Redstone Credit Union Hazel Green AL | Top Auto Loans & Mobile Banking

Introduction

Welcome to Redstone at the Hazel Green High School Branch, where your financial well-being is our top priority! Located at 14380 Us 231431 North, Hazel Green, AL 35750, we have proudly served our community since 1951. With a strong commitment to our members, we currently boast a total membership of over 813,000 individuals who trust us with their financial needs. At Redstone, we understand that every dollar counts. That's why we manage an impressive $7.83 billion in assets and hold total deposits of $305.88 million. Our dedicated team, led by CEO Joseph Newberry and Board President Dave Hargrove, works tirelessly to ensure that our members receive top-notch service and support. With a net worth of $1.01 billion, we are financially robust and ready to assist you with various services including personal banking, auto loans, mortgages, and business banking solutions. Our branch is designed not just as a place for transactions but as a community hub where members can engage with one another and find resources to help them achieve their financial goals. While you can visit us at the branch for assistance, please note that official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. We invite you to explore our website at redfcu.org for more information about our services or to give us a call at 256-656-1273. Whether you're looking for guidance on loans or simply want to know more about becoming a member, we're here to help! Join us today in building a better financial future together!

Branch History & Mission

Community Focused Services

While members can visit us at our branch location for personal banking needs during lobby hours from Monday to Friday between 11:30 AM and 1:00 PM, they can also take advantage of our digital banking services available online or via mobile apps. Although we currently do not offer ATM or drive-thru services at this location, our team is dedicated to ensuring that all members receive the assistance they need promptly. In addition to personal banking services like checking accounts and auto loans, we also cater to business banking needs with merchant services and business loans. Our goal is to be a one-stop-shop for all your financial needs. Join us at Redstone today! Experience the benefits of membership firsthand as you connect with a community-focused credit union ready to support your journey toward financial success. For any inquiries or further information about becoming a member, please reach out at 256-656-1273 or visit us online at Redstone's website.

Our Mission

At Redstone, our mission is clear: we aim to empower our members by offering accessible financial services that enhance their quality of life. We believe that everyone deserves a chance to thrive financially, and we are here to help them achieve their goals through personalized banking solutions. Whether it's opening a checking account, securing an auto loan, or planning for retirement, we strive to provide exceptional service tailored to individual needs. We understand that being part of the community means more than just offering financial products. It means giving back and making a difference in people's lives. Our commitment extends beyond banking; we actively participate in local events and initiatives designed to uplift those around us. Through partnerships with schools and charities, we work hard to foster a supportive environment where everyone can flourish.

Branch Location & Accessibility

Accessibility Features

At Redstone, we prioritize accessibility for all our members. Our branch is compliant with ADA standards, featuring ramps and ample parking to ensure everyone can access our services comfortably.

Connect With Us

Got questions or want more information? Don't hesitate to reach out! You can give us a call at 256-656-1273 or stop by during our operating hours. We look forward to welcoming you into the Redstone family!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 11:30 AM to 1:00 PM. Whether you're stopping by on your lunch break or need assistance during the day, we're here to help!

Services Offered

Our team offers a variety of personal banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have you covered. While we currently do not have ATM services or drive-thru banking available, our dedicated staff is ready to assist you inside the branch.

Member Eligibility

At Redstone, we believe that becoming a member means joining a warm and welcoming community where your financial needs are our priority. If you're looking to become part of this supportive family, eligibility is simple! To qualify for membership at our Hazel Green branch located at 14380 Us 231431 North Hazel Green Al 35750, you should either live, work, worship, or attend school in the areas we serve. We proudly extend our services to individuals who are related to current members as well. This inclusivity ensures that your friends and family can enjoy the same benefits that come with membership. Joining us opens up a world of financial opportunities, from competitive loan rates to personalized banking services tailored just for you. The process of opening an account is straightforward and designed to make your experience as smooth as possible. If you want more detailed information about eligibility requirements, feel free to check out our eligibility page. You can also reach out to us at (256) 656-1273 if you have any questions or need assistance getting started on your journey with Redstone!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, our merchant services are designed to simplify daily transactions for your business. Imagine having a reliable partner that streamlines payments and enhances customer experiences. Our services help you accept payments easily, giving you more time to focus on what you do best running your business. Whether you're just starting out or looking to expand, Redstone is here to support your journey every step of the way. Visit us at 14380 Us 231431 North Hazel Green Al 35750 or call us at (256) 656-1273 to learn how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans make it simple and affordable. With competitive rates, we can help turn your dream of owning a vehicle into reality. Plus, if you already have a vehicle but are feeling overwhelmed by payments, consider our refinancing options that could save you money each month.

Business Banking Services

For local entrepreneurs, we understand how vital effective financial management is for business success. That's why we offer specialized services like merchant services and business loans designed to support growth and operational efficiency.

Credit Cards with Rewards

Enjoy shopping while earning rewards! Our credit cards come with great benefits that allow you to earn points on purchases that can be redeemed for travel, gifts, or even cash back. It's an easy way to make the most out of everyday spending.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make, and we're here to support you with mortgage loans and refinancing options tailored for your situation. Our experienced team will guide you through the process, helping you understand all your options so that you feel confident in your choice.

Join Us Today!

We invite you to explore how Redstone can assist you in achieving your financial goals. Visit us at 14380 Us 231431 North Hazel Green Al 35750 or call us at (256) 656-1273 for more information about our services or how to become a member today! Your journey toward better financial health starts here!

Online & Mobile Banking Convenience

In today's fast-paced world, convenience matters. That's why at Redstone, we've invested in robust online and mobile banking features. Access your accounts anytime, anywhere with our secure platform whether it's paying bills, transferring funds, or checking balances.

Personal Banking Solutions

Managing your finances should be straightforward and accessible. That's why we offer personal banking options like checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts are designed with you in mind. Need quick access to cash? We also provide ATM and cash withdrawal services that ensure you have what you need when you need it.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we offer personal loans for those moments when you need extra cash. Additionally, if you're juggling multiple debts, consider our debt consolidation services that can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Easy Access

Another great feature is the availability of e-statements. This means you can access your account statements digitally, saving paper and making it easier to keep track of your financial history. It's just one more way we help simplify your banking experience. Whether you're at home or out and about, our digital banking tools put control in your hands. Experience the freedom of managing your finances effortlessly with Redstone today!

Key Features

Our mobile application makes it even simpler to handle your finances on the go. You can download it easily and enjoy features like mobile payments, allowing you to make purchases directly from your device. Plus, with person-to-person transfers, sending money to friends and family is quick and hassle-free. Concerned about safety? We prioritize your security with robust measures to protect your information. While we do not currently offer electronic signature authorization, rest assured that our systems are designed for user-friendly navigation without compromising on security.

Financial Strength

Growing Member Base

With a total of 1,408,271 share accounts, we show a strong and growing member base that trusts us with their finances. This growth allows us to further enhance the services we provide while maintaining the highest standards of service quality. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 14380 Us 231431 North Hazel Green Al 35750 or call (256) 656-1273 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing Back into the Community

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $64,191 in used auto loans and $3,792,823,067 in total loans and leases supports your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $74,911,603 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We also provide refinancing options if you want to lower your current auto loan payments.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. Whether you need financing for equipment, inventory, or operational expenses, we are here to support your business goals. At Redstone, we pride ourselves on making the loan process as straightforward as possible. If you're interested in learning more about eligibility or how to apply for any of our loan products, feel free to reach out at (256) 656-1273 or visit us at our branch located at 14380 Us 231431 North Hazel Green Al 35750 in Hazel Green, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards financial freedom!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our dedicated team is here to guide you through each step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. This product is ideal for those who want easy access to funds without the need for collateral.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This information is based on the latest results from the NCUA (Source: https://www.ncua.gov), ensuring that users receive fair and transparent offers. By focusing on verified financial institutions, LendMesh maintains integrity in its comparison process.

The Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing authentic rates without hidden agendas. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. This approach allows users to see unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions. This feature empowers users to make informed decisions based on the most current information available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the effectiveness and reliability of this tool in helping borrowers secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans