Redstone Credit Union Redstone Arsenal AL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Redstone Arsenal Branch, a proud part of the Redstone Federal Credit Union family! Located at Bldg 3227, Redstone Arsenal, AL 35898, we are dedicated to serving our community and providing financial solutions tailored just for you. Since our establishment in 1951, we've grown to support over 813,194 members, offering a range of services that include personal banking, auto loans, mortgages, and business financing. At Redstone, we understand the importance of trust and reliability in your financial journey. With total assets exceeding $7.8 billion and total deposits amounting to $305,883,216, we are committed to maintaining a strong financial foundation for our members. Our net worth stands at an impressive $1,011,949,770, reflecting our dedication to sound financial management and member service. Led by our experienced CEO, Joseph Newberry, and Board President Dave Hargrove, our team of over 1,350 employees is here to ensure that you receive personalized care every step of the way. Whether you're looking for help with loans over 253,472 loans have been issued or simply need guidance on managing your finances, we're ready to assist. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 220 Wynn Drive, Huntsville, AL 35893. You can reach us at 256-837-6110 during our lobby hours from Monday through Friday between 9:00 AM and 5:00 PM. Join us today as we continue to build a brighter financial future together! Visit our website at redfcu.org for more information or to become a member. We look forward to welcoming you!

Branch History & Mission

Community Commitment

Redstone is not just a credit union; it's a community partner. We actively participate in outreach efforts and collaborate with local organizations to support various causes. Whether it's through financial education programs or charitable contributions, we are dedicated to making a difference in the lives of those around us.

Looking Ahead

As we look to the future, we remain committed to enhancing our services while ensuring accessibility for all. With features like drive-thru banking available for your convenience and no ATM facilities at this branch location currently offered, we're focused on making your banking experience smooth and pleasant. We invite you to join the Redstone family today! Experience firsthand the benefits of membership where your financial well-being is our top priority. Together, let's build a brighter future for our community. For more information about becoming a member or opening an account, visit our website or call us at 256-837-6110 during our operating hours from Monday to Friday between 9:00 AM and 5:00 PM.

Our Evolution

Over the years, Redstone has evolved significantly. We started with a small group of dedicated members and have expanded our offerings to include personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our focus on member satisfaction has driven us to implement modern conveniences like online and mobile banking, ensuring that our members can access their accounts anytime and anywhere.

Our Mission

Our mission at Redstone is simple yet profound: to empower our members by providing them with comprehensive financial services while fostering a strong sense of community. We believe in building lasting relationships with our members and actively supporting local initiatives that enhance the quality of life in our area. By prioritizing both financial growth and community engagement, we strive to create a positive impact in everything we do. While you can visit us at our branch location in Redstone Arsenal for your banking needs, please note that official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893.

Branch Location & Accessibility

Get in Touch!

We invite you to visit us at the Redstone Arsenal Branch or call us at 256-837-6110 if you have any questions or need assistance. Our team looks forward to welcoming you and providing the exceptional service you deserve!

Nearby Landmarks and Accessibility Features

Our branch is conveniently situated near several local landmarks, making it easy to stop by during your day. Whether you're running errands or commuting from work, you'll find us just a short drive away. The area offers ample parking and features that comply with ADA standards, ensuring everyone can access our services comfortably.

Operating Hours and Services Offered

We understand that life can be busy, which is why we offer lobby hours from Monday to Friday, from 9:00 AM to 5:00 PM. You can also take advantage of our drive-thru service for quick transactions like deposits and withdrawals without leaving your vehicle. Please note that while we currently do not have ATM facilities on site, our team is ready to help you with all cash withdrawal needs during operating hours. As part of our commitment to serving you better, we provide a range of services tailored to meet your financial goals. From checking and savings accounts to credit cards with rewards and business banking options, we're dedicated to helping you achieve financial success.

Member Eligibility

At Redstone, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward that. If you're looking to join us at our branch located at Bldg 3227 Redstone Arsenal Al 35898, you'll be pleased to know that eligibility is open to various individuals. You can qualify if you live, work, or worship in certain areas, or if you have family members who are already part of our credit union family. This means that many people in the community can access the benefits and services we offer. Joining Redstone opens the door to a range of financial products tailored just for you, from savings accounts to loans with competitive rates. Plus, we pride ourselves on providing personalized service to help you navigate your financial journey. If you're interested in learning more about eligibility requirements or ready to take the next step, check out our detailed criteria at https://www.redfcu.org/become-a-member/. When you're ready to open an account, simply visit us online at https://www.redfcu.org/become-a-member/member_app_check/, or give us a call at (256) 837-6110. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

But it's not just about loans; our merchant services make everyday transactions easier. Picture this: you're at a busy market, and your customers want quick payment options. Our merchant services allow you to accept payments seamlessly, helping you serve customers better while boosting sales. Located at Bldg 3227 Redstone Arsenal Al 35898, Redstone Arsenal, AL, we invite you to explore how Redstone can empower your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we also cater to your financial needs with tailored services such as merchant services and business loans. Our team understands the challenges faced by small businesses and is here to help you thrive in today's competitive market.

Convenient Digital Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, managing your finances has never been easier. Check balances, transfer funds, or pay bills anytime and anywhere from your smartphone or computer. We also offer ATM and cash withdrawal services, ensuring you have access to your money when needed.

Drive-Thru Services

For those quick transactions, our basic drive-thru banking allows for easy deposits and withdrawals without having to leave your car. It's just one more way we strive to make banking simple and accessible for everyone. At Redstone, we believe that banking should be personal and straightforward. Our commitment is not just about providing services; it's about building lasting relationships with our members. Ready to experience all that we have to offer? Visit us at Bldg 3227 Redstone Arsenal Al 35898 or give us a call at (256) 837-6110. Let's take the next step in achieving your financial goals together!

Home Financing Options

For those looking to buy or refinance their home, our mortgage loans and refinancing services come with personalized support. We know how important it is to find the right mortgage, so our team is ready to guide you through the process, ensuring you make informed decisions that suit your budget.

Loans and Credit Solutions

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you manage those costs effectively. Plus, our credit cards with rewards allow you to earn points on purchases you already make, turning everyday spending into future benefits.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a major life event, our personal banking options are tailored for everyone. You can choose from a variety of checking and savings accounts that fit your lifestyle, making it easy to manage your day-to-day finances. If you're considering purchasing a new vehicle, our auto loans and vehicle financing solutions provide competitive rates and flexible terms to get you on the road without breaking the bank.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your balances, pay bills, and transfer funds whenever it suits you. Plus, with our mobile application, managing your accounts becomes even more convenient. Whether you're waiting in line or enjoying a coffee break, your finances are just a tap away. Security is paramount at Redstone. While we don't currently offer electronic signature authorization, we employ robust security measures to protect your personal information and transactions. You can bank with peace of mind knowing that your data is safe with us.

Stay Updated

You can also opt for e-statements, making it easier than ever to keep track of your financial activity without the clutter of paper statements. Our person-to-person transfer feature allows you to send money quickly and easily to friends and family no checks or cash needed! And if you're into mobile payments, you're in luck! Our mobile payments feature lets you make purchases directly from your smartphone, adding an extra layer of convenience to your daily transactions. At Redstone, we're committed to providing you with user-friendly tools for real-time account management. Experience the ease of digital banking today!

Financial Strength

Commitment to Growth

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $64,191 in used auto loans and $3,792,823,067 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 1,408,271, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $22,815,063, reinforcing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at Bldg 3227 Redstone Arsenal Al 35898 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $19,393,722 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand your business. We know how important it is for entrepreneurs to have access to funds that can help them take their ventures to the next level. At Redstone, we are committed to helping you find the right financial solutions tailored specifically for your needs. If you're considering refinancing or exploring eligibility options, our team is here to guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have questions or would like more information about our loan offerings, don't hesitate to reach out! You can contact us at (256) 837-6110 or visit us at our branch located at Bldg 3227 Redstone Arsenal Al 35898 in Redstone Arsenal, AL. Let's work together toward achieving your financial goals!

Credit Lines and Personal Loans

For those who need additional financial flexibility, we also offer credit lines totaling $1,817,707,759. These can help manage unexpected expenses or fund personal projects without the hassle of traditional loan applications. Moreover, our unsecured credit card loans totaling $258,115,936 allow members to maintain their purchasing power while enjoying flexible repayment options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to assist you through the process.

Loan Aggregator

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REDSTONE FEDERAL CREDIT UNION - Redstone Arsenal, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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