Redstone Credit Union Scottsboro AL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Redstone Scottsboro High School Branch, your trusted financial partner located at 25053 John T Reid Pkwy, Scottsboro, AL 35768. Established in 1951, we have proudly served our community for decades, building lasting relationships with our members. With over 813,194 members and total assets of $7,829,722,812, we are dedicated to providing personalized service and financial solutions that meet your needs. At Redstone, we understand that each member's journey is unique. Our commitment goes beyond just banking; we strive to empower our community by offering a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking options. With total deposits reaching $305,883,216 and a net worth of $1,011,949,770, you can trust that your money is safe and secure with us. While members can visit us at our branch for support and services, please note that official correspondence should be sent to our mailing address at 220 Wynn Dr, Huntsville, AL 35893. Our team of friendly professionals is here to assist you during our lobby hours from 11:30 AM to 1 PM, Monday through Friday. Under the leadership of CEO Joseph Newberry and Board President Dave Hargrove, we pride ourselves on fostering a welcoming environment where every member feels valued. Whether you're looking to open a new account or explore loan options our knowledgeable staff is just a phone call away at 256-837-6110. Join us today and experience the Redstone difference! Visit our website at redfcu.org for more information or to get started on your financial journey. Your future is bright with Redstone!

Branch History & Mission

At Redstone, we take pride in our rich history and unwavering commitment to serving the community of Scottsboro, AL. Established in 1951, our branch has grown alongside the local community, nurturing relationships that go beyond just banking. With a total membership of 813,194 and total assets reaching an impressive $7,829,722,812, we have become a trusted partner for individuals and families seeking financial stability and growth. Located at 25053 John T Reid Pkwy Scottsboro Al 35768, just a stone's throw away from local landmarks that make our town special, we invite you to step into our welcoming space. Our mission is simple yet powerful: to provide accessible financial services while supporting the needs of our community. We believe that everyone deserves the opportunity to achieve their financial goals, whether that's through personal banking, auto loans, or mortgage refinancing. Our dedication extends beyond traditional banking. At Redstone, we focus on community support through various outreach programs and partnerships that uplift those around us. We understand that true success is measured by the impact we have on our neighbors' lives. While members can visit us at 25053 John T Reid Pkwy Scottsboro Al 35768, official correspondence should be sent to our mailing address at 220 Wynn Dr, Huntsville, AL 35893. We are open Monday through Friday from 11:30 am to 1 pm, providing flexibility for all your banking needs. Although we currently do not have ATM or drive-thru services, our friendly staff is ready to assist you directly at the branch. In this digital age, we've embraced technology with features like online banking and mobile payments, making it easier than ever for members to manage their finances on the go. Our commitment to accessibility includes ensuring compliance with ADA standards, so everyone can enjoy our services without barriers. Join us at Redstone and experience firsthand how we blend tradition with innovation to serve you better. Together, let's build a brighter financial future for you and our community! For more information on membership or to get started today, please visit our website. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

At Redstone, we believe that banking should be accessible for everyone. Our branch features ADA-compliant facilities and easy parking options to ensure a hassle-free experience. You'll find ramps and spacious walkways, making it easier for all members to visit us.

Connect With Us

If you have any inquiries or need assistance outside of our operating hours, don't hesitate to reach out! You can give us a call at 256-837-6110. We invite you to come by and experience our welcoming atmosphere firsthand. At Redstone, we look forward to serving you!

Operating Hours

We're here for you Monday through Friday from 11:30 am to 1:00 pm. We understand that your time is valuable, so we aim to provide you with efficient service during these hours.

Services Offered

Our branch offers a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, our friendly staff is always ready to assist you with any questions you may have about our offerings.

Member Eligibility

At Redstone, we believe that everyone deserves a chance to be part of a community that cares. Joining us as a member is easy and open to many! If you live, work, or worship in our local area, or are related to someone who does, you're likely eligible to become a member. We welcome individuals from various backgrounds and walks of life, so don't hesitate to explore this opportunity. Being part of Redstone means gaining access to personalized financial services designed with your needs in mind, including great loan options and competitive rates. To find out if you meet the eligibility criteria, check out our detailed information at https://www.redfcu.org/become-a-member/. Once you're ready to join our family, the account opening process is straightforward. You can get started by visiting https://www.redfcu.org/become-a-member/member_app_check/ or simply give us a call at (256) 837-6110 if you have any questions. We're excited to help you take this important step toward better financial well-being!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly from your customers, whether they're shopping online or visiting your store. Our merchant services make it easy for you to manage transactions efficiently. By providing tools that streamline payment processes, we help you focus more on what truly matters growing your business. If you're ready to explore how our services can benefit your business, visit us at 25053 John T Reid Pkwy Scottsboro Al 35768, Scottsboro, AL, or call us at (256) 837-6110. Let's work together to build a brighter future for your enterprise!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for your current vehicle, our Auto Loans & Vehicle Financing options are just what you need. With competitive rates and flexible terms, we make it simple to drive away in the vehicle of your choice without breaking the bank.

Business Banking Services

For entrepreneurs and business owners, we offer Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team can assist you in finding the right financial solutions tailored specifically for businesses.

Cash Withdrawal Services

Although we do not have ATM facilities on-site, rest assured that cash withdrawal services are available through various channels in collaboration with partners nearby. At Redstone, we strive to meet all your banking needs under one roof while maintaining top-notch service quality. If you're interested in learning more about any of these services or have questions regarding how we can assist you further, don't hesitate to reach out! Call us at (256) 837-6110 or visit us today at 25053 John T Reid Pkwy Scottsboro Al 35768 in Scottsboro. Your financial success starts here let's work together towards achieving it!

Credit Cards with Rewards

Take advantage of our Credit Cards with Rewards program! Enjoy benefits like cashback on purchases or travel rewards as you spend on everyday essentials. It's an easy way to earn while you shop!

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills on the go, our digital banking tools ensure that managing your finances is always at your fingertips.

Mortgage Loans & Refinancing

Dreaming of owning a home? Look no further! Our Mortgage Loans & Refinancing services can help make that dream a reality. We offer personalized guidance throughout the mortgage process, ensuring that you find the best loan option suited to your budget and lifestyle. If you already own a home and want to lower your monthly payments, consider refinancing with us.

Personal Banking Solutions

For individuals looking to manage their finances effectively, we offer Personal Banking services, including checking and savings accounts. Imagine opening a checking account that not only keeps your money safe but also provides easy online access for your everyday transactions. Our savings accounts are designed to help you grow your funds over time, making it easier to save for that special vacation or unexpected expenses.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected costs our way. That's where our Personal Loans & Debt Consolidation options come into play. Whether it's funding a major purchase or consolidating existing debts into one manageable payment, we're here to help you regain control over your finances.

Digital & Online Banking

Convenient Online Banking Access

With our 24/7 online banking services available at https://www.redfcu.org/, you can check balances, pay bills, and transfer funds anytime you need. Our user-friendly platform ensures that you can manage your finances without any hassle. Plus, you can easily sign up for e-statements to keep track of your transactions without the clutter of paper statements.

Security You Can Trust

Your security is our top priority. While we currently don't support electronic signature authorization, rest assured that our systems are equipped with robust security measures to protect your personal information. Our commitment to safe banking practices allows you to manage your accounts confidently. In summary, digital banking at Redstone combines accessibility with ease-of-use. From mobile applications to online banking, we're here to ensure that managing your finances fits into your lifestyle no matter where life takes you!

Stay Connected with Mobile Features

For those who prefer banking on their mobile devices, our mobile application is here for you! You can make mobile payments seamlessly and even send money through person-to-person transfers. This means that whether you're splitting a dinner bill or paying a friend back, it's quick and easy right from your phone.

Financial Strength

At Redstone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the financial strength that allows us to serve our community effectively. With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $64,191 in used auto loans and $3,792,823,067 in total loans and leases. Our operational efficiency is reflected in our $74,911,603, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $22,815,063. Total Share and Deposit Accounts: 1,408,271, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 25053 John T Reid Pkwy Scottsboro Al 35768 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you lower your monthly payments or pay off your current loan faster.

Business Financing

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting your growth with tailored financing solutions. At Redstone, we aim to make borrowing easy and accessible. If you're interested in any of our loan products or want more information about eligibility options, don't hesitate to reach out! You can contact us at (256) 837-6110 or visit us at our location: 25053 John T Reid Pkwy Scottsboro Al 35768 in Scottsboro, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's purchasing a vehicle or securing a home loan, let us partner with you on your journey towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. This option provides you with the flexibility to handle unexpected expenses without the stress of securing collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust the information they receive, as it comes from legitimate financial institutions committed to fair lending practices.

Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans