Redstone Credit Union Huntsville AL | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Redstone, your trusted partner in financial growth and community support, located at 3501 Memorial Pkwy Nw, Huntsville, AL 35810. Established in 1951, our commitment to helping members achieve their financial goals has only strengthened over the years. With a total membership of 813,194 and assets exceeding $7,829,722,812, we are proud to serve as a cornerstone for individuals and families in our vibrant community. At Redstone, we understand that each member's financial journey is unique. Whether you're seeking competitive auto loans, personal banking solutions, or business services, we have you covered with offerings tailored just for you. Our total deposits amount to $305,883,216, reflecting the trust our members place in us. We also maintain a solid net worth of $1,011,949,770, ensuring that your funds are secure with a credit union that prioritizes stability and growth. While you can visit us at our branch for personalized service and guidance from our dedicated team led by CEO Joseph Newberry and Board President Dave Hargrove you may also reach out through our website here. For official correspondence, please send mail to 220 Wynn Drive, Huntsville, AL 35893. Our office hours are designed to accommodate your busy lifestyle: we're open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Feel free to give us a call at 256-837-6110 or send a fax to 256-722-8399 if you have questions about our services or need assistance. Join us today and experience the Redstone difference where community meets commitment!

Branch History & Mission

A Legacy of Service

Our branch at 3501 Memorial Pkwy NW has been a trusted resource for financial services in Huntsville and surrounding areas. With a commitment to excellence, we've continuously evolved our offerings to meet the changing needs of our members. Whether you're looking for personal banking options like checking accounts and auto loans or business banking services, we provide a full range of products designed to help you achieve your financial goals. While members can visit us at 3501 Memorial Pkwy NW, official correspondence should be sent to 220 Wynn Drive, Huntsville, AL 35893.

Commitment to Innovation

We take pride in being accessible and user-friendly. With services like online banking, mobile payments, and ATMs available for your convenience, managing your finances has never been easier. Our branch features drive-thru banking for quick transactions without leaving your vehicle. We are also dedicated to ADA compliance ensuring all members can access our services comfortably.

Community Engagement

Community is at the core of everything we do at Redstone. We actively participate in local events and support various outreach programs aimed at improving lives in Huntsville and beyond. By choosing us as your financial partner, you're not just joining a credit union; you're becoming part of a movement that values people over profit. Join us today! Experience firsthand how Redstone can help you navigate your financial journey while contributing to the betterment of our community. Visit us or call at 256-837-6110 to learn more about becoming a member and exploring all that we offer!

Our Mission

At Redstone, our mission is clear: to provide high-quality financial services while fostering a strong sense of community. We believe that when our members thrive, so does the community around them. Our focus on customer service means that every interaction is an opportunity to make a positive impact. We aim not just to meet your financial needs but also to support local initiatives and partnerships that uplift those in our area.

Branch Location & Accessibility

Convenient Access and Parking

Finding us is simple! We have ample parking available right outside our doors, making it easy for you to stop by. Plus, we're fully equipped with ADA-compliant features to ensure everyone can access our services comfortably.

Operating Hours Designed for You

We understand that life can get busy, which is why our lobby hours are tailored to fit your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM, and if you're in need of drive-thru services, we're open Saturday from 9:00 AM until 1:00 PM.

Services Just for You

At Redstone, we offer a variety of financial services designed to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or need help with auto loans and mortgages, our friendly team is ready to assist you. We also provide online and mobile banking options for those who prefer managing their finances on-the-go.

Stay Connected

If you have any questions or need assistance before visiting us, feel free to give us a call at 256-837-6110. We're here to help! While members can visit us at 3501 Memorial Pkwy NW, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Come see us soon at the Redstone North Parkway Branch we look forward to serving you!

Member Eligibility

Becoming a member of Redstone is like joining a caring family where your financial well-being is our top priority. If you live, work, worship, or go to school in the communities we serve, you're likely eligible to join us! We welcome individuals from all walks of life and are dedicated to providing personalized service that meets your unique needs. For more detailed information on eligibility criteria, feel free to check out our resource at https://www.redfcu.org/become-a-member/. Opening an account with us is straightforward and designed to make you feel right at home. You can start your membership journey easily by visiting us online at https://www.redfcu.org/become-a-member/member_app_check/, or if you prefer a personal touch, don't hesitate to reach out at (256) 837-6110. Our friendly team is ready to assist you every step of the way! We're located at 3501 Memorial Pkwy Nw Huntsville Al 35810, and we can't wait to help you thrive financially as part of our community.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Running a business means managing many tasks, and we make it easier with our merchant services. Imagine being able to accept payments quickly and securely, whether in-store or online. Our services allow you to focus on what matters most growing your business while we handle the payment processing seamlessly. Located at 3501 Memorial Pkwy Nw Huntsville Al 35810 in Huntsville, AL, we're here to provide the support and resources you need. Let's take your business to new heights together!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we provide essential tools through our business banking services. From merchant services that make transactions easier to various types of business loans, we support your growth every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts on the go. You can check balances, transfer funds, and pay bills right from your phone or computer making it easier than ever to keep track of your finances. Need cash? Our ATM & cash withdrawal services provide easy access whenever you need it.

Drive-Thru and ATM Services

For quick transactions without leaving your car, take advantage of our basic drive-thru banking services for deposits, withdrawals, and simple transactions. We also offer basic ATM access for withdrawals and balance checks, ensuring that cash is always at your fingertips. With all these offerings at North Parkway Branch, we aim to simplify banking so you can focus on what truly matters in life. Ready to explore how we can assist you further? Visit us today at 3501 Memorial Pkwy Nw Huntsville Al 35810 or give us a call at (256) 837-6110. We're excited to help you achieve your financial goals!

Personal Banking Solutions

Managing your money should be easy and convenient. That's why we offer personal banking services including checking and savings accounts designed to fit your lifestyle. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help get you behind the wheel with competitive rates and flexible terms. For those looking to settle into a new home or refinance an existing mortgage, our mortgage loans and refinancing services make the process straightforward and stress-free. Life can throw unexpected expenses your way, but we're here for you with personal loans and debt consolidation solutions that can help ease financial burdens. Plus, enjoy rewards while you spend with our credit cards with rewards, giving you more value for your purchases.

Digital & Online Banking

Key Features for Your Convenience

Our online banking offers a variety of features to help you stay connected with your money. You can view your account balances, transfer funds, and pay bills all in real time. If you're someone who prefers to keep things paperless, you'll be pleased to know that e-statements are available, making it easy to track your financial activity without cluttering your mailbox. Need to send money quickly? Our person-to-person transfer feature allows you to send funds to family or friends instantly, making splitting bills or sending gifts as easy as a few taps on your phone.

Mobile Banking Made Easy

With our mobile application, managing your finances is even more convenient. You can make mobile payments effortlessly, ensuring that paying for everyday purchases is quick and hassle-free. Plus, our app is user-friendly and secure, so you can bank with peace of mind wherever you are. While we currently do not offer electronic signature authorization for transactions, our security measures ensure that your personal information remains safe. Join the many members enjoying these benefits by visiting https://www.redfcu.org/ today! With Redstone, banking has never been easier or more secure.

Financial Strength

Commitment to Growth

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our commitment to supporting your financial goals is evident with $64,191 in used auto loans and $3,792,823,067 in total loans and leases. Our impressive $74,911,603 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees who are always ready to assist you with their knowledge and dedication.

Growing Membership Base

Total Share and Deposit Accounts stand at 1,408,271, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending are at $22,815,063, which reinforces our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 3501 Memorial Pkwy Nw Huntsville Al 35810 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and needs, whether you're financing a brand-new model or a reliable used car.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team is ready to work with you to find the best financing solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process smoothly. Homeownership is within reach at Redstone.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could save you money over time. It's worth checking if you qualify for better rates or terms that fit your current financial situation. At Redstone, we believe in supporting our members through every stage of their financial journey. For more information about our loan products or to discuss your specific needs, don't hesitate to reach out at (256) 837-6110 or visit us at 3501 Memorial Pkwy Nw Huntsville Al 35810, Huntsville, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial options effectively!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to your spending habits, making it easier for you to earn rewards while staying within your budget.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans