Redstone Credit Union Hartselle AL | Quick Personal Loans & Business Banking

Introduction

Welcome to Redstone, your trusted financial partner at the Hartselle High School Branch located at 1000 Bethel Rd NE, Hartselle, AL 35640. Established in 1951, we have proudly served our community for over seven decades, offering a wide range of financial services tailored to meet the needs of our members. With a total membership of 813,194, we are committed to fostering a sense of belonging and providing exceptional service. At Redstone, we understand that financial decisions can be daunting. That's why our dedicated team, led by CEO Joseph Newberry and Board President Dave Hargrove, is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Our total assets stand at an impressive $7,829,722,812, demonstrating our stability and commitment to your financial success. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to our mailing address: 220 Wynn Drive, Huntsville, AL 35893. With total deposits reaching $305,883,216 and cash in hand amounting to $82,312,982, we ensure that your money is safe and accessible whenever you need it. We pride ourselves on being more than just a credit union; we are a vital part of the community's economic fabric. Our doors are open Monday through Friday from 12 PM to 1:15 PM, ready to assist you with all your banking needs. If you have any questions or want to learn more about how we can help you achieve your financial goals, please don't hesitate to reach out at 256-722-3602. Join us at Redstone today! Explore our website at redfcu.org for more information on membership eligibility and account opening options. Together, let's build a brighter financial future!

Branch History & Mission

Our Journey

Since our opening, we have witnessed tremendous growth and evolution. Starting from humble beginnings, Redstone has expanded its services and reach, now boasting total assets of over $7.8 billion. This journey reflects our dedication to providing quality financial services while also supporting our local community. Our headquarters are located in Huntsville, AL, but our roots run deep in Hartselle. Our branch stands as a testament to resilience and community spirit. Each milestone achieved along the way is not just a number; it's about the families we've helped finance their dreams and the individuals we've empowered through education and support. We pride ourselves on being more than just a financial institution; we're your neighbors committed to making a difference.

Our Mission

At Redstone, our mission is simple yet profound: to enhance the financial well-being of our members while actively contributing to the prosperity of our communities. We believe that everyone deserves access to quality financial services tailored to their unique needs. Whether it's personal banking solutions like checking and savings accounts or specialized services such as auto loans and mortgages, we are here to help. We also understand that community support goes beyond financial transactions. That's why we engage in various outreach programs aimed at uplifting those around us. By partnering with local organizations and participating in community events, we strive to make Hartselle a better place for all. While members can visit us at 1000 Bethel Rd Ne Hartselle Al 35640, official correspondence should be sent to 220 Wynn Drive, Huntsville, AL 35893. We encourage you to explore our diverse offerings online or by visiting us during our operating hours from Monday through Friday between 12 PM and 1:15 PM. As we look toward the future, we remain committed to embracing digital advancements while ensuring that all members receive personalized attention. Our goal is not only to meet your banking needs but also to create an experience that makes you feel valued and understood. Join us at Redstone today! Experience firsthand how we can help you achieve your financial goals while positively impacting our beloved Hartselle community. For any questions or assistance, don't hesitate to call us at (256) 722-3602 we're here for you!

Branch Location & Accessibility

Additional Features

Although we currently do not offer ATM services or drive-thru banking at this location, our staff is always available to help you navigate your banking needs in person. For official correspondence, please note that while you can visit us at our branch address, all mail should be sent to our mailing address at 220 Wynn Drive in Huntsville. We invite you to stop by or give us a call at 256-722-3602 to learn more about how we can assist you. Your financial journey is important to us, and we look forward to welcoming you at the Redstone Hartselle High School Branch!

Nearby Landmarks and Accessibility

Our branch sits just a stone's throw away from local landmarks like Hartselle High School and the nearby parks, making it a familiar spot for many residents. We understand that accessibility is important, which is why our location features ADA-compliant facilities, including ramps for easy entry and ample parking for our members.

Operating Hours and Services

At the Redstone Hartselle High School Branch, we offer convenient lobby hours from Monday through Friday, opening at noon and closing at 1:15 PM. While these hours may seem brief, we ensure that every visit is productive and fulfilling. Our dedicated team is ready to assist you with a variety of personal banking services, including checking and savings accounts, auto loans, mortgage options, and much more.

Member Eligibility

At Redstone, we believe that joining our community means more than just opening an account; it's about being part of a supportive family that looks out for one another. If you're wondering whether you can become a member, the good news is that eligibility is quite broad! You might qualify if you live, work, or attend school in the areas we serve, including Morgan County and surrounding communities. To find out all the details about who can join us, feel free to check out our membership criteria at https://www.redfcu.org/become-a-member/. Becoming a member is simple and rewarding! Once you confirm your eligibility, you can open an account easily online or by visiting us at our branch located at 1000 Bethel Rd Ne Hartselle Al 35640. We are here to help you every step of the way, so if you have any questions or need assistance, don't hesitate to give us a call at (256) 722-3602. Join us today and experience the many benefits of being a part of Redstone!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine your customers making payments smoothly, allowing you to focus on what truly matters growing your business. Whether it's point-of-sale systems or online payment solutions, our services are designed with your convenience in mind. At Redstone, we are dedicated to providing the tools and support you need to take your business to the next level. Reach out today at (256) 722-3602 to learn more about how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM facilities directly at this branch location, rest assured that you can easily access cash through our network of ATMs throughout the area. At Redstone, we strive to make banking straightforward and accessible for everyone in Hartselle and beyond. If you're interested in any of these services or want more information about how we can assist you, please don't hesitate to reach out at (256) 722-3602. Ready to take control of your finances? Visit us today or explore more about joining our community online!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options can help turn that dream into reality. With competitive rates and flexible terms, financing your next vehicle has never been easier. Imagine driving off the lot in your new car while knowing you got the best deal possible!

Business Banking

For our entrepreneurs and business owners, we offer tailored Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team is ready to support your growth.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase brings you closer to exciting benefits. Enjoy cash back on everyday purchases or rewards points for travel and shopping. It's a smart way to make the most out of your spending!

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services provide the support and resources you need. We understand that homeownership is a significant step, and we're here to guide you through the process from start to finish.

Online & Mobile Banking

Convenience is key in today's fast-paced world. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Pay bills, transfer funds, and check balances at your convenience all from the comfort of your home or on-the-go.

Personal Banking

Whether you are opening your first checking account or looking to save for the future, our Personal Banking services have got you covered. We offer checking and savings accounts that fit your lifestyle, making it simple to manage your day-to-day expenses and save for what matters most.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options are designed to give you quick access to cash when you need it most. Whether it's for home repairs, medical bills, or consolidating debt, we've got solutions that fit your situation.

Digital & Online Banking

Accessibility and Security

Our commitment to convenience doesn't come at the cost of security. We use advanced encryption technology to ensure that your personal information remains safe while you bank online. You can manage your accounts confidently knowing that we're working hard to protect your data. In today's fast-paced world, having real-time access to your accounts is essential. With Redstone, you can enjoy all these digital features that make banking easier than ever. Join us in embracing the future of banking visit https://www.redfcu.org/ today!

Key Features

With our online banking service, you can check your balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer to manage your finances from your smartphone, our mobile application is here for you! You can download it easily and enjoy features like mobile payments and person-to-person transfers, making it simple to send money to friends or family whenever you need to. One of the great benefits of banking digitally with us is the availability of e-statements. You can say goodbye to paper clutter and access your statements anytime online. Just log in to view them securely. While we currently do not support electronic signature authorization for documents, rest assured that your security is our top priority.

Financial Strength

A Dedicated Team

We take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 1,408,271, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 1000 Bethel Rd Ne Hartselle Al 35640 or call (256) 722-3602 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

With $64,191 in used auto loans and $3,792,823,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $74,911,603 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Focus

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $930,357,877 in undivided earnings, which allows us to reinvest in innovative banking tools and enhanced security measures to serve you better.

Our Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth indicates our ability to withstand economic fluctuations while continuing to support our members' needs. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We recognize how vital it is for businesses to have access to funds for operations, equipment purchases, or expansion projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We work closely with you to understand your needs and help you navigate the mortgage process smoothly.

Refinancing Options

If you're looking to reduce your monthly payments or consolidate debt, refinancing options are available across many of our loan products. Our team can help you determine if refinancing makes sense for you and guide you through the application process. At Redstone, we are committed to providing personalized service and transparent financial solutions tailored to your unique circumstances. If you're ready to explore your options or have any questions about our loan offerings, feel free to contact us at (256) 722-3602 or visit us at 1000 Bethel Rd Ne Hartselle Al 35640 in Hartselle, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases while enjoying competitive interest rates.

Loan Aggregator

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans