Redstone Credit Union Murfreesboro TN | Low Mortgage Rates & Rewards Cards

Introduction

At Redstone, we understand that financial services go beyond just numbers they're about building relationships and supporting our community. Located at 3300 Siegel Rd, Murfreesboro, TN 37129, our branch is committed to providing personalized banking solutions that cater to your unique needs. Whether you're looking for a checking account, an auto loan, or business financing, we've got you covered. Since our establishment in 1951, we have grown to serve over 813,194 members with assets totaling $7,829,722,812. Our dedicated team of 1,350 employees, led by CEO Joseph Newberry and Board President Dave Hargrove, works tirelessly to ensure that each member receives the best service possible. We are proud of our strong financial foundation, with total deposits amounting to $305,883,216 and a net worth of $1,011,949,770. While members can visit us at our Murfreesboro branch for their banking needs, official correspondence should be sent to our mailing address at 220 Wynn Dr, Huntsville, AL 35893. Our commitment to you goes beyond transactions; it's about creating opportunities and fostering a sense of belonging in our community. With a variety of services including personal banking accounts, vehicle financing options, mortgage loans, and credit cards with rewards programs, we strive to empower you on your financial journey. We invite you to explore all that Redstone has to offer. For more information or to get started with your banking experience today, call us at 256-722-3709 or visit our website at https://www.redfcu.org. Join us as we continue to grow together!

Branch History & Mission

Looking Ahead

As we move forward, Redstone is excited about incorporating digital advancements that make managing finances easier for our members. With services like online banking and mobile payments available, we aim to meet the evolving needs of our community without compromising on personal touch. We invite you to join us at Redstone Credit Union. Experience firsthand how we can support your financial goals while being an integral part of a caring community. Visit us today or reach out at 256-722-3709 to learn more about becoming a member!

Our Mission

At Redstone, our mission is not just about providing financial products; it's about building relationships and supporting the community we serve. We strive to enhance the lives of our members by offering not only competitive rates but also personalized service and guidance. We believe in making banking accessible for everyone by embracing technology while ensuring compliance with ADA standards. Our commitment extends beyond just banking. We actively engage in community outreach programs and partner with local organizations to help those in need. Whether it's through financial literacy workshops or sponsorships for community events, we are dedicated to making a positive impact in Murfreesboro and beyond.

Our Story

Since opening our doors more than seven decades ago, Redstone has evolved significantly. We started with a vision of creating a supportive financial environment tailored to the needs of our members. Over the years, we have introduced various services that cater to both personal and business banking needs, including checking and savings accounts, auto loans, mortgages, and business loans. Our headquarters in Huntsville, AL continues to guide us in maintaining high standards of service across all branches. While members can visit us at our Murfreesboro location, official correspondence should be sent to our mailing address at 220 Wynn Dr, Huntsville, AL 35893. This ensures that every communication is handled efficiently and effectively.

Branch Location & Accessibility

Accessibility and Features

At Redstone, we prioritize accessibility for all our members. Our branch is designed to be welcoming with ADA-compliant features such as ramps and spacious entrances. Parking is readily available, ensuring that you can stop by with ease. Our lobby hours are designed to fit into your busy schedule. We're open Monday through Friday from 11:20 AM to 12:45 PM, allowing you to make your banking visits during convenient times. While we currently do not offer ATM services or drive-thru banking, our dedicated team is always ready to assist you inside the branch.

Services Offered

We provide a wide range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that can help you manage your finances effectively. You can also take advantage of our online and mobile banking features for added convenience. Ready to experience friendly service and helpful financial solutions? We invite you to stop by the Redstone Siegel High School Branch or give us a call at 256-722-3709. Our team looks forward to serving you!

Member Eligibility

At Redstone, becoming a member means joining a close-knit community that prioritizes your financial well-being. If you're looking to take advantage of our wide range of services, you might be wondering if you're eligible. Generally, membership is open to anyone who lives, works, or worships in the areas we serve, along with their family members. It's all about creating a supportive environment where everyone can thrive together. For more specific details about eligibility criteria and what it takes to join us, feel free to check out our website at https://www.redfcu.org/become-a-member/. Opening an account with us is straightforward and welcoming. Once you've confirmed your eligibility, simply visit us or go online to start the application process. If you have questions along the way, don't hesitate to reach out at (256) 722-3709. We're here to help you every step of the way! Your journey toward better banking starts at 3300 Siegel Rd Murfreesboro Tn 37129 we can't wait to welcome you into the Redstone family!

Business Banking & Commercial Services

Lending Options That Grow With You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that make transactions smoother for you and your customers. Imagine processing payments quickly while keeping track of sales effortlessly. Our solutions help you focus on what matters most running your business efficiently. Visit us at 3300 Siegel Rd Murfreesboro Tn 37129 in Murfreesboro, TN, or contact us at (256) 722-3709 to learn more about how we can partner in your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on site, rest assured that you will find reliable cash withdrawal services through our network partners. At Redstone, we strive to meet all your banking needs under one roof. Whether you're opening an account for the first time or seeking financial advice as a seasoned member, our friendly staff is here to assist you every step of the way. Ready to explore what we offer? Visit us today at 3300 Siegel Rd Murfreesboro Tn 37129 or call us at (256) 722-3709 for more information on how we can help you with your financial journey!

Business Banking

If you're a small business owner, Redstone has got your back with tailored business banking solutions. From merchant services that streamline payment processing to business loans that fuel your growth, we are here to support your entrepreneurial journey.

Credit Cards & Rewards

Our credit cards come with rewards that make spending more rewarding. Whether you're planning a trip or just doing your regular shopping, our credit cards offer benefits that add up over time.

Digital Banking Solutions

In today's fast-paced world, having access to your finances anytime is essential. Our online and mobile banking services make managing your accounts convenient. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with person-to-person payment options, sending money to friends or family has never been easier.

Personal Banking

Managing your finances should be easy and accessible, and that's exactly what we aim for at Redstone. We offer various personal banking options, including checking and savings accounts that suit different lifestyles and savings goals. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel quickly and affordably. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms. Additionally, we understand that life can bring unexpected expenses; our personal loans and debt consolidation services are designed to help you navigate these challenges smoothly.

Digital & Online Banking

Key Services

With our online banking platform, you can access your accounts 24/7. This means you can check your balances, transfer funds, and pay bills anytime you need to. Plus, for those who prefer to manage their finances from their smartphones, our mobile application offers all the features of online banking right in your pocket. If you ever need to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends or family. You can also take advantage of mobile payments, allowing you to make purchases directly from your device without needing cash or cards.

Security and Convenience

Your security is our top priority. While we currently do not support electronic signature authorization, you can rest assured knowing that all your transactions are protected with advanced security measures. We also offer e-statements, which not only help keep your information secure but also reduce paper waste. At Redstone, we believe in making banking accessible for everyone. Our user-friendly online services provide real-time account management so you can stay updated on your financial status at any time. From checking balances to making payments, everything is designed to be straightforward and hassle-free. In summary, whether you're looking to bank from home or while out and about, Redstone provides a suite of digital tools that make managing your money easier than ever before. Visit us today at https://www.redfcu.org/ and see how we can help streamline your banking experience!

Financial Strength

Committed Team

We are proud of our dedicated workforce, which includes 1,318 full-time employees and 32 part-time employees. Our knowledgeable team is always ready to serve you, ensuring you receive the best possible experience every time you visit us.

Growing Trust

The trust placed in us by our members is evident from the total number of share accounts: 1,408,271. This growing base reflects our commitment to providing exceptional service while ensuring your finances are secure. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 3300 Siegel Rd Murfreesboro Tn 37129 or call (256) 722-3709 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports your financial goals across various sectors. With $64,191 in used auto loans and a total of $3,792,823,067 in loans and leases, we stand ready to assist you when it comes to financing your next big purchase or project. Our operational efficiency shines through with a net income of $74,911,603, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

We prioritize your savings. Members' funds are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, our focus is solely on benefiting you evident by our non-member deposits amounting to $89,049.

Reinvestment for Better Services

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to maintain our commitment to delivering high-quality services tailored for your needs.

Solid Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, making it easier for you to drive away in your next vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We understand that every business has unique needs, which is why we offer customized loan solutions designed to support your goals.

Flexible Options

At Redstone, we also recognize that refinancing can be an important step for many borrowers. If you're considering refinancing any of your existing loans or exploring eligibility options, our team is ready to assist you through the process. We aim to provide clarity and ease as you navigate your financial journey. For more information about our loan offerings or to see how we can assist you further, feel free to reach out at (256) 722-3709. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're in Murfreesboro or nearby areas, visit us at our branch located at 3300 Siegel Rd Murfreesboro Tn 37129. We're committed to providing personalized service that meets your financial needs today and into the future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your ideal home without breaking the bank.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but our unsecured credit card loans are designed to provide you with flexibility. With a total of $258,115,936 in loans helping members manage their finances effectively, our credit cards come with various benefits tailored to meet your needs.

Loan Aggregator

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans