Redstone Credit Union Hartselle AL | Best Auto Loans & ATM Services

Introduction

Welcome to Redstone, your trusted partner in financial services, located at 1415 Main St E, Hartselle, AL 35640. Established in 1951, we have been committed to serving our community with integrity and reliability for over seven decades. With a robust membership of 813,194 individuals, we pride ourselves on creating meaningful relationships with our members and providing tailored financial solutions. At Redstone, we understand that your financial needs are unique. That's why we offer a diverse range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking options. Our total assets stand strong at an impressive $7,829,722,812, reflecting our solid foundation and commitment to your financial growth. We also hold $305,883,216 in deposits and maintain a net worth of $1,011,949,770, ensuring that your money is secure with us. Our dedicated team of 1,350 employees is here to assist you every step of the way. Under the leadership of our CEO Joseph Newberry and Board President Dave Hargrove, we strive to exceed your expectations and foster a community-oriented atmosphere where everyone feels valued. While members can visit us at our Hartselle branch for their banking needs, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Whether you're looking to open an account or need assistance with a loan application, feel free to call us at 256-837-6110 or visit our website at Redstone for more information. Experience the difference with Redstone where community matters and your financial well-being is our priority!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to join the Redstone family. Experience firsthand how our history of service and commitment can make a difference in your life. Whether you're looking for a new checking account or exploring loan options, we are here to help you every step of the way. Come visit us during our operating hours Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm and discover the benefits of being a member of Redstone Credit Union today!

Our Evolution

From our humble beginnings in the early 1950s, Redstone has continuously evolved to meet the needs of our growing membership. The branch's dedication to innovation has seen us embrace digital advancements, making banking accessible through online platforms and mobile applications. We ensure that all members can manage their finances conveniently while maintaining ADA compliance for inclusivity. Our location in Hartselle allows us to be part of a vibrant local culture, engaging with the community through various outreach efforts and partnerships. We are committed to supporting local initiatives and providing resources that empower our members and neighbors alike.

Our Mission

At Redstone, our mission is clear: we strive to provide comprehensive financial solutions while fostering a sense of community and belonging among our members. Our services include personal banking, auto loans, mortgages, business banking, and much more all tailored to support your financial goals. We believe that every member deserves not just access to banking services but also guidance on their financial journey. While members can visit us at 1415 Main St E, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. We pride ourselves on being more than just a financial institution; we are your partners in success. With ATM availability and drive-thru banking options at our Hartselle Branch, we strive to offer convenience without compromising personal service.

Branch Location & Accessibility

Convenient Access and Parking

At Redstone, we prioritize your convenience. Our branch offers ample parking right outside, making it easy for you to hop in and out. We take accessibility seriously; our location features ramps and is ADA compliant, ensuring everyone can comfortably access our services.

Get in Touch

We would love to see you at the Hartselle Branch! If you have any questions or need assistance before your visit, feel free to call us at 256-837-6110. Our dedicated team is ready to assist you with all your banking needs. Come experience the Redstone difference today!

Operating Hours That Fit Your Schedule

We know life can get busy! That's why our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM for drive-thru banking. Whether you need assistance during the week or prefer a Saturday visit, we're here when you need us most.

Services Tailored for You

At our Hartselle Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards there's something for everyone. You can also enjoy the convenience of ATM access and basic drive-thru banking for quick deposits or withdrawals.

Member Eligibility

Becoming a member of Redstone feels like stepping into a warm and welcoming community where your financial needs are understood and prioritized. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We aim to make membership accessible for everyone, so even if you have questions about the specifics, our team is here to help. You can find all the eligibility details at https://www.redfcu.org/become-a-member/, which provides a clear overview of what it takes to be part of our family. Once you're ready to open an account, you'll find that the process is straightforward and user-friendly. Simply visit us at our branch located at 1415 Main St E Hartselle Al 35640, or check out our online application at https://www.redfcu.org/become-a-member/member_app_check/. If you have any questions along the way, don't hesitate to give us a call at (256) 837-6110. Join us today and discover how Redstone can support your financial journey!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine easily accepting credit card payments while keeping track of your sales all in one platform. This means less time managing transactions and more time focusing on what you do best running your business. Visit us at 1415 Main St E Hartselle Al 35640 or call us at (256) 837-6110 to learn how our Business Banking & Commercial Services can help you reach your goals.

Comprehensive List Of Services

Business Banking Support

For our business members, we offer comprehensive banking solutions including merchant services and business loans. We understand the unique needs of small businesses and are here to support your growth with tailored products and advice.

Credit Card Rewards

With our credit cards, not only do you get the flexibility of spending, but you also earn rewards on every purchase. This means that whether you're buying groceries or booking a vacation, your everyday spending can bring added benefits.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime and anywhere is essential. At Redstone, we provide robust online and mobile banking options that allow you to manage your finances from the palm of your hand. You can check balances, transfer funds, pay bills, and even conduct person-to-person transactions without stepping foot in the branch.

Easy Access Services

Our Hartselle Branch offers convenient ATM services where you can perform basic transactions like withdrawals and balance checks quickly. Additionally, our drive-thru service ensures that even simple tasks like deposits or withdrawals can be done swiftly without leaving your vehicle.

Loans and Financing

When it comes to financing, we offer various options to help you make significant purchases or manage unexpected expenses. Our auto loans and vehicle financing programs make it easier for you to hit the road with confidence, while our mortgage loans provide support for those looking to buy their dream home. If you're facing debt challenges, our personal loans and debt consolidation services can help simplify your financial situation.

Member-Centric Approach

We're dedicated to making banking as straightforward as possible for all our members. Our staff is always ready to assist you with any inquiries or guidance you may need regarding our offerings. If you're interested in learning more about how we can assist you with your financial journey, don't hesitate to reach out! Visit us at 1415 Main St E Hartselle Al 35640 or call us at (256) 837-6110. We look forward to serving you at Hartselle Branch!

Personal Banking Solutions

We understand that managing your finances is a crucial part of everyday life. That's why our personal banking services are tailored for convenience and accessibility. Whether you're looking for a checking or savings account, we have options that fit your lifestyle. You can easily open an account online, ensuring you have access to your funds whenever you need them.

Digital & Online Banking

At Redstone, we understand that your time is valuable, and managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to make your banking experience smooth and hassle-free. With our online banking platform, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking service allows you to manage everything at your convenience. Plus, with the option for e-statements available, keeping track of your financial activities has never been easier or more environmentally friendly. For those on the go, our mobile application makes it even simpler to handle your banking needs right from your smartphone. You can enjoy features like mobile payments, making transactions quick and easy just tap and go! Need to send money to a friend? With our person-to-person transfer feature, sending cash is straightforward and instant. Security is always a top priority at Redstone. While we do not currently offer electronic signature authorization, rest assured that all our online services are protected with robust security measures to keep your information safe. Join us today in embracing the convenience of modern banking. At Redstone, we're committed to providing you with accessible, user-friendly tools so you can focus on what matters most your life!

Financial Strength

Commitment to Growth

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $64,191 in used auto loans and $3,792,823,067 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 1,408,271, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $22,815,063, highlighting our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 1415 Main St E Hartselle Al 35640 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $74,911,603 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For those interested in business opportunities, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand your ventures. Additionally, if you're considering refinancing options, our team can guide you through eligibility requirements and help streamline the process. At Redstone, we believe in empowering our members with the financial tools they need for success. For more information about our loan products or to speak with one of our knowledgeable staff members, give us a call at (256) 837-6110 or visit us at 1415 Main St E Hartselle Al 35640 in Hartselle, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to meet your financial needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing solutions make it easier than ever to drive away happy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We work closely with you to navigate the process and find terms that suit your budget.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. Enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

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Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans