Redwood Credit Union Petaluma CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Redwood, your trusted partner in financial wellness right here at our Petaluma Branch located at 301 N Mcdowell Blvd, Petaluma, CA 94954. Established in 1950, we have grown to serve over 379,157 members with a strong commitment to community and personalized service. Our branch is part of a robust network that proudly manages total assets of $8,816,000,387 and total deposits amounting to $1,196,065,671. Led by our dedicated CEO, Brett Martinez, and Board President, Jim Olmsted, we prioritize your financial needs with a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We understand the importance of accessibility; that's why we offer convenient online and mobile banking options alongside our ATM services. While members can visit us at our Petaluma location for all their banking needs, we are here to support you every step of the way. With a net worth of $1,110,831,702 and cash reserves of $119,755,192, you can trust that your finances are in capable hands. We invite you to connect with us by calling 800-479-7928 or visiting our website at www.redwoodcu.org for more information. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to the Petaluma Branch of Redwood Credit Union, where our story is rooted in community and commitment. Opened in 1950, we have grown alongside our members, expanding our services and resources to meet their evolving needs. Today, with a membership of over 379,157 and total assets amounting to $8,816,000,387, we proudly serve the vibrant community of Petaluma, California. Located at 301 N Mcdowell Blvd, Petaluma, CA 94954, our branch is easily accessible and near local landmarks that connect us to the heart of this wonderful city. Our mission at Redwood Credit Union is simple yet profound: to provide financial services that empower individuals and strengthen communities. We believe that by supporting our members' financial journeys, we can foster a thriving environment for everyone. Over the years, we've made significant strides in enhancing our offerings. With a focus on personal banking including checking and savings accounts, auto loans, mortgage loans, and credit cards we aim to cater to all aspects of your financial life. Our digital advancements allow for convenient online banking and mobile payments, ensuring that you can manage your finances anytime, anywhere. Plus, with ADA compliance in mind, we strive to make our services accessible to everyone. At Redwood Credit Union, we are dedicated not just to serving our members but also to giving back to the community. Through partnerships with local organizations and active outreach initiatives, we work tirelessly to support causes that matter most to Petaluma residents. While members can visit us at 301 N Mcdowell Blvd Petaluma Ca 94954, official correspondence should be sent to our mailing address if it differs from the branch address. You can reach us at 800-479-7928 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM. As we look ahead toward the future, we invite you to join us on this journey. Experience firsthand the benefits of becoming a member of Redwood Credit Union. Together, let's build a brighter financial future for you and our community! For more information about membership or how you can get started with your financial education, visit our website.

Branch Location & Accessibility

Banking Services Designed for Convenience

Our Petaluma Branch offers a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. If you're looking for cash access, our ATM is available on-site for quick withdrawals and balance checks. While we don't currently offer drive-thru banking at this location, our friendly staff is always ready to assist you inside. If you're interested in exploring membership options or learning more about our offerings, feel free to give us a call at 800-479-7928. We invite you to visit us at Redwood Credit Union's Petaluma Branch where convenience meets community!

Easy Access and Amenities

We understand that accessibility is important for our members. Our branch features ADA-compliant entrances and parking spaces to ensure everyone can visit us with ease. Plus, there's ample parking available right outside, so you won't have to worry about finding a spot when you come in for your banking needs.

Operating Hours Tailored to You

At Redwood, we want to be there when you need us. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM. Whether you're stopping in during your lunch break or on the weekend, we're here to assist you with personal banking services, auto loans, mortgages, and more.

Member Eligibility

At Redwood, we believe that everyone deserves a chance to be part of a supportive community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly eligibility criteria, which can include residing, working, or attending school in the local area, among other options. We embrace diversity and are eager to support our members in their financial journeys. If you want to dive deeper into the specifics, you can check out the full details on our eligibility page at http://www.redwoodcu.org/about/membership/become-a-member/. Opening an account with us is easy and designed with you in mind. Our team is here to guide you through the process and answer any questions along the way. You can also find helpful information on getting started at http://www.redwoodcu.org/resources/education/get-started-financial-education/. So why wait? Join us at our Petaluma branch located at 301 N Mcdowell Blvd Petaluma Ca 94954, or give us a call at (800) 479-7928. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial. Our merchant services help businesses manage transactions smoothly, allowing you to focus on what you do best running your business. Imagine a local café that can accept payments through various methods, ensuring customer satisfaction while keeping lines moving swiftly. That's the kind of practical support we aim to provide. Explore how Redwood, located at 301 N Mcdowell Blvd Petaluma Ca 94954, Petaluma, CA, can be your trusted partner in navigating the financial landscape and achieving your business goals. For more information, give us a call at (800) 479-7928 or visit our website at https://www.redwoodcu.org/.

Comprehensive List Of Services

Business Solutions

For our business members, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we provide the financial tools necessary for growth and success.

Credit Cards

Don't forget about our Credit Cards with Rewards! With every purchase, earn points that can be redeemed for travel, merchandise, or cash back. It's like getting paid for spending!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why at Redwood, we offer robust Online & Mobile Banking options. Check balances, transfer funds, and even pay bills all from the comfort of your home or while on the go. Plus, our ATM & Cash Withdrawal Services, along with basic ATM access for balance checks and withdrawals, ensure that cash is always within reach. With all these services available at Petaluma Branch, managing your finances has never been easier! If you're ready to take the next step towards achieving your financial goals or want more information about any of our offerings, don't hesitate to reach out. Give us a call at (800) 479-7928 or visit us today at 301 N Mcdowell Blvd Petaluma Ca 94954 in Petaluma. Let's work together towards a brighter financial future!

Home Financing

Looking to buy your first home or refinance an existing mortgage? Our Mortgage Loans & Refinancing services are tailored to guide you through every step of home ownership. Our knowledgeable staff will work with you to find the best mortgage solution that fits your budget and lifestyle.

Personal Banking

For your daily banking needs, our Personal Banking options are designed to help you manage your finances effortlessly. From Checking & Savings Accounts that fit your lifestyle to various Personal Loans & Debt Consolidation options, we make it easy for you to access the funds you need when you need them. Imagine having a savings account that not only helps you save but also earns you interest this is just one way we can help you reach your financial goals.

Vehicle Financing

If you're considering buying a new car, our Auto Loans & Vehicle Financing services can provide competitive rates and flexible terms. We know purchasing a vehicle can be daunting, so we aim to simplify the process and get you on the road quickly.

Digital & Online Banking

Key Services

Our 24/7 online banking services allow you to manage your finances on your own schedule. Whether you need to check your balance, transfer funds, or pay bills, everything is right at your fingertips. Plus, with our electronic signature authorization feature, signing documents has never been easier. You can complete transactions securely without having to visit a branch. If you prefer to stay organized and eco-friendly, you'll love our e-statements option. Instead of waiting for paper statements in the mail, you can receive your account statements electronically keeping your financial information secure and easily accessible.

Mobile Banking

For those who are always on the go, our mobile application provides all the features you need in the palm of your hand. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with mobile payments enabled, you can make purchases effortlessly using just your smartphone. At Redwood, we prioritize your security while providing these convenient options. Our platform is designed with robust security measures to ensure that your personal information remains safe. In summary, whether you're using our website or mobile app, managing your finances is straightforward and secure with Redwood. Take control of your banking experience today!

Financial Strength

Commitment to Growth

Our commitment to growth is evident with $1,083,174,530 in undivided earnings. We reinvest these earnings into innovative banking tools and stronger lending options to serve our members better. With $62,817 in used auto loans and $6,689,006,466 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings and Investments

Your savings are our priority. Members' funds are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We proudly employ 876 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

We also have a strong member base with 879,176 total share accounts, reflecting the trust that our community places in us as their financial partner. Our net shares available for lending and investments stand at $14,871,920, further reinforcing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 301 N Mcdowell Blvd Petaluma Ca 94954 or call (800) 479-7928 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

Our commitment goes beyond just offering loans; we aim to empower our members with financial knowledge and support. If you're considering refinancing or exploring eligibility options for any of our products, feel free to contact us for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Redwood Credit Union, we're dedicated to providing valuable financial solutions tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans to help our members get on the road. Whether you're considering a new model or a reliable used option, our team is ready to assist you with financing options that fit your budget.

Credit Lines

For those who prefer more flexibility in managing their finances, we provide credit lines totaling $2,183,615,945. This option allows you to borrow what you need when you need it while only paying interest on the amount utilized.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300. If you're looking to secure a mortgage or refinance an existing one, we are here to guide you through the process and find the right solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $413,133,937 in unsecured credit card loans helping members manage their finances effectively, you'll find options that allow you to handle everyday expenses or unexpected costs without added stress.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect current market conditions. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to compare offers easily and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the genuine impact this tool has had on users' financial journeys. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each lender's information is meticulously vetted to guarantee its accuracy and reliability.

Redwood

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Services Designed for Convenience

Easy Access and Amenities

Operating Hours Tailored to You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Solutions

Credit Cards

Digital Banking Features

Home Financing

Personal Banking

Vehicle Financing

Digital & Online Banking

Key Services

Mobile Banking

Financial Strength

Commitment to Growth

Member Savings and Investments

Operational Efficiency

Our Financial Health

Strong Member Base

Loan Offering

Additional Services

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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