Redstone Credit Union Huntsville AL | Top Auto Loans & Rewards Cards

Introduction

Welcome to Redstone, your trusted financial partner located at 1430 Weatherly Rd Se, Huntsville, AL 35803. Since opening our doors in 1951, we have been dedicated to serving our community with personal and business banking solutions tailored to meet your unique needs. With a proud membership of over 813,194 members, Redstone has grown into a robust credit union boasting total assets of $7,829,722,812. At Redstone, we understand that every member's financial journey is important. That's why our expert team is committed to providing personalized service and financial products that empower you to achieve your goals. Whether you're looking for an auto loan, a mortgage, or simply want to open a checking account, we're here to help. While members can visit us at our branch on Weatherly Road, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Under the leadership of CEO Joseph Newberry and Board President Dave Hargrove, Redstone remains focused on community impact and member satisfaction. With total deposits reaching $305,883,216 and net worth standing at $1,011,949,770, we are committed to ensuring the financial health of our members. We invite you to explore the variety of services we offer from personal banking options like checking and savings accounts to business loans that help local entrepreneurs thrive. Plus, enjoy the convenience of online and mobile banking anytime you need it! Ready to take the next step? Call us at 256-837-6110 or visit our website at Redstone today! Your financial future starts here!

Branch History & Mission

Growth and Community Engagement

As we have expanded over the years, we've embraced technology and customer-centric initiatives. Our commitment to ADA compliance ensures that all members can access our services comfortably. With modern conveniences like online banking, mobile payments, and ATMs available for quick transactions, we strive to meet the needs of our diverse membership. Redstone takes pride in its community outreach efforts. We partner with local organizations and participate in events that uplift our neighbors and create positive change. Our focus isn't just on financial services; it's about building lasting relationships within our community.

Join Us

As we look towards the future, we invite you to be part of this inspiring journey. Experience firsthand the benefits of membership at Redstone. Together, let's build a brighter financial future! For more information on how to join us or to explore our services further, please visit our website or call us at 256-837-6110 today!

Our Mission

Our mission is simple yet powerful: to empower our members with access to affordable financial services while fostering a sense of community. We are committed to providing personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards that truly benefit our members. We believe that financial well-being leads to stronger communities. While members can visit us at 1430 Weatherly Rd SE in Huntsville, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. The convenience of our location allows easy access for everyone in the area. Whether you're stopping by during our lobby hours from Monday through Friday or visiting on Saturday mornings, we are here to serve you.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Situated near popular local spots, our branch is easy to find. If you're near the intersection of Weatherly Road and other main roads, you can't miss us! Plus, we offer ample parking right outside our doors, making your visit hassle-free. Our location is fully accessible, featuring ADA-compliant entrances and ramps so that everyone can access our services comfortably.

Operating Hours and Services

We understand that convenience matters. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. You can count on us for a range of personal banking services like checking and savings accounts, auto loans, credit cards with rewards, and more. Need to make a deposit or withdrawal? Our drive-thru service offers a quick way to handle simple transactions without leaving your car. For those on the go, we also have an ATM available for easy cash withdrawals and balance checks any time of day.

We’re Here for You!

While members can visit us at our branch address, official correspondence should be sent to 220 Wynn Drive in Huntsville if needed. If you have questions or want to learn more about how we can assist you with your financial journey, feel free to call us at 256-837-6110. Come visit us today and discover all that Redstone has to offer!

Member Eligibility

At Redstone, we believe in building a close-knit community where everyone can thrive. Joining us is an exciting step, and we welcome individuals who live, work, or worship in the areas we serve. Whether you're looking for financial support or simply want to be part of a caring network, our doors are open to you. To check if you meet our membership criteria, you can visit our detailed eligibility page at https://www.redfcu.org/become-a-member/. It's easy to become a member; just take a moment to look through the information provided. Once you're ready to take that next step, opening an account with us is straightforward. You can find all the details you need at https://www.redfcu.org/become-a-member/member_app_check/, and should you have any questions or need assistance, feel free to reach out at (256) 837-6110. We're here to help you every step of the way! Join us at our branch located at 1430 Weatherly Rd Se Huntsville Al 35803, and let's grow together!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy café where customers can pay quickly using their cards or mobile devices. Our seamless solutions ensure that transactions are fast and secure, allowing you to focus on what matters most growing your business. Located at 1430 Weatherly Rd Se Huntsville Al 35803, Huntsville, AL, our dedicated team is here to guide you every step of the way. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our network of ATMs ensures easy access to your money whenever you need it. You can also use our drive-thru service for quick deposits and withdrawals without leaving your car. We invite you to experience all these great services at Redstone! If you have questions or would like to learn more about how we can assist you with your financial needs, don't hesitate to reach out at (256) 837-6110. Visit us today at 1430 Weatherly Rd Se Huntsville Al 35803, and let us help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a vehicle? Our auto loans and vehicle financing options come with competitive rates to help you get behind the wheel without breaking the bank. Imagine driving off in your dream car with monthly payments that fit comfortably within your budget.

Business Banking

For our business members, we offer specialized services like merchant services and business loans. Whether you're launching a startup or expanding an existing venture, our team is here to support your business journey.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on everyday purchases. Whether you're shopping for groceries or dining out, every swipe gets you closer to exciting rewards making spending feel more rewarding!

Mortgage Loans & Refinancing

If you're looking to buy a home or refinance an existing mortgage, our mortgage solutions are designed for you. We offer flexible terms and competitive rates that can help make homeownership more affordable. Picture yourself settling into a new home, knowing you've made a smart financial choice.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Check balances, transfer funds, or pay bills right from your smartphone or computer anytime and anywhere.

Personal Banking

We know that everyone has unique financial goals. Our personal banking services include checking and savings accounts that cater to your daily needs and long-term aspirations. Whether you're looking to save for a vacation, a new car, or just want a safe place for your money, we've got you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can tackle those surprises head-on. Additionally, if you're juggling multiple debts, our debt consolidation services can simplify your payments and potentially lower your interest rates making it easier to manage your finances.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform available at https://www.redfcu.org/, you can access your accounts anytime, anywhere. This service is designed for easy navigation, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Plus, with 24/7 access, you're always in control of your finances. We know how important it is for our members to stay connected and manage their money in real time. That's why we offer features like person-to-person transfers, making it simple to send money to friends or family without any hassle. Additionally, our mobile application brings all these services right to your smartphone, ensuring that everything you need is always within reach.

Security and Accessibility

When it comes to protecting your information, we take security seriously. Although electronic signature authorization is currently not available at Redstone, rest assured that our online banking platform uses advanced security measures to keep your data safe. You can feel confident managing your accounts with us. We also provide e-statements as part of our commitment to going green and keeping you organized. By opting for electronic statements, you can access your financial records easily without the clutter of paper. And if you're someone who prefers using mobile payments, you'll be happy to know that our services support this feature too! With just a few taps on your phone, you can make purchases securely and conveniently. At Redstone, we are dedicated to offering user-friendly digital banking solutions that help simplify your life while ensuring that your financial information remains secure. Explore more about what we have to offer by visiting us online today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 1,408,271, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments) amount to $22,815,063, further highlighting our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 1430 Weatherly Rd Se Huntsville Al 35803 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $19,393,722, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $64,191 in used auto loans and a total of $3,792,823,067 in loans and leases.

Strong Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easy for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to support their financial needs. If you're interested in refinancing or want to know about eligibility options for any of our loan products, we encourage you to reach out. Our dedicated team is here to help you navigate through all available options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Redstone, we are committed to helping our members find financial solutions that work for them. For more information about our loan offerings or to discuss how we can assist you further, please call us at (256) 837-6110 or visit us at 1430 Weatherly Rd Se Huntsville Al 35803 in Huntsville, AL.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We guide you through the process, ensuring you find the right loan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. This option allows you to make purchases while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Comparisons

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

REDSTONE FEDERAL CREDIT UNION - Huntsville, AL

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Personal Loans

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