Redstone Credit Union Big Cove AL | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Redstone at our Big Cove Branch, located conveniently at 6416 Highway 431 S, Big Cove, AL 35763. Established in 1951, we have proudly served our community for decades, fostering a sense of belonging and financial empowerment among our members. With a robust membership base of over 813,194, we are dedicated to providing personalized service that makes a real difference in the lives of those we serve. At Redstone, we understand that banking is about more than just numbers; it's about building relationships and supporting your financial goals. Our total assets stand strong at an impressive $7,829,722,812, reflecting our commitment to stability and growth. We are also proud to report total deposits of $305,883,216 and a net worth of $1,011,949,770, showcasing our reliability as a trusted partner in your financial journey. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans or mortgages, our knowledgeable team is here to help. Under the leadership of CEO Joseph Newberry and Board President Dave Hargrove, our staff of 1,350 employees works tirelessly to ensure that each member feels valued and supported. While members can visit us at our Big Cove location for all their banking needs, official correspondence should be sent to our mailing address: 220 Wynn Drive, Huntsville, AL 35893. Feel free to reach out at 256-837-6110 during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Explore what Redstone can offer you today by visiting us online at Redstone. Join us in experiencing the difference that a community-focused credit union can make!

Branch History & Mission

Our Mission Statement

At Redstone, our mission is clear we aim to enhance the quality of life for our members through exceptional financial products and services. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we strive to meet your needs with integrity and transparency. We believe in giving back. Our partnerships with local organizations help us contribute positively to the communities we serve. From sponsoring educational programs to supporting local charities, we are dedicated to making a difference. While members can visit us at 6416 Highway 431 S Big Cove Al 35763, official correspondence should be sent to 220 Wynn Drive, Huntsville, AL 35893. We encourage you to explore the benefits of membership by visiting our website at Redstone. Join us today and experience firsthand how Redstone is not just a credit union but a community partner committed to your financial success. Let's work together toward a brighter future!

Branch Location & Accessibility

Accessibility and Features

At our Big Cove Branch, we prioritize accessibility for all members. We have designated parking spaces and ADA-compliant features to ensure everyone can easily access our services. If you're on the go, you'll be pleased to know that we offer a drive-thru banking option for quick transactions without leaving your vehicle.

Call to Action

We invite you to visit us at the Big Cove Branch or give us a call at 256-837-6110 if you have any questions or need assistance. At Redstone Credit Union, we're here for you every step of the way!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, with Saturday hours from 9:00 AM to 1:00 PM at our drive-thru. We strive to accommodate your schedule and provide flexibility in accessing your accounts.

Services Offered

We offer a wide range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our ATM is available for cash withdrawals and balance checks whenever you need it. Whether you're here for basic transactions or exploring loan options, our friendly staff is ready to assist you. While members can visit us at 6416 Highway 431 S, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893.

Member Eligibility

At Redstone, we believe that everyone deserves access to financial services in a warm and welcoming environment. Becoming a member is easy and opens the door to a community that supports your financial journey. If you live, work, or worship in the areas around 6416 Highway 431 S Big Cove Al 35763, you may be eligible to join us. We also welcome immediate family members of current members, ensuring that your loved ones can benefit from our services too. For a detailed look at the eligibility criteria, please visit this link. Joining Redstone means you're not just opening an account; you're stepping into a world of opportunities. Our members enjoy competitive rates on loans and savings products, personalized service, and a variety of financial tools designed to help you thrive. When you're ready to take the next step, opening an account is simple! You can find all the information you need here or give us a call at (256) 837-6110. Join us today and experience the difference!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running a busy café. With our merchant services, you can accept payments easily and efficiently, ensuring customers have a smooth experience. From credit card processing to mobile payment solutions, we help you focus on what you do best serving your customers while we handle the financial transactions. Let Redstone at 6416 Highway 431 S Big Cove Al 35763, Big Cove, AL be your partner in success. Explore how we can help your business thrive today!

Comprehensive List Of Services

ATM Access & Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services are easily accessible for quick transactions. Plus, our basic drive-thru banking allows you to handle deposits and withdrawals without leaving your vehicle perfect for busy days! At Redstone, we strive to be more than just a financial institution; we're here to empower our members with the resources they need for financial well-being. Have questions about any of our services? Don't hesitate to reach out! Call us at (256) 837-6110 or visit us during our operating hours: Monday through Friday from 9:00 am - 5:00 pm and Saturday from 9:00 am - 1:00 pm. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms to make that dream vehicle a reality. Picture driving off the lot in your new car without the stress of complicated financing; we simplify the process to ensure you can focus on enjoying your ride.

Business Banking Support

For our entrepreneurial members, we offer robust Business Banking services, including merchant services and business loans. Imagine having a trusted partner by your side as you grow your business our team is committed to helping local businesses thrive.

Convenient Online & Mobile Banking

To make banking as convenient as possible, we provide Online & Mobile Banking features that let you manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, our secure platform puts the power in your hands.

Home Financing Made Easy

When it comes to homeownership, our Mortgage Loans & Refinancing options can help turn the key to your new home or reduce your current mortgage payment. Whether you're buying your first house or refinancing for better rates, we guide you through each step, making the process straightforward and stress-free.

Personal Banking Solutions

For those who are just starting out or managing their everyday finances, we offer a range of Personal Banking options, including checking and savings accounts that cater to different lifestyles and financial goals. Imagine effortlessly managing your money while earning interest on your savings our accounts are designed with your convenience in mind.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation services, you have the flexibility to manage those challenges. Whether it's funding a family event or consolidating debt for easier management, we're here to support you with tailored solutions that fit your life.

Rewarding Credit Cards

Looking for a credit card that gives back? Our Credit Cards with Rewards allow you to earn points on purchases that can be redeemed for travel, gift cards, and more. It's a great way to make the most out of everyday spending while building credit.

Digital & Online Banking

Explore Our Services

With our online banking platform available at https://www.redfcu.org/, you can access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick, so you can share expenses without the hassle. For those who prefer banking on the go, our mobile application offers a user-friendly experience right in your pocket. With mobile payments enabled, you can make purchases easily from your smartphone, adding convenience to your daily transactions. Plus, for those who want to stay organized, we offer e-statements that let you manage your finances without the clutter of paper.

Security First

We prioritize your security with robust measures that keep your information safe. While we do not currently support electronic signature authorization, rest assured that all transactions made through our online services are protected with advanced encryption technology.

Stay Connected

With our commitment to making banking accessible for everyone, you can enjoy real-time account management right from home or on the go. It's never been easier to stay connected with your finances! At Redstone, we believe in empowering our members with tools that simplify their financial journey. In summary, whether you're using a computer or mobile device, our digital and online banking services at Redstone are here to help you bank smarter and live better. Explore more about what we offer today at https://www.redfcu.org/!

Financial Strength

Efficient Operations

Our performance reflects our operational efficiency with a net income of $19,393,722, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Focus

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing for You

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive: we have $64,191 in used auto loans and $3,792,823,067 in total loans and leases to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $22,815,063. Total Share Accounts: 1,408,271, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 6416 Highway 431 S Big Cove Al 35763 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we have financing options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need funding for operational costs, we are here to support your entrepreneurial ambitions. At Redstone, we believe in making financial decisions easy and accessible for everyone. For more information about our loan offerings or to discuss which option might be best for you, please don't hesitate to reach out at 256-837-6110 or visit us at 6416 Highway 431 S Big Cove AL 35763. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We offer flexible terms and competitive interest rates that can help make your dream of owning a home a reality. If you're considering refinancing your current mortgage or exploring eligibility options, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. These cards provide you with the purchasing power you need without tying up your assets. Plus, our rewards program adds extra value every time you use it.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the reliability and effectiveness of LendMesh as a tool for financial decision-making. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. By verifying the sources of its loan data, LendMesh eliminates guesswork and helps users find the best options available.

REDSTONE FEDERAL CREDIT UNION - Big Cove, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Big Cove, AL (35763)