Redwood Credit Union Point Arena CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Redwood, your trusted partner in financial growth and community support, located at 280 Main Street, Point Arena, CA 95468. Established in 1950, Redwood has been dedicated to serving our members with integrity and care for over seven decades. With a thriving membership of 379,157, we are committed to meeting the diverse needs of our community. At Redwood, we understand that financial decisions can be daunting. That's why we pride ourselves on providing personalized services and fostering a sense of belonging among our members. Whether you're looking for a new checking account, an auto loan, or mortgage options, our team is here to help you navigate your financial journey with confidence. With total assets of $8,816,000,387 and total deposits reaching $1,196,065,671, we stand strong as a reliable financial institution. Our net worth is an impressive $1,110,831,702, ensuring your money is safe and sound with us. Plus, with over 940 employees ready to assist you and a wide array of services including online and mobile banking options, your banking experience is not only secure but also convenient. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 280 Main Street, Point Arena, CA 95468. Under the leadership of CEO Brett Martinez and Board President Jim Olmsted, we're committed to enhancing the financial well-being of our members while making a positive impact in the community. Your voice matters here at Redwood; we listen and adapt based on what our members need. Ready to take the next step? Call us today at 800-479-7928 or visit our website at Redwood Credit Union for more information. Join us in building a brighter financial future together!

Branch History & Mission

At Redwood, we take pride in our rich history and unwavering commitment to serving the Point Arena community. Established in 1950, our branch has grown alongside its members, adapting to their evolving needs while maintaining a strong focus on community support and financial empowerment. Located at 280 Main Street, Point Arena, CA 95468, our branch is conveniently situated near the scenic coastline that attracts both locals and visitors alike. With a total membership of over 379,157 individuals and assets amounting to an impressive $8,816,000,387, we are dedicated to providing exceptional financial services that benefit our members. Our mission is simple yet powerful: to help our members achieve their financial goals while fostering a sense of belonging within the community. We understand that banking goes beyond numbers; it's about building relationships and creating opportunities. Whether you're looking for personal banking solutions such as checking and savings accounts or seeking assistance with auto loans and mortgages, Redwood is here to guide you every step of the way. While members can visit us at our main location on Main Street, official correspondence should be sent to the same address: 280 Main Street, Point Arena, CA 95468. Our doors are open Monday through Friday from 9 AM to 4 PM, making it easy for you to come in and discuss your financial needs with our friendly staff. In addition to traditional banking services, Redwood embraces modern technology to enhance your banking experience. We offer online and mobile banking options so you can manage your finances anytime and anywhere. Our ATM availability ensures that you have access to your funds whenever you need them. Community outreach is at the heart of what we do. We actively participate in local events and initiatives that uplift and support those around us. By collaborating with various organizations, we aim to make a positive impact on the lives of residents in Point Arena and beyond. We invite you to join the Redwood family! Experience firsthand how we can help you navigate your financial journey while being part of a community-focused credit union. For more information on becoming a member or opening an account, please visit our website at Redwood Credit Union or give us a call at 800-479-7928. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Parking

We understand the importance of accessibility. Our branch is designed with features that ensure everyone can easily navigate our space. With ADA-compliant entrances and ample parking available, visiting us is hassle-free.

Get in Touch

If you have any questions or would like more information about our services, don't hesitate to reach out! You can give us a call at 800-479-7928 or visit us in person at our branch in Point Arena. We look forward to serving you and helping you achieve your financial goals!

Operating Hours

Our doors are open from Monday to Friday, welcoming you between 9 AM and 4 PM. We strive to provide service during hours that fit your busy schedule so that you can manage your finances conveniently.

Services Offered

At Redwood, we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we have what you need under one roof. Our ATM is available on-site for quick cash withdrawals and balance checks when you're on the go. Although we do not offer drive-thru banking services at this location, our friendly staff is always ready to assist you inside. If you're looking for shared services or additional amenities, please feel free to ask; we're here to help!

Member Eligibility

At Redwood, we believe that everyone deserves a chance to join our close-knit community. Becoming a member is easy and opens the door to a world of financial benefits. If you live, work, or worship in the area, you're likely eligible for membership! We welcome individuals from various backgrounds and aim to provide services that meet your unique needs. To learn more about the specific eligibility criteria, feel free to visit our membership page. Joining us means you'll have access to personalized banking solutions, competitive loan rates, and a supportive network that truly cares about your financial well-being. Plus, we're just a phone call away at (800) 479-7928 if you have any questions or need assistance with opening your account. You can kickstart your journey by checking out our account opening details here: Account Opening. Come visit us at 280 Main Street Point Arena Ca 95468; we can't wait to welcome you into the Redwood family!

Business Banking & Commercial Services

Lending Solutions for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine having a reliable partner that streamlines your payment processes, giving you more time to focus on what matters most running your business. Our merchant services offer tools that simplify transactions, whether it's in-person or online sales. This means faster payments and happier customers, making your operations smoother and more efficient. Visit us at 280 Main Street Point Arena Ca 95468 in Point Arena, CA to learn how we can help you take your business to the next level! For more information, call us at (800) 479-7928 or explore our services online at Redwood Credit Union.

Comprehensive List Of Services

Business Services

For our business members, we provide specialized services such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our financial solutions can support your growth.

Credit Solutions

To help you manage everyday expenses and rewards, we offer credit cards with rewards, allowing you to earn points for purchases you already make. This can be a great way to save on future travels or get cash back.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features like online and mobile banking. You can easily check balances, transfer funds, and pay bills right from your phone or computer. Need cash? Our ATM services allow for easy cash withdrawals whenever you need them. At Redwood, we're more than just a credit union; we're your partner in achieving financial wellness. With friendly service and resources designed with your needs in mind, we're here to support you every step of the way. If you're ready to explore what we offer or have any questions about our services, don't hesitate to reach out! Give us a call at (800) 479-7928, or visit us at 280 Main Street Point Arena Ca 95468 during our lobby hours from Monday to Friday, 9 AM to 4 PM. We look forward to welcoming you into our community!

Home Financing

If owning a home is your dream, we offer various mortgage loans and refinancing options tailored just for you. Our team can guide you through the process, ensuring you understand every step along the way. Plus, if you're looking to consolidate debt or fund a personal project, our personal loans can give you the flexibility you need.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your everyday finances. Imagine having a safe place for your money while earning interest on your savings it's all possible here at The Point Arena. For those looking to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates that fit your budget, making it easier for you to drive away in the car you love.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.redwoodcu.org/, you can check balances, transfer funds, and pay bills with just a few clicks. Our mobile application further enhances this experience, giving you the power to manage your accounts right from your smartphone. Whether you're at home or on the go, staying on top of your finances is simple and straightforward.

Convenient Features for Modern Banking

We know that life can get busy. That's why we offer features like electronic signature authorization, allowing you to sign documents securely without the hassle of printing or mailing. Plus, our e-statements provide a paperless way to keep track of your transactions and account activity available whenever you need them. Need to send money to a friend? With our person-to-person transfers feature, sending cash is quick and effortless. And if you're someone who enjoys using mobile payments, you'll be pleased to know that we support this feature too, making it easy to pay for goods and services directly from your phone.

Security You Can Trust

Your safety is our top priority. We utilize robust security measures across all digital platforms to ensure that your personal information remains private and protected. You can bank with confidence knowing that we're committed to safeguarding your data every step of the way. In summary, Redwood's digital and online banking options provide an accessible, user-friendly experience designed with you in mind. Explore all these features today by visiting https://www.redwoodcu.org/ and discover how easy it is to take control of your financial journey!

Financial Strength

Growing Together

As of now, we proudly serve a growing member base with a total of 879,176 share accounts. This demonstrates the trust placed in us by our community, reinforcing our commitment to providing reliable services that meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 280 Main Street Point Arena Ca 95468 or call (800) 479-7928 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Your savings are secure with us. We currently manage $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding growth opportunities for our members. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is further highlighted by a net income of $0, which reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products tailored for our members. We take pride in having 876 full-time employees and 64 part-time employees who are dedicated to providing you with knowledgeable service.

Our Financial Health

With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community support is reflected in our lending capacity; we have $62,817 in used auto loans and $6,689,006,466 in total loans and leases available to help fulfill your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans already helping members get on the road. We make it easy for you to finance your vehicle with flexible terms and quick approval processes.

Credit Lines and Refinancing Options

For those looking for added flexibility, our credit lines total $2,183,615,945, providing easy access to funds when you need them most. Additionally, if you're considering refinancing any existing loans, our team is ready to assist you in exploring eligibility options that can save you money over time. If you're interested in learning more about our loan offerings or would like to discuss how we can help meet your financial needs, feel free to contact us at (800) 479-7928 or visit us at our branch located at 280 Main Street Point Arena Ca 95468, Point Arena, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300, make buying or refinancing simple. We provide guidance throughout the process, ensuring you understand all your options and can make informed decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $413,133,937 in loans helping members manage their finances effectively. These cards come with various benefits that can help you earn rewards while keeping your spending manageable.

Loan Aggregator

Benefits of Using LendMesh

One key advantage is the Verified Data; loan offers are sourced from legitimate financial institutions, ensuring transparency at every step. Users can feel confident knowing they are not misled by outdated or inaccurate information. Another significant feature is No Sponsored Listings. LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach guarantees that all users receive equal access to the best rates available without favoritism. Additionally, Real-Time Rate Comparisons give users access to up-to-date loan rates from multiple institutions. This feature empowers individuals to quickly analyze their options and choose loans that best fit their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight how LendMesh makes a real difference in people's financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Redwood

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Parking

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Lending Solutions for Every Stage

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Business Services

Credit Solutions

Digital Banking Convenience

Home Financing

Personal Banking

Digital & Online Banking

Access Your Accounts Anytime

Convenient Features for Modern Banking

Security You Can Trust

Financial Strength

Growing Together

Member Savings and Growth

Operational Efficiency

Our Financial Health

Reinvesting in Our Community

Loan Offering

Auto Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community