Redwood Credit Union Cloverdale CA | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Redwood at our Cloverdale Branch, located conveniently at 1129 S Cloverdale Blvd, Cloverdale, CA 95425. Since our establishment in 1950, we've been dedicated to fostering a strong sense of community and financial well-being for our members. With over 379,000 members benefiting from our services, we are proud to manage a substantial $8.8 billion in total assets. At Redwood, we understand that financial decisions can shape your future. That's why we offer a variety of personalized banking solutions tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services. Our commitment to you is reflected in our robust resources: with over $1.1 billion in net worth and $1.2 billion in total deposits, you can trust that your money is safe and well-managed. Led by our CEO, Brett Martinez, and Board President, Jim Olmsted, our team of nearly 940 employees is here to ensure you receive the best service possible. We pride ourselves on being approachable and dedicated to enhancing the financial lives of our members. While members can visit us at the Cloverdale Branch for all their banking needs, we encourage you to explore more about our offerings on our website at www.redwoodcu.org. If you have any questions or need assistance, feel free to call us at 800-479-7928. Join us today and experience the Redwood difference a credit union that truly cares about its members!

Branch History & Mission

Modern Convenience

In addition to traditional banking services, Redwood Credit Union embraces digital advancements to ensure accessibility for all members. With features like online banking and mobile payments available, managing your finances has never been easier. We are committed to making banking more convenient while ensuring compliance with ADA standards so that everyone can use our services without barriers. While members can visit us at 1129 S Cloverdale Blvd, official correspondence should be sent to this address as well since it matches our mailing address. Our branch operates from Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 9:00 AM to 4:00 PM, making it easy for you to connect with us when you need assistance. If you're looking for a credit union that values community engagement alongside top-notch financial services, Redwood Credit Union is here for you! Join us today and experience firsthand how we can help you reach your financial dreams while supporting the vibrant community of Cloverdale. For more information or to get started, call us at 800-479-7928 or visit us online at Redwood Credit Union.

Our Mission

Our mission at Redwood Credit Union is simple yet profound: we are dedicated to enriching the lives of our members and fostering a sense of community through exceptional financial services. We believe that everyone deserves access to affordable banking solutions that help them thrive. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we're here to guide you every step of the way. We understand that financial wellness goes hand-in-hand with community support. That's why we actively engage in outreach efforts, building partnerships that enhance local initiatives and provide assistance where it's needed most. By investing back into Cloverdale, we aim not only to support our members but also to uplift the entire community.

Branch Location & Accessibility

Welcome to the Redwood Cloverdale Branch, your friendly neighborhood credit union located at 1129 S Cloverdale Blvd in beautiful Cloverdale, California! Nestled in Sonoma County, our branch is easily accessible and conveniently positioned near local landmarks that residents know and love. Whether you're just passing through or are a long-time community member, we're here to serve your financial needs. At our Cloverdale location, you'll find ample parking to make your visit hassle-free. We take pride in ensuring that our branch is accessible for everyone, with features like ADA-compliant entrances and ramps. Our welcoming staff is ready to assist you with any inquiries you may have about our services. We're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. These hours are designed to fit into your busy schedule, so you can stop by whenever it's convenient for you. And if you're ever in need of cash outside of lobby hours, you'll be glad to know we offer ATM services right on-site. While you're here, explore a range of financial services tailored just for you from checking and savings accounts to auto loans and mortgages. We also provide business banking options for local entrepreneurs looking to grow their ventures. If you prefer to talk before visiting, feel free to give us a call at 800-479-7928. Our team is eager to help and answer any questions you might have about becoming a member or using our services. So why not swing by the Redwood Cloverdale Branch today? We look forward to seeing you soon!

Member Eligibility

At Redwood, we believe that everyone deserves a chance to belong to a supportive community that prioritizes your financial well-being. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our service area. If you have a family member who's already a member, you can join too! Our members enjoy access to a wide range of financial products and services designed to help them thrive, from competitive loan rates to personalized banking options. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.redwoodcu.org/about/membership/become-a-member/. Ready to take the next step? Opening an account with us is straightforward just visit http://www.redwoodcu.org/resources/education/get-started-financial-education/ for all the details you need. If you have any questions or need assistance, don't hesitate to call us at (800) 479-7928. We're excited to welcome you to Redwood, located at 1129 S Cloverdale Blvd Cloverdale Ca 95425!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower

In addition to loans, we provide essential merchant services that help streamline your transactions. Imagine being able to accept payments quickly and efficiently, allowing you to focus more on what you love growing your business. Whether it's point-of-sale solutions or online payment processing, our services are designed to fit your needs. Visit us at 1129 S Cloverdale Blvd Cloverdale Ca 95425, Cloverdale, CA to discover how our business banking and commercial services can empower your enterprise. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Made Simple

For small business owners in Cloverdale, we have a range of solutions tailored to support your entrepreneurial journey. Our business banking services, including merchant services and business loans, are designed to help you thrive in today's competitive market.

Convenient Access and Support

Accessibility is key at Redwood. With our ATM services, you can easily withdraw cash or check balances at any time. Whether it's day or night, our basic ATM access ensures that you're never far from your funds. And if you need assistance, don't hesitate to reach out! You can call us at (800) 479-7928 during our lobby hours from Monday to Friday 9:00 AM - 6:00 PM or Saturday 9:00 AM - 4:00 PM. As part of the Redwood family, we're proud to offer these comprehensive services to enhance your financial well-being. Explore all that Redwood has to offer and see how we can support you on your financial journey. Ready to take the next step? Visit us today at 1129 S Cloverdale Blvd Cloverdale Ca 95425 or check out our website at https://www.redwoodcu.org/ for more information!

Financial Support When You Need It

Life can throw unexpected expenses your way, which is why we also offer personal loans and debt consolidation services. These options can provide quick relief when you're facing financial challenges. Plus, our credit cards with rewards not only give you purchasing power but also allow you to earn points on everyday spending.

Personal Banking Solutions

We offer a variety of personal banking services tailored just for you. Our checking and savings accounts come with features that help you manage your money effortlessly. Imagine having the flexibility to access your funds anytime through our online and mobile banking options. You can check balances, transfer funds, and even pay bills with just a few taps on your smartphone. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in your dream car. We provide competitive rates and flexible terms that suit your budget. For those considering home ownership, our mortgage loans and refinancing services will guide you through the process smoothly, ensuring you find the right solution for your situation.

Digital & Online Banking

At Redwood, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you control over your money, anytime and anywhere. With our user-friendly platform, you can access all your banking needs right from the comfort of your home or on the go. Our online banking services, available at https://www.redwoodcu.org/, provide you with 24/7 access to your accounts. You can check balances, view transaction history, and transfer funds with just a few clicks. No more waiting in line or rushing to make it to the bank before closing hours! Plus, for those who prefer doing things on their mobile devices, our mobile application makes banking even easier. Whether you're paying bills or making deposits, everything is just a tap away. Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are not only fast but also safe. You can rest assured knowing that your sensitive information is protected every step of the way. Additionally, e-statements are available to help you stay organized without the clutter of paper statements. This feature not only keeps your personal information secure but also helps you track your spending more efficiently. Need to send money to friends or family? Our person-to-person transfer service allows you to quickly send money directly from your account without any hassle. And if you're into modern payment methods, you'll love our mobile payments feature that lets you pay with just a swipe on your phone. At Redwood, we're committed to providing our members with accessible and convenient banking solutions tailored to fit your lifestyle. Join us today and discover how our digital banking services can enhance your financial management experience!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 879,176, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $14,871,920. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 1129 S Cloverdale Blvd Cloverdale Ca 95425 or call (800) 479-7928 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 876 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $62,817 in used auto loans and $6,689,006,466 in total loans and leases support your financial goals across various sectors.

Solid Financial Health

With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those looking for more financing options, we have credit lines available totaling $2,183,615,945 that can help you cover unexpected expenses or make large purchases without the hassle. If you're interested in exploring refinancing options or checking eligibility, please feel free to reach out to us at (800) 479-7928. Our team can assist you in understanding your choices and finding the right loan product for your needs. At Redwood, we're committed to making borrowing straightforward and beneficial for our members. Visit us at 1129 S Cloverdale Blvd Cloverdale Ca 95425, Cloverdale, CA, or check out our website at https://www.redwoodcu.org/ for more information on how we can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates so you can drive away knowing you made a smart choice.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $413,133,937 in loans helping members manage their finances effectively. These cards provide not only purchasing power but also rewards and benefits that can enhance your financial experience.

Loan Aggregator

Benefits of Using LendMesh

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Redwood

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Modern Convenience

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Financing Options for Growth

Merchant Services That Empower

Comprehensive List Of Services

Business Banking Made Simple

Convenient Access and Support

Financial Support When You Need It

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Growing Member Base

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Loan Offering

Additional Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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