Redwood Credit Union Lower Lake CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Redwood, your trusted partner in financial well-being, located at 16095 Main St, Lower Lake, CA 95457. Established in 1950, we have proudly served our community for over seven decades, ensuring that our members receive the support and services they need to thrive financially. With a total membership of 379,157 and assets amounting to an impressive $8,816,000,387, we stand as a pillar of strength and reliability in the Lower Lake area. At Redwood, we believe in the power of community. Our dedicated team of 940 employees, led by our CEO, Brett Martinez, and Board President, Jim Olmsted, is committed to providing personalized service tailored to your unique needs. Whether you're looking for checking accounts, auto loans, or mortgage solutions, our range of products is designed with you in mind. As a member-driven credit union, we are proud to offer competitive rates on loans totaling 236,344 and deposits exceeding $1,196,065,671. While you can visit us at our branch for all your banking needs, please note that if you need to send official correspondence, it's best directed to our main office. Our commitment goes beyond just numbers; it's about building lasting relationships with our members. Join us today and experience how Redwood can help you achieve your financial goals. For more information or assistance, feel free to call us at 800-479-7928 or explore our services online at Redwood Credit Union. We look forward to serving you!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking; it's about building relationships. We take pride in being an integral part of the Lower Lake area. Our team is involved in various local initiatives aimed at enhancing education, health, and economic development within the community. We are here not just as a bank but as your neighbor. While you can visit us at our branch location on Main Street for all your banking needs during our operating hours from 9 AM to 6 PM on weekdays, official correspondence should be sent to our mailing address if applicable.

Join Us

We invite you to become part of the Redwood family and experience firsthand how we can support your financial journey. With an array of services tailored to meet your needs and a mission rooted in community service, there has never been a better time to join us. Explore more about membership benefits and how we can help you achieve your goals by visiting our website or calling us at 800-479-7928 today!

Our Evolution

From our humble beginnings, we have continually evolved to meet the needs of our members. Over the decades, we have introduced a wide range of services including personal banking accounts, auto loans, mortgages, and business banking solutions. As technology advanced, so did we. Today, members enjoy the convenience of online and mobile banking, allowing them to manage their finances anytime, anywhere. Our mission is simple yet powerful: to empower our members with the financial tools they need while actively supporting our community. We believe that by fostering a strong community connection, we can create a positive impact that goes beyond just financial transactions. Whether it's through partnerships with local organizations or community outreach programs, Redwood is dedicated to making a difference in Lower Lake and beyond.

Branch Location & Accessibility

Welcome to the Redwood Credit Union's Lower Lake Branch, your friendly neighborhood financial partner located at 16095 Main St, Lower Lake, CA 95457. We understand that convenience is key, and our branch is perfectly situated near local landmarks, making it easy for you to stop by whenever you need banking assistance. Whether you're heading back from a day at the nearby Clear Lake or running errands in town, we are just a short drive away. At our Lower Lake Branch, we prioritize accessibility for all members. Our facility is designed with ADA compliance in mind, featuring ramps and spacious parking to ensure that everyone can visit us comfortably. Plus, our friendly staff is always ready to assist you with any questions or concerns you might have. Our lobby hours are welcoming too open from 9 AM to 6 PM, Monday through Friday so you can find a time that works for your schedule. While we don't have a drive-thru option available here, we do offer convenient ATM access for quick transactions such as cash withdrawals and balance checks. If you need to send us any official correspondence, please note that our mailing address remains the same as our branch address since there isn't a different mailing address specified. We're excited to serve our community in Lake County and help you achieve your financial goals. Feel free to give us a call at 800-479-7928 if you have any questions or want more information about our services. We look forward to seeing you soon!

Member Eligibility

At Redwood, we believe that everyone deserves access to a supportive financial community. Joining us as a member is a straightforward and welcoming process. If you live, work, or worship in our local area, you're likely eligible to become part of our family. We're dedicated to providing our members with the tools they need to thrive financially, whether it's through personalized banking services or competitive loan options. To find out more about who can join us, check out the details at http://www.redwoodcu.org/about/membership/become-a-member/. Opening an account with Redwood is easy and can set you on the path to better financial health. Our friendly staff is here to guide you through each step of the process so you feel confident every step of the way. Plus, as a member, you'll gain access to a variety of benefits tailored just for you! If you have any questions or want to get started today, don't hesitate to reach out at (800) 479-7928. We're excited to welcome you into our community at 16095 Main St Lower Lake Ca 95457! For more information on how to open an account, visit http://www.redwoodcu.org/resources/education/get-started-financial-education/.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine having a reliable way to process payments while keeping your cash flow steady. Our merchant services enable you to accept various payment methods seamlessly, making it easier for customers to shop with you. This means more sales and happier customers, allowing you to focus on what matters most growing your business. Located at 16095 Main St Lower Lake Ca 95457 in Lower Lake, CA, we invite you to explore how our business banking and commercial services can be the key to unlocking your potential. Reach out today at (800) 479-7928 and let's discuss how we can help your business flourish!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we offer comprehensive business banking solutions, including merchant services and business loans. These services are designed to help your business thrive in today's economy.

Convenient Digital Banking

We understand that convenience is key in today's fast-paced world. That's why online and mobile banking are at the heart of what we do at Lower Lake Branch. Access your accounts anytime, anywhere, make transfers, pay bills, and even send money to friends through our person-to-person payment feature all from the comfort of your smartphone or computer. Additionally, with easy access to our ATMs for cash withdrawals and balance checks, managing your finances has never been simpler.

Get Started Today!

Ready to explore all that Redwood has to offer? Give us a call at (800) 479-7928 or visit us at our branch in Lower Lake, CA. Join our community of satisfied members today and experience personalized financial solutions that truly make a difference in your life. For more information about membership eligibility or how to open an account, check out our website. We look forward to serving you!

Personal Banking Solutions

Our personal banking options include various checking and savings accounts designed to help you manage your money effectively. If you're planning to purchase a vehicle, our auto loans and vehicle financing services can get you on the road with competitive rates and flexible terms. For those considering buying a home or refinancing an existing mortgage, our mortgage loans make it easier than ever to achieve homeownership. If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation options provide quick access to funds when you need them most. Plus, enjoy the benefits of our credit cards with rewards, allowing you to earn points while you spend.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7 at https://www.redwoodcu.org/. You can check balances, pay bills, and transfer funds right from your computer or mobile device. We also provide e-statements for those who prefer paperless options keeping your information organized while helping the environment. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. If you're always on the go, our mobile application is perfect for you. It allows for mobile payments so you can make purchases directly from your phone without the hassle of cash or cards. Whether you're splitting a bill with friends or sending money to family members, our person-to-person transfer feature makes it quick and simple to send money whenever you need to.

Security and Accessibility

Security is a top priority at Redwood. Our digital banking services come equipped with robust security measures to protect your personal information. You can rest easy knowing that your data is safe while using our online services. Managing your finances in real-time means you have complete control over your spending and savings. With our user-friendly interface, you'll find it easy to navigate through all available features from monitoring transactions to setting up alerts for important account activity. Experience the convenience of banking on your terms with Redwood! Visit us at https://www.redwoodcu.org/ today to learn more about how our digital and online banking services can simplify your financial life.

Financial Strength

Commitment to Growth and Innovation

With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $62,817 in used auto loans and $6,689,006,466 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 876 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Banking Experience

Net Shares (Funds available for lending and investments): $14,871,920. Total Share and Deposit Accounts: 879,176, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 16095 Main St Lower Lake Ca 95457 or call (800) 479-7928 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For those seeking business opportunities, our outstanding commercial loans totaling $666,196,010 provide the capital needed to grow and expand your business ventures. Additionally, if you're considering consolidating debt or exploring personal loans, we have various solutions available that cater to different financial situations. At Redwood, we're committed to helping our members navigate their financial journeys. If you're interested in refinancing options or want to learn more about eligibility requirements for our loan products, please feel free to reach out. For more details or assistance, call us at (800) 479-7928 or visit us at 16095 Main St Lower Lake Ca 95457, located in Lower Lake, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, our flexible terms can make it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300, making buying or refinancing simple. We aim to provide competitive rates and straightforward processes to help you secure your dream home without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $413,133,937 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or make planned purchases, our credit card options can be tailored to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Redwood

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Evolution

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Loan Options for Growth

Merchant Services that Matter

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Commitment to Growth and Innovation

Member-Centric Savings Options

Operational Efficiency

Solid Financial Foundation

Trustworthy Banking Experience

Loan Offering

Additional Offerings

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community