Redstone Credit Union Murfreesboro TN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Redstone, your trusted financial partner located at 1749 S Rutherford Blvd, Murfreesboro, TN 37130. Since opening our doors in 1951, we've been dedicated to supporting our members with a wide range of personalized banking services. With a strong community focus, we currently serve over 813,194 members and manage total assets of $7,829,722,812. Our commitment is not just to provide financial solutions but to enrich the lives of those in our community. At Redstone, we pride ourselves on offering comprehensive services such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our talented team of 1,350 employees is led by CEO Joseph Newberry and Board President Dave Hargrove, both of whom are passionate about ensuring that every member feels valued and supported. While you can visit us at our Murfreesboro branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. With total deposits amounting to $305,883,216 and a net worth of $1,011,949,770, we are well-equipped to provide the financial stability you deserve. Our services also include online and mobile banking options for convenience making it easier than ever to manage your finances on the go. We invite you to reach out with any questions or to explore how we can assist you further. Give us a call at 256-327-1416, or visit our website at www.redfcu.org to learn more about what we offer. Join us in building a brighter financial future together!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Redstone family. Experience firsthand how we can help you reach your financial goals while fostering community spirit. Whether you need assistance with everyday banking or complex financing options, we're here for you every step of the way. For more information or to join us today, call us at 256-327-1416 or visit Redstone's website. Together, let's build a brighter future!

Our Journey

From the moment we opened our doors at 1749 S Rutherford Blvd, we've strived to provide accessible banking services tailored to the needs of our members. Our location is not just a branch; it's a hub where friendships form and families grow stronger through financial literacy and support. With nearby landmarks that include local schools and parks, we are more than just a place to bank; we are part of the community fabric. Over the years, we've embraced advancements in technology while ensuring that our services remain personal and relatable. Today, members enjoy features like online banking, mobile payments, and convenient ATM access. We also offer drive-thru services for those who prefer face-to-face interaction but appreciate the speed it provides.

Our Mission

At Redstone, our mission is simple yet powerful: to empower individuals and communities through financial education and services. We believe that everyone deserves access to quality financial resources that can help them achieve their dreams. This mission drives us to offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We take pride in being more than just a financial institution; we actively engage with our community through outreach programs and partnerships that uplift those around us. By promoting financial literacy workshops and supporting local initiatives, we strive to make a lasting impact on the lives of our members. While members can visit us at 1749 S Rutherford Blvd for all their banking needs during our operating hours from Monday to Friday between 9 AM - 5 PM, official correspondence should be sent to 220 Wynn Drive in Huntsville, AL.

Branch Location & Accessibility

Accessibility Features

At Redstone, we prioritize accessibility for all members of our community. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking to ensure everyone can visit us without hassle. Whether you're coming in for a quick transaction or a more in-depth discussion about your financial goals, we're here to help.

Operating Hours & Services

We're open Monday through Friday from 9 AM to 5 PM, ready to assist you with a variety of services including personal banking, auto loans, mortgage options, credit cards with rewards, and much more. Additionally, our drive-thru service provides a convenient way for you to handle deposits and withdrawals without leaving your vehicle. For those who prefer self-service options, we also have an ATM available on-site for cash withdrawals and balance checks. While members can visit us at our branch location on S Rutherford Blvd, official correspondence should be sent to our mailing address at 220 Wynn Drive in Huntsville, AL. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 256-327-1416. We look forward to welcoming you into our Redstone family!

Member Eligibility

At Redstone, we believe that becoming a member is about joining a caring community that supports your financial journey. If you're looking to unlock a world of benefits, you might be just the right fit for us! Membership is open to those who live, work, worship, or attend school in our community, along with their family members. It's all about creating connections and helping each other thrive. For more details on eligibility, check out our membership criteria, where you'll find everything you need to know about joining us. Getting started with your membership at Redstone is simple! You can easily open an account by visiting our website and following the straightforward steps outlined there. We're here to help every step of the way, so if you have any questions or need assistance, feel free to give us a call at (256) 327-1416. Join us at our branch located at 1749 S Rutherford Blvd Murfreesboro Tn 37130, and let's work together towards achieving your financial goals!

Business Banking & Commercial Services

At Redstone, we understand that running a business is both rewarding and challenging. That's why we're dedicated to providing tailored financial solutions that help your business grow and thrive. Whether you're just starting out or looking to expand, our commercial loan options are designed to meet your unique needs. Imagine having the funds to invest in new equipment, hire additional staff, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing. Picture your customers making quick transactions using mobile payments or credit cards this not only speeds up sales but also enhances customer satisfaction. At Redstone, we provide the tools you need for smooth operations so you can focus on what matters most: growing your business. Visit us at 1749 S Rutherford Blvd Murfreesboro Tn 37130 in Murfreesboro, TN, or call us at (256) 327-1416 to learn how we can support your business banking needs today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive banking solutions including merchant services and business loans. We understand the unique challenges of running a business and are committed to supporting local entrepreneurs with the tools they need for success.

Convenient Digital Banking Features

At South Rutherford Blvd Branch, we recognize the importance of convenience in today's fast-paced world. Our online and mobile banking services allow you to manage your finances anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a few taps away. Plus, with ATM availability and drive-thru services, accessing cash has never been easier.

Financing Your Dreams

If you're looking to purchase a vehicle or refinance your existing loan, our auto loans and vehicle financing services can help turn those dreams into reality. We aim to offer competitive rates that fit your budget. For those considering homeownership, our mortgage loans and refinancing options are designed to simplify the process, making it easier for you to find a home sweet home.

Personal Banking Made Simple

When it comes to personal banking, we offer essential services like checking and savings accounts. Whether you're saving for a special occasion or need a convenient place for your daily transactions, we have options that fit your lifestyle. Imagine opening an account with no hidden fees and being able to access your funds whenever you need them our goal is to provide you with peace of mind.

Rewarding Credit Options

With our credit cards featuring rewards programs, you can earn while you spend. Enjoy cash back on purchases or points toward travel whatever suits your lifestyle best!

Supporting Your Financial Goals

Sometimes life throws unexpected challenges your way. That's where our personal loans and debt consolidation options come into play. Whether you need extra cash for an emergency or want to streamline your debts into one manageable payment, we're here to help you navigate through it all.

We're Here for You

Our friendly staff is available during lobby hours from Monday through Friday from 9 AM to 5 PM at Redstone. If you have any questions or need assistance, don't hesitate to reach out at (256) 327-1416. Ready to take the next step? Visit us online at https://www.redfcu.org/ or stop by our branch today! We look forward to serving all your financial needs at Redstone!

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills from the comfort of your home or on the go. You can also set up e-statements, helping you stay organized while reducing paper clutter talk about a win-win! Plus, if you ever need to send money to friends or family, our person-to-person transfers make it quick and easy. For those who prefer mobile banking, our user-friendly mobile application is readily available. This app not only supports mobile payments but also gives you real-time updates on your account activity. You'll never miss a beat when it comes to managing your money.

Security and Convenience

We take your security seriously. Although we currently do not offer electronic signature authorization, rest assured that our systems are built with robust security features to protect your information. Your peace of mind is our priority. In addition to all these features, having access to e-statements means you can monitor your transactions without waiting for paper statements in the mail. It's all about making banking easier for you! At Redstone, we're committed to providing accessible and straightforward banking solutions that enhance your financial experience. Whether you're at home or on the move, we've got you covered with tools that put you in control of your money. Explore all our digital offerings today!

Financial Strength

At Redstone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The trust you place in us is backed by solid financial foundations and a commitment to serving you better. Our financial health shines through our net worth of $1,011,949,770, indicating a strong position that allows us to offer competitive rates, lower fees, and enhanced services. Furthermore, our net worth ratio of $1,291 showcases a robust capital structure, ensuring we can continue providing loans and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering you stable options for financial growth. Unlike traditional banks, we prioritize our members; with non-member deposits at $89,049, we ensure our resources benefit you through better loan rates and exclusive perks. With $930,357,877 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports your financial goals with $64,191 in used auto loans and an impressive $3,792,823,067 in total loans and leases. Our operational efficiency is reflected in our $74,911,603, which enables us to maintain competitive loan rates while delivering solid financial products tailored for your needs. We also take pride in having 1,318 full-time employees and 32 part-time employees who are always ready to assist you with their expertise. The trust shown by our growing member base is evidenced by our total share accounts reaching 1,408,271. This growth is a testament to the confidence members have placed in us over the years. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 1749 S Rutherford Blvd Murfreesboro Tn 37130 or call (256) 327-1416 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financial Support

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We recognize that small businesses are vital to our community's economy and are here to support your endeavors with tailored lending solutions. At Redstone, we pride ourselves on understanding our members' needs and providing personalized service. If you're interested in learning more about any of our loan offerings or want to discuss refinancing options further, please don't hesitate to reach out. For more details or assistance with your application process, give us a call at 256-327-1416, or visit us at 1749 S Rutherford Blvd Murfreesboro TN 37130. You can also explore our services online at Redstone's website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to being part of your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We guide you through each step of the process so that you can focus on making your house a home. If you're considering refinancing an existing mortgage, we can help you explore eligibility options that might lower your monthly payments.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. These cards come with benefits designed to reward your responsible spending while keeping interest rates manageable.

Loan Aggregator

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans