Redwood Credit Union Santa Rosa CA | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Redwood, your trusted partner in financial well-being, located conveniently at 3033 Cleveland Ave, Santa Rosa, CA 95403. Since our establishment in 1950, we have proudly served our community, growing alongside our members to foster a sense of belonging and support. With a robust membership of over 379,157 individuals, we're committed to providing exceptional services tailored to meet your unique needs. As of now, we boast total assets of $8,816,000,387 and total deposits amounting to $1,196,065,671. Our financial stability is reinforced by a net worth of $1,110,831,702, ensuring you can bank with confidence knowing that your funds are secure. Our dedicated team of 940 employees, led by CEO Brett Martinez and Board President Jim Olmsted, strives to offer personalized service that makes every interaction meaningful. At Redwood, we understand the importance of accessible banking solutions. That's why we provide a range of services including personal banking accounts, auto loans, mortgage financing, and credit cards with rewards. Plus, our online and mobile banking options make it easy for you to manage your finances on the go. While members can visit us at 3033 Cleveland Ave, official correspondence should be sent to our mailing address: PO Box 6104, Santa Rosa, CA 95406. If you have any questions or need assistance with your accounts, don't hesitate to reach out at 800-479-7928 during our lobby hours from Monday through Friday between 9:00 AM and 6:00 PM. Join us today at Redwood Credit Union where community matters and together we can achieve your financial goals! For more information about our services or to become a member, please visit our website at Redwood Credit Union.

Branch History & Mission

Community Roots and Growth

From our early days serving local families to now being a trusted partner for individuals and businesses alike, Redwood has always prioritized community engagement. Our commitment goes beyond just banking; we actively participate in local events and outreach programs that help improve lives across Sonoma County. Our efforts reflect our core values of integrity and service. While you can visit us at our branch location for all your banking needs during our operating hours from Monday through Friday, 9:00 AM to 6:00 PM, official correspondence should be sent to our mailing address: PO Box 6104, Santa Rosa, CA 95406.

Embracing Innovation

We understand the importance of adapting to changing times. That's why we've embraced digital advancements while ensuring ADA compliance so everyone can access our services easily. With features like online banking, mobile payments, electronic signatures, and more, managing your finances has never been simpler or more convenient.

Join Us!

As we continue to grow and adapt to better serve you, we invite you to become part of the Redwood family. Experience firsthand the benefits of membership where your financial goals are supported by a team dedicated to your success. Visit us today or explore membership options on our website at Redwood Credit Union! Let's build a brighter financial future together!

Our Mission

Our mission is simple yet powerful: to enhance the financial well-being of our members and support the communities we serve. We believe that everyone deserves access to affordable banking services, and we strive to provide products that meet the needs of every member whether it's personal banking options like checking and savings accounts, auto loans, or mortgages; business solutions; or innovative online and mobile banking services.

Branch Location & Accessibility

Welcome to the Redwood Credit Union branch located at 3033 Cleveland Ave in Santa Rosa, CA! Our branch is conveniently situated near notable landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading to the nearby shopping centers or enjoying a day out in beautiful Sonoma County, we're here to support you with a range of financial services. At our Cleveland Branch, we prioritize accessibility. You'll find ample parking available, along with ADA-compliant features that ensure everyone can access our services comfortably. Our friendly staff is ready to assist you during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM. We understand that life gets busy, so we aim to provide a welcoming environment where you can efficiently manage your finances. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we also offer convenient ATM access for quick cash withdrawals and balance checks. While we don't have drive-thru banking at this location, our lobby is designed for your convenience and comfort. While members can visit us at 3033 Cleveland Ave, official correspondence should be sent to PO Box 6104, Santa Rosa, CA 95406. If you have any questions or need assistance, feel free to call us at 800-479-7928. We invite you to come visit us at Redwood Credit Union your financial partner in the heart of Santa Rosa!

Member Eligibility

At Redwood, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is as easy as meeting a few simple criteria. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We welcome individuals from diverse backgrounds and with various financial needs, making it easy for you to access our great services. For detailed eligibility requirements, feel free to check out our membership page. Joining Redwood means more than just opening an account; it's about becoming part of a family that cares about your financial well-being. You'll enjoy competitive rates on loans and savings, personalized service from friendly staff, and access to valuable resources that can help you achieve your financial goals. Ready to get started? Opening your account is straightforward! You can find all the information you need here. If you have any questions or need assistance, don't hesitate to call us at (800) 479-7928. We're excited to help you on your journey!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for Your Needs

In addition to loans, our merchant services are designed to make transactions smooth and efficient. Imagine being able to accept payments from customers easily, whether they're shopping online or in-store. Our tools help you manage sales and improve cash flow, so you can focus on what really matters growing your business. Located at 3033 Cleveland Ave Santa Rosa Ca 95403 in Santa Rosa, CA, we are here to support your ambitions. Let's work together to create a brighter future for your business!

