Redstone Credit Union Huntsville AL | Low Mortgage Rates & Business Banking

Introduction

Welcome to the Redstone at our Twickenham Branch, located conveniently at 200 Davis Cir SW, Huntsville, AL 35801. Since our establishment in 1951, we have been dedicated to serving our community and providing members with trusted financial solutions. With a robust membership of over 813,194 individuals, we pride ourselves on being more than just a credit union; we're a family that supports each other's financial journeys. At Redstone, we understand the importance of having your finances in order. Our total assets stand at an impressive $7,829,722,812, ensuring that we have the resources necessary to help you achieve your financial goals. We offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions tailored to meet your needs. Our commitment goes beyond numbers; it's about making a positive impact in our community. With total deposits reaching $305,883,216 and a net worth of $1,011,949,770, we are well-equipped to support our members' aspirations while maintaining the highest standards of financial health. Our experienced team is led by CEO Joseph Newberry and Board President Dave Hargrove, who are passionate about fostering a culture of trust and excellence. While members can visit us at our Twickenham Branch for personalized service, official correspondence should be sent to our mailing address: 220 Wynn Drive, Huntsville, AL 35893. Feel free to reach out to us at 256-837-6110 or explore our services online at Redstone's website. We invite you to join us today and take the first step towards achieving your financial dreams!

Branch History & Mission

Join Us

As you explore your banking options, consider becoming part of something greater with Redstone. Experience firsthand the benefits of membership where your needs are prioritized, and your aspirations are supported. Reach out to us at 256-837-6110 or visit our website to learn more about how you can join us on this journey toward financial success. Together, let's build a stronger community!

Our Mission

At Redstone, our mission goes beyond providing financial products; it's about making a positive impact on people's lives. We strive to empower each member by offering personalized banking solutions that foster growth and stability. Our commitment includes ensuring ADA compliance across all services and continually enhancing our digital platforms so that every member can access their accounts anytime and anywhere. We are proud of our role as a community partner. Through various outreach efforts and collaborations with local organizations, we actively contribute to initiatives that uplift those around us. Whether it's through educational programs or charitable contributions, we believe in giving back as part of our core values.

Our Story

From humble beginnings, Redstone has steadily evolved into one of the most trusted financial institutions in Madison County. Our journey reflects our dedication to fostering financial wellness and providing essential services that meet the diverse needs of our community. As we expanded our offerings, we remained focused on building lasting relationships with our members. The trust placed in us drives our mission forward every day. Our branch's location is not just about numbers; it's about community connections. Nestled close to local landmarks, we are easily accessible for all who seek assistance with personal banking, auto loans, mortgages, and more. While members can visit us at 200 Davis Cir SW, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893.

Branch Location & Accessibility

Convenient Access and Facilities

At Redstone, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and spacious parking options to ensure everyone can visit us with ease. Plus, if you're on the go, take advantage of our drive-thru banking services for quick transactions without leaving your vehicle. We know that life can be busy, which is why we offer convenient operating hours from Monday to Friday, 9 AM to 5 PM. This means you can find time to visit us during your lunch break or after work!

Join Us!

We invite you to stop by the Redstone Twickenham Branch today! Our friendly staff is ready to assist you with all your banking needs. Whether you're opening a new account or just have questions about our services, we're here for you. Feel free to call us at 256-837-6110 if you have any inquiries before your visit. We look forward to welcoming you!

Services Tailored for You

Our Twickenham Branch is equipped with an ATM for easy cash withdrawals and balance checks at any time. We're proud to offer a wide range of financial services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgages. If you're looking for credit cards that come with rewards or need assistance with business banking, we've got you covered. While members can visit us at our physical location for personalized service, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893.

Member Eligibility

At Redstone, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, or worship in the area, or have family members who are already members, you're eligible to become part of our family. Our goal is to provide a welcoming environment where your financial needs are met with personalized service and dedication. You can learn more about the specific eligibility criteria on our website at https://www.redfcu.org/become-a-member/. Opening an account with us is just as easy! We've made it straightforward for you to take this important step towards better banking. Just visit our account opening page at https://www.redfcu.org/become-a-member/member_app_check/ or give us a call at (256) 837-6110 for assistance. Whether you're looking for savings accounts, loans, or other financial products, becoming a member at Redstone means gaining access to valuable resources tailored just for you. We can't wait to welcome you to our community at 200 Davis Cir Sw Huntsville Al 35801!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In today's market, having efficient payment processing is crucial. Our merchant services offer secure and easy ways to accept payments, whether in-store or online. Imagine serving customers seamlessly while managing transactions with just a few clicks. This not only saves time but also enhances customer satisfaction, letting you focus on what you do best growing your business. Visit us at 200 Davis Cir Sw Huntsville Al 35801 in Huntsville, AL, or give us a call at (256) 837-6110 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are here to help. We offer competitive rates that fit various budgets, making it easier for you to drive away in your dream vehicle. Our team can guide you through the application process, ensuring that you get the best deal possible.

Business Banking Services

For our business members, Redstone provides specialized services like merchant services and business loans. We know how vital it is for local businesses to have access to reliable banking solutions, so we work hard to support entrepreneurs in achieving their financial aspirations.

Convenient Access Options

To make your banking experience even smoother, we offer ATM and cash withdrawal services alongside basic drive-thru banking for deposits and withdrawals. Whether you're rushing to work or need quick access during lunch breaks, we've got you covered. At Redstone, we strive to create an environment where your financial needs are met with warmth and professionalism. If you're ready to explore all these services and more, feel free to reach out at (256) 837-6110 or visit us at our branch location. Join us today and take control of your financial future!

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards come with benefits that let you earn while you spend. Whether it's cash back or travel points, you'll enjoy added value with every purchase.

Flexible Personal Loans

If you're looking to consolidate debt or cover unexpected expenses, our personal loans are an excellent solution. We understand that life can throw curveballs, so we offer flexible terms to help you manage those financial bumps along the way.

Home Financing Solutions

Buying a home is one of the most significant decisions you'll ever make. With our mortgage loans and refinancing options, Redstone aims to simplify this process. We provide personalized assistance throughout your journey, helping you find the right loan that suits your lifestyle and financial goals.

Personal Banking Made Easy

When it comes to personal banking, Redstone offers checking and savings accounts designed for everyday life. Whether you are saving for a vacation or need a safe place for your daily spending, our accounts come with features that make banking straightforward and convenient. Plus, our online and mobile banking options ensure you can manage your finances anytime, anywhere perfect for those who want to check balances or transfer funds on the go.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.redfcu.org/, you can enjoy a range of features tailored to make your banking experience smooth and efficient. You'll have 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Plus, our mobile application is designed with user-friendliness in mind, putting the power of banking right in the palm of your hand. When it comes to staying organized, you'll appreciate our e-statements feature. Available for all members, this service allows you to receive your bank statements electronically no more paper clutter! And if you're looking for quick transactions with friends or family, our person-to-person transfer option makes sending money a breeze.

Security and Convenience

Your security is our top priority. Even though we don't offer electronic signature authorization at this time, rest assured that all online transactions are protected with advanced encryption technology. This means you can confidently manage your money without worrying about unauthorized access. Additionally, if you're someone who enjoys the ease of mobile payments, you'll be pleased to know that we support this feature as well. Just use your smartphone for quick purchases without the hassle of cash or cards. At Redstone, we're committed to making banking accessible and straightforward for everyone. From real-time account management to easy payment options, we're here to support you every step of the way. Explore all that our digital services offer today!

Financial Strength

Commitment to Growth

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $64,191 in used auto loans and $3,792,823,067 in total loans and leases.

Member-Centric Savings

Your savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $74,911,603, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Strength

Net Shares available for lending and investments stand at $22,815,063, while our total share accounts have reached an impressive 1,408,271, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 200 Davis Cir Sw Huntsville Al 35801 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier than ever to drive your desired vehicle home.

Credit Lines and Business Loans

For those seeking extra flexibility in their finances, our credit lines totaling $1,817,707,759 offer quick access to funds when you need them most. Additionally, if you're a business owner, our outstanding commercial loans totaling $340,720,719 provide the capital needed for growth and expansion. If you're interested in any of these loan products or want more information on refinancing options, please don't hesitate to reach out! You can call us at (256) 837-6110, visit us at 200 Davis Cir Sw Huntsville Al 35801, or explore more about our offerings online at https://www.redfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you find the right loan product that suits your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but with our flexible terms on unsecured credit card loans, you can navigate your finances more effectively. We currently offer a total of $258,115,936 in these loans, providing members with an accessible way to manage unexpected costs or everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that users receive fair and transparent offers tailored to their needs.

Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans