Redstone Credit Union Huntsville AL | Affordable Auto Loans & ATM Access

Introduction

Welcome to the Redstone at our Hobbs Road Branch, where we prioritize your financial well-being and community growth. Nestled conveniently at 11800 Memorial Pkwy SW, Huntsville, AL 35803, our branch has been a trusted partner in the area since 1951. With a strong commitment to serving over 813,194 members, we pride ourselves on being more than just a credit union; we are part of your community. At Redstone, we understand that financial decisions can be overwhelming. That's why we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgage financing, and business banking options. Our total assets of $7,829,722,812 and deposits totaling $305,883,216 reflect our stability and dedication to providing you with safe and reliable banking experiences. Led by our CEO, Joseph Newberry, and Board President, Dave Hargrove, our team of 1,350 employees is here to support you every step of the way. We believe in creating lasting relationships with our members based on trust and transparency. Whether you're looking for a loan or simply need assistance with online banking through our website at redfcu.org, we're ready to help. While members can visit us at our branch location for in-person support, please note that official correspondence should be sent to 220 Wynn Drive, Huntsville, AL 35893. If you have questions or want to learn more about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us today at 256-837-6110 or drop by during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Join us at Redstone where your financial success is our mission!

Branch History & Mission

Our Mission

The heart of Redstone lies in our mission to empower individuals and families by offering affordable financial products while supporting the communities we serve. We believe that everyone deserves access to reliable financial services tailored to their needs. Our team is dedicated to helping you achieve your goals whether it's purchasing your first home or securing funding for your business. While members can visit us at 11800 Memorial Pkwy SW, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 1:00 PM. We also provide ATM services and drive-thru banking for added convenience. In addition to our core offerings, we actively engage with local organizations and initiatives aimed at improving lives within Huntsville and beyond. By partnering with local charities and schools, we strive to make a positive impact in our community. Join us today at Redstone! Experience firsthand how we can help you navigate your financial journey with confidence and care. Visit us online at redfcu.org or call us at 256-837-6110 for more information about becoming a member and enjoying the benefits that await you!

Branch Location & Accessibility

Accessibility Features

At Redstone, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can comfortably access our facilities. There's ample parking available right in front of the branch, making it easy for you to pop in anytime during our operating hours. We also offer drive-thru banking for your convenience, so you can handle deposits and withdrawals without ever leaving your vehicle.

Get in Touch

If you're looking for reliable banking with a personal touch, we invite you to visit us at Redstone's Hobbs Road Branch. Have questions? Feel free to give us a call at 256-837-6110. We can't wait to welcome you through our doors!

Operating Hours

We're here to serve you! Our lobby hours are from 9:00 AM to 5:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays for those who need weekend banking options. Whether you have questions about personal loans, checking accounts, or any other services, our friendly staff is ready to assist you during these times.

Services Offered

At the Hobbs Road Branch, we offer a variety of financial products designed to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. You can also take advantage of our ATM services for quick cash withdrawals and balance inquiries whenever you need them.

Member Eligibility

Welcome to the Redstone family! Becoming a member at Redstone is more than just opening an account; it's about joining a community that values your financial well-being. To be eligible for membership, you simply need to live, work, worship, or attend school in certain areas around Huntsville or have a family member who is already part of our cooperative. This means that many people can enjoy the benefits of being with us! As a member, you gain access to personalized banking services, competitive loan rates, and the peace of mind that comes from being part of a member-focused institution. If you're ready to take this step, check out our detailed eligibility criteria at https://www.redfcu.org/become-a-member/ for the most current information. You can also start your account opening process easily by visiting https://www.redfcu.org/become-a-member/member_app_check/. If you have any questions, feel free to call us at (256) 837-6110 we're here to help!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Imagine a small bakery in Huntsville, AL, dreaming of expanding its menu and increasing production. With our tailored commercial loans, we've funded over $253 for our members, helping businesses like this one scale and succeed. For those outside our membership, we also offer $23 in non-member commercial loans, ensuring that flexible financing solutions are accessible to everyone.

Driving Economic Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we provide merchant services that help streamline daily operations. Imagine being able to accept payments seamlessly while focusing on what matters most growing your business. Our services are here to enhance your operations and make life easier. Visit us at 11800 Memorial Pkwy Sw Huntsville Al 35803 in Huntsville, or call us at (256) 837-6110 to learn more about how we can support your business journey!

Comprehensive List Of Services

Accessibility and Service Hours

Our branch features basic drive-thru banking for quick deposits and withdrawals, making it even easier to get in and out when you're on the go. We're here for you during convenient hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. At Redstone, we are committed to serving our community with warmth and dedication. If you have questions or need assistance with any of our services, please don't hesitate to call us at (256) 837-6110. We invite you to explore how we can support your financial journey today!

Business Banking Services

For our business members, we offer tailored solutions such as merchant services and business loans to help you grow and manage your enterprise effectively. We understand the challenges businesses face, and we're here to support you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Hobbs Road Branch provides robust online and mobile banking features that let you manage your accounts anytime, anywhere. Whether it's transferring funds or checking your balance, everything can be done right from your smartphone or computer. Our secure ATM services also allow for easy cash withdrawals and balance checks whenever you need it.

Personal Banking Solutions

We offer a variety of personal banking options designed to suit your everyday needs. With our checking and savings accounts, you can manage your finances easily while enjoying competitive interest rates. For those planning to purchase a new vehicle, our auto loans and vehicle financing options provide flexible terms and rates that fit your budget. If you're considering buying a home or refinancing your existing mortgage, our dedicated team is ready to assist you with mortgage loans and refinancing solutions.

Support for Your Financial Goals

Need some extra cash? Our personal loans and debt consolidation services can help you achieve your financial goals without the stress. Plus, don't forget about our credit cards with rewards, which allow you to earn benefits on every purchase you make.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.redfcu.org/, you can take charge of your finances 24/7. Check your account balances, pay bills, and transfer funds anytime you need to. We also offer e-statements, so you can view your account statements digitally no more waiting for paper copies in the mail! This not only helps you stay organized but also reduces clutter. If you're looking for convenience when making payments, our mobile payments feature allows you to pay using your smartphone wherever you are. Plus, with our dedicated mobile application, available for download on various platforms, all these services are right at your fingertips. Want to send money to friends or family? Our person-to-person transfer service makes it quick and simple to send money directly from your account to theirs without hassle. And while we're committed to providing you with top-notch convenience, we never compromise on security. Your transactions are protected with robust security measures so you can bank with peace of mind. At Redstone, we believe that banking should be accessible and straightforward. That's why we've designed our digital services to be user-friendly while providing real-time account management options that fit seamlessly into your life. Experience the freedom of banking on your terms today!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $19,393,722, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Trust

Total Share and Deposit Accounts: 1,408,271, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $22,815,063, we are well-prepared to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 11800 Memorial Pkwy Sw Huntsville Al 35803 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $64,191 in used auto loans and $3,792,823,067 in total loans and leases.

Solid Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. Our team is here to help you navigate your choices and find the best solutions for your financial situation. For more details about our services or to discuss loan options, call us at (256) 837-6110 or visit us at our branch located at 11800 Memorial Pkwy Sw Huntsville Al 35803 in Huntsville, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. Whether you are interested in a brand-new ride or a reliable used vehicle, our tailored financing options can help make your purchase smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We recognize that every business has unique challenges, and our loan products are structured to support your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We offer competitive rates and flexible terms that can accommodate various budgets and financial situations.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. This option allows you to make purchases while maintaining control over your spending.

Loan Aggregator

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REDSTONE FEDERAL CREDIT UNION - Huntsville, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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