Comprehensive List Of Services

ATM Services

Need cash? Our ATM & Cash Withdrawal Services are readily available for quick access to your funds. You can easily withdraw cash or check balances at any time without stepping foot inside the branch. We invite you to explore all that Redwood has to offer by visiting us at 3033 Cleveland Ave Santa Rosa Ca 95403 in Santa Rosa, CA or by calling us at (800) 479-7928. Discover how our comprehensive services can enhance your financial journey today!

Business Banking

For small business owners, we provide essential Business Banking services including merchant services and business loans. We understand how vital it is to have reliable support when running a business. Our team will work closely with you to tailor solutions that fit your business model and growth plans.

Convenient Digital Services

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options. You can check balances, transfer funds, or pay bills from anywhere using our mobile app or website. With features like person-to-person payments and e-statements, managing your finances has never been easier.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, which offer cash back on everyday purchases. This means every time you swipe your card at the grocery store or fill up your gas tank, you're earning rewards that can be used toward travel, merchandise, or even statement credits!

Personal Banking

For individuals and families, we offer Personal Banking services that include checking and savings accounts designed to help you manage your daily finances efficiently. Imagine easily tracking your expenses with our online banking platform, allowing you to see where your money goes each month. Our accounts come with no hidden fees and competitive interest rates, making it easier for you to save. If you're considering a new car or need funds for an unexpected expense, our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates. Picture driving off in your dream car without the hassle of complicated loan processes our friendly staff is here to guide you every step of the way. Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance your current mortgage for better rates, we can help simplify the process so you can focus on what really matters making memories in your new space. Additionally, our Personal Loans & Debt Consolidation options can give you the financial breathing room you need. If life has thrown unexpected bills your way, consolidating debt into one manageable payment could make things easier.

Digital & Online Banking

Convenient Features

With our mobile application, you can access your accounts right from your smartphone. Whether you're paying bills or making person-to-person transfers, our app makes it easy and quick. Plus, we offer a mobile payments feature so you can pay for purchases directly from your phone no need to carry cash or cards.

Online Banking Services

Our online banking platform is available 24/7 at https://www.redwoodcu.org/, allowing you to check your account balances, view transaction history, and transfer funds anytime you need. Enjoy the peace of mind knowing that your financial information is safe with our robust security measures.

Paperless Banking

Say goodbye to clutter! Our e-statements are available, letting you view your monthly statements electronically. This not only helps keep your documents organized but also enhances security by reducing the risk of identity theft. You can also take advantage of electronic signature authorization for added convenience when signing important documents. At Redwood, we prioritize accessibility and ease-of-use in all our services. Whether you're tech-savvy or just starting to explore online banking, we've made it user-friendly. Our goal is to help you manage your finances in real-time, so you always have control over your money. For more information about our digital banking options or to get started today, visit us at https://www.redwoodcu.org/!

Financial Strength

Growing Member Base

Total Share Accounts: 879,176, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $14,871,920, highlighting our ability to invest back into the community by supporting local projects and helping members achieve their dreams. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 3033 Cleveland Ave Santa Rosa Ca 95403 or call (800) 479-7928 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 876 full-time employees and 64 part-time employees who are dedicated to serving you with expertise and care.

Reinvesting for Growth

With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also significant; with $62,817 in used auto loans and $6,689,006,466 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Position

With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $666,196,010 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we're here to support your journey.

Credit Lines

In addition to traditional loans, we offer credit lines totaling $2,183,615,945, giving you access to funds when you need them most. This flexibility can be essential for managing unexpected expenses or seizing new opportunities without delay. At Redwood, we believe in making borrowing straightforward and accessible. If you're considering refinancing or would like more information about eligibility options, feel free to reach out. You can contact us at (800) 479-7928 or visit us at our branch located at 3033 Cleveland Ave Santa Rosa Ca 95403 in Santa Rosa, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our competitive rates can help you get there faster.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $413,133,937 in loans helping members manage their finances effectively. These cards provide an excellent way to build your credit while enjoying rewards and features tailored to your spending habits.

Loan Aggregator

Building Credibility with User Testimonials

Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the value that LendMesh brings to borrowers seeking the best financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, allowing users to compare loan options with confidence. LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly and effectively.

Redwood

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Roots and Growth

Embracing Innovation

Join Us!

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Merchant Services Tailored for Your Needs

Comprehensive List Of Services

ATM Services

Business Banking

Convenient Digital Services

Credit Cards and Rewards

Personal Banking

Digital & Online Banking

Convenient Features

Online Banking Services

Paperless Banking

Financial Strength

Growing Member Base

Member Savings and Investments

Operational Efficiency

Reinvesting for Growth

Strong Financial Position

Loan Offering

Auto Loans

Business Financing

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Building Credibility with User Testimonials

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community