Redwood Credit Union Santa Rosa CA | Top Checking & Auto Loans

Introduction

Welcome to Redwood, your trusted credit union located at 1205 N Dutton Ave, Santa Rosa, CA 95401. Established in 1950, we have proudly served our community for over seven decades, growing alongside our members and adapting to their needs. With a total membership of 379,157, we are dedicated to fostering financial wellness and providing personalized services that make banking easier for everyone. At Redwood, we understand the importance of strong financial foundations. That's why we manage a robust total asset portfolio of over $8.8 billion. Our commitment to you is reflected in our impressive total deposits of $1,196,065,671 and a net worth of $1,110,831,702. We believe in empowering our members with diverse financial solutions including personal banking options like checking and savings accounts, auto loans, mortgage financing, and business banking services. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 1205 N Dutton Ave, Santa Rosa, CA 95401. Led by our CEO Brett Martinez and Board President Jim Olmsted, our team of nearly 940 employees is here to ensure you receive the best service possible. Whether you need assistance with loans or want to explore our online and mobile banking features, we're just a call away at 707-525-3905. Join us at Redwood Credit Union today! Explore how we can help you achieve your financial goals visit us online at Redwood Credit Union or drop by our branch to speak with one of our friendly staff members. Together, let's build a brighter financial future!

Branch History & Mission

At Redwood, located at 1205 N Dutton Ave in Santa Rosa, CA, we proudly carry a legacy that stretches back to our founding year of 1950. Since then, our commitment to serving the community has only grown stronger. With over 379,000 members today and total assets reaching an impressive $8.82 billion, we have evolved into a pillar of support for individuals and families alike. Our branch's story is one of growth and dedication. What began as a small credit union has transformed into a trusted financial partner, providing a wide array of services such as personal banking, auto loans, mortgage financing, and business banking solutions. Our journey reflects not just our financial successes but also our passion for community involvement and outreach. The mission of Redwood is clear: we strive to enhance the financial well-being of our members while fostering a sense of community. We believe in empowering individuals through accessible financial services that cater to their unique needs. Whether you're looking for checking accounts or want to explore loan options, we are here to guide you every step of the way. While members can visit us at our branch location on Dutton Avenue, official correspondence should be sent to the same address. We invite you to experience our welcoming atmosphere during our operating hours: Monday to Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. In addition to our physical services, we embrace digital advancements with features like online banking and mobile payments, making it easier for you to manage your finances on your terms. Our commitment extends beyond traditional banking; we also prioritize accessibility by ensuring ADA compliance across all platforms. At Redwood, we believe in giving back. Our partnerships with local organizations reflect our dedication to supporting community initiatives that uplift those around us. This commitment drives us to create meaningful connections with both our members and the greater Santa Rosa area. We invite you to join us at Redwood Credit Union. Discover how we can help you achieve your financial goals while being part of a community-focused organization that truly cares about its members' success. Your journey towards better financial health starts here!

Branch Location & Accessibility

Accessibility Features

Our branch prioritizes accessibility for all members. We have ample parking available right outside our doors, including ADA-compliant spaces to ensure everyone can visit us comfortably. With ramps and easy entry points, getting in and out of our branch is hassle-free.

Connect with Us

If you have any inquiries or need assistance before your visit, feel free to give us a call at 707-525-3905. We're here to help! Whether you're a current member or looking to join us, we invite you to stop by and discover how Redwood Credit Union can support your financial journey. Your satisfaction is our priority!

Operating Hours

We understand your busy schedule, which is why we offer flexible operating hours. Our lobby is open from 9 AM to 6 PM Monday through Friday and from 9 AM to 4 PM on Saturdays. This gives you plenty of time to come in for personal banking services, whether you need help with checking and savings accounts, auto loans, or credit cards with rewards.

Services Offered

At our Redwood Credit Union branch, you can take advantage of various services designed to meet your financial needs. Enjoy the convenience of our ATM services for quick cash withdrawals and balance checks. While we don't have drive-thru banking, our friendly staff is ready to assist you inside with any questions or transactions you may have.

Member Eligibility

At Redwood, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve or have a family member who is already a member, you're eligible to join us. This means you can take advantage of our great financial products and services designed just for you. Membership at Redwood not only opens doors to competitive rates on loans and savings but also connects you with a supportive network that truly values its members. To find out more about the specific eligibility criteria and how you can become part of our family, check out our detailed information here. Once you're ready, starting your membership journey is easy just visit us at our branch located at 1205 N Dutton Ave Santa Rosa Ca 95401 or give us a call at (707) 525-3905 for any assistance. We're excited to welcome you into the Redwood community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to make transactions smoother for your business. Imagine having a reliable payment processing system that allows you to accept payments easily whether in-store or online. With our services, you can focus on what you do best: growing your business. Visit us at 1205 N Dutton Ave Santa Rosa Ca 95401, Santa Rosa, CA, or call us at (707) 525-3905. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Accessibility

We aim to make banking as accessible as possible for everyone in our community. Whether you visit us in person or choose to handle transactions online through our website at https://www.redwoodcu.org/, we ensure that your banking experience is smooth and efficient. With convenient operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM you can find the time that works best for you to connect with us.

Business Banking Support

If you're a business owner, Redwood has specialized services just for you! Our Business Banking solutions include merchant services and business loans designed to support your enterprise's growth and success.

Digital Banking Convenience

In today's fast-paced world, having access to banking at your fingertips is essential. That's why we proudly offer robust Online & Mobile Banking features. With these tools, you can easily check balances, transfer funds, and even pay bills from anywhere at any time. Our ATM services allow for quick cash withdrawals and balance checks, ensuring you're never far from accessing your money.

Financial Flexibility

We understand that life can bring unexpected expenses. Our Personal Loans & Debt Consolidation options offer you the flexibility to tackle those financial surprises head-on. Plus, with our Credit Cards with Rewards, you can earn points while making everyday purchases, turning spending into savings.

Join Us Today!

At Redwood, we're more than just a credit union; we're a partner in your financial journey. Explore all the ways we can serve you by visiting us or giving us a call at (707) 525-3905. Let us help you take the next step toward achieving your financial goals!

Personal Banking Solutions

Managing your money should be straightforward. That's why we offer Personal Banking options, including checking and savings accounts that fit your lifestyle. Need to purchase a new vehicle? Our Auto Loans & Vehicle Financing can help you drive away in the car of your dreams without breaking the bank. For those looking for a home, our Mortgage Loans & Refinancing services provide tailored solutions to make homeownership more accessible.

Digital & Online Banking

Key Services

Our online banking platform gives you real-time account management with features that are easy to use. You can view e-statements and even authorize electronic signatures securely, eliminating the hassle of paperwork. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it quick and straightforward. For those on the go, our mobile application brings all these services right to your fingertips. You can manage your accounts, make mobile payments, and stay updated with notifications about your transactions all from your smartphone.

Security and Accessibility

We take security seriously. Our online banking services are equipped with robust security measures to protect your personal information while ensuring that you have a smooth experience. Navigating through our site is user-friendly, allowing you to easily find what you need without any fuss. With Redwood, you have everything you need for effective financial management right in your pocket. Join us today at https://www.redwoodcu.org/ and experience the freedom of digital banking!

Financial Strength

Growing Member Base

Total Share Accounts: 879,176, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 1205 N Dutton Ave Santa Rosa Ca 95401 or call (707) 525-3905 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 876 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Member Benefits

With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports your financial goals with $62,817 in used auto loans and $6,689,006,466 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, making it easier than ever to manage your payments effectively.

Credit Lines and Business Loans

If you're looking for additional financial flexibility, consider our total credit lines amounting to $2,183,615,945. For business owners, our outstanding commercial loans totaling $666,196,010 provide the capital needed to grow and expand your business. Our commitment is to provide you with straightforward loan offerings that empower your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 1205 N Dutton Ave Santa Rosa Ca 95401 or check out our website for more information on how we can help you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300, make buying or refinancing simple. Our experienced staff will guide you through the process, ensuring you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $413,133,937 in loans helping members manage their finances effectively. With competitive interest rates and no collateral required, these cards can be a great tool for building credit or covering unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh takes the guesswork out of finding loans by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This ensures that all loan offers presented are based on the latest results, guaranteeing fair and transparent offers (Source: https://www.ncua.gov). By relying on verified financial institutions, LendMesh provides users with accurate information they can trust.

Redwood

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Connect with Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Accessibility

Business Banking Support

Digital Banking Convenience

Financial Flexibility

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Growing Member Base

Operational Efficiency

Reinvestment for Member Benefits

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community