Redstone Credit Union Madison AL | Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to Redstone, your trusted financial partner located at 11306 County Line Rd, Madison, AL 35756. Since our establishment in 1951, we have been dedicated to serving our community with a strong focus on building lasting relationships and providing exceptional financial services. With over 813,194 members and total assets exceeding $7.8 billion, we pride ourselves on being a pillar of support for both individuals and businesses in the Madison area. At Redstone, we understand that every member's financial journey is unique. That's why we offer a diverse range of products tailored to meet your specific needs, whether it's personal banking, auto loans, mortgages, or business financing solutions. As of now, our total deposits stand at an impressive $305,883,216, demonstrating the trust our members place in us. Our team is led by CEO Joseph Newberry and Board President Dave Hargrove, who are committed to ensuring that your experience with us is both rewarding and enriching. With 1350 employees dedicated to serving you, we strive to create a friendly atmosphere where you can feel confident in making financial decisions. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. If you have any questions or need assistance, please don't hesitate to reach out to us at 256-656-0396. Join us today at Redstone and discover how we can help you achieve your financial goals! For more information about our services or to become a member, visit our website at redfcu.org. We look forward to welcoming you into our community!

Branch History & Mission

Welcome to the story of Redstone, a vibrant part of the Madison, AL community since its inception in 1951. Over the decades, our branch has evolved significantly, growing from a small credit union into a trusted financial partner for 813,194 members. We are proud to call 11306 County Line Rd, Madison, AL 35756 our home, where we serve our community with dedication and passion. Our mission at Redstone is simple yet powerful: to empower our members by providing quality financial services while fostering strong community connections. We believe that financial well-being is essential for everyone, and we strive to offer products that meet those needs from checking and savings accounts to auto loans and personal financing options. Our commitment extends beyond transactions; we aim to uplift our community through partnerships and outreach efforts that support local initiatives. Throughout our history, we've reached many milestones that reflect our growth and adaptability. Today, we proudly manage total assets of $7,829,722,812, ensuring that we have the resources to support our members' dreams and goals. As a member-focused organization, we prioritize your experience with us offering convenient online banking services and mobile applications to make managing your finances easier than ever. While members can visit us at 11306 County Line Rd, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. This allows us to keep communications streamlined while continuing to serve you effectively. In addition to providing traditional banking services without an ATM or drive-thru option, Redstone is committed to enhancing accessibility for all members. We ensure ADA compliance in all our facilities so that everyone feels welcome and supported when they come through our doors during lobby hours from 11:40 AM to 1:40 PM, Monday through Friday. At Redstone, we understand that being a good neighbor means supporting each other. That's why we engage in community outreach efforts aimed at making a positive impact locally. Whether it's sponsoring events or partnering with local organizations, we're dedicated to fostering a sense of belonging among our members. Join us today at Redstone and discover how we can help you achieve your financial dreams while being part of a supportive community network. Experience the difference that comes from being a member of an institution that truly cares about your success! For more information on becoming a member or opening an account, visit our website or call us at 256-656-0396.

Branch Location & Accessibility

Welcome to the Redstone branch located at 11306 County Line Rd, Madison, AL 35756! Our branch is conveniently situated near local landmarks that make it easy to stop by while you go about your day. Whether you're heading to James Clemens High School or enjoying a moment at the nearby parks, we're just around the corner, ready to assist you with all your banking needs. At our Madison branch, we pride ourselves on being accessible and welcoming for everyone. While we don't have an ATM or drive-thru service at this location, our lobby hours are designed to fit your schedule open Monday through Friday from 11:40 AM to 1:40 PM. If you ever need assistance outside of these hours, please feel free to give us a call at 256-656-0396. For those who prefer a little extra comfort during their visit, we've ensured our facilities are ADA compliant, making it easier for everyone to access our services. Please note that while members can visit us at our branch address for in-person services, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. We're here to help you with a variety of services including checking and savings accounts, auto loans, personal loans, and more all tailored to meet your financial needs. We invite you to come visit us soon! Your financial journey starts here at Redstone!

Member Eligibility

Joining the Redstone community is more than just opening an account it's about becoming part of a supportive family that cares about your financial journey. To become a member, you'll need to meet a few simple eligibility requirements. If you live, work, worship, or attend school in the areas served by us, you're likely eligible to join! Plus, we welcome family members of existing members as well. This means that whether you're looking for personal banking options or want to save for the future, Redstone is here to help you every step of the way. Getting started is easy! You can find more details about the eligibility criteria on our website at https://www.redfcu.org/become-a-member/, where you'll also discover how straightforward it is to open an account with us. If you have any questions or would like assistance during the process, don't hesitate to reach out at (256) 656-0396. We're excited to have you join us at our branch located at 11306 County Line Rd Madison Al 35756!

Business Banking & Commercial Services

At Redstone, we understand that every business has unique needs and dreams. Whether you're just starting out or looking to expand, we provide tailored solutions to help you succeed. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services can simplify your operations. Imagine easily accepting payments from customers, managing transactions online, and streamlining your cash flow all designed to let you focus on what matters most: running your business. Visit us at 11306 County Line Rd Madison Al 35756, Madison, AL or call us at (256) 656-0396 to learn how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, look no further than our auto loans and vehicle financing options. We offer competitive rates that can help make your dream car a reality without breaking the bank. Picture driving away in your new car with a loan that fits comfortably within your budget, allowing you to enjoy every mile.

Business Banking

For entrepreneurs and business owners in our community, we provide comprehensive business banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the resources to support your success.

Credit Cards with Rewards

Shopping just got better with our credit cards that offer rewards! Enjoy cashback or points on purchases perfect for treating yourself or saving up for something special. With each swipe, you're not just spending; you're earning rewards that add value to your everyday life.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Redstone, we're here to support you on that journey with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our knowledgeable staff will guide you through every step. Imagine settling into a home that suits your family's needs while benefiting from favorable mortgage rates.

Online & Mobile Banking

In today's fast-paced world, having access to your finances at any time is crucial. Our online and mobile banking features allow you to check balances, make transfers, and pay bills from anywhere right from the palm of your hand! At Redstone, we strive to make banking accessible and straightforward for everyone in Madison. Our friendly team is always ready to assist you with any questions or concerns you may have about our services. Ready to take the next step? Reach out to us at (256) 656-0396 or visit us at 11306 County Line Rd Madison Al 35756 today! We look forward to helping you navigate all your financial needs with ease.

Personal Banking

When it comes to personal banking, we offer various options to fit your lifestyle. Our checking and savings accounts provide a solid foundation for managing your daily finances while helping you save for those special moments. Imagine having the flexibility to access your funds anytime through our user-friendly online and mobile banking platforms. With easy transfers and bill payments, managing your money has never been more convenient.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and that's where our personal loans come in handy. Whether it's for home repairs or medical bills, we provide flexible personal loan options to cover those costs. If you're juggling multiple debts, consider our debt consolidation services. With one manageable monthly payment, you can simplify your finances and reduce stress.

Digital & Online Banking

Convenient Online Banking Services

Our online banking platform is available 24/7 at https://www.redfcu.org/. This means you can check your balances, view transactions, and manage your accounts whenever it suits you best. Plus, with our person-to-person transfer feature, sending money to friends or family is quick and easy. You won't need cash or checks just a few taps on your mobile device.

Mobile Application Benefits

With our mobile application, banking has never been more convenient. Whether you want to deposit checks or make payments using our mobile payments feature, everything is right at your fingertips. The app is user-friendly and designed for ease of use so that you can navigate through your financial tasks without any hassle.

Secure and Accessible Features

Your security is our priority. While we currently do not offer electronic signature authorization, we ensure that all transactions are protected with advanced security measures. Additionally, our e-statements feature allows you to receive your bank statements electronically, reducing paper clutter while keeping your information secure. In today's fast-paced world, having real-time access to your financial information is essential. At Redstone, we're committed to providing services that fit into your life seamlessly. Whether you're checking balances or making payments on the go, our digital banking tools are here to help you every step of the way. Experience the convenience of modern banking with us!

Financial Strength

Commitment to Growth

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $64,191 in used auto loans and $3,792,823,067 in total loans and leases.

Growing Community Trust

Total Share Accounts stand at 1,408,271, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $22,815,063 further illustrate our ability to support you financially. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 11306 County Line Rd Madison Al 35756 or call (256) 656-0396 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $74,911,603 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, we've got options that work for you.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We understand the unique challenges businesses face and offer tailored solutions to help you succeed. At Redstone, we are committed to serving our community with integrity and transparency. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step toward achieving your financial goals or want more information about eligibility and how our loan products can benefit you, don't hesitate to reach out! Contact us at (256) 656-0396 or visit us at 11306 County Line Rd Madison Al 35756, Madison, AL. Let us help you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We also offer various refinancing options, so if you're looking to lower your monthly payments or tap into your home's equity, we can help guide you through the process.

Unsecured Credit Card Loans

For those seeking flexibility in managing finances, we also offer unsecured credit card loans with a total of $258,115,936 in loans helping members effectively manage their day-to-day expenses. These cards come with manageable interest rates and rewards programs to help you make the most of your spending.

Loan Aggregator

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans