Redwood Credit Union American Canyon CA | Best Auto Loans & Business Banking

Introduction

At Redwood, we believe in building a community where financial dreams come true. Located at 406 Napa Junction Rd Ste 126, American Canyon, CA 94503, our American Canyon Branch is more than just a place to bank; it's a hub of support for our 379,157 members. Since our establishment in 1950, we've been dedicated to providing personalized financial solutions that empower individuals and families in the Napa County area. Under the leadership of CEO Brett Martinez and Board President Jim Olmsted, we pride ourselves on our strong commitment to service. With total assets of $8,816,000,387 and total deposits reaching $1,196,065,671, we ensure that your money is not only safe but also working hard for you. Our robust offerings include everything from personal banking services like checking and savings accounts to auto loans and mortgages. With over 940 employees ready to assist you, we are focused on making your experience seamless and pleasant. Whether you're looking for assistance with loans over 236,344 currently granted or simply want to learn more about our services, we're here for you every step of the way. While members can visit us at our branch location, feel free to explore our website at Redwood Credit Union for more information on membership benefits and how to get started with your financial journey. For any questions or assistance, don't hesitate to call us at 800-479-7928 during our convenient hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM. Come visit us today! Let's work together to achieve your financial goals.

Branch History & Mission

Community Focus

While members can visit us at our American Canyon branch for all their banking needs during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM we also encourage them to connect with us digitally. With ATM availability at our location and a focus on customer-centric initiatives, we are always here when you need us. Redwood Credit Union stands proud as a member-focused institution with deep roots in American Canyon and surrounding areas. We invite you to experience firsthand the benefits of membership with us. Join today and be part of a community dedicated not just to banking but to building brighter futures together! For more information or to become a member, call us at 800-479-7928 or visit our website.

Our Mission

At the heart of Redwood Credit Union is our mission: to enhance the lives of our members and communities through exceptional service and financial solutions. We believe in empowering individuals with tools for financial success. Whether it's through personal banking options like checking accounts and auto loans or business services such as merchant accounts and loans, we strive to provide products that cater to every need. Our role in the community goes beyond transactions; we actively engage in partnerships and outreach efforts that uplift those around us. Through local initiatives and support programs, we aim to foster a stronger, more vibrant community where everyone can thrive.

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM. Whether you need to set up an account, apply for a loan, or simply ask questions about your finances, our friendly staff is here to help during these hours.

Services Offered

At the Redwood American Canyon Branch, we offer a variety of services tailored to fit your personal and business banking needs. You can take advantage of our personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're a business owner, we provide essential merchant services and business loans too! Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need them. Although we don't currently have drive-thru service or shared service centers at this location, we encourage you to reach out via phone at 800-479-7928 if you have any questions or need assistance. We invite you to stop by the Redwood American Canyon Branch today! Experience firsthand the community-focused banking that makes us different where every member matters.

Member Eligibility

At Redwood, we believe that joining our community is like becoming part of a family that supports each other's financial journeys. To become a member, you just need to meet a few simple criteria. If you live, work, worship, or attend school in the areas we serve or have a family member who is already a member, you are likely eligible! This means more than just having access to our services; it opens up opportunities for lower fees and better rates on loans and savings. We're here to help you thrive financially! For complete details on eligibility, feel free to visit this link. Opening an account with us is easy and welcoming just like walking into your favorite neighborhood café. You can find all the information you need about starting your journey with us at this page. If you have any questions or would like to chat with someone directly, don't hesitate to call us at (800) 479-7928. We look forward to having you as part of our Redwood family at 406 Napa Junction Rd Ste 126 American Canyon Ca 94503!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $938 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $666,196,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments quickly and securely, enhancing your customer experience without any hassle. Our merchant services are designed to do just that. Whether you operate a retail shop or a service-based business, our solutions help streamline transactions so you can focus on what matters most growing your business. At Redwood, we're dedicated to helping you navigate your financial journey with confidence. Reach out today to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking

For small business owners, we know how crucial it is to have reliable financial support. That's why we offer business banking solutions including merchant services and business loans. These tools are designed to help you manage cash flow efficiently and grow your enterprise.

Credit Cards

Looking for a credit card that rewards you for spending? Our credit cards come with attractive rewards programs that allow you to earn points on purchases you already make. It's an excellent way to get more value out of your daily expenses while building your credit history.

Digital Banking Features

In today's fast-paced world, convenience is key. At Redwood, we embrace technology with our online and mobile banking platforms. You can perform transactions, check balances, and even send money person-to-person all from your smartphone or computer. Plus, with ATM availability nearby, accessing cash has never been easier. We invite you to explore all the ways Redwood can assist you in achieving financial success. For more information about our services or if you have any questions, please don't hesitate to reach out at (800) 479-7928. We look forward to serving you!

Loans and Financing

If you're considering purchasing a new vehicle or refinancing your home, our auto loans and mortgage options are tailored just for you. We provide competitive rates and flexible terms that make borrowing straightforward and stress-free. For those unexpected expenses or plans you want to finance, our personal loans and debt consolidation services can help ease your financial burden.

Personal Banking

We understand that every member has unique needs when it comes to personal banking. That's why we offer checking and savings accounts that suit various lifestyles. With options for easy online access, you can manage your account anytime from the comfort of your home or on the go. Imagine having the ability to check your balance, transfer funds, or pay bills right from your phone!

Digital & Online Banking

Key Features

Our online platform offers a range of user-friendly features tailored to fit your lifestyle. You can securely view your account balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer service makes it simple and quick. Plus, with mobile payments enabled, you can easily make purchases using your phone, adding yet another layer of convenience to your banking experience. Security is our top priority. We utilize electronic signature authorization for important transactions, ensuring that your personal information remains safe while you enjoy the ease of online banking. Additionally, e-statements are available to help you keep track of your finances without the clutter of paper documents.

Stay Connected on the Go

For those who prefer banking on their mobile devices, our mobile application puts all these features right in your pocket. Whether you're checking your balance during lunch or transferring money while waiting in line, our app is designed for ease of use and accessibility. With everything from account management to payment options at your fingertips, you can feel confident that Redwood has the tools you need to stay in control of your finances anytime, anywhere. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Service

Our $0 net income reflects a commitment to operational efficiency as we focus on delivering value-driven products for you. We take pride in having 876 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts stand at 879,176, showcasing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redwood is your trusted partner. Visit us at 406 Napa Junction Rd Ste 126 American Canyon Ca 94503 or call 800-479-7928 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $1,083,174,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $62,817 in used auto loans and a total of $6,689,006,466 in loans and leases available for various needs from personal loans to vehicle financing our lending capacity supports your financial goals across different sectors.

Secure Savings Options

Members' savings are secured through $2,268,217,099 in share certificates and $1,959,658,241 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $1,110,831,702, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1272 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,197,535,599 in used vehicle loans and $735,143,131 in new vehicle loans already helping members get on the road. We provide financing options tailored to your budget and preferences, making it easier than ever to drive off in the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $666,196,010 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive within our community.

Financing Options and Refinancing

If you're considering refinancing any of your current loans or need information on eligibility for any of our products, we're here to help. Our team can assist you in finding ways to reduce your monthly payments or improve your financial situation through various refinancing options. Our dedicated staff at Redwood, located at 406 Napa Junction Rd Ste 126 American Canyon Ca 94503, American Canyon, CA, is ready to assist you in exploring these loan offerings. Feel free to reach out at (800) 479-7928 during our operating hours: Monday - Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 4:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $583,826,300, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process and find the right solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $413,133,937 in loans helping members manage their finances effectively. Our credit card options come with competitive rates and rewards programs that can benefit your purchasing power.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that the loan offers they see are fair and transparent. Each lender's rates are updated in real-time, ensuring that users always have access to the most current information available.

REDWOOD CREDIT UNION - American Canyon, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Our Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Credit Cards

Digital Banking Features

Loans and Financing

Personal Banking

Digital & Online Banking

Key Features

Stay Connected on the Go

Financial Strength

Commitment to Service

Conclusion

Investing Back into Our Community

Secure Savings Options

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Financing Options and Refinancing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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