Redstone Credit Union Harvest AL | Quick Personal Loans & ATM Access

Introduction

Welcome to Redstone, your trusted credit union located at 6056 Highway 53, Harvest, AL 35749. Since our establishment in 1951, we've been dedicated to serving our community and empowering our members with financial solutions that cater to their unique needs. With a robust membership of over 813,194 individuals, we take pride in being more than just a financial institution; we are a partner in your journey toward achieving your financial goals. At Redstone, we understand that every member's financial journey is different. That's why we offer a wide array of services, including personal banking, auto loans, mortgage options, and business banking solutions. As of now, our total assets stand at an impressive $7,829,722,812, reflecting our solid foundation and commitment to providing secure and reliable banking services. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Our team is here to assist you during lobby hours from Monday to Friday, 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Led by CEO Joseph Newberry and Board President Dave Hargrove, our leadership team is committed to ensuring that every member feels valued and supported. With a net worth of $1,011,949,770 and total deposits reaching $305,883,216, you can trust that your finances are in safe hands. Join us today and discover the difference that personalized service makes! For more information or assistance, feel free to call us at 256-837-6110 or visit our website at redfcu.org. We look forward to welcoming you into the Redstone family!

Branch History & Mission

Community Engagement

Redstone actively participates in community outreach initiatives to foster strong connections within Harvest and the surrounding areas. Our partnerships with local organizations allow us to give back and support those who need it most. While members can visit us at our branch location on Highway 53, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893.

Join Us Today!

As we look ahead, we remain committed to serving you better every day. Our dedicated team is here during operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM ready to assist you with your financial needs. We invite you to experience the benefits of being a part of Redstone Credit Union. Visit us today or explore how you can become a member through our website at Redstone. Together, let's build a brighter financial future!

Our Mission

Our mission at Redstone is clear: we are here to empower our members through accessible financial services while making a positive impact in our community. We believe that financial wellness goes hand-in-hand with community support. Whether it's offering personal banking options like checking and savings accounts or providing loans for vehicles and homes, we strive to be a reliable partner in every member's financial journey. We also understand the importance of adapting to modern needs. At Redstone, we offer various digital banking solutions including online banking, mobile payments, and e-statements. We ensure that all our services are ADA compliant so that everyone can access their accounts easily.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ADA-compliant features, including ramps and designated parking spaces to make your visit as smooth as possible. Whether you're visiting us for personal banking or business services, we aim to create a welcoming environment for everyone.

Operating Hours

We understand that life can be busy, which is why we're open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Our extended hours make it easier for you to find time to visit us. If you have any questions or need assistance, don't hesitate to call us at 256-837-6110. We look forward to welcoming you at the Redstone Highway 53 Branch!

Parking and Services

We have ample parking available right outside the branch, so you can easily find a spot when you arrive. Plus, if you're on the go, our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your vehicle. At Redstone, we offer a variety of banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, our dedicated team is ready to assist you in achieving your financial goals. We also have an ATM available for quick cash access whenever you need it.

Member Eligibility

Becoming a member of Redstone is like joining a warm, welcoming family where your financial well-being matters. If you're wondering whether you qualify, the good news is that eligibility is quite straightforward! Generally, anyone who lives, works, worships, or attends school in our community can join us. We are dedicated to making banking accessible for everyone, so don't hesitate to explore the details at https://www.redfcu.org/become-a-member/. Once you're ready to take the next step, opening an account is easy! You can find everything you need to know about starting your membership at https://www.redfcu.org/become-a-member/member_app_check/. If you have any questions or need assistance, feel free to call us at (256) 837-6110. We're excited to welcome you to Redstone, located at 6056 Highway 53 Harvest Al 35749, where you'll enjoy a range of member benefits designed just for you!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine being able to accept payments easily, whether online or in-person, allowing you to focus on what you do best growing your business. Our services are designed with your success in mind. Located at 6056 Highway 53 Harvest Al 35749 in Harvest, AL, we're here to partner with you every step of the way. Connect with us today at (256) 837-6110 or visit us online at https://www.redfcu.org to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, Redstone offers specialized services just for you. Our business banking solutions include merchant services that help streamline transactions and business loans designed to fuel growth. We aim to support local businesses because we believe that strong communities build better futures.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, as well as person-to-person payment options, handling your finances has never been easier.

Drive-Thru and ATM Services

For quick transactions, our drive-thru service is available for deposits, withdrawals, and other basic banking needs. If you prefer using an ATM, we have machines that are accessible for withdrawals and balance inquiries whenever you need them. At Redstone, we strive to meet all of your financial needs with a warm smile and personalized service. Our dedicated staff is ready to assist you Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Ready to experience the benefits of banking with us? Call us at (256) 837-6110 or visit our website at https://www.redfcu.org/ to learn more about how we can help you achieve your financial goals!

Personal Banking

When it comes to personal banking, we offer a variety of options tailored to fit your lifestyle. You can open checking and savings accounts that help manage your day-to-day finances while earning interest on your savings. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options, which make purchasing your dream car simple and affordable. For those planning to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms. We also offer personal loans for unexpected expenses or debt consolidation, allowing you to take control of your financial situation. Plus, our credit cards come with rewards that let you earn points on everyday purchases.

Digital & Online Banking

At Redstone, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home, at work, or on the go, our online tools ensure you have access to your accounts whenever you need them. One of the standout features is our 24/7 online banking service, which allows you to check your balance, transfer funds, and pay bills any time of day or night. You can easily navigate through our user-friendly interface by visiting https://www.redfcu.org/. For those who prefer using their smartphones, our mobile application provides all the essential banking functions right at your fingertips. We also prioritize your security. While we don't currently offer electronic signature authorization, we ensure that your personal information remains safe with top-notch security measures in place. Plus, with e-statements available, you can go paperless and keep track of your transactions effortlessly. For added convenience, our mobile payments feature lets you make purchases using just your phone, making it easy to manage your spending on the go. If you ever need to send money quickly to friends or family, our person-to-person transfer option has got you covered. At Redstone, we believe that banking should be straightforward and accessible for everyone. Enjoy real-time account management and take advantage of our digital services today!

Financial Strength

At Redstone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to serving your needs effectively. With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; we have $64,191 in used auto loans and $3,792,823,067 in total loans and leases. This robust lending capacity supports members' financial goals across various sectors. Our $74,911,603 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $22,815,063. Total Share and Deposit Accounts: 1,408,271, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 6056 Highway 53 Harvest Al 35749 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, we've got you covered with competitive rates and flexible terms.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting local entrepreneurs with financial solutions that work for them. Our branch is conveniently located at 6056 Highway 53 Harvest Al 35749, Harvest, AL, making it easy for you to stop by and discuss your loan options in person. If you have any questions or would like more information about our offerings, don't hesitate to give us a call at (256) 837-6110. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan products and see how we can help you achieve your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We offer various mortgage plans tailored to fit your budget and lifestyle. If you're considering refinancing your current mortgage, our team is here to help you explore eligibility options that could save you money.

Loan Aggregator

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans