Redwood Credit Union Napa CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Redwood, your trusted partner in financial success, located at 1705 1St St, Napa, CA 94559. Since our establishment in 1950, we have been dedicated to serving our community with a commitment that goes beyond banking. With over 379,157 members and growing, we pride ourselves on being more than just a credit union we're a family that supports one another. At Redwood, we believe in fostering strong relationships while providing top-notch financial services tailored to meet your needs. With total assets of $8,816,000,387 and deposits amounting to $1,196,065,671, our sound financial standing allows us to offer competitive rates on loans and savings accounts. Currently, we have extended loans totaling 236,344, ensuring that our members can achieve their dreams be it buying a car or financing a new home. Under the leadership of our CEO Brett Martinez and Board President Jim Olmsted, Redwood is committed to transparency and member satisfaction. Our skilled team of 940 employees is here to provide assistance every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need support with auto loans and mortgages, we've got you covered. While members can visit us at our branch location for all their banking needs, we also encourage you to explore our full range of services online at Redwood's website. If you have any questions or need assistance, don't hesitate to reach out at 800-479-7928 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. Join us today and experience the Redwood difference where your financial goals become reality!

Branch History & Mission

Join Us

As we continue this journey together with you in Napa, we invite you to become a part of the Redwood family. Discover how we can help you achieve your financial goals while being an active participant in your community. Visit us today or check out more about becoming a member on our website here. Together, let's build a brighter future!

Mission Statement

At Redwood, our mission extends beyond just providing financial services; it's about building strong relationships within the community. We aim to foster financial well-being by offering personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our focus is on supporting local businesses and individuals alike. We are proud of our partnerships with various organizations in Napa County that allow us to give back through outreach programs and community events. We believe in the power of community support and actively seek opportunities to make a positive impact. While members can visit us at 1705 1st St for their banking needs during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM official correspondence should be sent to our mailing address if different. You can reach us at (800) 479-7928 for any inquiries or assistance.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our location is not just convenient; it's also surrounded by local landmarks that make your visit even easier. Just a short drive from the iconic Napa Valley wineries and close to major roads, getting here is a breeze. Plus, ample parking is available, so you can park without any hassle. We are committed to making banking accessible for everyone; our facility meets ADA compliance standards, featuring ramps and easy access points for all members.

Operating Hours and Services

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 AM to 6:00 PM and Saturdays from 9:00 AM to 4:00 PM. Need assistance outside of these hours? Feel free to reach out to us at 800-479-7928 we're here to help! At Redwood, we provide a wide range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got it all covered. You can also take advantage of our online and mobile banking options for added convenience manage your finances anytime, anywhere!

Visit Us Today!

While members can visit us at 1705 1st St, official correspondence should be sent to our mailing address if applicable. If you're looking for an approachable banking experience where your financial well-being matters, come on down to the Redwood Napa Branch today! Let's work together towards achieving your financial goals your journey starts here!

Member Eligibility

Becoming a member of Redwood is like joining a warm and welcoming community that's here to support you in achieving your financial goals. If you're looking to become part of our family, we invite you to check out our eligibility criteria, which include living, working, or attending school in the areas we serve. It's designed to be inclusive and straightforward whether you're a first-time bank user or someone with more experience, we want you to feel at home. You can find all the details about who qualifies for membership by visiting http://www.redwoodcu.org/about/membership/become-a-member/. Once you see that you meet the criteria, opening an account is just as easy! With a quick visit to our website at http://www.redwoodcu.org/resources/education/get-started-financial-education/, you'll find everything you need to start your journey with us. If you have any questions or need assistance, don't hesitate to reach out at (800) 479-7928. We're excited to help you take this important step toward better banking at Redwood, located right at 1705 1St St Napa Ca 94559!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a reliable payment processing solution that allows you to focus on what really matters growing your business. Our merchant services provide exactly that. From easy credit card transactions to online payment options, we help streamline your operations so you can serve your customers better. Whether you're located at our branch in 1705 1St St Napa Ca 94559, Napa, CA, or anywhere else, we're here to support your business's financial needs. Let's work together to turn your aspirations into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM & Cash Withdrawal Services ensure that you have easy access to your funds whenever you need them. With ATMs conveniently located throughout the area, you're never far from what you need. At Redwood, we strive to provide personalized service in every aspect of banking. If you'd like to learn more about any of these services or have questions about opening an account, don't hesitate to call us at (800) 479-7928. We're here Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM to assist you. Explore how Redwood can help meet your financial needs today! Visit us at Napa Branch or check out our website for more details: https://www.redwoodcu.org/. Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options can help you hit the road without breaking the bank. With flexible terms and competitive rates, we make it easy to finance your dream vehicle.

Business Banking

If you're a business owner, our Business Banking services include merchant services and business loans designed to support your growth. We know that running a business comes with its challenges, and we're dedicated to helping you thrive.

Credit Cards with Rewards

For everyday purchases, consider our Credit Cards with Rewards program. Earn points for shopping at your favorite stores and redeem them for exciting rewards! It's a great way to make your spending work for you.

Mortgage Loans & Refinancing

If homeownership is on your radar or you're considering refinancing your current mortgage, explore our Mortgage Loans & Refinancing solutions. We understand how important finding the right home is, and we're here to guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking, allowing you to access your accounts anytime and anywhere. With features like bill pay and mobile deposits, managing your finances has never been easier.

Personal Banking

For those just starting out or looking to manage their everyday finances better, our Personal Banking services include checking and savings accounts that offer competitive interest rates and no hidden fees. Imagine easily managing your funds while enjoying the peace of mind that comes with knowing your money is secure.

Personal Loans & Debt Consolidation

Life sometimes throws unexpected expenses our way. Our Personal Loans & Debt Consolidation options provide a reliable solution for managing those surprises without stress. Let us help you simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Key Features

Visit us online at https://www.redwoodcu.org/ to explore our comprehensive online banking services. You can easily check your account balance, pay bills, and transfer funds all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have access whenever you need it, making managing your money easier than ever. Our mobile application makes banking even more accessible. With features like mobile payments and person-to-person transfers, sharing money with friends or making purchases is just a tap away. Plus, you can sign documents electronically with our electronic signature authorization feature, which simplifies transactions without the hassle of printing and mailing.

Security & User Experience

We prioritize your security with robust measures in place to keep your information safe while using our online services. Our user-friendly interface ensures that you can navigate effortlessly through all available options, whether you're setting up e-statements or monitoring your spending habits. Stay organized and informed with e-statements that provide easy access to your account activity while reducing paper clutter. This feature not only saves trees but also helps you stay eco-friendly. In short, Redwood is committed to providing you with an engaging and secure digital banking experience that fits seamlessly into your busy lifestyle. Whether you're at home or on the move, managing your finances has never been simpler!

Financial Strength

At Redwood, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to be a trusted partner in your financial journey, offering robust services backed by strong financial health. With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $62,817 in used auto loans and $6,689,006,466 in total loans and leases supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 876 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $14,871,920. Total Share and Deposit Accounts: 879,176, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 1705 1St St Napa Ca 94559 or call (800) 479-7928 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned one, we have flexible terms that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $666,196,010 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, we are here to support your business endeavors.

Credit Lines

In addition to our standard loan offerings, we provide credit lines that can give you extra financial flexibility when you need it most. With a total of $2,183,615,945 available, our credit lines are an excellent option for managing ongoing expenses or unexpected costs. Our dedicated team at Redwood, located at 1705 1St St Napa Ca 94559 in Napa, CA, is ready to assist you with any questions about our loan products. Feel free to reach out to us at (800) 479-7928 during our operating hours: Monday-Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 4:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product that suits your needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300, make buying or refinancing simple. We also provide refinancing options to help you secure a better rate or access equity in your home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $413,133,937 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can benefit you every time you use them.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing data from reputable institutions means you can trust that the loan options presented are reliable and current.

Redwood

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Mission Statement

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Operating Hours and Services

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services That Work for You

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security & User Experience

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community