Redstone Credit Union Madison AL | Quick Personal Loans & Checking Accounts

Introduction

Welcome to Redstone, your trusted partner in financial success, located at 4005 Lawson Ridge Dr, Madison, AL 35757. Since our establishment in 1951, we have proudly served our community with a commitment to providing exceptional banking services and support to our members. With a total membership of over 813,194 individuals, we strive to create a welcoming atmosphere where everyone feels valued. At Redstone, we understand that financial decisions can be daunting, which is why our dedicated team is here to help you navigate through options like checking and savings accounts, auto loans, mortgage financing, and personal loans. With total assets exceeding $7.8 billion and total deposits of $305,883,216, you can trust that your finances are in safe hands. Our leadership team, led by CEO Joseph Newberry and Board President Dave Hargrove, works tirelessly to ensure that Redstone remains a pillar of strength in the community. We take pride in our ability to provide personalized service and maintain transparency in all our operations. Our cash reserves of $82,312,982 and net worth of $1,011,949,770 reflect our solid foundation and commitment to your financial well-being. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 220 Wynn Drive, Huntsville, AL 35893. Feel free to reach out with any questions at 256-837-6110 or explore more about our services on our website at www.redfcu.org. Join us today and experience the difference that comes with being part of a community-focused credit union that truly cares about your financial future!

Branch History & Mission

At Redstone, our story began in 1951, when a small group of forward-thinking individuals in Madison, AL, came together with a vision to create a financial institution that truly served its members. Over the decades, we have grown from those humble beginnings into a vibrant community credit union with over 813,194 members and total assets exceeding $7.8 billion. Our branch at 4005 Lawson Ridge Dr, Madison, AL 35757 has become a cornerstone for local families and businesses alike. Redstone's mission is simple yet powerful: to provide accessible financial services while fostering a spirit of community support and engagement. We believe that everyone deserves the opportunity to achieve their financial goals and improve their quality of life. By offering personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards, we strive to meet the diverse needs of our members. Our commitment to the community goes beyond just banking. Redstone is deeply involved in outreach efforts, partnering with local organizations to support education, health initiatives, and economic development. We understand that strong communities build strong families, and we are proud to play our part in enhancing the lives of those around us. As we embrace modern advancements in technology, we ensure that our services remain user-friendly and accessible. Members can enjoy features like online banking and mobile payments while also benefiting from ADA-compliant facilities at our branch. Whether you choose to visit us during our convenient operating hours Monday through Friday from 9:00 AM to 5:00 PM or Saturday from 9:00 AM to 1:00 PM or prefer the ease of our drive-thru service for quick transactions, we are here for you. While members can visit us at 4005 Lawson Ridge Dr for all their banking needs, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. For any inquiries or assistance, feel free to reach out by calling us at 256-837-6110. Join us at Redstone today and experience firsthand the difference a member-focused credit union can make in your financial journey. Together, we can build a brighter future for ourselves and our community!

Branch Location & Accessibility

Welcome to the Redstone branch located at 4005 Lawson Ridge Dr in Madison, Alabama! Our branch is designed with your convenience in mind, making it easy for you to access all of your banking needs. Just a short drive from popular spots like the Madison City Park and close to local schools, we are perfectly situated to serve our members in the area. For any official correspondence, please send mail to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. While you're here, you'll find plenty of parking available right outside our doors, ensuring that your visit is hassle-free. Our branch is also ADA-compliant, featuring ramps and accessible entrances so everyone can enjoy easy access to our services. We invite you to visit us during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Whether you're looking to open a new account, apply for an auto loan, or simply ask a question about your existing accounts, our friendly staff is ready to assist you. You'll be pleased to know that we offer an ATM on-site for quick cash withdrawals and balance checks. Plus, with our drive-thru service available, completing simple transactions has never been easier. From checking and savings accounts to personal loans and credit cards with rewards, we have a range of services tailored just for you. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 256-837-6110. We look forward to welcoming you at Redstone!

Member Eligibility

Becoming a member of Redstone means joining a supportive community that values your financial well-being. If you're looking to open an account, you'll be pleased to know that eligibility is quite accessible. Typically, membership is open to individuals who live, work, worship, or attend school in the areas we serve. We believe everyone deserves a chance at great financial services, so if you meet these criteria, you're likely eligible! For more specific details on eligibility, feel free to check out our website at https://www.redfcu.org/become-a-member/. Once you've confirmed your eligibility, opening an account is simple and straightforward. You can start the process online by visiting https://www.redfcu.org/become-a-member/member_app_check/, or if you prefer personal assistance, give us a call at (256) 837-6110. We're here to help every step of the way! Join us at our branch located at 4005 Lawson Ridge Dr Madison Al 35757, and let's work together to achieve your financial goals.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine running your store seamlessly accepting payments easily and efficiently. Our tools help you focus on what matters most: growing your business. With features like mobile payments and online banking, managing your finances has never been easier. Visit us at 4005 Lawson Ridge Dr Madison Al 35757, Madison, AL, or call us at (256) 837-6110 to learn how we can help you achieve your business goals!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, our Business Banking services include merchant services and business loans designed to help you grow. From managing day-to-day transactions with ease to securing funding for expansion, we've got your business covered.

Convenient Access

Accessing your account has never been easier! With our Online & Mobile Banking, you can enjoy 24/7 access right from your device. Need cash? Use our ATM services for quick withdrawals and balance checks without hassle. If you prefer in-person service, visit us at our branch located at 4005 Lawson Ridge Dr Madison Al 35757, where our friendly staff is ready to assist with deposits, withdrawals, and other simple transactions via our drive-thru service. No matter what financial goals you have in mind, Redstone is dedicated to providing comprehensive services that cater to every aspect of your financial life. Feel free to reach out at (256) 837-6110 if you have any questions or if you'd like more information about how we can help you achieve your financial dreams. Ready to get started? Visit us today or explore more about becoming a member at our website. Your journey toward financial empowerment begins here!

Credit Cards

We also offer Credit Cards with Rewards, perfect for those who want to earn benefits while making everyday purchases. Whether it's cash back or travel rewards, we have options that suit various lifestyles.

Home Financing

When it comes to owning a home, our Mortgage Loans & Refinancing services can guide you through the process with ease. Whether you're buying your first home or refinancing an existing mortgage for better rates, our team will work with you every step of the way.

Personal Banking

For individuals and families, we offer Personal Banking solutions that include checking and savings accounts designed to help you manage your daily finances effortlessly. Imagine having easy access to your money through our online and mobile banking platforms, allowing you to check balances, pay bills, and transfer funds right from your smartphone or computer. If you're considering a new vehicle or looking to refinance an existing loan, our Auto Loans & Vehicle Financing options make it simple. We understand that purchasing a car is a big decision, and we're here to support you with competitive rates and flexible terms.

Personal Loans

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation options can provide the financial relief you need. Picture consolidating multiple debts into one manageable payment it's easier than you think!

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform, accessible at https://www.redfcu.org/, offers a range of features tailored to fit your needs. You can enjoy 24/7 online banking services, allowing you to check balances, transfer funds, and pay bills at your convenience. Plus, with e-statements available, you can go green and keep track of your finances without the clutter of paper statements. For those on the go, our mobile application makes banking even more accessible. Whether you want to make person-to-person transfers or set up mobile payments, our app has got you covered. Enjoy the freedom to make transactions quickly and securely right from your smartphone.

Security and User-Friendly Experience

We take your security seriously. While we currently do not offer electronic signature authorization, we ensure that all transactions through our platform are protected with robust security measures. This way, you can bank with peace of mind knowing that your information is safe. Navigating our digital banking services is straightforward and user-friendly. Whether you're tech-savvy or new to online banking, you'll find it easy to manage your accounts in real time. We're committed to making sure that every member feels confident using our services. In summary, Redstone offers a comprehensive suite of digital and online banking solutions designed for convenience and security. Explore all the benefits today by visiting https://www.redfcu.org/ and take control of your financial journey!

Financial Strength

Growing Together

As of now, we have a strong member base with a total of 1,408,271 share accounts. This reflects the trust our community places in us as their go-to credit union. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 4005 Lawson Ridge Dr Madison Al 35757 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

Our commitment to our members is reflected in our $930,357,877 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $64,191 in used auto loans and $3,792,823,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us. We hold $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a reported $19,393,722. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees who are always ready to assist you with knowledgeable service.

Solid Financial Foundation

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience smooth and straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We understand the unique challenges businesses face, and our team is here to support you with competitive rates and personalized service.

Eligibility and Refinancing Options

If you're interested in any of our loan products, check out our eligibility options here. We also offer refinancing options for those looking to improve their current loan terms or consolidate debt into one manageable payment. For more information about our loan offerings or to speak with a representative, feel free to call us at (256) 837-6110. We're located at 4005 Lawson Ridge Dr Madison Al 35757 in Madison, AL, and we're here to help you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, we have solutions tailored for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. These cards come with various benefits that can assist in budgeting and controlling spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates and terms presented are genuine. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You will find all options laid out equally, allowing for straightforward comparisons. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature helps you stay ahead in finding the best deal available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of using LendMesh as your go-to comparison tool. Ready to take control of your loan options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh ensures that the loan comparisons are accurate and trustworthy. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer you see is fair and transparent, giving you peace of mind as you make your financial decisions.

REDSTONE FEDERAL CREDIT UNION - Madison, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Madison, AL (35757)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Key Features of Our Digital Banking Services

Security and User-Friendly Experience

Financial Strength

Growing Together

Investing Back into Our Community

Member-Centric Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Eligibility and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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