Redstone Credit Union Normal AL | Low Mortgage Rates & Business Banking

Introduction

At Redstone, we understand that financial decisions shape your future. Located at 4900 Meridian St Nw, Normal, AL 35762, our branch has been serving the community since 1951. With a strong commitment to our members, we proudly support 813,194 members and boast total assets of over $7.8 billion. Our mission is to provide personalized banking solutions that empower you on your financial journey. While members can visit us at our branch address, official correspondence should be sent to 220 Wynn Drive, Huntsville, AL 35893. As part of our dedication to transparency and trust, we invite you to explore our comprehensive range of services, including checking and savings accounts, auto loans, mortgage refinancing, and more. Led by our CEO, Joseph Newberry, and Board President Dave Hargrove, our experienced team of 1,350 employees is here to ensure you receive the best possible service. We prioritize not just your banking needs but also the well-being of our community. With total deposits reaching $305 million and a net worth of $1 billion, Redstone is positioned as a stable and reliable partner for your financial aspirations. We encourage you to take advantage of our online and mobile banking options for easy access to your accounts anytime, anywhere. Feel free to reach out at (256) 722-3602 or visit us online at www.redfcu.org for more information or to become a member today! Let's work together towards your financial success!

Branch History & Mission

Redstone has a proud legacy that began in 1951 when we opened our doors to serve the community of Normal, Alabama. Located at 4900 Meridian St NW, our branch has grown alongside the needs of our members, evolving into a trusted financial partner for over 813,000 individuals. With total assets amounting to an impressive $7,829,722,812, we are dedicated to providing our members with a wide array of financial services that cater to their unique needs. Our mission is clear: we strive to empower our members by offering affordable and accessible banking solutions while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, and we work tirelessly to make that possible. From personal banking options like checking and savings accounts to auto loans and mortgages, Redstone is committed to supporting both your personal and business financial journeys. While you can visit us at our main branch location in Normal, any official correspondence can be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Our dedicated team is here for you Monday through Friday from 9 AM to 5 PM, ensuring you have access to the services you need when you need them. At Redstone, we understand the importance of adapting to modern conveniences. That's why we offer features such as online banking and mobile payments, making it easier than ever for members to manage their finances. While we currently do not provide drive-thru services or shared service centers at this location, our ATM availability ensures that cash withdrawals and balance checks are always within reach. Over the years, we've built strong partnerships within the community, actively engaging in outreach programs designed to uplift those around us. We take pride in being more than just a financial institution; we are a part of your community's fabric. Join us at Redstone and experience firsthand how we're here for you every step of the way on your financial journey. Together, let's build a brighter future for ourselves and our community. For more information or to become a member today, visit our website or call us at 256-722-3602.

Branch Location & Accessibility

Welcome to the Redstone branch at Alabama A&M University, conveniently located at 4900 Meridian St NW, Normal, AL 35762. This branch is easily accessible for all members of our community, making it a perfect spot for your banking needs. If you need to send official correspondence, please note that our mailing address is different: 220 Wynn Drive, Huntsville, AL 35893. Situated near local landmarks and just a short drive from various neighborhoods, our location ensures that you can stop by with ease. Whether you're coming from nearby schools or local businesses, you'll find ample parking available and features that cater to everyone, including ADA-compliant access to make your visit comfortable. Our friendly team is here to assist you during our lobby hours from Monday to Friday, from 9 AM to 5 PM. Although we do not offer drive-thru banking at this location, we are equipped with an ATM for your convenience. You can use it for cash withdrawals and balance checks anytime. At Redstone, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Our online and mobile banking services also allow you to manage your finances right from your smartphone. We invite you to visit us or give us a call at 256-722-3602 if you have any questions or need assistance. We look forward to serving you soon!

Member Eligibility

At Redstone, we believe that becoming a member is like joining a close-knit family where everyone looks out for one another. If you're wondering whether you qualify, the good news is that eligibility is quite straightforward! You can become a member if you live, work, worship, or attend school in the communities we serve. We also welcome family members of current members. This means that many people can join our community and enjoy the benefits we offer, including personalized service and competitive rates on loans and savings accounts. For more detailed information about eligibility, feel free to visit our website at https://www.redfcu.org/become-a-member/. Opening an account with us is just as easy! You can get started by visiting our account opening page at https://www.redfcu.org/become-a-member/member_app_check/. If you have any questions along the way or need assistance, don't hesitate to reach out to us at (256) 722-3602. We're here to help you every step of the way as you embark on this rewarding journey with Redstone at our branch located at 4900 Meridian St Nw Normal Al 35762.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Imagine having a secure way to accept payments from customers while keeping track of sales all through one platform. Our services not only streamline your payment processes but also enhance your overall customer experience. Located at 4900 Meridian St Nw Normal Al 35762, Normal, AL, we are here to partner with you on your journey toward success. Reach out to us today at (256) 722-3602 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking

We also cater to small businesses with tailored solutions through our Business Banking services. From Merchant Services that simplify transactions for your customers to Business Loans that help fund growth opportunities, we have the tools necessary for your success.

Convenient Access

In addition to these services, we provide essential features like ATM & Cash Withdrawal Services, ensuring you can access cash when needed. Our ATM availability allows for basic transactions such as withdrawals and balance checks without any hassle. At Redstone, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to helping you achieve your goals. If you're interested in learning more about how we can assist you or if you're ready to open an account, give us a call at (256) 722-3602 or visit us today! Let's take this journey together towards financial wellness.

Credit Solutions

For those looking to consolidate debt or make unexpected purchases, our Personal Loans are an excellent solution. Our team will help you explore all options available to ensure you find what works best for your situation. Plus, with our Credit Cards with Rewards, not only can you make purchases easily, but you'll also earn rewards along the way perfect for those who love cash back on their everyday spending!

Personal Banking

When it comes to personal banking, we offer flexible Checking & Savings Accounts designed for convenience and accessibility. With our Online & Mobile Banking options, you can easily manage your accounts from anywhere, making it simple to check balances or transfer funds with just a few taps on your phone. This means whether you're at home or on the go, your money is always within reach. If you're thinking about getting behind the wheel of a new car, our Auto Loans & Vehicle Financing options make it easy and affordable. We work with you to find the best rates and terms that fit your budget. And if you're ready to invest in property, our Mortgage Loans & Refinancing services can guide you through purchasing a home or refinancing an existing mortgage to potentially lower your payments.

Digital & Online Banking

At Redstone, we understand that your time is valuable. That's why we offer a variety of digital and online banking services designed to make managing your finances easier and more secure than ever. With our 24/7 online banking options, you can access your accounts anytime, anywhere, ensuring you're always in control. Our online banking platform at https://www.redfcu.org/ provides a user-friendly experience where you can check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, allowing you to view your financial statements electronically rather than waiting for them to arrive in the mail. This not only saves time but is better for the environment too! For those on the go, our mobile application brings all these features right to your fingertips. Whether you're looking to make person-to-person transfers or set up mobile payments, you can do it all from your smartphone. Plus, our app is designed with security in mind, so you can bank with peace of mind knowing your information is safe. While we currently do not offer electronic signature authorization for transactions, our focus remains on providing straightforward and efficient services that meet your needs. And if you're ever in need of assistance or have questions about any of our digital services, our dedicated team is just a phone call away at (256) 722-3602. In summary, at Redstone, we strive to enhance your banking experience through accessible and secure online solutions that fit seamlessly into your busy life. Explore all that we have to offer today at https://www.redfcu.org/!

Financial Strength

Growing Membership Base

We're honored to have a growing member base that trusts us with their finances; currently, we manage a total of 1,408,271 share and deposit accounts. This trust fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 4900 Meridian St Nw Normal Al 35762 or call (256) 722-3602 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Secured

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $74,911,603 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity as well: with $64,191 in used auto loans and $3,792,823,067 in total loans and leases, we're here to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're interested in refinancing any of your current loans or exploring eligibility options for our services, our team is ready to assist you with personalized advice and support. At Redstone, we're committed to making your financial journey as smooth as possible. Contact us today at (256) 722-3602, or visit us at 4900 Meridian St Nw Normal Al 35762 in Normal, AL, to learn more about our loan offerings and how they can benefit you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already helped many members get on the road with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans. Whether you're purchasing a brand-new model or a reliable used vehicle, we provide flexible terms that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand your business. From funding new projects to managing cash flow, we offer tailored solutions that meet the unique needs of local businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678. Our team is here to guide you through the process, ensuring you understand your options for both new purchases and refinancing existing mortgages.

Unsecured Credit Cards

We also recognize the importance of managing everyday expenses effectively. Our unsecured credit card loans total $258,115,936, providing flexible terms that can help you keep your finances on track. With competitive rates and no hidden fees, our credit cards are designed to give you peace of mind while shopping or handling emergencies.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers. By relying on trusted sources, LendMesh guarantees that the information presented is accurate and current.

Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans