Redwood Credit Union Novato CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Redwood, your trusted partner in financial success right here at our Novato Branch located at 1010 Grant Ave, Novato, CA 94945. Since our establishment in 1950, we have been dedicated to serving our community with integrity and care, currently supporting over 379,157 members. Our mission is simple: to provide you with exceptional financial services that help you thrive. At Redwood, we take pride in managing total assets of $8,816,000,387, ensuring that your money is safe and sound. We understand the importance of having access to funds when you need them; that's why we offer an impressive array of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. With total deposits reaching $1,196,065,671, and a net worth of $1,110,831,702, we are well-equipped to meet your financial needs. Our branch also boasts a robust loan portfolio with 236,344 loans and leases totaling more than $6.68 billion. This commitment allows us to support various lending options for all walks of life whether you're looking to buy a new vehicle or finance your dream home. Under the leadership of our CEO, Brett Martinez, and Board President Jim Olmsted, Redwood remains focused on community engagement and member satisfaction. Our knowledgeable staff is here to assist you during our operating hours from Monday to Friday 9:00 AM - 6:00 PM and Saturday 9:00 AM - 4:00 PM. While members can visit us at 1010 Grant Ave, official correspondence should be directed to our main mailing address if necessary. Don't hesitate to reach out at 800-479-7928 for any inquiries or assistance. Join us today by visiting Redwood's website and discover how we can help you achieve your financial goals! Your journey toward financial wellness starts here at Redwood where community meets opportunity!

Branch History & Mission

Join Us

We invite you to become part of the Redwood family! Experience firsthand how we're dedicated to helping you achieve your financial goals while making a difference in the community. Call us today at 800-479-7928 or visit our website for more information on membership benefits and how you can get started on your path toward financial success with Redwood Credit Union!

Our Evolution

Throughout the decades, Redwood has remained steadfast in its mission to provide not just financial services but also a strong support system for our members. As we expanded our offerings ranging from personal banking options like checking and savings accounts to auto loans and mortgages we have always prioritized accessibility and community involvement. Our operating hours are convenient for busy lives: Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 4:00 pm. We take pride in being more than just a bank; we strive to be a trusted partner in our members' financial journeys. This is evident in our commitment to innovation. With services like online banking, mobile payments, and e-statements, we've made it easier for members to manage their finances anytime, anywhere. Additionally, we ensure that our facilities meet ADA compliance standards so everyone can access our services comfortably.

Our Mission

Our mission is simple yet powerful: to improve the financial well-being of our members while fostering a spirit of community. We believe that when our members thrive, so does the entire community. Whether it's through offering low-interest loans or supporting local charities and initiatives, we actively seek opportunities to give back. While members can visit us at 1010 Grant Ave for all their banking needs, any official correspondence should be sent to the same address as we do not have a separate mailing address. As part of our outreach efforts, we partner with local organizations to create programs that educate and empower individuals financially. From workshops on budgeting to assistance with home buying processes, we're here every step of the way.

Branch Location & Accessibility

Get in Touch

While you can always visit us at our branch address, feel free to reach out via phone at 800-479-7928 if you have any questions or need assistance before your visit. We're excited to welcome you to the Redwood family and support you on your financial journey!

Nearby Landmarks and Access

Situated in the heart of Marin County, our branch is just a stone's throw away from popular spots like the Marin Country Mart and the picturesque Marin Civic Center. With ample parking available, visiting us is hassle-free. We also ensure that our location is ADA compliant, providing ramps and accessible entrances for all our members.

Operating Hours and Services

We understand that life gets busy, which is why our lobby hours are designed with your schedule in mind. Visit us Monday through Friday from 9:00 AM to 6:00 PM, or stop by on Saturdays between 9:00 AM and 4:00 PM. Our friendly staff is ready to assist you with various services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and much more. For those who prefer self-service banking, we offer an ATM on-site for quick access to cash withdrawals and balance checks. Unfortunately, we do not have drive-thru service at this location; however, our team is eager to assist you inside.

