Redwood Credit Union Santa Rosa CA | Low Mortgage Rates & Business Banking

Introduction

At Redwood, we believe in the power of community and the importance of financial wellbeing. Located at 2763 4Th St, Santa Rosa, CA 95405, our Fourth Street Branch has been serving our members since 1950. With a commitment to providing personalized financial solutions, we proudly support a growing membership of 379,157 individuals who trust us with their financial needs. As a member-focused credit union, we understand that each person's journey is unique. That's why we offer a range of services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking options. Our total assets stand at an impressive $8,816,000,387, showcasing our stability and dedication to our members. Under the leadership of CEO Brett Martinez and Board President Jim Olmsted, our team of 940 employees is here to ensure you receive exceptional service every time you reach out to us. We know that life can be unpredictable; that's why our total deposits are robust at $1,196,065,671, reflecting the trust and confidence our members place in us. While you can visit us at our branch for all your banking needs, please note that we also provide convenient online services. You can learn more about becoming a member or explore how to open an account by visiting our website at Redwood Credit Union. Join us in making your financial dreams a reality! If you have questions or need assistance, don't hesitate to call us at 800-479-7928. We're here to help you thrive in your financial journey!

Branch History & Mission

Community Commitment

We take pride in being more than just a credit union; we are your neighbors. Our team works tirelessly to foster connections within the community through various partnerships and outreach programs. Whether it's sponsoring local events or providing resources for financial literacy, we aim to uplift those around us. In addition to community engagement, we've embraced modern advancements in technology. Our branch offers ADA-compliant facilities and features online and mobile banking services for convenience at your fingertips. With ATM access available and lobby hours from Monday through Friday 9:00 AM - 6:00 PM and Saturday 9:00 AM - 4:00 PM, we're here when you need us most. As we look toward the future, we invite you to join us on this exciting journey. Experience firsthand the benefits of membership at Redwood. Together, let's build a brighter financial future for you and your family! Visit us today or explore more about becoming a member on our website here.

Our Mission

At Redwood, our mission is clear: we are dedicated to improving the financial well-being of our members and the communities we serve. We strive to deliver personalized services that range from checking and savings accounts to auto loans and business banking solutions. Our commitment extends beyond traditional banking; we actively engage in community outreach initiatives that support local organizations and promote financial education. While you can visit us at our branch address of 2763 4th St Santa Rosa CA 95405 for all your banking needs, please note that official correspondence should be sent directly to this location as we do not have a separate mailing address.

Branch Location & Accessibility

Operating Hours

We know your time is valuable! That's why our lobby is open Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 4:00 PM. Our friendly staff is ready to assist you during these hours, whether you're looking for help with personal banking or exploring loan options.

Parking and Accessibility

At our branch, we understand the importance of accessibility. Our location offers ample parking for all members, including designated spots for those with disabilities. We are fully ADA compliant, featuring ramps and clear pathways to ensure that everyone can enjoy a comfortable visit.

Services Available

At Redwood Credit Union, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability right at our branch, you can easily withdraw cash or check your balance whenever needed. While we currently do not have drive-thru banking or shared service centers at this location, our team is always ready to provide personalized assistance inside the branch. If you need more information or wish to discuss your financial goals, feel free to give us a call at 800-479-7928. We're here to help! Come visit us today and experience how Redwood Credit Union can support your financial journey.

Member Eligibility

At Redwood, we believe that everyone deserves to be part of a friendly, supportive community. Joining us as a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to become a member. We also welcome family members of existing members. This means you can enjoy our range of services, from checking and savings accounts to loans and credit cards with rewards, all tailored to meet your financial needs. For the most up-to-date details about eligibility, feel free to visit this page. Opening an account with us is just as easy! You can learn more about the process by checking out this resource. If you have any questions or want to chat about becoming a member, don't hesitate to give us a call at (800) 479-7928. We're excited to help you start your journey with Redwood at our branch located at 2763 4Th St Santa Rosa Ca 95405!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions are crucial. Our merchant services help you manage transactions smoothly, ensuring that you can focus on what matters most growing your business. From credit card processing to mobile payment options, we provide tools that make accepting payments easier, so you can enhance customer satisfaction while boosting your bottom line. Visit us at 2763 4Th St Santa Rosa Ca 95405, Santa Rosa, CA to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and business owners, we provide robust Business Banking solutions. Our merchant services and business loans are designed to support your growth and help you navigate the complexities of running a business.

Convenient Digital Banking

In today's fast-paced world, convenience matters. At Redwood, we offer comprehensive Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even make person-to-person payments right from your smartphone or computer. With ATM availability at our branch and around the community, accessing your cash has never been easier just visit any of our ATMs for quick withdrawals or balance checks.

Flexible Loan Options

Need extra cash? Our Personal Loans & Debt Consolidation options are perfect for those looking to simplify their financial situation or cover unexpected expenses. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases, giving you more value from your spending.

Join Us Today!

With so many services available at Redwood, there's something for everyone. We're here to ensure that all your financial needs are met with care and professionalism. If you have any questions or would like to learn more about how we can assist you on your financial journey, don't hesitate to reach out at (800) 479-7928 or visit us online at our website. We look forward to welcoming you as a member of our community!

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer various Personal Banking options, including checking and savings accounts designed to help you save for your future while keeping your money accessible. Our Auto Loans & Vehicle Financing make it easy for you to drive away in the car you've always wanted without breaking the bank. If you're considering buying a home, our Mortgage Loans & Refinancing services ensure you get competitive rates and personalized assistance throughout the process.

Digital & Online Banking

Accessibility and Security

We prioritize your security while ensuring accessibility. Our mobile application is designed with user-friendly navigation so that anyone can manage their finances confidently. Whether you're tech-savvy or prefer simplicity, we've got you covered. Experience real-time account management with all these features at your fingertips. At Redwood, we're committed to providing you with the tools you need for a smoother financial journey. Enjoy the peace of mind that comes from knowing your information is protected and accessible whenever you need it. Join us in embracing a more convenient way to bank today!

Key Features

Say goodbye to paper clutter! We provide e-statements for all members, helping you keep track of your finances effortlessly while being eco-friendly. You can also enjoy the convenience of mobile payments through our user-friendly mobile application. Easily link your accounts and make payments with just a few taps on your smartphone. Need to send money to friends or family? Our person-to-person transfer feature allows you to quickly send funds directly from your account, making it easy to share expenses or help out loved ones.

Financial Strength

Growing Trust

Our total share accounts stand at an impressive 879,176, showing a strong and growing member base that trusts us with their finances. As part of this community-focused commitment, net shares available for lending and investments amount to $14,871,920. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Redwood is your trusted partner. Visit us at 2763 4Th St Santa Rosa Ca 95405 or call 800-479-7928 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings

Members' savings are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 876 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Solid Foundation

With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $62,817 in used auto loans and an impressive total of $6,689,006,466 in loans and leases.

Loan Offering

Additional Loan Products

In addition to our auto and mortgage loans, we provide various personal loan options to help with debt consolidation or unexpected expenses. Our total credit lines amount to $2,183,615,945, giving you access to funds when you need them most. If you're considering refinancing any existing loans, we can assist with that too! Reach out to us for more details on eligibility and how we can help lower your monthly payments. For any inquiries or assistance, feel free to contact us at (800) 479-7928, or visit us at our branch located at 2763 4Th St Santa Rosa Ca 95405 in Santa Rosa, CA. We're here Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 4:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have flexible financing options to suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the mortgage process smoothly.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $413,133,937 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying features like rewards and low-interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This means users can trust the information they see without worrying about hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can find the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, ensuring they have access to the latest information to help them make informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reinforces LendMesh's commitment to providing reliable and valuable resources for consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their needs.

Redwood

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Operating Hours

Parking and Accessibility

Services Available

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Flexible Loan Options

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Accessibility and Security

Key Features

Financial Strength

Growing Trust

Member-Centric Savings

Operational Efficiency

Our Solid Foundation

Reinvestment for Growth

Loan Offering

Additional Loan Products

Auto Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community