Redstone Credit Union Fayetteville TN | Affordable Auto Loans & ATM Services

Introduction

At Redstone, we pride ourselves on being a trusted partner in your financial journey. Nestled in the heart of Fayetteville, TN, our Fayetteville Branch at 110 Bluff Dr is more than just a credit union; it's a community hub dedicated to serving the needs of our members since 1951. With over 813,194 members, we are committed to providing personalized banking solutions that empower individuals and families to achieve their financial goals. Our branch is equipped with a wealth of resources, boasting total assets of $7,829,722,812 and total deposits reaching $305,883,216. We understand the importance of accessible services, which is why we offer a range of options including auto loans, mortgage financing, and personal banking all designed to fit your lifestyle. With a net worth of $1,011,949,770 and cash reserves totaling $82,312,982, you can trust that your money is safe with us. Leadership plays a vital role in fostering a strong community spirit. Under the guidance of CEO Joseph Newberry and Board President Dave Hargrove, our team of over 1,350 employees works diligently to ensure that each member receives the attention they deserve. We are here for you during our lobby hours from Monday to Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. While members can visit us at 110 Bluff Dr, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Join us today at Redstone's website or call us at 256-837-6110 to discover how we can help you navigate your financial future with confidence!

Branch History & Mission

Community Engagement

We are proud to support various local initiatives through partnerships and outreach programs designed to uplift those in need. Whether it's sponsoring educational events or participating in charitable causes, we believe in giving back to the community that has supported us throughout the years.

Digital Advancements

In today's fast-paced world, we recognize the importance of digital banking solutions. Our online and mobile banking platforms allow members to manage their finances conveniently from anywhere. Additionally, with features like ATM access and drive-thru banking available at our branch, we're dedicated to making banking easy and accessible for everyone. As we look forward to future growth, we invite you to become part of our story. Join Redstone today and experience firsthand how we can help you navigate your financial journey with confidence. Visit us online or stop by our Fayetteville Branch; we're here to assist you every step of the way!

Our Journey

Since opening our doors more than seven decades ago, Redstone has continuously evolved to meet the changing needs of our members. With a total asset base of over $7.8 billion, we have expanded our services and enhanced our offerings to ensure that every member can achieve their financial goals. Our focus on personal banking services ranging from checking and savings accounts to auto loans and mortgages has allowed us to build lasting relationships within the community.

Our Mission

At Redstone, our mission is simple yet powerful: we strive to empower our members by providing them with exceptional financial services while actively supporting the communities we serve. We believe that when our members succeed, the entire community thrives. Our commitment goes beyond just banking; it's about fostering growth and stability for families and businesses alike. While members can visit us at 110 Bluff Dr for all their banking needs, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893.

Branch Location & Accessibility

Call-to-Action

Ready to take the next step in your financial journey? We invite you to visit us at the Fayetteville Branch or give us a call at 256-837-6110. Experience how easy banking can be with Redstone Credit Union!

Community Connection

Our branch is nestled in the heart of Fayetteville, surrounded by familiar landmarks that make it easy to locate. Enjoying a day out? You can swing by after visiting local shops or dining at nearby restaurants. With ample parking available and ADA-compliant features, we ensure that all our members can access our services comfortably.

Operating Hours

We understand that life gets busy! That's why we're here for you from Monday to Friday, 9:00 AM to 5:00 PM, and on Saturday from 9:00 AM to 1:00 PM. Our drive-thru service is also available during these hours for quick and convenient transactions without leaving your vehicle.

Services Offered

At Redstone, we offer a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Our ATM is available for cash withdrawals and balance checks, ensuring that you have access to your funds anytime. Need assistance? Our friendly staff is always ready to help with any questions you may have about banking or financial products.

Member Eligibility

Welcome to the warm and inviting community at Redstone! Becoming a member is not just about opening an account; it's about joining a supportive network that truly cares. If you live, work, worship, or attend school in Lincoln County, TN, you're already on your way to enjoying the benefits of membership with us. We welcome individuals and their family members who meet these criteria, making it easy for anyone connected to our community to join in on the advantages we offer. To get started on your journey with us at Redstone, simply visit us at 110 Bluff Dr Fayetteville Tn 37334 or give us a call at (256) 837-6110. You can find detailed eligibility information by checking out this link. Ready to open an account? The process is straightforward and can be initiated online as well just follow this link for more details. We're excited to have you as part of our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine a local café that seamlessly accepts payments from customers using various methods credit cards, mobile wallets, or contactless options all supported by our reliable service. At Redstone, located at 110 Bluff Dr Fayetteville Tn 37334, Fayetteville, TN, we are here to partner with you every step of the way. Let us help you achieve your business goals!

Comprehensive List Of Services

Business Banking

If you're a small business owner, you'll appreciate our business banking services. From merchant services that help you accept payments easily to business loans that support your growth ambitions, we're here to help you succeed.

Convenient Access

We understand that life can be busy, which is why we offer convenient ATM and cash withdrawal services. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car ideal for those on-the-go moments. In addition to these essential services, we pride ourselves on providing easy access through online platforms. With features like person-to-person payment options and mobile payments available, managing your finances has never been simpler. At Redstone, we're more than just a financial institution; we're a part of your community. If you have questions or need assistance with any of our services, don't hesitate to reach out at (256) 837-6110. Our team is ready to help you navigate all your financial needs. Visit us today or check out our website at https://www.redfcu.org/ to explore how we can support you in achieving your financial goals!

Credit Options

For those times when unexpected expenses arise or you need some extra cash, our personal loans and debt consolidation options can provide relief. And don't forget about our credit cards with rewards! They not only offer convenience but also give you points for every purchase perfect for those who enjoy earning rewards while spending.

Personal Banking

Our personal banking services start with checking and savings accounts designed for everyday needs. Imagine having access to funds with just a few taps on your mobile device through our online and mobile banking features. You can check balances, transfer money, and even pay bills without stepping foot in the branch. When it comes to financing, our auto loans and vehicle financing options make it easier than ever to get behind the wheel of a new car. We offer competitive rates that can help you save money over time. Plus, if you're considering a new home or want to refinance your current mortgage, our mortgage loans are flexible and tailored to fit your budget.

Digital & Online Banking

Key Services

Our online banking platform is user-friendly and secure, ensuring that your personal information stays safe while you manage your finances. You can easily view e-statements whenever you need them, helping you keep track of your transactions without the clutter of paper statements. Plus, with our mobile application, staying connected to your accounts on-the-go has never been simpler. If you enjoy making payments quickly and conveniently, you'll love our mobile payments feature. It allows you to pay for goods and services directly from your smartphone. No need to carry cash or cards just use your mobile device! We also provide person-to-person transfers, making it easy to send money to friends or family right from your account. This feature is perfect for splitting bills or sending gifts without any hassle. While we currently do not support electronic signature authorization for transactions, our commitment to security means that every interaction with our digital platforms is protected by advanced encryption technologies. At Redstone, we believe in empowering our members with tools that fit their lifestyles. Our online banking services not only enhance accessibility but also ensure that managing your money is straightforward and efficient. So whether you're at home or on the move, rest assured that Redstone has you covered!

Financial Strength

Commitment to Growth

Our dedication to growth is evident through our $930,357,877 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. We also support your financial goals with $64,191 in used auto loans and $3,792,823,067 in total loans and leases.

Growing Member Community

With total share accounts reaching 1,408,271, it's clear that our member base trusts us with their finances. Our net shares available for lending stand at $22,815,063, reinforcing our capacity to provide the best possible services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 110 Bluff Dr Fayetteville Tn 37334 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Your savings are secure with us. We have $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $74,911,603 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,318 full-time employees and 32 part-time employees dedicated to serving you with expertise.

Solid Financial Foundation

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates that make financing your next vehicle easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We know that every business is different, which is why we work closely with you to create financing solutions that suit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We provide personalized service to help you understand your options and find a mortgage that fits your budget.

Refinancing Options

If you're considering refinancing an existing loan, we can help you explore eligibility options that may save you money over time. Refinancing could lower your monthly payments or reduce the overall interest you pay on your loan. At Redstone, our goal is to support our members through every step of their financial journey. To learn more about our loan offerings or to discuss which option is right for you, don't hesitate to contact us at (256) 837-6110 or visit us at our branch located at 110 Bluff Dr Fayetteville Tn 37334 in Fayetteville, TN. For more detailed performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to make your spending more rewarding.

Loan Aggregator

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REDSTONE FEDERAL CREDIT UNION - Fayetteville, TN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans