Redstone Credit Union Meridianville AL | Quick Personal Loans & Checking

Introduction

Welcome to Redstone, your trusted financial partner in the heart of Meridianville, AL. Located at 12256 Highway 231 431 N, our branch is dedicated to serving you and the surrounding community with a personal touch that makes all the difference. Since our establishment in 1951, we have grown alongside our members, now proudly boasting a total membership of 813,194 individuals who rely on us for their financial needs. At Redstone, we understand that every member's journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages, we've got you covered. With assets totaling an impressive $7,829,722,812 and total deposits amounting to $305,883,216, we are committed to ensuring your money is safe and working for you. Our leadership team, led by CEO Joseph Newberry and Board President Dave Hargrove, believes in fostering strong relationships with our members. We pride ourselves on providing exceptional service through various channels including online and mobile banking options for your convenience. Plus, our drive-thru services make banking even easier when you're on the go! As a member-focused credit union, we aim to positively impact our community while maintaining a solid financial foundation. With a net worth of $1,011,949,770 and cash in hand of $82,312,982, Redstone stands ready to support you whether it's through loans or savings plans tailored just for you. While members can visit us at our branch address above for any inquiries or assistance, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Ready to take the next step towards achieving your financial goals? Feel free to give us a call at 256-837-6110 or visit our website at Redstone to learn more about how we can help you today!

Branch History & Mission

Community Focus

We are proud to support local initiatives and partner with organizations that share our vision of fostering growth and resilience within our community. By participating in outreach programs and providing financial education resources, we strive to uplift every member of Meridianville. In addition to traditional banking services like checking accounts and loans, we offer modern conveniences such as online banking and mobile payments. Our drive-thru service ensures that you can complete your transactions swiftly while enjoying the benefits of personalized support.

Join Us

As we continue this journey together, we invite you to be part of the Redstone family. Experience firsthand how we can assist you in reaching your financial goals while being an active participant in your community. Visit us during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM and discover why so many have chosen Redstone as their trusted credit union. For more information about becoming a member or accessing our services, don't hesitate to reach out at 256-837-6110 or explore our website at Redstone. Together, let's build a brighter future!

Our Legacy

Nestled at 12256 Highway 231 431 N in Meridianville, our branch has become a cornerstone of support and service for many families and businesses in the area. Known for its welcoming atmosphere and commitment to local needs, Redstone has evolved significantly since those early days. We have embraced advancements in technology while remaining true to our core values of community engagement and member service.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services that empower individuals and strengthen communities. We believe that everyone deserves access to quality banking options that help them achieve their dreams. Whether it's through personal banking, auto loans, or business services, Redstone is here to make banking accessible and beneficial for all. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893.

Branch Location & Accessibility

Call to Action

We invite you to come experience the welcoming environment at the Redstone Meridianville Branch! Feel free to call us at 256-837-6110 if you have any questions or need assistance before your visit. We look forward to helping you achieve your financial goals!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 1:00 PM. These hours make it convenient for you to visit us after work or during the weekend when you have more free time.

Parking and Accessibility

We understand how important accessibility is for our members. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can access our services comfortably. If you prefer the convenience of drive-thru banking, you'll be pleased to know that we offer this option for quick deposits and withdrawals without having to leave your vehicle.

Services Offered

At Redstone, we pride ourselves on providing a wide range of personal banking services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we have everything you need under one roof. Plus, our ATM is available for cash withdrawals and balance inquiries whenever you need it. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893 if different matters arise.

Member Eligibility

At Redstone, we believe that everyone deserves a chance to thrive in a supportive financial community. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the areas we serve. This includes individuals in Madison County and surrounding regions. By joining our family, you gain access to a variety of financial services designed to help you reach your goals whether it's saving for a dream vacation, purchasing a new car, or planning for retirement. To get started on your membership journey at Redstone, you can visit us at our convenient location: 12256 Highway 231 431 N Meridianville Al 35759. We're here to help you every step of the way! For more detailed information about eligibility requirements, feel free to check out our resource page at https://www.redfcu.org/become-a-member/. If you're ready to open an account, simply follow this link: https://www.redfcu.org/become-a-member/member_app_check/. Have questions? Don't hesitate to give us a call at (256) 837-6110. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's market, having reliable merchant services can streamline your operations. Imagine being able to accept payments quickly and securely, all while keeping track of your sales in real time. Our merchant services make this possible, allowing you to focus on what you do best running your business. Located at 12256 Highway 231 431 N Meridianville Al 35759, Meridianville, AL, our team is ready to assist you with personalized service and expert advice tailored to meet the unique needs of your business. Visit us or call (256) 837-6110 today to learn more about how we can help you thrive!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Running a business comes with its own set of challenges. That's why we offer Business Banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools and resources to support your success.

Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. From transferring funds between accounts to paying bills with just a few taps on your smartphone, banking has never been easier. Plus, with access to ATMs for cash withdrawals and basic drive-thru banking services for simple transactions like deposits and withdrawals, we've got you covered no matter how you prefer to bank.

Get Started Today!

Ready to explore all that Redstone has to offer? Whether you're interested in opening an account or applying for a loan, we're here to help! Feel free to reach out at (256) 837-6110 during our operating hours from Monday through Friday 9:00 am - 5:00 pm and Saturday 9:00 am - 1:00 pm. We look forward to assisting you on your financial journey!

Loans and Financing

Need a new vehicle? Our Auto Loans & Vehicle Financing make it easy to drive off in your dream car without breaking the bank. Picture this: You find the perfect car, and with our straightforward loan process, you can secure financing quickly, allowing you to focus on enjoying your new ride. If you're looking to buy a home or refinance your existing mortgage, our Mortgage Loans & Refinancing services provide flexible options tailored to fit your situation. For those unexpected expenses or plans that require extra cash, our Personal Loans & Debt Consolidation solutions can help ease financial burdens. And if you're looking for rewards on your purchases, check out our Credit Cards with Rewards great for anyone who loves to earn while they spend.

Personal Banking

Whether you're looking to save for a rainy day or manage your everyday spending, our Personal Banking options include checking and savings accounts designed with you in mind. Imagine having a checking account that not only helps you track your daily expenses but also allows you to set aside money for future goals. With our competitive interest rates, your savings can grow while you enjoy peace of mind.

Digital & Online Banking

At Redstone, we understand that convenience and security are vital in today's fast-paced world. That's why our digital and online banking services are designed to make your banking experience as smooth and accessible as possible. With our 24/7 online banking services available at https://www.redfcu.org/, you can manage your finances whenever and wherever you want. Need to check your balance or transfer funds? It's all just a click away! Plus, with features like e-statements, you can stay organized and keep track of your financial activities without the clutter of paper statements. If you're always on the go, our mobile application is here to help. It allows you to access your accounts right from your smartphone, making banking easier than ever. You can even use our mobile payments feature to make quick purchases directly from your device no cash or card needed! Sending money to friends or family is a breeze with our person-to-person transfers. Whether you're splitting a dinner bill or sending a gift, this service ensures that your money reaches them instantly. At Redstone, we prioritize your security. While we currently do not offer electronic signature authorization, rest assured that all transactions made through our online platforms are protected with robust security measures. This way, you can focus on what matters most managing your finances with peace of mind. Join us at Redstone for an easy and secure digital banking experience that fits right into your lifestyle. Visit us online at https://www.redfcu.org/ to explore all the ways we can support your financial needs!

Financial Strength

Commitment to Growth and Innovation

Our commitment to growth is evident with $930,357,877 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $64,191 in used auto loans and $3,792,823,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

With a total of 1,408,271 share accounts, we are proud of the strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $22,815,063, further demonstrating our ability to support your banking needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 12256 Highway 231 431 N Meridianville Al 35759 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $19,393,722 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide flexible terms that cater to your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We recognize that running a business comes with its own set of challenges and opportunities, and we're here to support you every step of the way.

Credit Lines

Need extra flexibility? Our total credit lines amounting to $1,817,707,759 ensure you have access to funds when you need them most. This type of financing can be particularly useful for managing cash flow or covering unexpected costs without hassle. At Redstone, we prioritize your financial well-being and aim to provide tailored solutions that fit your lifestyle. Don't hesitate to reach out if you have questions about our loan products or if you're interested in refinancing options! You can contact us at (256) 837-6110 or visit us at our branch located at 12256 Highway 231 431 N Meridianville Al 35759 in Meridianville, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. Our team is ready to guide you through the mortgage process, ensuring you find the right plan for your needs.

Unsecured Credit Card Loans

Managing finances can sometimes be tricky. We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. This product allows you to handle unexpected expenses with ease while building your credit history.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory guidelines ensures that all loan offers presented are fair and transparent. Users can trust that the information provided reflects current market conditions and lender practices.

REDSTONE FEDERAL CREDIT UNION - Meridianville, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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