Redstone Credit Union Athens AL | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Redstone at our East Athens Branch, where community and financial wellness come together! Located conveniently at 22485 Us Highway 72, Athens, AL 35613, we have been dedicated to serving our members since 1951. With a robust membership of over 813,194 individuals, we pride ourselves on being a trusted financial partner in the community. At Redstone, we understand that life can be unpredictable. That's why we offer a variety of services tailored to meet your needs, whether you're looking for personal banking solutions like checking and savings accounts, or financing options such as auto loans and mortgages. Our commitment is reflected in our total assets of over $7.82 billion, ensuring that we are equipped to support you every step of the way. Our team is led by Joseph Newberry, our CEO, and guided by our Board President Dave Hargrove, both of whom are passionate about fostering a culture of trust and community engagement. Together with our 1,350 employees, we strive to make every interaction meaningful and supportive. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. Feel free to reach out to us at (256) 837-6110 or visit our website at redfcu.org for more information about how we can assist you. Join us today and experience the Redstone difference where your financial goals become our priority!

Branch History & Mission

Community Connections

Our branch stands as a pillar in the Athens community, actively participating in local events and initiatives that uplift those around us. We believe that supporting local schools, charities, and businesses strengthens our ties with members and helps build a vibrant community for everyone. Moreover, we understand that convenience is key in today's fast-paced world. That's why we offer modern banking features such as online banking, mobile payments, and ATM access all designed with your needs in mind. Our drive-thru service allows for quick transactions without leaving your car, ensuring you receive top-notch service whether you're on the go or prefer visiting us directly.

Join Us

As we look toward the future, Redstone remains committed to innovation while never losing sight of our roots. With dedicated staff available during operating hours from Monday through Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 1:00 PM, we're here ready to assist you. We invite you to join the Redstone family today! Experience how together we can create a brighter financial future for you and your loved ones. Visit us online at Redstone or call us at 256-837-6110 for more information on becoming a member or exploring our services. Let's embark on this journey together!

Our Mission

Redstone's mission is simple yet profound: to enhance the financial well-being of our members while giving back to the communities we serve. We believe in offering a range of services from personal banking options like checking and savings accounts to auto loans and mortgages tailored to fit every lifestyle. Our goal is not only to help you manage your finances but also to ensure you thrive in every aspect of life. While members can visit us at 22485 Us Highway 72, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. We invite you to experience firsthand how Redstone is committed to your financial success.

Branch Location & Accessibility

Welcome to the Redstone East Athens Branch, where convenience meets community! Located at 22485 Us Highway 72 in Athens, Alabama, our branch is easy to find and accessible for all members. Whether you're heading to the nearby Walmart or taking a stroll through the local parks, you'll find us right along your way. At our East Athens location, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily access our services. Plus, with ample parking available right outside, visiting us is hassle-free. We're here to serve you during our friendly operating hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you need to discuss your banking options or simply want to make a deposit, our dedicated staff is ready to assist you. For those on the go, we also offer convenient drive-thru banking services for quick transactions without leaving your vehicle. And if you prefer using an ATM, you're in luck! We have one available on-site for easy cash withdrawals and balance checks. If you have any questions or need assistance before your visit, feel free to give us a call at 256-837-6110. We're excited to help you with all your financial needs. Come by and see us soon!

Member Eligibility

Becoming a member of Redstone is like joining a family that truly cares about your financial well-being. Located at 22485 Us Highway 72 Athens Al 35613, our doors are open to those who live, work, worship, or attend school in our community. We believe that everyone deserves access to the best financial services and support. If you have a shared commitment to building a brighter future, you're already on the right path to becoming part of our member-focused community. Joining is simple and welcoming; just visit us online at https://www.redfcu.org/become-a-member/ to check the specific eligibility details. Once you're ready, opening an account is easy! You can find everything you need to start the process right here: https://www.redfcu.org/become-a-member/member_app_check/. If you have any questions or need assistance, feel free to give us a call at (256) 837-6110. We're excited to help you take this important step towards your financial goals!

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to loans, we offer merchant services that make it easier for you to manage transactions. Imagine serving customers quickly at checkout while having access to tools that simplify payments and reporting. Our merchant services are designed to fit seamlessly into your daily operations, allowing you to focus on what you do best running your business. Visit us at 22485 Us Highway 72 Athens Al 35613, Athens, AL or contact us at (256) 837-6110. Let's explore how we can partner together for your business success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Cash Made Easy

We also provide easy access to cash through our ATM services and drive-thru banking. Need to make a deposit or withdrawal? Just swing by our branch during lobby hours or use our ATM for quick transactions. As we continue to grow alongside our community in Athens, we invite you to explore all that Redstone has to offer. Have questions? Feel free to call us at (256) 837-6110 or visit us online at our website. We're excited to assist you on your financial journey!

Business Banking Services

For local businesses, we provide tailored business banking solutions including merchant services and business loans. We understand how vital it is for businesses to have reliable support, and we're here to help you thrive.

Convenient Online Banking

In today's fast-paced world, convenience is key. That's why Redstone offers robust online and mobile banking services. Access your accounts anytime from anywhere with features like mobile payments, e-statements, and person-to-person transfers. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go.

Home Financing Options

Buying a home is one of the most significant decisions you'll make. At Redstone, we offer mortgage loans and refinancing options that can help turn your dream into reality. Our experienced team is here to guide you through every step, ensuring you understand the process and feel confident in your choices.

Personal Banking Solutions

When it comes to personal banking, Redstone offers checking and savings accounts designed with your lifestyle in mind. Imagine having a checking account that fits seamlessly into your daily routine, allowing you to make purchases and manage expenses easily. Our savings accounts help you build your nest egg for future goals, whether it's a vacation or a new home. For those in need of financing options, our auto loans and vehicle financing solutions can get you on the road quickly. Whether you're purchasing a new car or refinancing an existing loan, we work with you to find terms that fit your budget.

Personal Loans and Credit Cards

Need extra cash for unexpected expenses? Our personal loans provide flexible options for debt consolidation or urgent needs. Plus, with our credit cards featuring rewards programs, you can earn while you spend perfect for everyday purchases or special treats.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7, allowing you to check your balance, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, our user-friendly interface ensures that you have real-time access to your accounts. Plus, with our person-to-person transfer feature, sending money to friends and family is simple and quick. For those who prefer mobile banking, our app is available for download, putting your financial tools right in your pocket. You can also enjoy the benefits of mobile payments, making transactions smoother than ever. Just tap and pay at checkout without fumbling through cash or cards!

Security and Accessibility

When it comes to security, we take your safety seriously. While we currently do not offer electronic signature authorization for documents, rest assured that your personal information remains protected through advanced encryption protocols across all our platforms. Additionally, if you choose paperless billing, you'll appreciate the availability of e-statements. This option not only helps you keep track of your finances but also contributes to a more sustainable environment by reducing paper waste. In summary, whether you're looking to manage your accounts online or through our mobile app, Redstone provides the tools you need for accessible and secure banking solutions tailored to fit your lifestyle. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $64,191 in used auto loans and $3,792,823,067 in total loans and leases, supporting our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 1,408,271, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $22,815,063 further highlight our dedication to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 22485 Us Highway 72 Athens Al 35613 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $19,393,722. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find a solution that fits your budget. Plus, refinancing options are available if you're looking to lower your monthly payments or interest rate.

Credit Lines and Personal Loans

For those who need extra flexibility, our total credit lines of $1,817,707,759 provide access to funds when you need them most. Additionally, we offer unsecured credit card loans totaling $258,115,936 to help manage everyday expenses without the burden of collateral. This means more freedom in how you spend and manage your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We offer various mortgage products tailored to suit different financial situations, whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Support for Business Owners

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey with tailored financial solutions. If you're interested in any of our loan offerings or would like more information on eligibility criteria and how to apply, please don't hesitate to reach out! You can contact us at (256) 837-6110 or visit us at our branch located at 22485 Us Highway 72 Athens Al 35613, Athens, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Redstone, we're here to help you navigate your financial journey every step of the way!

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REDSTONE FEDERAL CREDIT UNION - Athens, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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