Member Eligibility

At Redwood, we believe that becoming a member is like joining a family a community that supports and uplifts each other. If you're looking to enjoy the many benefits of membership, it's easy! To qualify, you simply need to live, work, worship, or attend school in certain areas or meet specific criteria outlined on our website. This means that if you're part of our local community, you're likely eligible to join us! We offer a range of services designed to help you thrive financially, from checking accounts and savings plans to loans tailored just for your needs. You can find all the details about eligibility by visiting http://www.redwoodcu.org/about/membership/become-a-member/. Getting started is simple just reach out to us at (800) 479-7928 or visit our branch located at 1010 Grant Ave Novato Ca 94945. We'll guide you through the account opening process so you can start enjoying all the advantages of being a member today. For more information on how to open an account, check out http://www.redwoodcu.org/resources/education/get-started-financial-education/. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your day-to-day operations with ease. Our merchant services allow you to accept payments effortlessly, whether online or in-store. With secure payment processing options, you can focus on what matters most growing your business while we take care of the financial details. Visit us at 1010 Grant Ave Novato Ca 94945 in Novato, CA, or call us at (800) 479-7928 to learn more about how our business banking solutions can empower your entrepreneurial journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash is crucial in daily life; that's why we provide ATM services for easy withdrawals and balance checks. With ATMs available at convenient locations throughout the area, accessing your money has never been easier. At Redwood, located at 1010 Grant Ave Novato Ca 94945 in Novato, CA, we strive to meet all your banking needs with friendly service and expert guidance. If you have questions or want more information about any of our services, don't hesitate to reach out at (800) 479-7928. Join us today at Novato Branch and discover how we can help empower you financially!

Auto Loans & Vehicle Financing

Thinking about buying a new vehicle? Our auto loans provide competitive rates to help you get behind the wheel without breaking the bank. With flexible terms and personalized financing solutions, we make it easy for you to drive away in the car of your dreams.

Business Banking

For our business members, we offer comprehensive business banking services including merchant services and business loans. We understand how vital it is for businesses to have access to reliable funding and efficient payment processing systems.

Credit Cards with Rewards

Our credit cards come with rewards that benefit your everyday spending. Whether you're making groceries or planning a vacation, earn points that can be redeemed for exciting perks. Enjoy the freedom of shopping while earning rewards!

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans can help turn that dream into reality. We offer various mortgage options along with refinancing solutions that can save you money over time. Picture yourself settling into a home that fits your family perfectly our dedicated mortgage specialists are ready to guide you through the process.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds whenever you need them, whether it's for everyday expenses or saving for something special. Our online and mobile banking features make managing your finances simple and convenient. You can check balances, transfer funds, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

We know that life can bring unexpected expenses. Our personal loans are designed for those moments when you need extra cash for emergencies or big purchases. Additionally, if you're juggling multiple debts, consider our debt consolidation options to simplify your payments and potentially lower interest rates.

Digital & Online Banking

Key Features

With our online platform, you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you enjoy staying organized, you'll love our e-statements feature. Sign up for electronic statements to keep track of your finances without the clutter of paper. Plus, with electronic signature authorization, signing documents is a breeze no more waiting around for physical signatures! Need to send money to a friend? Our person-to-person transfer service makes it quick and easy. You can send money directly from your account in just a few taps. And if you're always on the move, our mobile application is perfect for handling your banking needs right from your smartphone. You can even make mobile payments, making transactions as convenient as possible.

Security and Ease of Use

We prioritize your security while ensuring that our services are user-friendly. You can bank with confidence knowing that your information is protected with advanced security measures. Our platform is designed to be intuitive, so whether you're tech-savvy or just getting started with online banking, you'll find everything you need at your fingertips. In summary, at Redwood, we're committed to providing accessible banking solutions tailored to you. Explore all these features today by visiting https://www.redwoodcu.org/ and discover how easy it is to manage your money anytime, anywhere!

Financial Strength

At Redwood, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The strength of our financial foundation allows us to focus on what matters most: serving you better. With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $62,817 in used auto loans and a total of $6,689,006,466 in loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 876 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The robust structure at Redwood shows that our total share accounts stand at an impressive 879,176, indicating a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $14,871,920, we are well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 1010 Grant Ave Novato Ca 94945 or call 800-479-7928 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already facilitated over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans to help our members get on the road with confidence. Whether you're considering a brand-new model or a reliable used option, our team is here to guide you through the process and find the best financing solution for your needs.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, Redwood offers a variety of credit lines and unsecured credit card loans. With a total of $2,183,615,945 in credit lines available and $413,133,937 in unsecured credit card loans already helping members manage their finances effectively, we provide flexible options tailored to fit your spending habits. If you're interested in refinancing any current loans or want to explore eligibility options for our various products, don't hesitate to reach out. Our team will work with you to ensure you find the right fit for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Redwood, we prioritize transparency and aim to empower our members with clear information about their financing options. Feel free to visit us during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM to learn more about how we can assist you with your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300, ensuring you have access to competitive rates and flexible terms. Whether you're purchasing your first home or refinancing an existing mortgage, we're committed to making your experience as smooth as possible.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for users. - Real-Time Rate Comparisons: You will find up-to-date loan rates from multiple institutions, empowering you to make informed decisions that suit your financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights the effectiveness of using LendMesh to discover competitive rates tailored to individual circumstances. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers without hidden surprises.

Redwood

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Get in Touch

Nearby Landmarks and Access

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security and Ease of Use

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community