Redstone Credit Union Guntersville AL | Best Auto Loans & Business Banking

Introduction

Welcome to Redstone, your trusted financial partner located at 600 Gunter Ave, Guntersville, AL 35976. Since our establishment in 1951, we've dedicated ourselves to serving our members with exceptional financial services tailored to meet their unique needs. With a robust membership of over 813,194 individuals and total assets reaching an impressive $7,829,722,812, we are proud to be a pillar of strength in the Guntersville community. At Redstone, we believe in fostering relationships built on trust and transparency. Our commitment to our members is evident through our diverse offerings that include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Whether you're looking for reliable business banking solutions or convenient online and mobile banking services, we have you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. With a dedicated team of 1350 employees led by our CEO Joseph Newberry and Board President Dave Hargrove, we strive to make every interaction meaningful and beneficial for you. Our strong financial standing is further showcased by total deposits amounting to $305,883,216 and a net worth of $1,011,949,770, ensuring that your finances are in safe hands. We invite you to explore all that Redstone has to offer. Feel free to give us a call at 256-837-6110 or visit our website at www.redfcu.org for more information. Let's embark on a journey towards achieving your financial goals together!

Branch History & Mission

Join Us

As we continue to grow and evolve alongside our community, we invite you to become part of the Redstone family. Experience firsthand the benefits of membership with us whether it's through competitive rates on loans or personalized service from our dedicated team. Visit us today or learn more about becoming a member by checking out our website. Together, let's build a brighter financial future!

Mission Statement

At Redstone, our mission is clear: to empower our members by providing them with exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to quality financial resources that enable them to achieve their goals. Whether it's helping you buy your first home or providing guidance on managing debt, we're here every step of the way. We are proud to maintain a welcoming environment where everyone feels valued and supported. With features like ADA compliance, online banking options, mobile payments, and drive-thru services available during convenient hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM we strive to make banking accessible for all. While members can visit us at 600 Gunter Ave in Guntersville for all their banking needs, official correspondence should be sent to our mailing address at 220 Wynn Drive in Huntsville.

Our Journey

Since opening our doors more than seven decades ago, Redstone has experienced remarkable growth and transformation. Initially founded to provide affordable financial solutions for local families, we have adapted to meet the changing needs of our members while maintaining our core mission of service and support. Today, we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment extends beyond just providing financial services; we are dedicated to enriching the communities we serve. We engage in various outreach programs and partnerships that focus on financial education and community development. This dedication is reflected in our ongoing efforts to support local initiatives and organizations.

Branch Location & Accessibility

Welcome to the Redstone Guntersville Branch, your friendly neighborhood credit union located at 600 Gunter Ave, Guntersville, AL 35976. Nestled in the heart of Marshall County, our branch is conveniently situated near local landmarks like the beautiful Lake Guntersville and just a short drive from downtown. We are here to make your banking experience as easy and accessible as possible. At Redstone, we understand how important it is for our members to have convenient access to their financial services. That's why our branch is designed with you in mind. Our location offers ample parking and features that comply with ADA standards, ensuring everyone can enjoy our services comfortably. Whether you prefer to walk in or take advantage of our drive-thru banking option for quick transactions, we've got you covered. You can visit us during our lobby hours from Monday through Friday, 9 AM to 5 PM, and on Saturdays from 9 AM to 1 PM for drive-thru services. If you're looking for an ATM, we have one available right here at the branch for your convenience. While members can visit us at 600 Gunter Ave, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. If you have any questions or need assistance, don't hesitate to give us a call at 256-837-6110. We invite you to stop by and see how we can assist you with personal banking, auto loans, mortgages, and more. Join our community of satisfied members today!

Member Eligibility

At Redstone, we believe that everyone deserves a supportive financial community, and becoming a member is just a few simple steps away! If you live, work, or worship in the areas we serve, you're likely eligible to join our family. We welcome individuals who share our values and are looking for more than just a bank; we want to be your trusted partner in financial wellness. Whether you're opening your first checking account or seeking help with loans and mortgages, our dedicated team is here to guide you every step of the way. To find out if you qualify for membership at Redstone, check out the detailed eligibility criteria on our website at https://www.redfcu.org/become-a-member/ . We encourage you to explore this resource for the most up-to-date information. Once you're ready, opening an account is easy! Just visit us online at https://www.redfcu.org/become-a-member/member_app_check/ , or give us a call at (256) 837-6110. Join us at 600 Gunter Ave Guntersville Al 35976 and start experiencing the benefits of being part of our community today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for your business. Imagine accepting payments easily, whether in-store or online, enabling you to focus on what really matters serving your customers and growing your brand. With tools designed to streamline operations, you can enhance customer satisfaction while keeping your cash flow steady. Visit us at 600 Gunter Ave Guntersville Al 35976 in Guntersville, AL to discover how we can partner with you in achieving your business goals!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our business banking services including merchant services and business loans designed to help your venture thrive. We know that running a business comes with its challenges; that's why we're here to support you every step of the way.

Convenient Access

To ensure you have access whenever you need it, we offer ATM and cash withdrawal services for quick transactions. Our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car a perfect solution for busy days. With Redstone, convenience is key. Enjoy basic ATM access for balance checks and withdrawals without hassle.

Credit Options

For those unexpected expenses or planning for major life events, our personal loans and debt consolidation services can give you the financial boost you need. Plus, with our credit cards that come with rewards, every purchase gets you closer to exciting perks. Imagine earning points on everyday spending that you can redeem for travel or cash back!

Get Started Today!

We invite you to explore these services further by visiting us at 600 Gunter Ave Guntersville Al 35976 or giving us a call at (256) 837-6110. Our friendly staff is ready to assist you with any questions or help you get started on your financial journey today! Whether it's personal or business banking, Redstone is here for all your financial needs. Join us today and see how we can help make your financial goals a reality!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are tailored for your everyday needs. Imagine managing your finances with ease through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. When it comes to financing a vehicle, our auto loans and vehicle financing options provide competitive rates that fit your budget. Picture yourself driving away in your dream car with manageable monthly payments. For larger investments, like buying a home, our mortgage loans and refinancing solutions offer flexible terms to help you secure the best deal possible.

Digital & Online Banking

Key Services

With our online banking platform, available at https://www.redfcu.org/ , you can access your accounts 24/7. Whether you're checking balances, making transfers, or paying bills, everything is just a few clicks away. Plus, our mobile application makes it even easier to bank on the go. You can download it today and enjoy features like mobile payments, which let you pay for purchases directly from your phone.

Real-Time Management

Need to send money to a friend? Our person-to-person transfer feature lets you quickly send funds without hassle. This means whether it's splitting a dinner bill or helping out with an expense, you can do so instantly. Managing your finances shouldn't be complicated. With the tools provided by Redstone, you'll find that tracking spending and handling transactions can fit easily into your busy life. We're committed to making banking straightforward and accessible for everyone in our community. Explore all these features today at https://www.redfcu.org/ and experience how digital banking can simplify your financial management!

Security and Ease of Use

Your security is our priority. Although we currently do not offer electronic signature authorization, we ensure that your information is protected through robust security measures. Additionally, our e-statements service allows you to view your statements online at any time, reducing paper clutter while keeping your financial records secure.

Financial Strength

A Strong Foundation

With a net worth of $1,011,949,770, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

The total number of share accounts stands at 1,408,271, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $22,815,063, further enhancing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 600 Gunter Ave Guntersville Al 35976 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Members' Savings Secured

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $74,911,603, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for You

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is backed by our impressive lending capacity; we have $64,191 in used auto loans and $3,792,823,067 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are dedicated to supporting local businesses. At Redstone, we believe everyone deserves access to reliable financial solutions. If you're considering refinancing or want to check your eligibility for any of our loan products, please reach out! Our friendly team is ready to assist you in exploring all available options. For more information or if you have questions regarding any of our loan products, don't hesitate to contact us at (256) 837-6110. Visit us at 600 Gunter Ave Guntersville Al 35976, Guntersville, AL, where we're open Monday through Friday from 9 AM - 5 PM and Saturday from 9 AM - 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Credit Lines and Personal Loans

If you're looking for extra financial flexibility, our total credit lines amounting to $1,817,707,759 give you access to funds when you need them most. Additionally, we also provide unsecured credit card loans totaling $258,115,936 that help our members manage their finances effectively without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We're here to guide you through the process and offer personalized support every step of the way.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By partnering only with legitimate financial institutions, LendMesh guarantees that the information displayed is reliable and up to date.

REDSTONE FEDERAL CREDIT UNION - Guntersville, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans