Redstone Credit Union Huntsville AL | Affordable Vehicle Loans & Mobile Banking

Introduction

Welcome to the Redstone branch located at 1396 Winchester Rd NE, Huntsville, AL 35811. Since our establishment in 1951, we have proudly served our community with dedication and care. With a total membership of over 813,194 individuals, we understand the importance of trust and reliability when it comes to your financial needs. At Redstone, we believe in empowering our members through strong financial services. Our assets total an impressive $7,829,722,812, ensuring that we have the resources to support you in achieving your financial goals. Whether you're looking for checking and savings accounts, auto loans, mortgages, or personal loans for debt consolidation, we've got you covered. Our commitment to excellence is reflected in our leadership. Under the guidance of CEO Joseph Newberry and Board President Dave Hargrove, we work tirelessly to create a welcoming environment where your financial well-being is our top priority. With 1350 dedicated employees ready to assist you, we strive to make every interaction meaningful. While members can visit us at 1396 Winchester Rd NE, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. We invite you to explore all that we offer by visiting our website at Redstone or calling us at 256-837-6110. Join us today and experience firsthand how Redstone is not just a credit union but a partner in your journey toward financial success!

Branch History & Mission

Redstone Credit Union, known as the Winchester Road Branch, has been a cornerstone of financial service in Huntsville, AL since it first opened its doors in 1951. With a strong commitment to our community and a focus on helping our members achieve their financial goals, we have grown into a trusted partner for over 813,194 members. Our journey began with a simple mission: to provide accessible and affordable financial services to all members of our community. Located at 1396 Winchester Rd NE, Huntsville, AL 35811, our branch is easily accessible for anyone in the area. Close to local landmarks and nestled within the vibrant fabric of Madison County, we strive to be more than just a financial institution; we aim to be an active participant in the lives of those we serve. While members can visit us at this location, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Over the decades, Redstone has adapted and evolved while staying true to its core values. Today, we proudly manage total assets of over $7.8 billion. This remarkable growth reflects our unwavering dedication to both sound financial practices and exceptional member service. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we cater to businesses with merchant services and business loans. Our mission extends beyond just banking; it encompasses supporting our community through various outreach initiatives and partnerships. We actively participate in local events and contribute to programs that enhance the well-being of residents in Huntsville and beyond. We believe that by investing in our community, we invest in our members' futures. To ensure that everyone can access our services conveniently, we offer ATM availability and drive-thru banking options at our branch. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. As technology advances, so do we. With features like online banking and mobile payments, managing your finances has never been easier or more secure. Whether you prefer traditional methods or digital solutions, we're here to support you every step of the way. At Redstone Credit Union's Winchester Road Branch, we're proud of where we've been and excited about where we're headed. We invite you to join us on this journey experience firsthand the benefits of membership and let us help you build a brighter financial future together. Visit us today or reach out at 256-837-6110 for any inquiries!

Branch Location & Accessibility

Convenient Access

At Redstone, we prioritize your convenience. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can enjoy easy access to our services. If you need assistance, our friendly staff is always ready to help. For your convenience, we offer both drive-thru banking and ATM services. This means you can handle quick transactions without stepping inside if you prefer. Our drive-thru is available during regular hours so you can complete deposits or withdrawals from your vehicle with ease.

More Than Just Banking

At Redstone, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, there's something for everyone. Plus, our online and mobile banking options allow you to manage your finances anytime and anywhere. Ready to experience personalized service? We invite you to stop by our branch or give us a call at 256-837-6110 today! Join us and see how easy banking can be with Redstone.

Operating Hours

We're here for you during flexible hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Whether it's the start of your week or a weekend errand, we have time set aside for your banking needs. While members can visit us at 1396 Winchester Rd Ne, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893.

Member Eligibility

At Redstone, we believe that becoming a member is like joining a family that truly cares about your financial well-being. We welcome individuals from various backgrounds, including those who live, work, or worship in our community. Whether you're a student starting your journey or someone looking for a trusted financial partner, you may find that you qualify for membership with us. To learn more about the specific eligibility requirements and see if you qualify, please visit our detailed page at https://www.redfcu.org/become-a-member/. Once you're ready to take the next step, opening an account with Redstone is a breeze! Our friendly staff is here to guide you through the process, ensuring that everything feels straightforward and welcoming. If you have any questions or want assistance during this exciting time, don't hesitate to call us at (256) 837-6110. Join us at our branch located at 1396 Winchester Rd Ne Huntsville Al 35811, and discover the many benefits of being part of the Redstone community! For further details on how to open your account, check out our easy-to-follow instructions at https://www.redfcu.org/become-a-member/member_app_check/.

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services make transactions easy and secure, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online payment solutions, we've got you covered. Located conveniently at 1396 Winchester Rd Ne Huntsville Al 35811 in Huntsville, AL, we invite you to explore how our comprehensive business banking services can elevate your success. Contact us today at (256) 837-6110 for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options can help turn that dream into reality. We offer competitive rates and flexible terms, ensuring you find a plan that fits your budget. Picture yourself cruising down the road in your new car without the stress of complicated financing.

Business Banking

For entrepreneurs and small business owners, our business banking services, including merchant services and business loans, are crafted to support your growth. Whether you're starting a new venture or expanding an existing one, we understand the financial challenges you face and are here to help navigate them.

Convenient Access & Support

With features like online and mobile banking, accessing your accounts has never been easier. You can check balances, transfer funds, or pay bills from anywhere at any time. Plus, our ATM availability ensures you can withdraw cash when needed without hassle. For those who prefer face-to-face service, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. At Redstone, we're committed to being more than just a bank; we're your partner in achieving financial success. For more information about any of our services or how we can assist you further, please call us at (256) 837-6110 or visit us at Winchester Road Branch today! Join us in creating a brighter financial future together!

Credit Cards with Rewards

Our credit cards with rewards offer not just purchasing power but also benefits like cashback and travel rewards. You'll earn points every time you shop, making each purchase work harder for you. Think about how nice it would be to earn rewards on everyday spending!

Mortgage Loans & Refinancing

Homeownership is within reach with our comprehensive mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our experts will guide you through the process. You can trust us to make securing a mortgage as simple as possible.

Personal Banking

For individuals seeking reliable banking options, our personal banking services include checking and savings accounts that offer easy access to your funds while helping you earn interest on your savings. Imagine effortlessly managing your daily expenses or setting aside money for future plans our accounts make this possible with user-friendly online and mobile banking features.

Personal Loans & Debt Consolidation

If you need extra cash for unexpected expenses or want to simplify your finances through debt consolidation, we provide personalized loan options tailored just for you. Imagine paying off high-interest debts with one manageable monthly payment it's all within reach at Redstone.

Digital & Online Banking

Key Features

One of the great conveniences we offer is E-Statements, which means you can access your financial statements online instead of waiting for them to arrive in the mail. This not only speeds up the process but also helps keep your information secure. For those times when you need to send money quickly, our person-to-person transfers feature allows you to send funds directly to friends or family with just a few clicks. Plus, if you're on the go, you'll love our mobile application, which puts all these features right in your pocket. If you're looking for a quick way to pay for purchases, our mobile payments option lets you do just that simply tap your phone at checkout and you're good to go! And while we don't currently offer electronic signature authorization, rest assured that our existing services prioritize your safety and security. With all these options at your fingertips, managing your finances has never been easier. Whether you're making a quick payment or checking on recent transactions, Redstone ensures that banking is accessible and straightforward for everyone. Explore our digital banking solutions today by visiting https://www.redfcu.org/ and take control of your financial journey with confidence!

Financial Strength

Growing Member Base

Total Share Accounts: 1,408,271, showing a strong and growing member base that trusts us with their finances. Our net shares amounting to $22,815,063 further underscore our ability to lend responsibly while maintaining robust liquidity. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 1396 Winchester Rd Ne Huntsville Al 35811 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $19,393,722 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your goals is evident as we offer $64,191 in used auto loans and have a total of $3,792,823,067 in loans and leases.

Strong Net Worth

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

Additionally, we provide opportunities for refinancing existing loans as well as eligibility options for new borrowers looking to become part of our community. Our dedicated team is ready to assist you in exploring all available choices tailored to your situation. Your financial well-being is our priority at Redstone. Visit us at 1396 Winchester Rd Ne Huntsville Al 35811, Huntsville, AL, or give us a call at (256) 837-6110 during our operating hours (M-F 9:00am - 5:00pm; Sat 9:00am - 1:00pm). Together, let's work towards achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to help you find the right solution for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and our tailored solutions aim to support your entrepreneurial aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll make, and we're committed to providing guidance through every step of the process.

Unsecured Credit Card Loans

Managing expenses can be tough, but we also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. Our credit card options come with competitive rates and rewards that can benefit you in everyday spending.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working exclusively with legitimate financial institutions, LendMesh guarantees verified data, allowing users to trust the information they receive when comparing loan offers.

REDSTONE FEDERAL CREDIT UNION - Huntsville, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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