800) 479-7928. Our friendly team is here Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM. Whether you're looking for personal finance solutions or business support, we're committed to helping you achieve your goals. Join us today and become part of a community focused on financial well-being!

Loans and Credit Options

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation options, you can take control of your finances and ease that burden. Plus, enjoy the perks of having a credit card with rewards, allowing you to earn while you spend.

Personal Banking

Whether you're just starting out or planning for the future, our personal banking services are designed with you in mind. We offer checking and savings accounts that fit various lifestyles, making it easy to manage your money. Need a new car? Our auto loans and vehicle financing options can help you hit the road without breaking the bank. If home ownership is on your horizon, explore our mortgage loans and refinancing solutions tailored to fit your financial situation.

Digital & Online Banking

Mobile Banking on Your Terms

With our mobile application, available for download on major platforms, managing your finances has never been easier. You can make mobile payments and even send money directly to friends or family with our person-to-person transfer feature. Whether you're out running errands or relaxing at home, you're always connected to your finances. Our services are crafted with accessibility in mind. We believe that everyone should have real-time management of their accounts at their fingertips. Join us at Redwood and experience the ease and convenience of digital banking today!

User-Friendly Features

We prioritize security and user-friendliness in all our offerings. Our electronic signature authorization makes it easy for you to complete transactions securely without needing to visit a branch. You can also opt for e-statements to stay organized and reduce paper clutter just another way we help simplify your banking experience.

Financial Strength

Growing Trust

Total Share Accounts stand at an impressive 879,176, showing a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to maintaining high standards of service while meeting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 195 Orchard Plz Ukiah Ca 95482 or call us at 800-479-7928 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 876 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Growth

With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $62,817 in used auto loans and a total of $6,689,006,466 in loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, we have flexible financing options designed for you.

Business Loans

For business owners, our outstanding commercial loans totaling $666,196,010 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive in their communities.

Credit Cards and Personal Loans

We also provide flexible terms on unsecured credit card loans, with a total of $413,133,937 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to make purchases with ease, our credit card offerings can assist you in achieving financial stability.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300, make buying or refinancing simple. We help streamline the process so you can focus on what matters most your new home.

Refinancing Options

If you're interested in refinancing any existing loans or exploring eligibility options, our knowledgeable staff is here to guide you through the process. We strive to make your experience as smooth as possible. For more information about our loan offerings or if you're ready to take the next step towards your financial future, don't hesitate to reach out! You can call us at (800) 479-7928 or visit us at our branch located at 195 Orchard Plz Ukiah Ca 95482 in Ukiah, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution today!

Loan Aggregator

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REDWOOD CREDIT UNION - Ukiah, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans