Redstone Credit Union Huntsville AL | Quick Personal Loans & Checking

Introduction

Welcome to Redstone, your trusted financial partner located at 3309 Memorial Pkwy SW, Huntsville, AL 35801. Established in 1951, we take pride in serving our community with a commitment that goes beyond just banking. With a membership base of over 813,194, we are here to help you achieve your financial goals. At Redstone, our total assets stand at an impressive $7,829,722,812, reflecting our strength and stability. We understand the importance of making informed decisions when it comes to your finances. That's why we offer a wide range of services tailored to meet your needs, including personal banking, auto loans, mortgages, and business financing solutions. Our total deposits amount to $305,883,216, showcasing the trust our members place in us. While members can visit us at our branch location for their banking needs, official correspondence should be directed to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. This ensures that all communications are handled efficiently. Led by our dedicated CEO, Joseph Newberry, and Board President Dave Hargrove, our team is committed to providing exceptional service. With a workforce of 1,350 employees, we're always ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM. We believe in giving back to the community that supports us. That's why we not only focus on building wealth but also on enhancing the lives of those around us. Our strong net worth of $1,011,949,770 and cash reserves of $82,312,982 empower us to invest back into programs that uplift our members and the local community. We invite you to explore all that Redstone has to offer by visiting our website at Redstone FCU or giving us a call at 256-837-6110. Let's work together towards a brighter financial future!

Branch History & Mission

A Legacy of Growth

Located at 3309 Memorial Pkwy Sw, Huntsville, AL 35801, our branch has seen the city flourish around us. We are conveniently positioned near key local landmarks, making it easy for our members to visit us for their banking needs. While you can always reach us at our branch address, official correspondence should be directed to 220 Wynn Drive, Huntsville, AL 35893, if necessary. From humble beginnings, Redstone has evolved into a vital resource for our community. Our mission is simple yet impactful: to empower our members through personalized financial services while fostering a sense of belonging and support. Whether it's offering checking and savings accounts, auto loans, or mortgage refinancing options, we strive to meet the unique needs of each member.

Community Commitment

At Redstone, we believe in giving back. Our outreach efforts include partnerships with local organizations aimed at improving financial literacy and supporting various community initiatives. We understand that a strong community is built on trust and collaboration, which is why we actively engage in programs that uplift those around us. As part of our commitment to innovation and accessibility, we offer robust digital banking services. Members can enjoy online banking and mobile payment options that make managing finances simpler than ever. Our branch also features ADA-compliant facilities to ensure everyone can access our services comfortably.

Join Us

With convenient operating hours from Monday to Friday, 9:00 am - 5:00 pm, and Saturday from 9:00 am - 1:00 pm, we're here when you need us most. Plus, with an ATM available and drive-thru banking options for quick transactions, your banking experience with Redstone is designed to be efficient and user-friendly. We invite you to join the Redstone family today! Experience firsthand how we can help you achieve your financial goals while being a part of a thriving community-focused credit union. Visit us at Redstone or give us a call at 256-837-6110 to learn more about membership opportunities. Together, let's build a brighter financial future!

Branch Location & Accessibility

Additional Features

For those who prefer cash transactions, we offer ATM services right at our location. You can easily access cash with convenient ATM availability throughout the week. Plus, our drive-thru service allows you to handle deposits and withdrawals without leaving your car perfect for those busy days! While members can visit us at 3309 Memorial Pkwy SW, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. We invite you to experience the welcoming atmosphere of the Redstone South Parkway Branch. Stop by today or call us to learn more about how we can assist you with personal banking, auto loans, mortgages, and much more! Your financial journey starts here with us at Redstone!

Convenient Services and Accessibility Features

At Redstone, we prioritize accessibility for all our members. Our branch is fully ADA compliant, ensuring that everyone can comfortably access our services. Whether you prefer to visit us in person or take advantage of our drive-thru banking, we strive to make your experience smooth and enjoyable. Our parking lot offers ample space for both standard vehicles and those needing accessible parking. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays, you can visit us until 1:00 PM for your banking needs. If you ever have questions or need assistance, don't hesitate to give us a call at 256-837-6110.

Member Eligibility

At Redstone, we believe that everyone deserves access to a supportive financial community. Joining us is easy and welcoming! If you live, work, worship, or attend school in the Huntsville area, you're likely eligible for membership. We're dedicated to creating a space where members can thrive financially and feel valued. You can learn more about the specific eligibility criteria by visiting our website at https://www.redfcu.org/become-a-member/. Once you confirm your eligibility, opening an account with us is straightforward. Whether you're looking for checking and savings accounts, loans, or just some friendly advice, our team is here to help you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (256) 837-6110. We're excited to welcome you into the Redstone family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a partner that not only provides funding but also helps you manage transactions seamlessly. Our merchant services offer tools that make accepting payments easy, allowing you to focus on what you do best running your business. From credit card processing to point-of-sale solutions, we're here to simplify your financial operations so you can thrive. Located at 3309 Memorial Pkwy Sw Huntsville Al 35801, Huntsville, AL, our team is ready to assist you with personalized service and expert advice tailored to your industry. Let's work together to turn your business goals into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans that can help support your operations and growth initiatives. We aim to be a partner in your success by offering tailored solutions that meet the unique demands of your business.

Cash Withdrawal Services

For those times when you need cash quickly, we provide ATM and cash withdrawal services at convenient locations. Plus, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. At Redstone, we're committed to making banking easy and accessible for everyone. If you're ready to explore these services further or have any questions, please don't hesitate to reach out! Call us at (256) 837-6110 or visit us during our operating hours: M-F 9:00 am - 5:00 pm; Sat 9:00 am - 1:00 pm. We look forward to serving you!

Credit Options That Work for You

At Redstone, we understand the importance of having access to credit when you need it most. That's why we offer credit cards with rewards, allowing you to earn benefits on your everyday purchases. Whether you're planning a trip or just handling daily expenses, our rewards program gives back every time you swipe.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features such as online and mobile banking, giving you access to your accounts anytime and anywhere. With our platform, you can easily monitor transactions, transfer funds, and pay bills all from the comfort of your home or on-the-go.

Personal Banking Solutions

We offer various personal banking options to fit your lifestyle. Our checking and savings accounts make it easy for you to manage your daily expenses while saving for the future. Need a new vehicle? Our auto loans and vehicle financing provide competitive rates, making it easier than ever to drive off in your dream car. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services offer flexible terms designed for every budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, consider our personal loans and debt consolidation options that can help lighten your financial load.

Digital & Online Banking

Key Features for Your Convenience

Our services include e-statements, which allow you to view your account statements electronically. This not only helps reduce paper waste but also makes it easier for you to keep track of your finances. Plus, with person-to-person transfers, sending money to friends or family is quick and straightforward no need for cash or checks! For those who prefer mobile banking, our mobile application is readily available. You can make payments using our mobile payments feature, giving you the flexibility to handle transactions right from your smartphone. Security is a top priority for us. While we currently do not support electronic signature authorization, we take other measures to ensure that your information remains safe. Our online banking services are designed with robust security features so that you can bank with peace of mind. At Redstone, managing your finances has never been easier or more accessible. Whether you're checking your balance or making a payment on the go, our digital banking options empower you to take control of your financial life with ease. Visit us today at https://www.redfcu.org/ and discover how our online banking services can benefit you!

Financial Strength

Growing Member Base

Total Share Accounts stand at 1,408,271, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $22,815,063, we are well-prepared to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 3309 Memorial Pkwy Sw Huntsville Al 35801 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our impressive $74,911,603, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees ready to assist you with knowledgeable service.

Reinvesting in Our Future

Our commitment to growth is evident through our $930,357,877 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $64,191 in used auto loans and $3,792,823,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $101,330,629 in used vehicle loans and $144,782,478 in new vehicle loans already helping our members get on the road. With our competitive terms and friendly service, driving off in your dream vehicle is easier than ever.

Business Financing

For business owners seeking capital for growth and expansion, our outstanding commercial loans total $340,720,719. We are dedicated to supporting local businesses and providing them with the resources they need to thrive. At Redstone, we strive to make every step of your borrowing experience straightforward and beneficial. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out. Feel free to contact us at 256-837-6110, where our team is ready to assist you during our operating hours: Monday through Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $404,725,678. This could be your opportunity to invest in a place to call home with confidence and ease.

Unsecured Credit Card Loans

For those looking to manage their finances more flexibly, we also provide unsecured credit card loans totaling $258,115,936. These cards come with various benefits designed to help you handle everyday expenses while keeping your budget on track.

Loan Aggregator

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Ensuring Accurate Comparisons

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Take Action Today

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans