Redstone Credit Union Redstone Arsenal AL | Affordable Auto Loans & Checking

Introduction

Welcome to Redstone at our Mills Road Branch, located in the heart of Redstone Arsenal, AL. Established in 1951, we have proudly served our community for over seven decades, growing alongside our members and adapting to their needs. With a total membership of 813,194, we are committed to providing personalized financial solutions that empower you to achieve your goals. At Redstone, your financial well-being is our top priority. Our branch boasts impressive total assets of $7,829,722,812 and total deposits of $305,883,216, reflecting our strong foundation and stability. We also offer a wide array of services tailored for both personal and business banking needs, including auto loans, mortgages, credit cards with rewards, and more. Whether you're looking to buy a new car or save for your future, we have options that can help. While members can visit us at Building 5216 Redstone Arsenal AL 35898, official correspondence should be sent to 220 Wynn Drive, Huntsville, AL 35893. Our friendly team of 1,350 employees, led by CEO Joseph Newberry and Board President Dave Hargrove, is here to ensure you receive the best service possible. You can reach us at 256-837-6110 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Join us in experiencing the benefits of being part of a community-focused credit union where your needs come first. Visit our website at redfcu.org to learn more about becoming a member or stop by today!

Branch History & Mission

Join Us Today!

We invite you to become part of the Redstone family. Experience firsthand how we can help you achieve your financial goals while making a difference in your community. Visit us today or check out our website at Redstone FCU for more information about becoming a member!

Modern Banking with a Personal Touch

While we value tradition, we also embrace modern advancements in banking. Our branch features ADA-compliant facilities and digital tools that enhance your banking experience. Members can enjoy convenient online and mobile banking services that allow you to manage your finances anytime and anywhere. For those who prefer face-to-face interactions, we offer drive-thru banking services for quick transactions and an ATM available on-site for easy access to cash. Our lobby hours are designed with your schedule in mind open Monday through Friday from 9 AM to 5 PM. If you need assistance or have questions about our services, feel free to reach out at 256-837-6110. While members can visit us at Building 5216 Redstone Arsenal for all their banking needs, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893.

Our Mission

At Redstone Federal Credit Union, our mission is clear: to empower our members by providing innovative financial solutions while fostering a sense of community. We believe in making banking accessible and straightforward for everyone. Our services range from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We also offer credit cards with rewards that benefit your everyday spending. We take pride in supporting our community through various outreach programs and partnerships that uplift local initiatives. Whether it's sponsoring educational events or contributing to charitable causes, we strive to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Welcome to the Redstone Mills Road Branch, located at Building 5216 on Redstone Arsenal, Alabama. This branch is perfectly situated to serve the community with convenience and accessibility in mind. Whether you're looking for personal banking services, auto loans, or mortgage options, our team is here to help. If you need to send us official correspondence, please note that it should be directed to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Our branch is easily accessible and features ample parking, making your visit hassle-free. For those requiring additional assistance, we are committed to providing ADA-compliant facilities to ensure everyone can access our services comfortably. The Redstone Mills Road Branch operates from Monday through Friday, opening its doors at 9 a.m. and closing at 5 p.m., giving you plenty of time to stop by before or after work. Plus, if you're in a hurry, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your vehicle. We also offer ATM services right here at the branch so you can manage your cash needs quickly and conveniently. Our friendly staff is always ready to assist you with any questions you may have about our offerings, including personal banking accounts and business loans. Whether you're a long-time member or considering joining our credit union family, we invite you to visit us today or give us a call at 256-837-6110. Experience the personalized service that sets Redstone apart!

Member Eligibility

At Redstone, we believe that joining our community means becoming part of something special. We welcome individuals who meet certain eligibility criteria, making it easy for you to connect with us and enjoy the benefits we offer. If you're a member of the military, a family member of a current member, or an employee of one of our partner organizations, you're likely already eligible! To find out more about specific eligibility details, please visit our website at https://www.redfcu.org/become-a-member/. Becoming a member at Redstone is a straightforward process that opens doors to fantastic financial services tailored just for you, including personalized banking options and attractive loan rates. Ready to take the next step? You can open an account by visiting us online at https://www.redfcu.org/become-a-member/member_app_check/ or simply give us a call at (256) 837-6110. We can't wait to welcome you into our growing family at Redstone, located at Building 5216 Redstone Arsenal Al 35898!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine a scenario where your customers can easily pay with their preferred method while you manage sales seamlessly from your point-of-sale system. We provide reliable tools that enhance your customer experience and streamline operations. Visit us at Building 5216 Redstone Arsenal Al 35898 in Redstone Arsenal, AL, or call us at (256) 837-6110 to learn how we can help your business thrive!

Tailored Loan Options

Imagine having the financial backing to seize opportunities as they arise. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We know that life can get busy, so having easy access to your money matters. With our branch open from Monday through Friday from 9 AM to 5 PM, we're here when you need us most. Plus, our friendly staff is always ready to assist with any questions or services you may require. At Redstone, we prioritize making your banking experience as smooth as possible while ensuring you feel supported every step of the way. If you're ready to explore what we have to offer or if you have any questions about our services, don't hesitate to reach out! Call us at (256) 837-6110 or visit us online at our website for more information. Join us today and take advantage of all the benefits we provide!

Business Banking Solutions

For those who are entrepreneurs or business owners, our business banking services include essential tools like merchant services and business loans. We understand that running a business comes with its own set of challenges, and we are here to help you navigate them smoothly.

Credit Cards and Rewards

We also offer credit cards that come with exciting rewards, allowing you to earn while you spend. This is perfect for everyday purchases or larger expenses, giving you added benefits for being a loyal member.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can manage your accounts from anywhere, whether it's checking balances, transferring funds, or making payments all at your fingertips. Our members appreciate features like ATM access for quick cash withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions.

Personal Banking

Our personal banking services are designed to help you achieve your financial goals. Whether you're opening a new checking or savings account, looking for ways to finance your dream car through our auto loans and vehicle financing, or planning for the future with a mortgage loan or refinancing option, we've got you covered. Our personal loans can assist with debt consolidation or any unexpected expenses, ensuring you have the financial flexibility you need.

Digital & Online Banking

At Redstone, we understand that banking needs to fit into your busy life. That's why we offer a range of digital and online banking services designed for your convenience and security. Whether you're at home or on the go, managing your finances has never been easier. Our online banking platform, accessible through https://www.redfcu.org/, allows you to view your account balances, transfer funds, and pay bills anytime, day or night. With 24/7 online banking services, you can take control of your finances from wherever you are. Plus, if you're looking to send money to a friend or family member quickly, our person-to-person transfer feature makes it simple and fast. For those who prefer mobile access, our user-friendly mobile application is available for download. This app not only supports mobile payments but also lets you manage your accounts effortlessly right from your smartphone. You can check balances, make transactions, and even deposit checks all with just a few taps. We prioritize your security while using these online services. Although we currently do not offer electronic signature authorization, rest assured that our systems are designed to keep your information safe. Additionally, by opting for e-statements, you can receive your account statements securely online rather than through the mail helping both the environment and your peace of mind. In this fast-paced world, having access to reliable banking services is crucial. At Redstone, we strive to provide easy-to-use features that put you in charge of your financial journey. Explore all that we have to offer today!

Financial Strength

At Redstone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to you is backed by robust financial health and a strong foundation. With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $64,191 in used auto loans and $3,792,823,067 in total loans and leases. Our $19,393,722 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $22,815,063. Total Share and Deposit Accounts: 1,408,271, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at Building 5216 Redstone Arsenal Al 35898 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide financing solutions that can fit various budgets, making it easier for you to drive away with the vehicle you need.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand your business. We recognize the challenges small businesses face and strive to offer supportive financial solutions tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We understand the importance of having a place to call your own and are dedicated to offering competitive rates and personalized service throughout the process.

Refinancing Options

We believe in making finance accessible for everyone. If you're considering refinancing options for any of our loan products or want to know about eligibility, don't hesitate to ask our knowledgeable staff. We're here to help guide you through understanding what works best for your situation. The performance insights and financial data shared above are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Redstone, we prioritize transparency and aim to empower our members with the information they need for informed financial decisions. Explore how our loan offerings can assist you by visiting us today!

Unsecured Credit Card Loans

For those looking for flexible spending options, we also offer unsecured credit card loans. With a total of $258,115,936 in loans, our credit cards help members manage their finances effectively while providing rewards and benefits that fit their lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each loan listing is verified for accuracy, allowing users to trust the information presented.

REDSTONE FEDERAL CREDIT UNION - Redstone Arsenal, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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