Redstone Credit Union Madison AL | Quick Personal Loans & Checking

Introduction

Welcome to Redstone at Bob Jones High School, your trusted financial partner located at 650 Hughes Rd, Madison, AL 35758. Since our establishment in 1951, we have proudly served over 813,194 members, helping them achieve their financial goals with a commitment to community and member satisfaction. Our total assets stand strong at $7,829,722,812, reflecting our stability and dedication to providing exceptional services. At Redstone, we understand the importance of accessible banking. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. With a total deposit base of $305,883,216 and a cash reserve of $82,312,982, our members can trust that their finances are safe and sound. Our leadership team is dedicated to ensuring your experience with us is positive. Led by CEO Joseph Newberry and Board President Dave Hargrove, our staff of 1,350 employees is here to provide personalized support tailored to your unique needs. We believe in making banking easy and convenient; that's why we offer online and mobile banking options for seamless access to your accounts. For any official correspondence, please note that while you can visit us at our branch address, mail should be directed to 220 Wynn Drive, Huntsville, AL 35893. We invite you to explore what makes Redstone special! Feel free to contact us at 256-772-7852 or visit our website at Redstone for more information about becoming a member or opening an account. Join us today and experience the benefits of being part of a community-focused credit union!

Branch History & Mission

At Redstone, we take pride in our rich history and the strong foundation we've built since our inception in 1951. Located at 650 Hughes Rd, Madison, AL 35758, our branch has grown alongside the community, evolving to meet the changing needs of our members. Over the years, we have welcomed over 813,194 members into our family, each one contributing to our vibrant community spirit. Our mission is straightforward yet profound: to provide exceptional financial services while being a trusted partner in the lives of our members. We believe that everyone deserves access to quality banking options that can help them achieve their financial goals. This commitment drives us to offer a wide range of services, including personal banking, auto loans, mortgage loans, and business banking solutions. While you can visit us at our branch for personalized service during our lobby hours from 11:50 AM to 1:30 PM on weekdays, we also understand that life can be busy. That's why we prioritize accessibility and convenience through online and mobile banking options. We strive to ensure that all members can manage their finances easily and securely. Our journey has been marked by significant milestones and achievements. With total assets exceeding $7,829,722,812, we are proud to be a cornerstone of financial stability within Madison and beyond. Our commitment extends beyond just numbers; we actively engage in community outreach programs and partnerships designed to uplift those around us. For any official correspondence, please send your letters to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Although we currently do not have ATM or drive-thru services available at this branch, we are dedicated to ensuring that your banking experience remains positive and fulfilling. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of membership with Redstone. Whether you're looking for personal banking solutions or seeking support for your business needs, we're here for you every step of the way. Come visit us or reach out at 256-772-7852; let's work together towards a brighter financial future!

Branch Location & Accessibility

Welcome to Redstone at Bob Jones High School, your friendly financial partner located right at 650 Hughes Rd in Madison, AL. We understand that convenience matters, which is why our branch is easily accessible for all your banking needs. Situated near local landmarks, you'll find us just a stone's throw away from the bustling heart of Madison, making it simple to pop in during your day. While members can visit us at 650 Hughes Rd, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking space to ensure everyone can reach us comfortably. Our lobby hours are from Monday to Friday, opening at 11:50 AM and closing at 1:30 PM. Please note that these hours may vary due to school functions or weather conditions. Even though we don't have an ATM or drive-thru service available right now, our team is dedicated to providing personal assistance inside the branch. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, and even business banking solutions. We invite you to stop by or call us at 256-772-7852 with any questions or to learn more about how we can assist you. Come experience the welcoming atmosphere of Redstone we look forward to serving you!

Member Eligibility

Becoming a member of Redstone is like joining a welcoming community where your financial well-being is the priority. If you live, work, or attend school in the areas we serve, you're likely already eligible! We're here to support anyone who connects with us through our shared values. Whether you're looking for personal banking solutions or just want to be part of something bigger, Redstone has so much to offer. You can easily find out more about the specific eligibility criteria by visiting our website at https://www.redfcu.org/become-a-member/. Ready to take the next step? Opening an account at Redstone is simple! Just follow the instructions on our account opening page at https://www.redfcu.org/become-a-member/member_app_check/. If you have any questions along the way, don't hesitate to reach out to us at (256) 772-7852. We can't wait to welcome you into our family at Redstone, located right at 650 Hughes Rd Madison Al 35758!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Empowering Your Transactions

In addition to loans, our merchant services simplify payment processing, enabling you to focus on what matters most running your business. Imagine a local café using our services to accept payments easily, allowing them to serve more customers without hassle. That's the kind of efficiency we bring to your operations. Visit us at 650 Hughes Rd Madison Al 35758 in Madison, AL, or call us at (256) 772-7852 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking

We also take pride in serving local businesses through our Business Banking services. From Merchant Services that simplify transactions to tailored Business Loans, we are here to support your entrepreneurial ambitions and help you grow.

Digital Banking Convenience

In today's fast-paced world, managing finances on the go is essential. Our Online and Mobile Banking features provide 24/7 access to your accounts from anywhere. With tools like mobile payments and person-to-person transfers, paying bills or splitting costs with friends has never been easier. While we currently do not have ATMs or drive-thru services at this branch, our online services ensure that managing your money is always within reach.

Get Started Today!

Ready to explore how Redstone can assist you? Our friendly staff is eager to help answer any questions you may have about our offerings. Feel free to contact us at (256) 772-7852 or visit us in person at 650 Hughes Rd Madison Al 35758 in Madison, AL. Whether you're opening an account or seeking advice on loans, we're committed to making your banking experience as smooth as possible. Join us today and experience the difference that personalized service makes!

Lending Solutions

Life can throw unexpected expenses your way, which is where our Personal Loans and Debt Consolidation come in handy. These loans offer an efficient way to manage existing debts or fund personal projects without stress. Additionally, our Credit Cards with Rewards allow you to earn while you spend, making everyday purchases even more rewarding.

Personal Banking

Managing your finances can be simple with our personal banking options. We offer Checking and Savings Accounts that cater to your lifestyle, making it easy to save for a rainy day or manage daily expenses. Imagine the convenience of having an account that fits your needs perfectly! For those considering purchasing a vehicle, our Auto Loans and Vehicle Financing provide competitive rates and flexible terms, so you can drive off in the car you love without breaking the bank. If you're eyeing a new home, we also have Mortgage Loans and Refinancing available, ensuring you find the right fit for your housing dreams.

Digital & Online Banking

At Redstone, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our platform, you can bank anytime, anywhere, ensuring you have control over your finances right at your fingertips. Our online banking services are available 24/7 at https://www.redfcu.org/, allowing you to check your balance, pay bills, and transfer funds with ease. Need to send money quickly? Our person-to-person transfer feature makes it easy to send cash to friends or family without any hassle. Plus, if you're always on the go, our mobile application lets you manage your accounts directly from your smartphone. We prioritize your security and convenience. While we don't currently offer electronic signature authorization, we do provide e-statements for a more eco-friendly way to keep track of your account activity. You can access these statements anytime through our online portal. If you're interested in making payments easier, you'll love our mobile payments feature. It allows you to make purchases directly from your phone, adding another layer of convenience to your banking experience. At Redstone, we believe banking should be accessible and user-friendly. Whether you're checking balances late at night or making payments during lunch breaks, our digital services are designed to help you manage your money effectively and securely. Join us today and explore how our online banking solutions can simplify your financial life!

Financial Strength

Commitment to Growth

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $64,191 in used auto loans and $3,792,823,067 in total loans and leases, supporting your financial goals across various sectors.

Growing Trust

Total Share and Deposit Accounts: 1,408,271, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $22,815,063, further demonstrating our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 650 Hughes Rd Madison Al 35758 or call (256) 772-7852 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $74,911,603 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,318 full-time employees and 32 part-time employees ready to assist you with knowledgeable support.

Solid Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you find the right fit for your budget.

Credit Lines and Business Loans

For those looking for more flexibility or business owners needing capital, we provide credit lines totaling $1,817,707,759. Additionally, our outstanding commercial loans totaling $340,720,719 are tailored to help businesses grow and thrive. At Redstone, we prioritize your financial well-being and are here to assist you every step of the way. If you're considering refinancing or exploring eligibility options for any of our loan products, feel free to reach out. To learn more about how we can support your financial journey, give us a call at (256) 772-7852, or visit us at 650 Hughes Rd Madison Al 35758 in Madison, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to turn your aspirations into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home you've always wanted.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $258,115,936 in loans helping members manage their finances effectively, our cards come with flexible terms and rewards that can benefit you in your daily purchases.

Loan Aggregator

Building Trust Through User Experience

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this reinforce LendMesh's reputation as a reliable tool for navigating the loan landscape.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. LendMesh's commitment to accuracy is evident in several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly.

Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans