Redstone Credit Union Scottsboro AL | Affordable Auto Loans & ATM Services

Introduction

At Redstone, we believe in building a strong community, one member at a time. Located at 23149 John T Reid Pkwy, Scottsboro, AL 35768, our Scottsboro Branch has proudly served its members since 1951. With a total membership of over 813,194, we are dedicated to providing personalized financial solutions that meet the unique needs of our community. While members can visit us at our branch, official correspondence should be sent to 220 Wynn Drive, Huntsville, AL 35893. We are committed to transparency and trust, with total assets exceeding $7.8 billion and total deposits amounting to $305,883,216. Our robust financial health is reflected in our net worth of $1,011,949,770 and cash reserves of $82,312,982, ensuring that your money is safe with us. Under the leadership of CEO Joseph Newberry and Board President Dave Hargrove, our team of over 1,350 employees works tirelessly to provide exceptional service. We offer a range of services from personal banking and auto loans to business loans and online banking solutions. Whether you're looking for a new vehicle loan or advice on debt consolidation, we have your back. We invite you to join our family at Redstone Credit Union. Experience the difference that comes with being part of a member-focused institution where your financial wellbeing is our top priority. For more information or assistance, feel free to reach out at 256-837-6110, or visit us online at redfcu.org. Your financial journey starts here!

Branch History & Mission

Join Us

As we continue this journey together with you, we invite you to experience everything Redstone has to offer. With convenient drive-thru banking available and ATMs for easy access to cash, your banking experience will always be smooth and efficient. Whether you need assistance with basic transactions or more complex financial decisions, our knowledgeable staff is here for you. Visit us during our operating hours Monday through Friday from 9:00 am to 5:00 pm and discover how becoming a member can benefit you today! For more information about joining Redstone or to open an account online, please visit our website. Together, let's build a brighter financial future!

Our Journey

Located at 23149 John T Reid Pkwy, Scottsboro, AL 35768, Redstone has become more than just a financial institution; it's a cornerstone of the community. With close proximity to local landmarks and essential services, our branch is conveniently situated to meet your banking needs. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Since opening our doors, we have continuously evolved to meet the changing needs of our members. We offer a wide range of services including personal banking accounts, auto loans, mortgages, and credit cards with rewards that cater to both individual and business clients. Our commitment to innovation ensures that we provide modern conveniences such as online banking and mobile payments while maintaining traditional values of trust and service.

Our Mission

At Redstone, our mission is simple yet profound: to improve the financial well-being of our members while fostering community growth. We believe in empowering individuals through accessible financial services and educational programs. Our team is dedicated to providing personalized support and guidance so that every member can achieve their financial goals. Additionally, we are deeply committed to community outreach initiatives. By partnering with local organizations and participating in events throughout Scottsboro, we strive to give back and enhance the quality of life for everyone in our area.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is equipped with features to ensure everyone can bank comfortably. You'll find ample parking right outside, including ADA-compliant spaces. Plus, we have ramps for easy access and a drive-thru service for those who prefer to conduct their transactions from their vehicles.

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 am to 5:00 pm, making it easy to stop by before or after work. If you need cash or want to make deposits outside of lobby hours, we also offer an ATM on-site for your convenience.

Services Offered

At Redstone Scottsboro Branch, we offer a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to help you every step of the way. You can also take advantage of online and mobile banking services for added convenience. We invite you to come by our branch or give us a call at 256-837-6110 if you have any questions or need assistance. Our dedicated team is ready to help you with all your banking needs!

Member Eligibility

At Redstone, becoming a member means joining a supportive community that values your financial well-being. If you live, work, worship, or go to school in certain areas or have family members who are already part of our credit union, you may be eligible to join us. We believe that everyone deserves access to quality financial services and support, and we're here to help make that happen for you. To find out all the specific details about eligibility, feel free to check out our website at https://www.redfcu.org/become-a-member/. Opening an account with us is straightforward and welcoming. Once you're ready to take the next step toward membership, you can easily start the process online by visiting https://www.redfcu.org/become-a-member/member_app_check/. If you have any questions or need assistance along the way, don't hesitate to reach out at (256) 837-6110. We look forward to having you as a valued member at our branch located at 23149 John T Reid Pkwy Scottsboro Al 35768!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment system that simplifies transactions and enhances customer experiences. Our merchant services are designed to help you process payments effortlessly, whether in-store or online. This means more time for you to focus on what truly matters growing your business. Located conveniently at 23149 John T Reid Pkwy Scottsboro Al 35768, Scottsboro, AL, our team is ready to assist you with your banking needs. Let's work together to unlock your business potential!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, Redstone has got you covered too. Our business banking services include merchant services and business loans, which can help your company thrive. We know how important it is for local businesses to have reliable financial support, and we are here to assist every step of the way.

Convenience Features

In today's fast-paced world, convenience is key. That's why we offer ATM and cash withdrawal services along with basic drive-thru banking for deposits and withdrawals. You can manage your money quickly without stepping into the branch if you're in a hurry!

Credit Cards

Our credit cards come with rewards that can enhance your purchasing power while keeping your finances manageable. Use them for everyday purchases and watch your rewards grow!

Digital Banking

Our commitment extends beyond traditional banking; we offer robust online and mobile banking features that allow you to access your accounts anytime, anywhere. Check balances, transfer funds, or make payments with just a few taps on your smartphone. We invite you to visit us at 23149 John T Reid Pkwy Scottsboro Al 35768 or call us at (256) 837-6110 during our operating hours from Monday through Friday from 9:00 AM to 5:00 PM. Discover how Redstone can help you achieve your financial goals today!

Loans and Financing

Need a new car? Our auto loans and vehicle financing make it simple to get behind the wheel of your dream car. With competitive rates, you can drive off without breaking the bank. Additionally, if you're considering buying a home or refinancing, our mortgage loans provide flexible options tailored to your financial situation. For those unexpected expenses or consolidating debt, our personal loans are here to help. We understand life can throw curveballs, and we're committed to being there for you when you need it most.

Personal Banking

Managing your finances has never been easier with our personal banking services. Whether you're looking for a checking or savings account, we have options that fit your lifestyle. Imagine being able to effortlessly manage your daily expenses while also saving for future goals all from the comfort of your home through our online and mobile banking platforms.

Digital & Online Banking

At Redstone, we understand that managing your finances should be convenient and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, our tools ensure you have easy access to your accounts anytime you need it. With our online banking platform, you can check balances, transfer funds, and pay bills from the comfort of your own space. Plus, our mobile application gives you all these features right in your pocket, making it simple to manage your money wherever you are. If you're someone who enjoys keeping track of spending or sending money quickly, our person-to-person transfer service allows you to send cash to friends or family with just a few taps. Security is a top priority at Redstone. We ensure that all transactions are protected so you can bank with peace of mind. While we do not currently offer electronic signature authorization for documents, you can still receive your statements electronically with our e-statements feature. This means no more paper clutter just clear, accessible records right when you need them. Looking for modern payment solutions? Our mobile payments feature lets you make purchases using just your smartphone making shopping easier than ever! With 24/7 online banking services available, you'll never miss a beat when it comes to managing your finances. In short, our digital and online banking services at Redstone are crafted to provide accessibility and ease-of-use while ensuring that your financial information remains secure. Explore all that we have to offer by visiting us online today!

Financial Strength

At Redstone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that allows us to serve you better. With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $64,191 in used auto loans and $3,792,823,067 in total loans and leases, which support members' financial goals across various sectors. Our operational efficiency is highlighted by our $74,911,603, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our community is shown through our 1,408,271, reflecting a strong and growing member base that chooses Redstone for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 23149 John T Reid Pkwy Scottsboro Al 35768 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and find the right loan option for you.

Credit Lines

Need extra flexibility? Our total credit lines amount to $1,817,707,759, providing you with access to funds when you need them most. This option is perfect for those who want a safety net without committing to a full loan. At Redstone, we are dedicated to meeting your lending needs with personalized service and support. If you're considering refinancing or want to know more about eligibility options for any of our loans, please don't hesitate to reach out. For more information about our loan products or assistance in starting your application process, contact us at (256) 837-6110 or visit us at 23149 John T Reid Pkwy Scottsboro Al 35768 in Scottsboro, AL. Our team is ready to help you take the next step toward achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your unique situation. Our experienced staff can assist you with every step of the mortgage process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. These credit cards come with great rewards and no annual fees, making them an excellent choice for everyday purchases.

Loan Aggregator

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans