Redwood Credit Union Redwood CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Redwood, your trusted credit union located at 500 W Napa St, Sonoma, CA 95476. Since our establishment in 1950, we have proudly served a vibrant community of over 379,157 members, offering a wide range of financial services designed to meet your needs. With total assets exceeding $8.8 billion and total deposits around $1.2 billion, we are committed to providing you with the financial strength and support you deserve. At Redwood, we understand that every member's journey is unique. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgages, or if you're interested in business banking solutions including merchant services and business loans, we've got you covered. Our dedicated team of 940 employees, led by CEO Brett Martinez and Board President Jim Olmsted, is here to guide you through every step of your financial journey. We believe in giving back to the community that supports us. By choosing Redwood, you're not just a member; you're part of a community-focused organization that strives to make a positive impact. Our commitment goes beyond transactions; we aim to build lasting relationships based on trust and transparency. While members can visit us at our Sonoma branch for all their banking needs, official correspondence should be sent to the same address: 500 W Napa St, Sonoma, CA 95476. If you have any questions or need assistance, don't hesitate to reach out via phone at 707-935-2312. Join us today and experience the Redwood difference! Visit our website at redwoodcu.org for more information on how to become a member or open an account. We look forward to serving you!

Branch History & Mission

Community Engagement

We take pride in being more than just a credit union; we are a partner in the community. Our outreach efforts include educational programs designed to promote financial literacy among all age groups. Whether it's helping families save for their children's education or guiding local businesses through their growth phases, Redwood stands ready with resources and support. In an era where technology plays a crucial role in banking, we've embraced digital advancements such as online banking and mobile payments. This ensures that our members can manage their finances conveniently while knowing they have access to friendly service whenever they need it. As we look forward to continuing our journey together with you, we warmly invite you to join Redwood today. Experience firsthand how our dedicated team can help you achieve your financial goals while being part of a community-focused institution. Let's build a brighter future together!

Our Mission

The mission of Redwood goes beyond just banking; it's about empowering our members and enhancing their lives. We are committed to providing a range of financial services tailored to meet diverse needs be it personal banking, auto loans, mortgage financing, or business solutions. Our goal is to support you not only with your financial journey but also by actively participating in community initiatives that uplift and strengthen the areas where we live and work. While members can visit us at 500 W Napa St, official correspondence should be sent to the same address as our mailing address remains unchanged. Our operating hours are convenient: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. Additionally, we offer ATM services for quick access to your funds.

Branch Location & Accessibility

Convenient Access and Features

At Redwood Credit Union, we prioritize accessibility. Our branch is ADA compliant, ensuring that everyone can navigate our space comfortably. Parking is available nearby, making it easy for you to pop in for a quick visit or a more extended consultation with our friendly team. While you can reach us at our physical address for all your banking needs, official correspondence should be sent to the same location: 500 W Napa St, Sonoma, CA 95476.

Operating Hours and Services

We understand that life can be busy. That's why our lobby is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. Our dedicated staff is always ready to assist you during these hours with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and much more. Additionally, we are proud to offer ATM access for quick cash withdrawals and balance checks whenever you need them. Although we don't have drive-thru banking available at this location, our team is always eager to assist you inside the branch.

Visit Us Today!

If you're looking for a reliable credit union that feels like home, come visit us at Redwood Credit Union in Sonoma! Feel free to call us at 707-935-2312 if you have any questions or need assistance before your visit. We look forward to welcoming you into our community!

Member Eligibility

Joining the Redwood community is an exciting step towards better financial well-being, and we're here to welcome you with open arms! To become a member of Redwood, all you need is to live or work in our vibrant Sonoma County area. Whether you're a local resident or employed here, you're eligible to tap into the benefits of being part of our credit union family. We believe in making financial services accessible and supportive, so you'll find that becoming a member is simple and straightforward. You can explore the detailed eligibility criteria on our website at this link. Once you're ready to join us, opening your account is just as easy! We offer various account options designed to fit your needs, from checking and savings accounts to loans and more. If you have any questions or need assistance during the process, don't hesitate to reach out at (707) 935-2312. We're located at 500 W Napa St Sonoma Ca 95476, and our friendly team is excited to help you start your journey with Redwood today!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you're at a busy market event, and customers are ready to buy, but they only have cards. Our merchant services allow you to accept various payment methods seamlessly, ensuring you don't miss out on sales while enhancing customer satisfaction. Visit us at 500 W Napa St Sonoma Ca 95476, Sonoma, CA, or call us at (707) 935-2312 to learn more about how we can assist your business today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we understand the importance of reliable financial tools. Our business banking services, including merchant services and business loans, are designed to support your growth. Whether you need cash flow assistance or payment processing solutions, we've got you covered.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. With features such as mobile payments and person-to-person transfers, accessing your money has never been easier. You can even check your balance or withdraw cash at our ATMs without any hassle.

Join Us Today!

With dedicated staff ready to assist you and an array of services tailored just for you, Redwood is here to guide you through every step of your financial journey. Feel free to reach out at (707) 935-2312 for more information or visit us online at Sonoma to discover how we can help you achieve your financial goals. We look forward to welcoming you as a member!

Personal Banking Solutions

Navigating personal finances can be challenging, but with our comprehensive personal banking services, you'll find everything you need in one place. We offer checking and savings accounts designed to fit different lifestyles, helping you save for short-term goals or build long-term wealth. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to drive off in the car of your dreams without breaking the bank. When it comes to homeownership, our mortgage loans and refinancing options provide competitive rates and flexible terms. For those unexpected expenses or consolidating debt, our personal loans offer quick access to funds. Plus, if you're looking to earn rewards while spending, our credit cards come with benefits that can enhance your financial experience.

Digital & Online Banking

Key Features

One of the highlights of our service is the availability of electronic signature authorization. This means you can sign documents electronically, saving you time and making transactions smoother. Plus, with e-statements available, you'll receive your account statements electronically, reducing paper clutter while keeping all your financial information secure. For those on the go, our mobile application allows you to access your accounts from your smartphone. You can make mobile payments effortlessly and even send money to friends or family through our person-to-person transfer feature. Whether it's splitting a bill or sending a gift, it's all just a few taps away. Security is paramount at Redwood. We prioritize protecting your information so you can bank confidently online. All transactions are secured using advanced encryption technology, ensuring that your data stays private and safe. In short, our digital and online banking services are crafted to provide easy access to your finances while maintaining the highest security standards. Join us today at Redwood and experience banking that works for you!

Financial Strength

At Redwood, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial performance is strong, reflecting our commitment to providing reliable services and support to our community. With a net worth of $1,110,831,702, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $62,817 in used auto loans and $6,689,006,466 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 876 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. As of now, we have total share accounts amounting to 879,176, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $14,871,920. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 500 W Napa St Sonoma Ca 95476 or call (707) 935-2312 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer competitive rates and flexible terms tailored to fit your budget. Whether you're interested in a brand-new vehicle or a reliable used one, we've got you covered. With our straightforward application process and quick approvals, getting behind the wheel has never been simpler.

Credit Lines

For those who need ongoing access to funds, our credit lines total $2,183,615,945, providing flexibility for various financial needs from home improvements to travel plans.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300. We strive to make buying or refinancing simple and stress-free. Our team is here to guide you through each step of the process so you can focus on what truly matters turning your house into a home.

Refinancing Options

If you're already carrying debt elsewhere or looking for better rates on existing loans, we provide refinancing options that could save you money over time. Be sure to ask about eligibility when you reach out! At Redwood Credit Union located at 500 W Napa St, Sonoma Ca 95476, our friendly team is ready to assist you with all your lending needs. Feel free to give us a call at 707-935-2312 during our operating hours: Monday-Friday from 9 am-6 pm and Saturday from 9 am-4 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $413,133,937 in loans helping members manage their finances effectively. These cards come with no collateral requirement and are ideal for unexpected expenses or everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You will see options ranked by rate, not by who pays more to be featured. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can compare options quickly and easily. This access to current data empowers you to make better financial choices without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the value LendMesh brings to individuals seeking competitive loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their financial needs.

Redwood

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Convenient Access and Features

Operating Hours and Services

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Supporting Your Growth

Comprehensive List Of Services

Business Banking Services

Digital Banking Convenience

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community