Redstone Credit Union Huntsville AL | Low Mortgage Rates & Business Loans

Introduction

Welcome to Redstone, your trusted financial partner in the heart of Huntsville, Alabama. Located at the Charger Student Union, our branch has been serving the community since 1951 with a commitment to helping members achieve their financial goals. With over 813,194 members and total assets exceeding $7.8 billion, we pride ourselves on providing personalized banking solutions tailored to your needs. At Redstone, we understand that each member's journey is unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our dedicated team, led by CEO Joseph Newberry and Board President Dave Hargrove, works tirelessly to ensure you receive top-notch service every time you visit. While you can easily reach us at our branch address in Huntsville (ZIP code: 35899), official correspondence should be sent to our mailing address: 220 Wynn Drive, Huntsville, AL 35893. We invite you to explore our website at Redstone for more information about our offerings. With total deposits amounting to $305,883,216 and a net worth of $1,011,949,770, Redstone is not just a credit union; we're a cornerstone of financial strength in our community. Our experienced staff is always ready to assist with any inquiries or support you may need. We encourage you to stop by or call us at 256-722-1330 during our operating hours from Monday through Friday, 9 AM to 5 PM. Join us in building a brighter financial future today!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of technology in delivering superior service. We offer online and mobile banking options that ensure you can manage your finances anytime and anywhere. With features such as mobile payments and person-to-person transfers, banking with us has never been easier or more secure. Additionally, we are proud of our commitment to accessibility and inclusion. We strive to provide ADA-compliant facilities that welcome everyone in the community.

Join Us!

The heart of Redstone lies in its dedication to both financial health and community well-being. As we continue to grow and serve, we invite you to become part of this vibrant journey. Experience the difference that being a member can make in your life. Visit us today or explore more about membership options at become-a-member. Together, let's build a stronger future for ourselves and our community!

Our Mission

At Redstone, our mission is not just about numbers; it's about people. We strive to create lasting relationships with our members by focusing on their individual needs and goals. We believe that financial success is achieved through education and empowerment. That's why we emphasize community outreach programs and partnerships that uplift those around us. While members can visit us at Charger Student Union, official correspondence should be sent to 220 Wynn Drive, Huntsville, AL 35893. Our lobby hours are convenient for all open Monday through Friday from 9 AM to 5 PM.

Our Story

Over the decades, Redstone has grown from a small credit union into a robust institution with a total membership of 813,194 and total assets reaching an impressive $7,829,722,812. Our commitment to serving the financial needs of our members has fueled our evolution, allowing us to adapt to changing times while maintaining a strong focus on community values. As we opened our doors over seventy years ago, our mission was clear: to provide accessible financial solutions tailored to the unique needs of each member. Today, we continue that legacy by offering a wide array of services, including personal banking accounts, auto loans, mortgage options, and business banking solutions.

Branch Location & Accessibility

Accessibility Features

At Redstone, we prioritize accessibility for everyone. Our branch is equipped with ADA-compliant features including ramps and designated parking spaces for those who need them. You won't have any trouble navigating through our space.

Banking Services

We offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Need cash? We have an ATM available for your convenience. While we do not currently offer drive-thru banking or shared services at this location, our team is always ready to assist you inside. We invite you to visit us today or give us a call at 256-722-1330 if you have any questions. Experience the friendly service and community spirit that sets Redstone apart!

Nearby Landmarks

Located near local landmarks such as the University of Alabama in Huntsville, our branch is not just a place for banking but a part of the community. Whether you're a student, faculty member, or local resident, stopping by is easy and convenient.

Member Eligibility

Becoming a member of Redstone is like joining a caring family that supports your financial journey. We welcome individuals who live, work, or study in our community, making it easy for you to be part of something special. Whether you're looking for personal banking options or aiming to secure an auto loan, we have a place for you here. To learn more about the specific eligibility criteria, just visit https://www.redfcu.org/become-a-member/. It's designed to give you all the details you need in a friendly way. Opening an account at Redstone is straightforward and welcoming. You can easily start the process by checking out our account opening page at https://www.redfcu.org/become-a-member/member_app_check/. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (256) 722-1330. We're here to help you take this exciting step toward better financial health!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Think about how easy it would be to accept payments from customers whether they're paying with a card or using mobile payments. Our services can help streamline your operations so you can focus on what really matters: growing your business. Visit us at Charger Student Union Huntsville Al 35899 in Huntsville, AL, or call us at (256) 722-1330 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Additional Financial Services

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether you need funds for an emergency or want to simplify your payments by consolidating existing debts, we're here to assist. We also provide credit cards with rewards, giving you the chance to earn points for everyday purchases perfect for anyone who loves travel or dining out!

Business Banking Support

For local entrepreneurs in Huntsville, Redstone offers essential business banking services. From merchant services that allow you to accept payments seamlessly to business loans designed to fuel growth, we strive to support the dreams of local businesses.

Easy Access & Convenience

Accessibility is key at Redstone. Our ATM services ensure that cash withdrawals and balance checks are just a few taps away. You can find our ATMs conveniently located around town for easy access whenever you need it. In addition, our online and mobile banking platforms make managing your finances easier than ever before. With features like person-to-person payments and e-statements, staying on top of your finances has never been more convenient.

Get Started Today!

Whether you're interested in personal banking solutions or business services, our team at Redstone is here to help you navigate all your financial needs with ease. Visit us at Charger Student Union Huntsville Al 35899 in Huntsville, AL, or give us a call at (256) 722-1330. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

Starting with personal banking, we offer various options for checking and savings accounts that help you manage your money effectively. Imagine having the peace of mind that comes with knowing your funds are secure while earning interest on your savings. Our accounts come equipped with online and mobile banking features, allowing you to check balances, make transfers, and pay bills right from your smartphone or computer. If you're planning to buy a vehicle, our auto loans and vehicle financing services can help put you behind the wheel sooner than you think. With competitive rates and flexible terms, you can choose a loan that fits your budget perfectly. For those considering homeownership or refinancing an existing mortgage, our mortgage loans offer great options tailored to your financial situation. We'll guide you through every step of the process, making it simple and straightforward.

Digital & Online Banking

Key Services Available

With our online banking services available at https://www.redfcu.org/, you can enjoy features like e-statements, which allow you to view your financial statements electronically. This not only helps reduce paper clutter but also keeps your information secure and accessible whenever you need it. Plus, if you're looking for quick transactions, our person-to-person transfer feature makes sending money to friends or family a breeze. If you're always on the move, our mobile application is here to help. Not only does it enable you to manage your accounts from anywhere, but it also supports mobile payments. You can make purchases directly from your phone without having to carry cash or cards!

Security and Ease of Use

Security is a top priority for us at Redstone. While we don't currently offer electronic signature authorization, our robust online banking system ensures that all transactions are protected with advanced security measures. Our user-friendly interface makes it easy for anyone to navigate through their account settings without feeling overwhelmed. Whether you're checking your balance late at night or making transfers during lunch breaks, we've made sure that accessing your finances is straightforward and hassle-free. With everything available right at your fingertips, managing your money has never been easier. Join us today and experience the convenience of digital banking with Redstone!

Financial Strength

At Redstone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing our commitment to providing safe and reliable services. With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our robust savings options, we have $930,357,877 in undivided earnings that allow us to reinvest in innovative banking tools and stronger lending options. With $64,191 in used auto loans and $3,792,823,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $19,393,722, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $22,815,063. Total Share and Deposit Accounts: 1,408,271, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at Charger Student Union Huntsville Al 35899, Huntsville, AL 35899 or call (256) 722-1330 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We are dedicated to supporting local businesses by offering tailored solutions that fit various business needs.

Credit Lines

In addition to traditional loans, we have credit lines available totaling $1,817,707,759. These can be a great option for those who want flexibility in their borrowing and spending. We encourage you to explore our refinancing options if you're considering adjusting existing loans. At Redstone, we're committed to helping you find the right financial solutions tailored just for you. If you have any questions or want more information about eligibility, feel free to call us at (256) 722-1330 or visit us at our branch located at Charger Student Union Huntsville Al 35899, Huntsville, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we can help guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. Our credit card products come with rewards and benefits designed to enhance your purchasing power while keeping costs manageable.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data only from reputable lenders guarantees fair and transparent offers for consumers.

Benefits of Using LendMesh

- Verified Data: All loan offers are collected from legitimate financial institutions, which ensures transparency in every comparison. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide users with unbiased results. - Real-Time Rate Comparisons: You can view up-to-date loan rates from multiple institutions, enabling informed decisions that could save you money over time. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform can be in helping individuals find the right financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

REDSTONE FEDERAL CREDIT UNION - Huntsville, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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