Redstone Credit Union Madison AL | Quick Personal Loans & ATM Access

Introduction

Welcome to Redstone, your trusted credit union located at 12157 County Line Rd, Madison, AL 35758. Since opening our doors in 1951, we have been dedicated to serving our community and supporting our members through a variety of financial services. With a robust membership of 813,194 individuals, we pride ourselves on being more than just a financial institution; we are your partner in achieving financial wellness. At Redstone, we manage a total asset base of $7,829,722,812, demonstrating our commitment to stability and growth. Our members benefit from significant resources, including $305,883,216 in total deposits and $82,312,982 in cash available to meet your needs. We offer a diverse range of loans over 253,472 loans and leases are currently held by our credit union tailored to help you with everything from buying a new car to financing your dream home. While you can visit us directly at our branch on County Line Rd for any banking needs, please note that official correspondence should be sent to our mailing address at 220 Wynn Dr, Huntsville, AL 35893. Our team of friendly professionals is here for you Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Led by CEO Joseph Newberry and Board President Dave Hargrove, our dedicated staff of 1,350 employees works tirelessly to provide exceptional service. Whether you're interested in personal banking options like checking and savings accounts or need support for business banking solutions, we are here to assist you every step of the way. Join us at Redstone today! Visit our website at redfcu.org or give us a call at 256-837-6110. We look forward to helping you achieve your financial goals!

Branch History & Mission

A Modern Approach

As part of our dedication to serving you better, we have embraced digital advancements that make banking more convenient than ever. With options like online banking and mobile payments available, managing your finances has never been easier. Our branch is also ADA compliant and equipped with an ATM for quick access to cash. While members can visit us at 12157 County Line Rd, official correspondence should be sent to 220 Wynn Dr, Huntsville, AL 35893. For any inquiries or assistance, feel free to reach out at 256-837-6110 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. We invite you to join the Redstone family today! Experience firsthand the benefits of becoming a member of a credit union that truly cares about your financial well-being and the community it serves. Together, let's build a brighter future!

Our Mission

At Redstone, our mission is clear: we strive to empower individuals and families by providing them with the tools they need to achieve their financial goals. We believe that everyone deserves access to quality financial products and exceptional service. We are dedicated not only to helping you save money but also to supporting you through life's challenges. Our commitment extends beyond just banking services; we actively engage with our community through various outreach programs and partnerships. From financial literacy workshops to local charity events, we aim to uplift those around us while creating lasting connections.

Branch Location & Accessibility

Additional Features

We also offer ATM availability for those who prefer self-service banking. Whether you need cash or want to check your balance, our ATM is here for you. While members can visit us at 12157 County Line Rd, official correspondence should be sent to our mailing address at 220 Wynn Dr, Huntsville, AL 35893. If you're interested in a wide range of financial services ranging from personal banking options like checking and savings accounts to auto loans and mortgage refinancing Redstone has got you covered. Our friendly team is ready to assist you with any questions or services you might need.

Convenient Access and Services

At Redstone, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services with ease. Parking is ample and convenient, so you can park close to the entrance without hassle. Our operating hours are designed to fit into your busy schedule: we're open Monday through Friday from 9 AM to 5 PM, and on Saturday from 9 AM to 1 PM, perfect for those who need a little extra time during the week. If you're looking for a quick transaction, our drive-thru service allows you to handle deposits, withdrawals, and other simple transactions without leaving your vehicle.

Join Us Today!

We invite you to stop by Redstone today or give us a call at 256-837-6110! We're eager to help you achieve your financial goals in a warm and welcoming environment. Come experience the difference with us!

Member Eligibility

Becoming a member of Redstone is like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, or worship in the Madison area, you're already on your way to enjoying all the benefits we offer! We believe everyone should have access to our services, so as long as you meet the basic eligibility requirements, which you can read more about at https://www.redfcu.org/become-a-member/, we're excited to welcome you aboard. Opening an account is a breeze! Just visit us at our branch located at 12157 County Line Rd Madison Al 35758, or give us a call at (256) 837-6110 for assistance. Our friendly staff is here to help you navigate the process and answer any questions you may have. Whether you're looking for personal banking options or business services, we've got something for everyone. Join us today and experience the difference that being part of Redstone can make in your financial journey! For more information on how to get started, check out our account opening details here: https://www.redfcu.org/become-a-member/member_app_check/.

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, our merchant services help streamline transactions for your business. Imagine having a reliable payment processing system that ensures quick and secure payments from your customers. Whether you run a retail shop or a service-based business, our tools can simplify your operations and enhance customer satisfaction. Choose Redstone as your partner in growth. Visit us at 12157 County Line Rd Madison Al 35758 or call us at (256) 837-6110 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking Options

For our business members, we provide essential services tailored to help your business thrive. From merchant services that simplify transactions to business loans designed to support growth, we're dedicated to seeing local businesses succeed.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, everything is just a few taps away on your smartphone or computer. Additionally, our ATMs provide easy access for cash withdrawals and balance checks without any hassle. With basic drive-thru banking available for deposits and withdrawals, getting the help you need has never been easier!

Personal Banking Solutions

Whether you're just starting out or looking to grow your savings, our personal banking options are designed with you in mind. We offer checking and savings accounts that help you manage your daily finances while earning interest on your deposits. Imagine having a reliable account where you can easily keep track of your spending and saving goals! When it comes to financing major purchases like a car or home, we have you covered too. Our auto loans and vehicle financing options provide flexible terms that fit your budget, making it easier for you to get behind the wheel of your dream car. If you're thinking about buying a home, check out our mortgage loans and refinancing services. We guide you through the process so you can find the best loan for your situation.

Support for Your Financial Needs

Life can throw unexpected expenses your way, which is why we also offer personal loans and debt consolidation solutions. Whether it's funding a special project or managing existing debts, our team is here to help you navigate these challenges with ease. Don't forget about our credit cards with rewards! Enjoy benefits on every purchase while building your credit score over time. It's a win-win situation that helps you get more from your everyday spending.

Visit Us Today!

At Redstone, we're committed to making banking simple and accessible for everyone in the community. If you're interested in learning more about how our services can benefit you or if you want personalized assistance, don't hesitate to call us at (256) 837-6110 or visit us at 12157 County Line Rd Madison Al 35758. Join us today on this financial journey your future starts here!

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, pay bills, and transfer funds without stepping foot in a branch. Our user-friendly interface makes it easy to navigate, so you can manage your money efficiently. Plus, with e-statements available, you can go green by opting for paperless statements saving trees while staying organized. Want to send money to friends or family? Our person-to-person transfers feature allows you to do just that with just a few taps on your mobile device. And speaking of mobile devices, our mobile application is designed for convenience, letting you perform banking tasks wherever you are. You can even make purchases quickly and securely with our mobile payments feature.

Security Matters

We know how important security is when it comes to banking online. That's why we prioritize the safety of your information through advanced security measures. While we don't currently offer electronic signature authorization for transactions, rest assured that your data is protected every step of the way. In summary, whether you're checking your account balance or sending money to a friend, our digital banking solutions at Redstone are tailored to provide accessibility and ease-of-use without compromising security. Join us today and experience the convenience of modern banking!

Financial Strength

At Redstone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to report strong financial health, which allows us to serve our community effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,011,949,770, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $64,191 in used auto loans and $3,792,823,067 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $74,911,603, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending and investments amount to $22,815,063, which further illustrates our commitment to supporting your financial needs. With a growing member base of 1,408,271, it's clear that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 12157 County Line Rd Madison Al 35758 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to get behind the wheel.

Business Financing

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges, and we're here to support you with financing solutions tailored specifically for your needs. At Redstone, we believe everyone deserves access to reliable financial services. If you're interested in any of our loan products or want more information about refinancing options, please reach out to us at (256) 837-6110 or visit us at our branch located at 12157 County Line Rd Madison Al 35758 in Madison, AL. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. Additionally, if you're looking for a personal loan for debt consolidation or unexpected expenses, we have options available to fit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans